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HYBRID•EQUITY SAVINGS

Kotak Equity Savings Fund

3 Year return

12.49%
NAV on December 12, 2025
29.8187
1D Returns
+0.03%
Launched on September 2014(11 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
21.81%₹785
Total Value ₹4,385

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹9,422.21 Cr.
Expense Ratio
0.68% (inclusive of GST)
Exit Load
For redemption/switch out of upto 8% of the initial investment amount (limit) purchased or switched in within 90 Days from the date of allotment: Nil. 1.00% - If units redeemed or switched out are in excess of the limit within 90 Days from the date of allotment. Nil - If units are redeemed or switched out on or after 90 Days from the date of allotment.

Ratings

ARQ Rating
4.5

Ratings by other agencies

Value Research
4
Crisil
0
Morning Star
5

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

Kotak Mahindra Mutual Fund Manager

AB

Abhishek Bisen

Fund Manager since Mar 2011

DS

Devender Singhal

Fund Manager since Nov 2025

HS

Hiten Shah

Fund Manager since Oct 2019

Fund House Details

Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund

Asset management company

AUM
₹5,66,981.82 Cr.
No. of Schemes
248
Setup Date
1994

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Sundaram Equity Savings Fund12.7196%
5
HSBC Equity Savings Fund14.2247%
3
Mahindra Manulife Equity Savings Fund11.347%
4.5

Schemes by Kotak Mahindra Mutual Fund

List of mutual fund schemes by AMC

About Kotak Equity Savings Fund Direct Growth

Kotak Equity Savings Fund Direct Growth is a Mutual Fund Scheme expertly managed by Kotak Mahindra Mutual Fund. As a hybrid fund, this scheme offers a unique investment approach, where the fund manager strategically allocates funds into equity, arbitrage and debt instruments in a predetermined ratio. This well-thought-out allocation is established at the fund's inception and remains constant throughout the investment tenure. It's worth noting that this scheme comes with a relatively higher expense ratio compared to other funds.

Investment Objective of the Scheme

Kotak Equity Savings Fund Direct Growth aspires to deliver capital appreciation and income generation by primarily investing in arbitrage opportunities available in the cash and derivatives segments of the equity market. Additionally, the fund seeks to enhance returns by maintaining a moderate exposure to equity and equity-related instruments. This well-balanced blend of investments allows the scheme to potentially benefit from the opportunities presented by market movements and debt instruments alike, providing investors with a comprehensive investment solution.

Key Features of The Fund

5-year return
11.8266%
Expense Ratio
0.68%
Fund Manager
Abhishek Bisen
Fund Size
₹9422.21 Cr.
Risk Profile
Moderately High

Is this scheme good for me?

Kotak Equity Savings Fund Direct Growth is well-suited for investors with a medium-term horizon seeking a balance of safety, income, and modest capital appreciation. The fund's hybrid nature provides diversification across asset classes, aiming to reduce overall risk. It can be a desirable option for investors seeking a mixture of equity and debt exposure within a single investment vehicle. However, like all investments, investors must align the scheme's objectives with their financial goals and risk tolerance. It's essential to review the fund's prospectus and disclosures to gain a comprehensive understanding of the fund's investment strategy and potential risks involved.

AMC Contact Details

NameKotak Mahindra Mutual Fund
Launch DateN/A
AddressN/A
ContactN/A
EmailN/A
WebsiteN/A
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

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FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Kotak Equity Savings Fund on December 12, 2025, is ₹29.8187
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Kotak Equity Savings Fund, is ₹9422.21 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Kotak Equity Savings Fund is 0.68%
The Kotak Equity Savings Fund was launched on September 17, 2014. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Kotak Equity Savings Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,385 in 3Y at 12.4862% returns
SIP Date1st of every month

Your next SIP Payment will be on 13 January 2026

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