Fund Name
|
Ratings
|
Risk
|
1Y Returns
|
AUM
|
|
---|---|---|---|---|---|
HDFC Retirement Savings Equity |
5 |
Very High |
25% |
₹1,00,900 cr. |
Invest |
HDFC Retirement Savings Hybrid Equity |
5 |
Very High |
35% |
₹1,00,100 cr. |
Invest |
HDFC Equity Savings |
5 |
Medium |
45% |
₹1,00,350 cr. |
Invest |
HDFC Hybrid Debt |
5 |
Medium |
55% |
₹1,01,250 cr. |
Invest |
HDFC Floating Rate Debt |
5 |
Medium |
65% |
₹1,10,120 cr. |
Invest |
HDFC Hybrid Equity |
4.5 |
Very High |
75% |
₹1,30,800 cr. |
Invest |
HDFC Mid-Cap Opportunities |
4 |
Very High |
57% |
₹1,20,800 cr. |
Invest |
HDFC Short Term Debt |
4.5 |
Medium |
76% |
₹1,00,400 cr. |
Invest |
HDFC Flexi Cap |
4.5 |
Very High |
77% |
₹1,10,800 cr. |
Invest |
HDFC Medium Term Debt |
4.5 |
Medium |
77% |
₹1,10,800 cr. |
Invest |
About HDFC Mutual Funds
HDFC Mutual Fund is the asset management arm promoted by the largest private bank in India It is the largest asset management and actively managed equity mutual fund in India, managing an asset of Rs. 4.5 trillion as of March 31, 2022.
It started in 1999 as a joint venture between HDFC and ABRDN Investment Management Limited. In 2018, it got listed on the stock exchange.
They are one of the most profitable Indian AMCs, with a track record of more than 28 years. Their key strength lies in offering a comprehensive suite of savings and investment products across asset classes focusing on generating income and wealth creation for their investors. HDFC Mutual Fund has an active investor base of 10.8 million active accounts and 75 thousand distribution partners, including mutual fund distributors, national distributors, and banks.
Some of the key performance metrics of the HDFC Mutual Fund are stated below:
- Revenue from the operation of the company grew at 17.41% CAGR in the last 5 years
- For the same period, operating profit growth was 20.08%, and PAT growth was 21.35%
- AUM grew at 25.86%, whereas equity AUM grew by 32.27%
- HDFC Mutual Fund has a distribution network of 228 branches in 200 Indian cities
- It has a 29-member investment team that is highly experienced and competent
Besides asset management services, HDFC AMC provides portfolio management and segregated account services to HNI individuals.
You can explore the best HDFC Mutual Funds on Angel One’s app and invest directly from the portal.
HDFC Mutual Funds Key Information
The following are some of the key information regarding the HDFC Mutual Fund company.
Founding date | 1999 |
AMC Incorporation date | December 10, 1999 |
Headquarters in | Mumbai |
Name of the sponsors | HDFC Ltd. Abrdn Investment Management Ltd. (AIML) formerly called Standard Life Investment |
Trustee organisation | HDFC Trustee Company Ltd. |
MD and CEO | Navneet Munot |
CIO | Prashant Jain |
Compliance Officer | Ms Supriya Sapre |
Investor Service Officer | Sameer Sakseria |
How to Invest in HDFC Mutual Fund?
Investing in HDFC Mutual Fund, or any other AMC, for that matter, is easy and hassle-free with your Angel One account. Just take the following steps:
Step 1: Log in to your Angel One account by entering your registered mobile number and validate the OTP. Next, enter the MPIN.
Note: If you do not have an Angel One account, open a Demat with us in a matter of minutes by completing the KYC procedure.
Step 2:Find the most suited HDFC MF based on your goals and risk profile. You can learn more about each fund on Angel One’s app. Things to consider at this stage are.
- Find your desired fund or choose one from those listed by Angel One.
- Analyse the fund’s historical performance, sectoral and stock holdings, and tax incidence. Ascertain the estimated earnings on investment using the returns calculator.
- Understand the scheme’s level of risk and see if it aligns with your tolerance.
- Consider the fund’s ratings assigned by reputed rating agencies. Typically, mutual funds are rated from 1 to 5 based on various parameters like consistency, risk, returns, etc.
- Check the fund’s expense ratio to estimate the cost of investing in it.
Step 3:Once you have chosen the fund(s) you want to invest in, log in to the Angel One app, go to the Mutual Funds section and search for the fund on the page. Since this can be a long-term investment, make a careful choice after considering all aspects:
- Decide whether you want to make a lumpsum investment or SIP
- Next, enter the amount you want to pay and select the preferred payment option. You can choose to pay through UPI or net banking.
- In case you choose to invest via SIP, you can create a mandate to automate future payments.
Top fund managers of HDFC Mutual Fund company
CS
Chirag Setalvad
Chirag is a Business Administration graduate from the University of North Carolina. He joined HDFC Mutual Fund company in 2000 as a fund manager. In 2004, he left HDFC MF to join New Vernon Advisory Services Pvt. Ltd. before joining back in 2007 as a senior fund manager.
Besides being an experienced fund manager, Chirag also lends his experience to investment banking and equity research. Presently, he manages a total AUM of Rs. 57,928 crore in 15 schemes, including Small Cap Fund, Retirement Savings Fund, Long Term Advantage Fund, Mid-Cap Opportunities Fund, Hybrid Equity Fund, Children's Gift Fund, Multi-Asset Fund, etc.
PJ
Prashant Jain
VK
Vinay R Kulkarni
SM
Shobhit Mehrotra
AJ
Anupam Joshi
Top 5 HDFC Mutual Funds to Invest
Returns and risks are the primary factors in choosing a mutual fund scheme. The relationship between potential risk and probable return reflects the possibilities of investing in a mutual fund. The following are some of the best HDFC Mutual Funds.
Name of the Fund | Sub Category | AUM (Rs. in crore) | Minimum investment (Rs.) | CAGR 3Y (%) | CAGR 5Y (%) |
HDFC Retirement Savings Fund Equity Plan Direct Growth | Equity: Flexi cap Fund | 2,659 | 100 | 40.75 | 15.21 |
HDFC Gold Direct Plan Growth | FoFs - Gold | 1,431 | 100 | 10.94 | 13.22 |
HDFC Index S&P BSE Sensex Direct Plan Growth | Index Fund | 4,156 | 100 | 31.92 | 13.17 |
HDFC Retirement Savings Fund Hybrid Equity Plan Direct Growth | Solution Oriented - Retirement Fund | 932 | 100 | 28.51 | 12.57 |
HDFC Dynamic Debt Fund Direct Plan Growth | Dynamic Bond Fund | 525 | 100 | 7.40 | 6.10 |
Disclaimer: The above-mentioned top funds are for informational purposes only and are not recommendations. The funds are based on 5-yr CAGR dated 20th March 2023, which is subject to change frequently. Check out real-time data in the Mutual Funds section on Angel One.
HDFC Retirement Savings Fund Equity Plan Direct-Growth
In the past 3 and 5 years, the fund has generated annualised returns of 40.45% and 15.21%, respectively. It comes under the Solution Oriented Category of HDFC Mutual Fund. The minimum investment required for the fund is Rs. 100 for lumpsum and SIP.
HDFC Gold Direct Plan-Growth
The fund has delivered better returns than other funds in the category. 100% of the scheme’s fund is allocated to debt securities. The fund follows the Gold-India benchmark. The minimum investment threshold is Rs. 100 for lumpsum and SIP.
HDFC Index S&P BSE Sensex Direct Plan-Growth
It has a fund size of Rs. 4,156 crores, investing 100% in equities. An index fund emulates the performance of a market index, in this case, the S&P BSE Sensex. The fund has an expense ratio of 0.20%. The minimum investment amount is Rs. 100 for SIP and lumpsum
HDFC Retirement Savings Fund Hybrid Equity Plan Direct-Growth
The fund follows the benchmark: NIFTY 50 Hybrid Composite Debt 65:35. As the name suggests, it invests in debt and equity securities and comes under the Solution Oriented category of HDFC Mutual Fund.
HDFC Dynamic Debt Fund Direct Plan
The dynamic debt fund can change allocation between long and short-term bonds based on changing interest rates. The minimum investment amount is Rs. 100.
FAQs

Whether you should invest in HDFC Mutual Fund schemes or not depends on your goals. In addition to assessing their returns over several timelines, evaluate the schemes based on risk, volatility, returns, the fund manager’s experience, and your own return expectations and risk tolerance. Talking about returns, HDFC Retirement Savings Fund Equity Plan Direct Growth has given the highest 5-yr CAGR of ~15% among other schemes.







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