Best Bandhan Mutual Fund Schemes

Fund Name
Ratings
Ratings in Descending
Rating in Ascending
Risk
Risk in Descending
Risk in Ascending
3Y Returns
Three Years Returns in Descending
Three Years Returns in Ascending
AUM
Asset Under Management in Descending
Asset Under Management in Ascending

Bandhan Infrastructure Fund Direct Plan IDCW Payout

Equity Sectoral / Thematic

0

Very High

36.8%

₹1,592.31 cr.

Bandhan Infrastructure Fund Direct Plan IDCW Reinvestment

Equity Sectoral / Thematic

0

Very High

36.8%

₹1,592.31 cr.

Bandhan Infrastructure Fund

Equity Sectoral / Thematic

0

Very High

36.76%

₹1,592.31 cr.

Bandhan Small Cap Fund

Equity Small Cap Fund

0

Very High

28.02%

₹5,880.18 cr.

Bandhan Small Cap Fund Direct Plan IDCW Payout

Equity Small Cap Fund

0

Very High

27.9%

₹5,880.18 cr.

Bandhan Core Equity Fund

Equity Large & Mid Cap Fund

3.5

Very High

27.42%

₹5,360.46 cr.

Bandhan Core Equity Fund Direct Plan IDCW Payout

Equity Large & Mid Cap Fund

3.5

Very High

27.37%

₹5,360.46 cr.

Bandhan Core Equity Fund Direct Plan IDCW Reinvestment

Equity Large & Mid Cap Fund

3.5

Very High

27.37%

₹5,360.46 cr.

Bandhan Sterling Value Fund

Equity Value Fund

4

Very High

25.11%

₹9,756.75 cr.

Bandhan Sterling Value Fund Direct Plan IDCW Payout

Equity Value Fund

4

Very High

25.1%

₹9,756.75 cr.

Bandhan Sterling Value Fund Direct Plan IDCW Reinvestment

Equity Value Fund

4

Very High

25.1%

₹9,756.75 cr.

Bandhan ELSS Tax Saver Fund

Equity ELSS

5

Very High

21.77%

₹6,855.60 cr.

Bandhan Large Cap Fund

Equity Large Cap Fund

2

Very High

20.39%

₹1,514.89 cr.

Bandhan Large Cap Fund Direct Plan IDCW Payout

Equity Large Cap Fund

2

Very High

20.36%

₹1,514.89 cr.

Bandhan Large Cap Fund Direct Plan IDCW Reinvestment

Equity Large Cap Fund

2

Very High

20.36%

₹1,514.89 cr.

Bandhan ELSS Tax Saver Fund Direct Plan IDCW Payout

Equity ELSS

5

Very High

18.77%

₹6,855.60 cr.

Bandhan ELSS Tax Saver Fund Direct Plan IDCW Reinvestment

Equity ELSS

5

Very High

18.77%

₹6,855.60 cr.

Bandhan Flexi Cap Fund

Equity Flexi Cap Fund

3.5

Very High

18.5%

₹7,428.52 cr.

Bandhan Flexi Cap Fund Direct Plan IDCW Reinvestment

Equity Flexi Cap Fund

3.5

Very High

18.37%

₹7,428.52 cr.

Bandhan Flexi Cap Fund Direct Plan IDCW Payout

Equity Flexi Cap Fund

3.5

Very High

18.37%

₹7,428.52 cr.

Bandhan Focused Equity Fund

Equity Focused Fund

2

Very High

18.29%

₹1,640.76 cr.

Bandhan Focused Equity Fund Direct Plan IDCW Payout

Equity Focused Fund

2

Very High

18.23%

₹1,640.76 cr.

Bandhan Focused Equity Fund Direct Plan IDCW Reinvestment

Equity Focused Fund

2

Very High

18.23%

₹1,640.76 cr.

Bandhan Nifty 50 Index Fund Direct Plan IDCW Payout

Other Index Fund

0

Very High

17.09%

₹1,348.45 cr.

Bandhan Nifty 50 Index Fund Direct Plan IDCW Reinvestment

Other Index Fund

0

Very High

17.09%

₹1,348.45 cr.

Bandhan Nifty 50 Index Fund

Other Index Fund

0

Very High

17.09%

₹1,348.45 cr.

Bandhan Hybrid Equity Fund

Hybrid Aggressive Hybrid Fund

2.5

Very High

15.38%

₹728.20 cr.

Bandhan Hybrid Equity Fund Direct Plan IDCW Payout

Hybrid Aggressive Hybrid Fund

2.5

Very High

15.29%

₹728.20 cr.

Bandhan Hybrid Equity Fund Direct Plan IDCW Reinvestment

Hybrid Aggressive Hybrid Fund

2.5

Very High

15.29%

₹728.20 cr.

Bandhan Asset Allocation Fund of Fund Aggressive

Other FoFs Domestic

0

High

14.9%

₹18.22 cr.

About Bandhan Mutual Fund

Before being named Bandhan Mutual Fund, the AMC was named IDFC Mutual Fund and its parent company was IDFC Ltd.

Established in 2000, IDFC Mutual Fund was one of the largest Mutual Fund houses in India. By AUM or Assets Under Management, it was in the list of the 10 largest players in the sector – with more than ₹1.16 lakh crore as AUM as of March 2022. The corporation had been growing to cover most of the domestic market with regional headquarters across the Central and Eastern parts of India, where the economic growth rate is higher and more investment is needed.

The fund house has 52 primary mutual fund schemes of which, 15 are debt schemes, 12 are equity schemes, 5 are hybrid schemes, and 10 from other categories.

In April 2022, a consortium including Bandhan Financial Holding (60%), ChrysCapital (20%), and Singapore’s sovereign fund GIC (20%) began the process of acquiring IDFC Asset Management Company, after which IDFC Mutual Fund was rebranded as Bandhan Mutual Fund (in March 2023)

Bandhan Mutual Fund Key Information

AMC Founding Date (of IDFC Mutual Fund) 13th March 2000
AMC Incorporation Date (of IDFC Mutual Fund) 20th December 1999
Trustee Company Bandhan Mutual Fund Trustee Ltd.
MD and CEO Mr. Vishal Kapoor
Compliance Officer Additi Bharadwaj

Bandhan Mutual Fund Managers

AB

Anoop Bhaskar

Fund Manager since Feb 2020 (4 years)

AK

Arpit Kapoor

Fund Manager since Mar 2017 (7 years)

View Details

Arpit Kapoor did his MBA from Indian Institute of Management, Kozhikode. He worked at various firms including UTI Mutual Fund before joining IDFC Asset Management.

SA

Sumit Agrawal

Fund Manager since Jul 2023 (1 year)

View Details

Mr Sumit Agrawal is currently Fund Manager of Equities at Bandhan Mutual Fund. He worked at IDFC AMC since October 2016. Before joining IDFC AMC, he worked with Mirae Asset Mutual Fund, as Fund Manager in Equities. Before that, he worked at Axis Capital as Vice President - Research Analyst and before that, at JP Morgan India Services Pvt. Ltd. as Team Leader & Research Analyst – Investment Banking. He got a PGDM in Finance from SCMHRD, as well as CFA and Company Secretary degrees.

SR

Sachin Relekar

Fund Manager since Jul 2022 (2 years)

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Sachin Relekar did his MMS, Finance from Jamnalal Bajaj Institute of Management Studies (JBIMS). He worked at TATA Mutual Fund and LIC Mutual Fund before joining IDFC Mutual Fund.

DP

Daylynn Pinto

Fund Manager since Oct 2022 (1 year)

View Details

Mr. Pinto has been associated with IDFC AMC, now under Bandhan Mutual Fund, since October 2016. Before joining IDFC AMC, he had worked with UTI Asset Management Company Ltd as Fund Manager. He holds a Post Graduate Diploma in Management (PGDM) and Bachelor’s degree in Commerce.

How to Invest in Bandhan Mutual Fund via Angel One?

Investing in the Bandhan Mutual Fund is a hassle-free process when done through your Angel One account. You just have to follow these steps:

Step 1: Log in to your Angel One account by entering your mobile number and validating the OTP. Enter your MPIN thereafter in order to finish the login.

Note:In case you do not have an account with Angel One already, you can open a demat account with us in under a few minutes by submitting the necessary documents.

Step 2: Assess which fund is most suited based on your needs and risk profile. You can learn more about each fund on the Angel One app. Things to do at this stage are:

  1. Search for the fund you want to invest in or take cues from funds listed by Angel One across categories.
  2. Analyse the fund’s past performance, tax incidence, and the sectors and companies in which it invests in. You can also calculate the potential returns using the calculator.
  3. Evaluate the fund’s level of risk and weigh it against your risk tolerance.
  4. Check the fund’s ratings given by reputed rating agencies. Generally, the ratings range from 1 to 5.
  5. Consider the fund’s expense ratio to get an idea about the cost of investing in it.

Step 3: Once you finalise the fund(s) you want to invest in, open your Angel One account, go to the Mutual Funds section, and look for it. Since this can be a long-term investment, be careful when choosing the fund that you would like to invest in.

  1. Decide whether your want to invest in a lump sum or via monthly SIP.
  2. Next, enter the amount you want to invest and choose how you want to make the payment. UPI is the preferred mode. Alternatively, you can choose net banking.
  3. After placing the order, in case of the SIP route of investment, you can create a mandate to make hassle-free future instalments.

Documents Required To Invest in Bandhan Mutual Fund

Investing in Bandhan Mutual Fund through Angel One is a hassle-free experience, thanks to our seamless and fully digital KYC process. To complete your KYC, you’ll need to provide the following essential documents:

  1. PAN Card Details (Mandatory)
  2. Personal Information (Full Name, Mobile Number, Email Address)
  3. Address Proof – Aadhar Card is recommended, including both the front and back sides.
  4. Bank Account Details, along with a cancelled cheque if necessary.
  5. Nominee details and FATCA Declarations

Angel One simplifies the KYC verification, ensuring quick and efficient access to Bandhan Mutual Funds for both new and returning investors. With our user-friendly platform, your financial goals are well within reach. Your KYC process will be completed in just 48-72 business hours, allowing you to start your mutual fund journey without delay.

Top 10 Bandhan Mutual Fund to Invest

Name of the Fund Sub Category AUM (₹in crore) Minimum Investment (₹) CAGR 3Y (%) CAGR 5Y (%)
Bandhan Infrastructure Fund Sectoral Fund – Infrastructure 767.99 1000 42.21 19.16
Bandhan Sterling Value Fund Value Fund 6649.65 1000 36.99 19.35
Bandhan Emerging Businesses Fund Small Cap Fund 2014.27 100 33.35
Bandhan Tax Advt(ELSS) Fund Equity Linked Savings Scheme (ELSS) 5073.13 500 31.51 18.88
Bandhan Core Equity Fund Large & Mid Cap Fund 2846.58 100 27.95 16.99
Bandhan Flexi Cap Fund Flexi Cap Fund 6120.08 100 21.69 12.77
Bandhan Nifty 50 Index Fund Index Fund 867.37 100 20.74 13.64
Bandhan Hybrid Equity Fund Aggressive Hybrid Fund 615.18 100 19.77 13.27
Bandhan Large Cap Fund Large Cap Fund 1149.11 1000 18.85 13.55
Bandhan Focused Equity Fund Focused Fund 1332.2 1000 16.68 12.3

**All data as on October 4, 2023.

Selection Criteria: The funds chosen have demonstrated the highest Compound Annual Growth Rate (CAGR) over the past 3 years.

Bandhan Infrastructure Fund

This fund operates as a Sectoral Fund with a focus on infrastructure. It manages assets worth ₹767.99 crore and has an expense ratio of 1.2%. Over the past 3 years, it has demonstrated a Compound Annual Growth Rate (CAGR) of 42.21%. To start investing in this fund, a minimum of ₹1000 is required. Bandhan Infrastructure Fund primarily invests in infrastructure-related assets, contributing to its growth.

Bandhan Sterling Value Fund

The Bandhan Sterling Value Fund follows a Value Fund strategy and manages assets totalling ₹6649.65 crore with an expense ratio of 0.72%. Over the last 3 years, it has achieved a CAGR of 36.99%. This fund aims to invest in undervalued assets, seeking long-term growth. The minimum investment amount for this fund is ₹1000.

Bandhan Emerging Businesses Fund

This fund operates as a Small Cap Fund with an Asset Under Management (AUM) of ₹2014.27 crore and an expense ratio of 0.55%. It has delivered a CAGR of 33.35% over the past 3 years. The Bandhan Emerging Businesses Fund focuses on small-cap stocks and companies with high growth potential. A minimum investment of ₹100 is required to participate in this fund.

Bandhan Tax Advt(ELSS) Fund

As an Equity Linked Savings Scheme (ELSS), this fund manages assets worth ₹5073.13 crore, with an expense ratio of 0.63%. Over a 3-year period, it has achieved a CAGR of 31.51%. The Bandhan Tax Advt (ELSS) Fund offers tax benefits under Section 80C of the Income Tax Act. The minimum investment amount is ₹500.

Bandhan Core Equity Fund

Operating as a Large & Mid Cap Fund, this fund manages assets amounting to ₹2846.58 crore with an expense ratio of 0.8%. Over the last 3 years, it has provided a CAGR of 27.95%. The Bandhan Core Equity Fund seeks to invest in both large and mid-cap stocks, providing a balanced approach to growth. A minimum investment of ₹100 is required.

Bandhan Flexi Cap Fund

The Bandhan Flexi Cap Fund operates as a Flexi Cap Fund, managing assets worth ₹6120.08 crore and an expense ratio of 1.17%. Over a 3-year period, it has demonstrated a CAGR of 21.69%. This fund offers flexibility in choosing from a variety of asset classes for potential growth. The minimum investment amount for this fund is ₹100.

Bandhan Nifty 50 Index Fund

This fund is classified as an Index Fund and manages assets of ₹867.37 crore with an exceptionally low expense ratio of 0.1%. Over 3 years, it has provided a CAGR of 20.74%. The Bandhan Nifty 50 Index Fund tracks the Nifty 50 index, offering investors a low-cost way to gain exposure to India’s top 50 companies. The minimum investment amount is ₹100.

Bandhan Hybrid Equity Fund

Operating as an Aggressive Hybrid Fund, this fund manages assets totaling ₹615.18 crore and has an expense ratio of 1.13%. Over the past 3 years, it has achieved a CAGR of 19.77%. The Bandhan Hybrid Equity Fund combines equity and debt investments for a balanced approach to growth. A minimum investment of ₹100 is required.

Bandhan Large Cap Fund

This Large Cap Fund manages assets amounting to ₹1149.11 crore with an expense ratio of 0.96%. Over the last 3 years, it has provided a CAGR of 18.85%. The Bandhan Large Cap Fund primarily invests in well-established, large-cap stocks for steady growth. The minimum investment amount for this fund is ₹1000.

Bandhan Focused Equity Fund

Operating as a Focused Fund, this fund manages assets totalling ₹1332.2 crore with an expense ratio of 0.83%. Over a 3-year period, it has achieved a CAGR of 16.68%. The Bandhan Focused Equity Fund concentrates on a select number of stocks, aiming for focused growth. A minimum investment of ₹1000 is required.

Mutual Funds Calculators

Bandhan Mutual Fund FAQs

Should I invest in the Bandhan Mutual Funds scheme?

Generally, investors look at the returns of the mutual fund scheme. However, past returns are not indicative of future performance. Therefore, you should also evaluate funds based on other factors such as risk, volatility, the fund manager’s experience, and your own return expectations and risk tolerance in order to choose the best fund suited for your terms.

How to start Bandhan Mutual Funds SIP online?

You can start investing in Bandhan Mutual Funds SIP online in several ways. One of them is through AMC’s official website. But for a seamless experience, you can do it via Angel One.

How to redeem Bandhan Mutual Funds online?

For online investments, you can redeem your units in three ways. First, via Angel One App under the Mutual Funds section. Second, by visiting https://www.angelone.in/mutual-funds. Finally, you can also redeem your Bandhan Mutual Funds units by visiting the AMC's website.

How much time does it take to redeem Bandhan Mutual Funds?

You can expect to receive the proceeds of equity, debt, and conservative hybrid funds in your registered bank account within 2-4 working days of initiating the withdrawal. In the case of liquid funds, you can expect to get the funds in 1-2 working days.

What are the redemption charges of Bandhan Mutual Funds?

Redemption charges of Bandhan Mutual Funds depend on the type of mutual fund you want to sell. Generally, an exit load and taxes are applicable.

How to increase the SIP amount in Bandhan Mutual Funds?

You can do this in three ways - by visiting https://www.angelone.in/mutual-funds, the Angel One App or the AMC’s official website.

How can I get the Bandhan Mutual Funds statement?

Getting the Bandhan Mutual Fund scheme account statement is simple. Head to the Mutual Funds section in the Angel One App or visit https://www.angelone.in/mutual-funds. Alternatively, you can get the statement by visiting the AMC’s official website.

Are Bandhan Mutual Funds schemes tax-free?

Not all schemes are tax-free. As with any other ELSS, the one offered by Bandhan Mutual Funds also comes with tax benefits. By investing in Bandhan Mutual Fund’s ELSS Funds, you can claim a tax deduction of up to ₹1.5 lakh under Section 80C every financial year.