Kotak Mahindra Mutual Fund

Best Kotak Mahindra Mutual Fund Schemes

Fund Name	Ratings	Risk	3Y Returns	AUM
Kotak Infrastructure and Economic Reform Fund Direct Plan Growth Equity Sectoral / Thematic	0	Very High	37.78%	₹1,608.26 cr.
Kotak Infrastructure and Economic Reform Fund Direct Plan Reinvestment of IDCW Reinvestment Equity Sectoral / Thematic	0	Very High	37.77%	₹1,608.26 cr.
Kotak Infrastructure and Economic Reform Fund Direct Plan Payout of IDCW Payout Equity Sectoral / Thematic	0	Very High	37.77%	₹1,608.26 cr.
Kotak India EQ Contra Fund Growth Direct Equity Contra Fund	3	Very High	26.66%	₹2,672.12 cr.
Kotak India EQ Contra Fund Payout of IDCW Direct Payout Equity Contra Fund	3	Very High	26.66%	₹2,672.12 cr.
Kotak Small Cap Fund Growth Direct Equity Small Cap Fund	5	Very High	26.55%	₹13,881.69 cr.
Kotak Small Cap Fund Payout of IDCW Direct Payout Equity Small Cap Fund	5	Very High	26.55%	₹13,881.69 cr.
Kotak Small Cap Fund Reinvestment of IDCW Direct Reinvestment Equity Small Cap Fund	5	Very High	26.55%	₹13,881.69 cr.
Kotak Emerging Equity Scheme Growth Direct Equity Mid Cap Fund	3.5	Very High	25.08%	₹39,684.91 cr.
Kotak Emerging Equity Scheme Payout of IDCW Direct Payout Equity Mid Cap Fund	3.5	Very High	25.08%	₹39,684.91 cr.
Kotak Emerging Equity Scheme Reinvestment of IDCW Direct Reinvestment Equity Mid Cap Fund	3.5	Very High	25.08%	₹39,684.91 cr.
Kotak Equity Opportunities Fund Payout of IDCW Direct Payout Equity Large & Mid Cap Fund	3	Low	24.67%	₹19,861.46 cr.
Kotak Equity Opportunities Fund Reinvestment of IDCW Direct Reinvestment Equity Large & Mid Cap Fund	3	Low	24.67%	₹19,861.46 cr.
Kotak Equity Opportunities Fund Growth Direct Equity Large & Mid Cap Fund	3	Very High	24.67%	₹19,861.46 cr.
Kotak Nifty Next 50 Index Fund Direct Plan Growth Other Index Fund	0	Very High	23.67%	₹171.95 cr.
Kotak Nifty Next 50 Index Fund Direct Plan Payout of IDCW Payout Other Index Fund	0	Very High	23.67%	₹171.95 cr.
Kotak Nifty Next 50 Index Fund Direct Plan Reinvestment of IDCW Reinvestment Other Index Fund	0	Very High	23.67%	₹171.95 cr.
Kotak Tax Saver Scheme Payout of IDCW Direct Payout Equity ELSS	5	Very High	23.66%	₹5,294.79 cr.
Kotak Tax Saver Scheme Growth Direct Equity ELSS	5	Very High	23.66%	₹5,294.79 cr.
Kotak Multi Asset Allocator Fund of Fund Dynamic Direct Payout of IDCW Payout Other FoFs Domestic	0	High	22.09%	₹1,370.31 cr.
Kotak Multi Asset Allocator Fund of Fund Dynamic Direct Reinvestment of IDCW Reinvestment Other FoFs Domestic	0	High	22.09%	₹1,370.31 cr.
Kotak Multi Asset Allocator Fund of Fund Dynamic Direct Growth Other FoFs Domestic	0	High	22.09%	₹1,370.31 cr.
Kotak Pioneer Fund Direct Plan Growth Equity Sectoral / Thematic	0	Very High	20.9%	₹2,250.46 cr.
Kotak Pioneer Fund Direct Plan Reinvestment of IDCW Reinvestment Equity Sectoral / Thematic	0	Very High	20.89%	₹2,250.46 cr.
Kotak Focused Equity Fund Direct Plan Growth Equity Focused Fund	3	Very High	20.6%	₹3,187.12 cr.
Kotak Focused Equity Fund Direct Plan IDCW Reinvestment Equity Focused Fund	3	Very High	20.6%	₹3,187.12 cr.
Kotak Focused Equity Fund Direct Plan IDCW Payout Equity Focused Fund	3	Very High	20.6%	₹3,187.12 cr.
Kotak Flexicap Fund Payout of IDCW Direct Payout Equity Flexi Cap Fund	3	Very High	20.03%	₹45,911.90 cr.
Kotak Flexicap Fund Reinvestment of IDCW Direct Reinvestment Equity Flexi Cap Fund	3	Very High	20.03%	₹45,911.90 cr.
Kotak Flexicap Fund Growth Direct Equity Flexi Cap Fund	3	Very High	20.03%	₹45,911.90 cr.

About Kotak Mahindra Mutual Fund

Kotak Asset Management company began operating in 1998. It is a wholly-owned subsidiary of Kotak Mahindra Bank Limited (KMBL). Kotak Mahindra Asset Management Company Limited (KMAMC), the asset manager of Kotak Mahindra Mutual Fund (KMMF), was incorporated on August 2, 1994, under the Companies Act 1956. They are the fifth largest AMC based on Quarterly AUM as of Jun 2023.

As a successful asset management company, Kotak is responsible for introducing several innovative schemes in the market. They were the first AMC to have a dedicated gilt fund to invest exclusively in Government securities. Kotak Mutual Fund AMC comes in the same league of the top mutual fund companies of India with ₹2,85,987 crores AUM as of February 28, 2023.

Kotak asset management company has a very successful track record and has earned the trust of millions of Indian investors. We have discussed some of the best Kotak Mutual Funds below.

Let’s now look at some of the key factors of the company:

Kotak Mahindra AMC is a part of the reputed Kotak Group. Kotak Mahindra was the first Indian NBFC to receive a banking licence from RBI in February 2003.
Currently, the AMC has 86 branches spread over 82 cities in India and has 25.9 lakh unique investors.
They offer 261 schemes catering to the varied risk appetite of their customers.
When it comes to stock selection, they only target AAA and AA-rated companies.
Kotak Mahindra Mutual Fund offers a variety of investment opportunities in debt, equities, and hybrid schemes.

The group is one of the constituents of NIFTY50. Kotak Mahindra AMC is also a publicly listed company. If you want to invest in Kotak Funds, track Kotak Mutual Fund NAV on your Angel One mobile app/website.

Kotak Mahindra Mutual Fund Key Information

The following are some of the key information regarding the Kotak asset management company

Founding date	June 23, 1998
AMC Incorporation date	August 5, 1994
Headquarters in	Mumbai
Name of the sponsors	Kotak Mahindra Bank Ltd.
Trustee organisation	Kotak MahindraTrustee Co(P) Ltd.
Chairman	Uday Kotak
MD and CEO	Nilesh Shah
CIO	Harsha Upadhyaya (E), Ms Lakshmi Iyre (D)
Compliance Officer	Ms Jolly Bhat
Investor Service Officer	Ms Sushma Mata

Kotak Mahindra Mutual Fund Managers

How to Invest in Kotak Mahindra Mutual Fund via Angel One?

Investing in Kotak Mahindra Mutual Funds, or any other AMC, for that matter, is an easy and hassle-free process when done through your Angel One account. Just take the following steps:

Step 1: Use your registered mobile number to log in to the Angel One account and validate with OTP. In the next step, enter the MPIN.

Note: If you don’t have an Angel One, open a Demat account with us in a matter of minutes of minutes by uploading the necessary documents.

Step 2: Determine which fund is most suited based on your needs and risk profile. You can learn more about each fund on the Angel One app. Things to consider at this stage are:

Search for the fund you want to invest in or take cues from funds listed by Angel One across categories.
Analyse the fund’s past performance, tax incidence, and the sectors and companies in which it invests in. You can also calculate the potential returns using the calculator.
Evaluate the fund’s level of risk and weigh it against your risk tolerance.
Check the fund’s ratings given by reputed rating agencies. Generally, the ratings range from 1 to 5.
Consider the fund’s expense ratio to get an idea about the cost of investing in it.

Step 3: Once you have chosen the fund(s) you want to invest in, open your Angel One account, go to the Mutual Funds section and choose the fund on the page.

Mutual funds are long-term investments, and you should consider all aspects before choosing to invest. Things you must consider are:

Lumpsum or SIP investment
Amount you want to pay and preferred method of payment. UPI is the most desired option, but you can also choose to invest via net banking.
If investing through SIP, you can also set a mandate for automatic debit.

Documents Required To Invest in Kotak Mutual Fund

When it comes to investing in Kotak Mutual Funds through Angel One, the process is seamless and fully digital, ensuring a hassle-free experience. Whether you’re a first-time investor or returning, we’ve got you covered. To kickstart your investment journey, you’ll need to provide the following essential documents:

PAN Card Details (Mandatory)
Personal Information (Full Name, Mobile Number, Email Address)
Address Proof – We recommend using your Aadhar Card, including both the front and back sides.
Bank Account Details, along with a cancelled cheque if deemed necessary.
Nominee details and FATCA Declarations.

Our user-friendly platform simplifies the KYC verification, allowing you to access Kotak Mutual Funds swiftly and efficiently. Your financial goals are now well within reach. In just 48-72 business hours, your KYC process will be completed, and you can embark on your mutual fund journey.

Top 10 Kotak Mahindra Mutual Fund to Invest

The following are some of the top-performing Kokat Asset Management funds based on 5-yr CAGR.

Name of the Fund	Sub category	AUM (₹in crore)	Minimum Investment (₹)	CAGR 3Y (%)	CAGR 5Y (%)
Kotak Infra & Eco Reform Fund	Sectoral Fund – Infrastructure	1096.51	100	40.59	22.11
Kotak Small Cap Fund	Small Cap Fund	12285.81	100	37.4	25.77
Kotak Emerging Equity Fund	Mid Cap Fund	33091.23	100	32.13	22.57
Kotak India Growth Fund	Multi Cap Fund	111.17	100	31	23.69
Kotak India EQ Contra Fund	Contra Fund	1792.67	100	26.49	17.27
Kotak Equity Opp Fund	Large & Mid Cap Fund	15013.39	100	26.35	19.01
Kotak Tax Saver Fund	Equity Linked Savings Scheme (ELSS)	4088.63	500	25.88	18.24
Kotak Pioneer Fund	Thematic Fund	1866.2	100	24.86	–
Kotak Equity Hybrid Fund	Aggressive Hybrid Fund	4170.97	100	22.72	16.75
Kotak Focused Equity Fund	Focused Fund	2749.21	100	22.62	–

**All data as of October 4, 2023.

Selection Criteria: The funds chosen have demonstrated the highest Compound Annual Growth Rate (CAGR) over the past 3 years.

Kotak Infra & Eco Reform Fund

This fund belongs to the sectoral category, focusing on Infrastructure. The fund’s assets under management (AUM) stand at ₹1096.51 crore, with an expense ratio of 0.76%. Over a 3-year period, it has shown a compound annual growth rate (CAGR) of 40.59%. The minimum investment amount for this fund is ₹100.

Kotak Small Cap Fund

Categorised as a Small Cap Fund, this fund deals with small-cap assets. The fund has an AUM of ₹12285.81 crore and an expense ratio of 0.43%. In the last 3 years, it has delivered a CAGR of 37.4%. The minimum investment required for this fund is ₹100.

Kotak Emerging Equity Fund

Falling under the Mid Cap Fund category, this fund primarily invests in mid-cap assets. The AUM for this fund is ₹33091.23 crore, with an expense ratio of 0.37%. Over a 3-year period, it has provided a CAGR of 32.13%. The minimum investment amount for this fund is ₹100.

Kotak India Growth Fund-Sr 4

This fund is a Multi Cap Fund, involving a diverse portfolio of market cap. With an AUM of ₹111.17 crore, it maintains an expense ratio of 0.34%. Over the last 3 years, it has showcased a CAGR of 31%. The fund can be initiated with a minimum investment of ₹100.

Kotak India EQ Contra Fund

Operating as a Contra Fund, this fund takes a contrarian approach to investment. The AUM for this fund amounts to ₹1792.67 crore, with an expense ratio of 0.7%. Its 3-year CAGR stands at 26.49%, and the minimum investment needed is ₹100.

Kotak Equity Opp Fund

Classified as a Large & Mid Cap Fund, this fund invests in both large and mid-cap assets. The AUM for this fund is ₹15013.39 crore, with an expense ratio of 0.52%. Over a 3-year period, it has delivered a CAGR of 26.35%. The minimum investment for this fund is ₹100.

Kotak Tax Saver Fund

This fund is an Equity Linked Savings Scheme (ELSS), aiming for tax-saving benefits. The AUM for this fund amounts to ₹4088.63 crore, and it maintains an expense ratio of 0.56%. It has provided a 3-year CAGR of 25.88%. The minimum investment required is ₹500.

Kotak Pioneer Fund

Categorised as a Thematic Fund, this fund follows a thematic investment approach. The AUM stands at ₹1866.2 crore, and the expense ratio is 0.44%. Over a 3-year period, it has shown a CAGR of 24.86%. The minimum investment amount for this fund is ₹100.

Kotak Equity Hybrid Fund

Positioned as an Aggressive Hybrid Fund, this fund blends both equity and debt assets. The AUM is ₹4170.97 crore, with an expense ratio of 0.47%. Over a 3-year span, it has provided a CAGR of 22.72%. The minimum investment required is ₹100.

Kotak Focused Equity Fund

Operating as a Focused Fund, this scheme maintains a focused portfolio approach. The AUM for this fund is ₹2749.21 crore, and it bears an expense ratio of 0.5%. Its 3-year CAGR is 22.62%, and the minimum investment amount is ₹100.

Mutual Funds Calculators

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Kotak Mahindra Mutual Fund FAQs

Should I invest in a Kotak Mutual Fund scheme?

Kotak Mahindra AMC offers some of the best mutual funds in each category of debt, equity, and hybrid funds. It is one of the best asset management companies for investment, with some of the best returning mutual funds. You can choose to invest in one according to your financial goal, risk profile, and investment horizon.

How to start a Kotak Mutual Fund SIP Online?

You can use the Kotak AMC login to invest directly from Kotak Mutual Fund's website or use an existing investment portal like Angel One to explore the various funds for investing.

How to redeem Kotak Mutual Fund Online?

You can redeem your units Kotak Mutual Fund in two ways - via AMC’s website and Angel One. For the latter route, head to the Mutual Funds section under Angel One App or visit mutual funds

How much time does it take to redeem the Kotak Mutual Fund?

Redemption of equity, debt, and conservative hybrid funds generally happens within 2-4 working days of the withdrawal initiation. The proceeds are transferred to your registered bank account. The proceeds of liquid funds take 1-2 working days to be deposited in your bank account.

What are the redemption charges of Kotak Mutual Fund?

The exit load varies depending on the fund of choice, duration of investment etc. You can check the exit load of each Kotak Mutual Fund online.

How to increase the SIP amount in the Kotak Mutual Fund?

You can do this by visiting mutual funds or the Angel One App under the Mutual Funds section. Alternatively, you can visit AMC's official website.

How can I get the Kotak Mutual Fund statement?

You can get the Kotak Mutual Fund account statement on Angel One App or web platform. Simply head to the Mutual Fund section. Alternatively, you can get the statement by visiting AMC’s official website.

Are Kotak Mutual Fund schemes tax-free?

There are funds that fall under the category of equity linked savings sceme or ELSS that allow you to claim a tax deduction of up to Rs. 1.5 lakh under Section 80C every financial year from your taxable income.