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Kotak Mahindra Mutual Funds

About Kotak Mahindra Mutual Funds

Kotak Mutual Fund AMC comes in the same league of the top mutual fund companies of India with 25.9 lakh investors and Rs. 284617.8 crore AUM.

Kotak asset management company began operating in 1998. It is a wholly-owned subsidiary of Kotak Mahindra Bank Limited (KMBL). Kotak Mahindra Asset Management Company Limited (KMAMC), the asset manager of Kotak Mahindra Mutual Fund (KMMF), was incorporated on August 2 1994, under the Companies Act 1956. They are the fifth largest AMC based on Quarterly AUM as of Dec 2022.

Kotak asset management company has a very successful track record and earned the trust of millions of Indian investors. We have discussed some of the best Kotak Mutual Funds below.

As a successful asset management company, Kotak is responsible for introducing several innovative schemes in the market. They were the first AMC to have a dedicated gilt fund to invest exclusively in Government securities.

Let’s now look at some of the key factors of the company.

  • Kotak Mahindra AMC is a part of the reputed Kotak Group. Kotak Mahindra was the first Indian NBFC to receive a banking licence from RBI in February 2003.
  • Currently, the AMC has 87 plus branches spread across 82 cities in India with 73,000 plus employees.
  • They offer 261 schemes catering to the varied risk appetite of their customers.
  • While coming to stock selection, they only target AAA and AA-rated companies.
  • Kotak Mahindra Mutual Fund offers a variety of investment opportunities in debt, equities, and hybrid schemes.

The group is one of the constituents of NIFTY50. Kotak Mahindra AMC is also a publicly listed company. If you want to invest in Kotak funds, track Kotak Mutual Fund NAV on your Angel One mobile app/website.

Kotak Mutual Funds Key Information

The following are some of the key information regarding the Kotak asset management company

Founding date June 23, 1998
AMC Incorporation date August 5, 1994
Headquarters in Mumbai
Name of the sponsors Kotak Mahindra Bank Ltd.
Trustee organisation Kotak MahindraTrustee Co(P) Ltd.
Chairman Uday Kotak
MD and CEO Nilesh Shah
CIO Harsha Upadhyaya (E), Ms Lakshmi Iyre (D)
Compliance Officer Ms Jolly Bhat
Investor Service Officer Ms Sushma Mata

How to Invest in Kotak Mutual Fund?

Investing in Kotak Mahindra Mutual Funds, or any other AMC, for that matter, is an easy and hassle-free process when done through your Angel One account. Just take the following steps:

Step 1: Use your registered mobile number to log in to the Angel One account and validate with OTP. In the next step, enter the MPIN.

Note: If you don’t have an Angel One, open a Demat with Angel One in a matter of minutes by uploading the necessary documents.

Step 2: Determine which fund is most suited based on your needs and risk profile. You can learn more about each fund on the Angel One app. Things to consider at this stage are:

  1. Search for the fund you want to invest in or take cues from funds listed by Angel One across categories.
  2. Analyse the fund’s past performance, tax incidence, and the sectors and companies in which it invests in. You can also calculate the potential returns using the calculator.
  3. Evaluate the fund’s level of risk and weigh it against your risk tolerance.
  4. Check the fund’s ratings given by reputed rating agencies. Generally, the ratings range from 1 to 5.
  5. Consider the fund’s expense ratio to get an idea about the cost of investing in it.

Step 3: Once you have chosen the fund(s) you want to invest in, open your Angel One account, go to the Mutual Funds section and choose the fund on the page.

Mutual funds are long-term investments, and you should consider all aspects before choosing to invest. Things you must consider are:

  1. Lumpsum or SIP investment
  2. Amount you want to pay and preferred method of payment. UPI is the most desired option, but you can also choose to invest via net banking.
  3. If investing through SIP, you can also set a mandate for automatic debit.

Top Fund Managers of Kotak Asset Management Company


Devender Singhal
Fund Manager since Jan 2013 (9 years)


Devendra Singhal is a veteran with 14 years of experience in market and equity research. He takes an interest in researching the media, automobile and FMCG sectors in KMAMC. Before joining Kotak AMC, Singhal worked with Kotak Portfolio Management Services. He has been with the company for more than 12 years now.


Deepak Agrawal



Abhishek Bisen



Arjun Khanna



Pankaj Tibrewal


Top 5 Kotak Asset Management Funds to invest

Returns and risks are the primary metrics for choosing a mutual fund scheme. The relationship between potential risk and probable return reflects the possibilities of investing in a mutual fund.

The following are some of the top-performing Kokat Asset Management funds based on 5-yr CAGR.

Name of the Fund Sub category AUM (Rs. in crore) Minimum investment (Rs.) CAGR 3Y (%) CAGR 5Y (%)
Kotak Small Cap Fund Direct Growth Small Cap Fund 8,572 500 48.78 17.21
Kotak Emerging Equity Fund Direct Growth Mid Cap Fund 23,259 100 39.97 15.54
Kotak Infrastructure and Economic Reform Fund Direct Growth Sectoral Fund - Infrastructure 672 5000 46.00 14.18
Kotak Bluechip Fund Direct Growth Large Cap Fund 5264 1000 32.90 12.96
Kotak Debt Hybrid Fund Direct Growth Conservative Hybrid Fund 1,650 5000 15.80 10.04

Disclaimer: The above-mentioned top funds are for informational purposes only and are not recommendations. The funds are based on 5-yr CAGR dated 20th March 2023, which is subject to change frequently. Check out real-time data in the Mutual Funds section on Angel One.

Kotak Small Cap Fund Direct-Growth

Those who want higher returns can explore the Kotak Small Cap Fund Direct-Growth. They invest >65% in equity and equity-related schemes. The fund targets companies ranking 251 onwards based on their full market capitalisation. The minimum investment requirements for the fund are Rs. 500 for lumpsum and SIP.

Kotak Emerging Equity Fund Direct-Growth

As the name suggests, Kotak Emerging Equity Fund Direct-Growth has a 92.8% asset allocation in different company equities. It is a mid-cap fund, investing in companies ranking from 101-250 in terms of full market capitalisation.

Kotak Infrastructure and Economic Reform Fund Direct-Growth

Kotak Infra & Eco reform fund comes under the sectoral fund category. Investors exploring equity funds can invest in this fund that targets the stocks of infrastructure companies. The fund invests 97.44% capital in domestic equities comprising a wide range of construction companies. The minimum investment requirements are Rs. 5000 for a lump sum and Rs. 500 for SIP.

Kotak Bluechip Fund Direct-Growth

Those who are interested in investing in blue chip stocks can target the Kotak Bluechip Fund Direct-Growth fund. It has generated an annualised return of 32.90 and 12.96% returns in three and 5 years duration. The minimum lump sum threshold is Rs. 1000, while the minimum SIP amount is Rs. 100.

Kotak Debt Hybrid Fund Direct-Growth

The fund follows the CRISIL Hybrid 85+15 - Conservative Index. It is a conservative hybrid fund that invests in GOI bonds, cash, and equities to generate low-risk returns. The minimum investment amount required is Rs. 5000. Investors can also invest through a SIP for a minimum amount of Rs. 1000.


Should I invest in a Kotak Mutual Fund scheme?

Kotak Mahindra AMC offers some of the best mutual funds in each category of debt, equity, and hybrid funds. It is one of the best asset management companies for investment, with some of the best returning mutual funds. You can choose to invest in one according to your financial goal, risk profile, and investment horizon.

How to start a Kotak Mutual Fund SIP Online?
You can use the Kotak AMC login to invest directly from Kotak Mutual Fund's website or use an existing investment portal like Angel One to explore the various funds for investing.
How to redeem Kotak Mutual Fund Online?
You can redeem your units Kotak Mutual Fund in two ways - via AMC’s website and Angel One. For the latter route, head to the Mutual Funds section under Angel One App or visit
How much time does it take to redeem the Kotak Mutual Fund?
Redemption of equity, debt, and conservative hybrid funds generally happens within 2-4 working days of the withdrawal initiation. The proceeds are transferred to your registered bank account. The proceeds of liquid funds take 1-2 working days to be deposited in your bank account.
What are the redemption charges of Kotak Mutual Fund?
The exit load varies depending on the fund of choice, duration of investment etc. You can check the exit load of each Kotak Mutual Fund online.
How to increase the SIP amount in the Kotak Mutual Fund?
You can do this by visiting or the Angel One App under the Mutual Funds section. Alternatively, you can visit AMC's official website.
How can I get the Kotak Mutual Fund statement?
You can get the Kotak Mutual Fund account statement on Angel One App or web platform. Simply head to the Mutual Fund section. Alternatively, you can get the statement by visiting AMC’s official website.
Are Kotak Mutual Fund schemes tax-free?
There are funds that fall under the category of equity linked savings sceme or ELSS that allow you to claim a tax deduction of up to Rs. 1.5 lakh under Section 80C every financial year from your taxable income.

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