CALCULATE YOUR SIP RETURNS
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EQUITYSECTORAL / THEMATIC

HDFC Business Cycle Fund

3 Year return

15.14%
NAV on December 16, 2025
15.272
1D Returns
+0.02%
Launched on November 2022(3 years)

Investment Details

₹100
Minimum SIP Amount
₹100
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

Your Investment3,600
Gain
27.19%979
Total Value 4,579

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹2,927.7 Cr.
Expense Ratio
0.84% (inclusive of GST)
Exit Load
In respect of each purchase/Switch-in of units, an Exit load of 1% is payable if units are redeemed/switched-out within 1 year from the date of allotment. No Exit Load is payable if units are redeemed / switched-out after 1 year from the date of allotment.

Ratings

ARQ Rating
0

Ratings by other agencies

Value Research
0
Crisil
0
Morning Star
0

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

HDFC Mutual Fund Manager

DM

Dhruv Muchhal

Fund Manager since Jun 2023

RB

Rahul Baijal

Fund Manager since Apr 2025

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund

Asset management company

AUM
₹8,93,027.76 Cr.
No. of Schemes
182
Setup Date
July 2000

Peer Comparison

Comparison with other similar funds

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Business Cycle Fund Growth Direct Plan

HDFC Business Cycle Fund Direct - Growth is an intriguing thematic mutual fund scheme by HDFC Mutual Fund. This fund picks domestic equities of large-cap, mid-cap and small-cap companies. This is an open-ended fund, which gives the investor an opportunity to invest at any time. Moreover, there is no lock-in period for this fund, offering investors the liberty to withdraw their investments at their convenience and requirements. The expense ratio of this fund is low compared to its category average.

Investment Objective of the Scheme

The HDFC Business Cycle Fund Direct-Growth aims for long-term capital appreciation. The unique feature of this fund is its focus on tapping into the opportunities presented by various business cycles. The fund dynamically allocates its investments across different sectors and stocks that are at different stages of business cycles, thus aiming to take advantage of economic fluctuations.

Key Features of The Fund

5-year return
0%
Expense Ratio
0.84%
Fund Manager
Dhruv Muchhal
Fund Size
₹2927.7 Cr.
Risk Profile
Very High

Is This Scheme Right for Me?

The HDFC Business Cycle Fund may be an appropriate choice for those investors who have a sophisticated understanding of macroeconomic trends and are comfortable making selective bets for potentially higher returns. However, this comes with an acceptance of moderate to high risk. Investors who are comfortable with these parameters and have a long-term investment horizon may find this fund to be an exciting addition to their portfolio. However, as always, investors should carefully consider their own financial goals, risk tolerance, and investment horizon before making investment decisions.

AMC Contact Details

NameHDFC Mutual Fund
Launch DateJuly 2000
Address"HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact1800 3010 67671800 419 7676
Emailhello@hdfcfund.com
Websitehttps://www.hdfcfund.com/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Compare Your SIPs Across Various Mutual Funds

Use our SIP calculator to compare SIPs across different mutual funds. Moreover, by comparing the different expected rates of returns, you can compare the returns on the same amount for different SIPs. Open our SIP calculator to estimate returns and get started on your investment journey today!

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Business Cycle Fund on December 16, 2025, is ₹15.272
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of HDFC Business Cycle Fund, is ₹2927.7 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of HDFC Business Cycle Fund is 0.84%
The HDFC Business Cycle Fund was launched on November 11, 2022. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for HDFC Business Cycle Fund is ₹undefined.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

4,579 in 3Y at 15.1444% returns
SIP Date1st of every month

Your next SIP Payment will be on 17 January 2026

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