Cholamandalam Investment & Finance Company Ltd Share Price Live
Live Cholamandalam Investment & Finance Company Share Price Chart
Cholamandalam Investment & Finance Company Performance
Days Range
| Previous Close | ₹1,736.00 |
|---|---|
| Open | ₹1,748 |
| Volume | 11,10,152 |
| Day's Range | ₹1,717.40 - ₹1,749.00 |
|---|---|
| 52W Range | ₹1,168.00 - ₹1,782.00 |
| Market Cap | ₹1,46,477.25 Cr |
Cholamandalam Investment & Finance Company F & O
Cholamandalam Investment & Finance Company Fundamentals
| ROCE(TTM) | 9.31 |
|---|---|
| P/E Ratio (TTM) | 31.53 |
| P/B Ratio | 5.58 |
| Industry P/E | 21.45 |
| Debt to Equity | 7.23 |
| ROE | 17.91 |
| EPS (TTM) | 55.06 |
| Dividend Yield | 0.11 |
| Book Value | 311.14 |
| Face Value | 2 |
| ROCE(TTM) | 9.31 |
|---|---|
| P/E Ratio (TTM) | 31.53 |
| P/B Ratio | 5.58 |
| Industry P/E | 21.45 |
| Debt to Equity | 7.23 |
| ROE | 17.91 |
|---|---|
| EPS (TTM) | 55.06 |
| Dividend Yield | 0.11 |
| Book Value | 311.14 |
| Face Value | 2 |
Cholamandalam Investment & Finance Company Financials
| Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | |
|---|---|---|---|---|
| Expenses | 5,372.18 | 5,438.78 | 5,821.82 | 6,048.77 |
| Profit before tax | 1,465.65 | 1,698.56 | 1,532.00 | 1,565.91 |
| Operating Profit | 1,088.21 | 1,259.54 | 1,137.83 | 1,159.61 |
| Net Profit | 1,088.21 | 1,259.54 | 1,137.83 | 1,159.61 |
| ESP in Rs | 12.95 | 14.98 | 13.53 | 13.78 |
Cholamandalam Investment & Finance Company Shareholding Pattern
| Held by | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|
| Promoters | 50.24% | 49.93% | 49.92% | 49.9% | 49.88% |
| Flls | 27.18% | 27.43% | 28.23% | 27.96% | 26.85% |
| Dlls | 16.58% | 16.1% | 15.49% | 16.06% | 17.27% |
| Public | 6.01% | 6.54% | 6.36% | 6.08% | 6% |
About Cholamandalam Investment & Finance Company
Cholamandalam Investment and Finance Company Limited (Chola) was founded in 1978. The company was established as the financial services arm of the Murugappa Group. The company commenced business as an equipment financing company. Since then, it has grown as a comprehensive financial services provider offering home loans, vehicle finance, loans against property (LAP), SME loans, secured business personal loans (SBPL), consumer and small enterprises loans (CSEL) and a variety of other financial services to customers.
The company was listed on BSE in 1991 after an IPO. During the same year, Chola expanded its product range by launching automobile finance under its Credit Cars Scheme. New Ambadi Investments Pvt Ltd (NAIL) acquired a 14.9% stake in 2000.
The company’s name was changed to Cholamandalam DBS Finance Ltd from Cholamandalam Investment & Finance Company Ltd. in 2006. After 4 years, Its name was again changed from M/s. Cholamandalam DBS Finance Ltd to M/s. Cholamandalam Investment and Finance Company Ltd in 2010. In 2016, the company strengthened its footprint in Karnataka by opening 4 new branches. The company launched its co-lending business with technology from Nucleus Software in 2020. Chola won the 2nd Prize for Digitization in HR at the CII National HR Circle Competition 2019.
Business Segments
- Business Vehicle Loan: The company possesses an experience of over 3 decades in vehicle finance. It is a dominant player with a strong presence in rural, semi-urban and urban markets.
- Loan Against Property (LAP): Chola is a major player in the Indian NFBC LAP market with over ₹ 21,000 crore assets under management. Under this segment, the company’s products include Business loans against property (Prime LAP) and Micro loans against property (Micro LAP).
- Home Loans: The company has emerged as a leading home loan provider to lower middle-income families in urban and semi-urban markets with an AUM of over ₹8,000 crore.
- Consumer & Small Enterprise Loan (CSEL): The company provides personal and professional under this segment.
- Secured Business & Personal Loan (SBPL): The SBPL division provides collateral-backed business and personal loans on the basis of the credit assessment and cashow projections of businesses.
- Small And Medium Enterprise Loans (SME): The SME division provides bouquets of products to match the requirements of working capital and capex of SMEs. The products under this segment include Supply Chain Finance, Term Loans, Equipment Finance, and Loans against Securities.
Subsidiaries
- Cholamandalam Securities Limited (CSEC): It is a leading stock broker in Southern India with over 20 years of operations in the financial market. CSEC provides a wide range of financial products, such as Stock Broking and Depository Participant Services.
- Cholamandalam Home Finance Limited: This subsidiary acts as a corporate agent with a composite licence from the Insurance Regulatory and Development Authority of India (IRDAI) for the distribution of insurance products.
- Payswi Technologies Private Limited: It is engaged in the business of offline payment aggregator services and provides e-commerce solutions.
Key Personnel
Mr. Vellayan Subbiah, Chairman & Non-Executive Director Mr. Vellayan Subbiah is the Chairman & Non-Executive Director of the company. He has over 26 years of experience in the varied fields of consulting, technology, projects, financial services and engineering in senior positions across different industries.Corporate Action
The company has no history of bonus issues, stock splits and other corporate actions.Management Outlook
- The company will be focused on scaling up through new product segments (CSEL, SME and SBPL) as well as improving efficiencies in existing segments (VF, LAP and HL).
- In addition, Chola’s strong sales and collections set-up, combined with digital initiatives and branch reach, will also support improving efficiencies.
SWOT Analysis
Strengths- Unique and sound business model.
- Well-diversified revenue streams.
- Operates in high-risk segments, mainly in pre-owned commercial vehicles.
- Higher dependence on wholesale funding.
- Entered into SME and home loan segments, both having high growth potential.
- Rising demand for financing.
- Interest rate risks.
- Intense competition from peers.
Parent Organisation
Murugappa Group
Managing Director
Vellayan Subbiah
Founded
1978
NSE Symbol
CHOLAFIN
Top Mutual Funds Invested in Cholamandalam Investment Finance Company Share
Top Mutual Funds Invested in Cholamandalam Investment Finance Company Share
Peer Comparison
Peer Comparison
| Stocks | LTP (₹) | Market Cap (cr) | 52 Week Low-High (₹) |
|---|---|---|---|
| Bajaj Finance Ltd | 1,019.7 -17.80 (-1.72%) | ₹6,45,675.83 | 649.1 - 1,102.5 |
| Bajaj Finserv Ltd | 2,078.1 -15.90 (-0.76%) | ₹3,34,638.01 | 1,551.65 - 2,195.0 |
| Jio Financial Services Ltd | 303.85 -2.35 (-0.77%) | ₹1,94,569.33 | 198.65 - 347.35 |
| Shriram Finance Ltd | 850.35 -1.30 (-0.15%) | ₹1,59,965.25 | 493.35 - 872.0 |
| Indian Railway Finance Corporation Ltd | 116.99 -0.58 (-0.49%) | ₹1,53,685.63 | 108.04 - 166.9 |
| Muthoot Finance Ltd | 3,792.5 48.30 (1.29%) | ₹1,50,271.66 | 1,895.0 - 3,833.0 |
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Cholamandalam Investment Finance Company Ltd FAQs
What is the share price of Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares?
Cholamandalam Investment Finance Company Ltd (CHOLAFIN) share price as of December 1, 2025, on NSE is Rs 1724.9 (NSE) and Rs 1724.9 (BSE) on BSE.
Can I buy Cholamandalam Investment Finance Company Ltd (CHOLAFIN) from Angel One?
Yes, You can buy Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares by opening a Demat account with Angel One.
How do I buy Cholamandalam Investment Finance Company Ltd (CHOLAFIN) from Angel One?
Cholamandalam Investment Finance Company Ltd (CHOLAFIN) share can be bought through the following modes:
1. Direct investment: You can buy Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares by opening a Demat account with Angel One.
2. Indirect investment: The indirect method involves investing through ETFs and Mutual Funds that offer exposure to Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares.
1. Direct investment: You can buy Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares by opening a Demat account with Angel One.
2. Indirect investment: The indirect method involves investing through ETFs and Mutual Funds that offer exposure to Cholamandalam Investment Finance Company Ltd (CHOLAFIN) shares.
What is the main business of Chola Investment?
The main business of Chola Investment, an NBFC, is to provide comprehensive financial services such as vehicle finance, home loans, SME loans, investment advisory services, and loans against property.
Who are the promoters of Chola Investment?
The main promoters of Chola Investment include Cholamandalam Financial Holdings Limited (formerly known as TI Financial Holdings Ltd.), Ambadi Investments Private Limited, and M A Alagappan.
What are the Subsidiaries that comes under Chola Investment?
The subsidiaries that come under Chola Investment are Cholamandalam Home Finance Limited (CHFL), Cholamandalam Securities Limited (CSEC), and Payswiff Technologies Private Limited (Payswiff).
