Live AU Small Finance Bank Share Price Chart

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AU Small Finance Bank Performance

Days Range

Low: ₹567.80
High: ₹594.00
Previous Close ₹590.40
Open ₹594.00
Volume 30,00,799
Day’s Range ₹567.80 - ₹594.00
52W Range ₹548.00 - ₹813.40
Market Cap ₹39,450 Cr

AU Small Finance Bank Fundamentals

ROCE (TTM) 2.11
P/E Ratio (TTM) 24.83
P/B Ratio 3.37
Industry P/E 15.22
Debt to Equity NA
ROE 13.56
EPS (TTM) 23.75
Dividend Yield 0.17
Book Value 175.1
Face Value 10

AU Small Finance Bank Financials

Mar 2023Jun 2023Sep 2023Dec 2023
Profit before tax530.04513.06533.38498.15
Net Profit424.63386.9401.83375.25
EPS in Rs6.375.86.025.61

About AU Small Finance Bank

AU Small Finance Bank had originally obtained its license from the RBI to operate as a non-deposit-taking Non-Banking Financial Company (NBFC-ND) on November 7, 2000. On April 13, 2017, the name of the company was changed from AU Financiers (India) Limited to AU Small Finance Bank Ltd.

In 2005, the company became a commercial associate of HDFC Bank for carrying out the business of financing commercial vehicles. In 2008, it obtained an investment of ₹20 crore from India Business Excellence Fund and India Business Excellence Fund-1.

The bank went public in 2017 and its IPO received an overwhelming response with an oversubscription of about 54 times. In the same year, it announced an agreement with Aditya Birla Health Insurance Company (ABHICL) for Health Insurance Products as a Corporate Agent.

AU Small Finance Bank also signed a Memorandum of Understanding (MOU) with the Small Industries Development Bank of India (SIDBI) to provide an impetus to funding MSMEs. In November 2017, the bank announced that it had commenced offering mutual fund distribution for its customers.

Business Segments

AU Small Finance Bank has the following business segments:

  1. Accounts – The company offers savings accounts, salary accounts, current accounts, term deposits, and bank locker services. Many of these accounts have further categories within them e.g. student accounts, NRI accounts, fixed deposits and recurring deposits, etc.
  2. Cards – The cards offered by AU Small Finance Bank include credit cards, debit cards, commercial credit cards and other schemes such as the AU Rewardz and the Silver Spoon Dining Program.
  3. Retail Loans – Personal loans, vehicle loans, loans against vehicles, home loans and gold loans are some of the retail loans offered by the bank.
  4. Commercial Banking – This involves providing financial support to commercial organisations via cash management services, overdraft facilities, agri banking, real estate and construction financing, etc.
  5. Insurance – Insurance schemes offered by the bank include life insurance, motor insurance, health insurance, SME insurance, and pocket insurance as well as other schemes such as Life Loan Suraksha and government-led insurance schemes like PM Suraksha Bima Yojana, etc.
  6. Investments – Mutual funds, 3-in-1 accounts, ASBA, Atal Pension Yojna and the National Pension Scheme are some of the investment tools and avenues offered by the bank.
  7. AU 101 – This includes new-age banking tools such as the AU 101 app, net banking, video banking, WhatsApp banking, missed call banking and chatbots for interaction.

Subsidiaries

The bank does not have any subsidiaries.

Key Personnel

Mr. Sanjay Agarwal, MD and CEO

Mr. Agarwal is the promoter, Managing Director and CEO of the bank, with over 25 years of strategic executive experience, especially in the fields of retail finance, credit risk, and business management, among others. He has led the bank’s evolution from an NBFC to a corporate body.

Mr. Vimal Jain, CFO

Mr. Jain is the chief financial officer of the company. Prior to this, he was working as the Chief of Finance, Accounts and Budgeting. He has been associated with the company since 2010. He has more than 16 years of experience covering Finance, Accounts, Budgeting and Business Planning.

Corporate Actions

The following are some of the corporate actions undertaken by the bank.

Bonus Issue

The bank had issued bonus shares at 1:1 in June 2022.

Mergers and Acquisitions

  • In October 2023, AU Small Finance Bank announced that it would soon acquire Fincare Small Finance Bank.
Parent Organisation Indian Private
Founded 1996
Managing Director Raj Vikash Verma
NSE Symbol AUBANK

Peer Comparison

Stocks Market Cap (cr) Market Price (₹) 52 Week Low-High (₹)
Indian Bank ₹72,305.03

529.5

7.25 (-1.35%)

510.4 - 539.9
Bandhan Bank Ltd ₹32,395.56

196.65

4.50 (-2.24%)

195.9 - 202.2
UCO Bank ₹67,706.59

55.1

1.50 (-2.65%)

54.15 - 57.4
Federal Bank Ltd ₹37,552.78

150.3

3.90 (-2.53%)

149.75 - 154.6
Bank of India ₹61,688.65

132.6

3.20 (-2.36%)

130.25 - 136.7

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AU Small Finance Bank FAQs

What is the Share price of AU Small Finance Bank (AUBANK)?

AU Small Finance Bank (AUBANK) share price as of February 28, 2024, on NSE is Rs 571.15 (NSE) and Rs 570.75 (BSE) on BSE.

Can I buy AU Small Finance Bank (AUBANK) shares?

Yes, You can buy AU Small Finance Bank (AUBANK) shares by opening a Demat account with Angel One.

How do I buy AU Small Finance Bank (AUBANK) from Angel One?

AU Small Finance Bank (AUBANK) share can be brought through the following modes:
  1. Direct investment: You can buy AU Small Finance Bank (AUBANK) shares by opening a Demat account with Angel One.
  2. Indirect investment: The indirect method involves investing through ETFs and Mutual Funds that offer exposure to AU Small Finance Bank (AUBANK) shares.

What is the total Asset of AU small finance bank?

The total asset of AU small finance bank is Rs. 69,078 crores.

Who are the promoters of AU small finance bank?

The main promoters of AU small finance bank are Sanjay Agarwal, Shakuntala Agarwal, Jyoti Agarwal, Mys Holdings Private Limited, and Chiranji Lal Agarwal.

How many branches does AU Small finance Bank have?

AU Small Finance Bank had 902 branches as of 31st March 2022, out of which 173 were opened in FY 2021-22 itself.

What is the main business of AU small finance bank?

The main business of AU small finance bank, India’s largest small finance bank, is to provide a range of banking and financial services including personal banking, business banking, premium banking, insurance, loans, digital payments, and other investment services.