Best UTI Hybrid Funds Schemes

Fund Name
Ratings
Ratings in Descending
Rating in Ascending
Risk
Risk in Descending
Risk in Ascending
3Y Returns
Three Years Returns in Descending
Three Years Returns in Ascending
AUM
Asset Under Management in Descending
Asset Under Management in Ascending

UTI Multi Asset Allocation Fund

Hybrid Multi Asset Allocation

1.5

Very High

21.36%

₹5,517.13 cr.

UTI Multi Asset Allocation Fund Direct Plan IDCW Payout

Hybrid Multi Asset Allocation

1.5

Very High

21.36%

₹5,517.13 cr.

UTI Multi Asset Allocation Fund Direct Plan IDCW Reinvestment

Hybrid Multi Asset Allocation

1.5

Very High

21.36%

₹5,517.13 cr.

UTI Aggressive Hybrid Fund

Hybrid Aggressive Hybrid Fund

4.5

Very High

19.12%

₹6,122.28 cr.

UTI Aggressive Hybrid Fund Direct Plan IDCW Payout

Hybrid Aggressive Hybrid Fund

4.5

Very High

19.12%

₹6,122.28 cr.

UTI Aggressive Hybrid Fund Direct Plan IDCW Reinvestment

Hybrid Aggressive Hybrid Fund

4.5

Very High

19.12%

₹6,122.28 cr.

UTI Equity Savings Fund

Hybrid Equity Savings

4

Moderate

12.55%

₹673.92 cr.

UTI Equity Savings Fund Direct Plan IDCW Reinvestment

Hybrid Equity Savings

4

Moderate

12.55%

₹673.92 cr.

UTI Equity Savings Fund Direct Plan IDCW Payout

Hybrid Equity Savings

4

Moderate

12.55%

₹673.92 cr.

UTI Equity Savings Fund Direct Plan Quarterly IDCW Reinvestment

Hybrid Equity Savings

4

Moderate

12.55%

₹673.92 cr.

View All

About UTI Hybrid Funds

The UTI Hybrid Mutual Funds, listed among the best UTI schemes, are designed to deliver long-term capital appreciation while maintaining liquidity. By strategically allocating assets between equities and debt, these funds aim to participate in market uptrends while cushioning potential downturns. This balanced approach makes them an attractive option for investors seeking a mix of growth and stability.

Hybrid funds vary in their equity and debt allocations and include funds like conservative funds, aggressive funds, balanced funds, dynamic funds, multi-asset funds, and arbitrage funds. Equity savings funds combine equity, debt, and arbitrage strategies. As part of the UTI mutual fund list, the UTI MF Hybrid Funds offer a viable choice for individuals seeking diversified investment alternatives.

UTI Hybrid Fund Investment Objective

The investment objective of the UTI MF Hybrid Funds is to offer investors long-term capital appreciation along with the liquidity of an open-ended scheme. To accomplish its objective, these funds invest in a well-balanced combination of debt and equity securities. It focuses on a diversified portfolio of high-growth companies to drive capital appreciation while mitigating risk through investments in fixed-income securities.

The mix of equity and debt varies across different fund types. Conservative hybrid funds prioritise debt, while aggressive ones focus on equities. Balanced funds split investments evenly. Some funds, like dynamic asset allocation funds, can change their equity and debt holdings based on market conditions. Multi-asset funds invest in more than just stocks and bonds, potentially including gold. Equity savings funds combine stocks, bonds, and other strategies. Before choosing a fund, consider your financial goals and risk tolerance.

Risks Involved in UTI Hybrid Funds

While offering diversification, UTI Hybrid Funds carry investment risks. As part of the UTI Mutual Fund list, these funds are exposed to both equity and debt market fluctuations. Factors like stock market volatility, interest rate changes, and economic conditions can impact fund performance. The level of risk depends on the fund’s equity-debt mix. Funds with higher equity allocations and longer-duration bonds tend to be riskier.

These funds also carry credit risk which is determined by the credit quality of the securities, assessed through weighted average credit ratings. Funds with high credit quality typically have ratings of AA- and above, medium-quality funds hold ratings from A- to BBB-, and low-quality funds have ratings below BBB-.

Investors must be aware of these risks in order to make well-informed choices that complement their investing objectives and risk tolerance.

Return Potential in UTI Hybrid Funds

UTI Hybrid Funds offer a balanced approach to investing, aiming to provide a combination of growth and stability. By strategically allocating assets between equities and debt, these funds seek to participate in market uptrends while mitigating downside risks. Historically, hybrid funds have delivered returns that typically fall between those of equity and debt funds.

While the specific return figures can vary based on market conditions and the fund’s composition, investors can generally expect to earn returns in the range of 8% to 15% over a five-year period. It’s essential to remember that these are estimates, and actual returns may deviate. Factors such as the fund’s equity allocation, the performance of the underlying securities, and economic conditions can significantly impact returns.

Who Should Invest in UTI Hybrid Funds?

UTI MF Hybrid funds offer a flexible investment approach by combining stocks and bonds within a single fund. This diversification allows investors to tailor their portfolios to their specific risk tolerance and financial goals. Conservative investors may prefer funds with a higher allocation to debt, while those seeking more growth potential can opt for equity-heavy options.

Balanced funds, which split investments evenly between stocks and bonds, are suitable for investors seeking a middle ground. Dynamic asset allocation funds offer a more active approach, adjusting the portfolio based on market conditions. Hybrid funds can provide a hands-off investment solution for those seeking to eliminate the stress of portfolio management.

Ultimately, the choice of a hybrid fund depends on individual circumstances and investment objectives.

Mutual Funds Calculators

UTI Hybrid Funds FAQs

How to Invest in UTI Hybrid Funds?

You can invest in UTI MF Hybrid Funds through the UTI Mutual Fund website, mobile app, or authorised distributors and financial advisors. Alternatively, online investment platforms like Angel One also facilitate easy investments in these funds.

Is the UTI Hybrid Fund good to invest in?

Whether the UTI Hybrid Fund is a good investment depends on an individual's financial goals, risk tolerance, and investment horizon. These funds can be a good investment for those seeking a balanced portfolio of equity and debt instruments.

What is the exit load of UTI Aggressive Hybrid Fund Regular Plan Growth?

If you invest in this fund starting from October 3, 2016, there's no exit fee if you sell up to 10% of your units within the first year. However, if you sell more than 10% of your units within that year, you'll pay a 1% fee.

Is the UTI Hybrid Fund taxable?

Yes, even the best UTI mutual funds are taxable. For Equity-focused Hybrid Funds, LTCG is taxed at 12.5% on capital gains over ₹1.25 lakh (without indexation), and STCG is taxed at 20%. Debt-focused Hybrid Funds are taxed according to the investor's tax slab.

How to calculate the UTI Mutual Fund returns?

To calculate UTI Mutual Fund returns, divide the current UTI Hybrid Fund NAV by the initial NAV, then subtract 1 and multiply by 100. You can also use online calculators like the Angel One Mutual Fund Calculator. These tools help you estimate returns based on your investment amount, duration, and expected rate of return, making it simple and convenient.