Jubilant Ingrevia Unveils New Facility in Gujarat

Jubilant Ingrevia Limited has launched a new cGMP-compliant manufacturing facility in Bharuch, Gujarat, aimed at producing nutraceuticals and dietary ingredients. This facility will help the company expand its reach in food, nutrition, cosmetics and infant nutrition markets worldwide.

New cGMP Facility for Niacinamide in Gujarat

Jubilant Ingrevia Limited has opened a new facility in Bharuch, Gujarat, to produce nutraceuticals and dietary ingredients for people. This facility is an addition to their USFDA-approved plant, which already supplies to the U.S., Europe, Japan and other regions. With a capacity of 5,000 metric tonnes, the new plant will make high-quality products for top global brands in food, nutrition and cosmetics. It also plans to supply food-grade Niacin for the infant nutrition market.  

Advancing in Vitamin B3 Production

The new facility will help Jubilant Ingrevia become a stronger global leader in producing Niacinamide (Vitamin B3). It will focus on making high-quality products with high bio-content, targeting profitable markets like skincare, hair care and infant nutrition. This gives the company a competitive edge by reducing dependence on lower-margin products and supporting customers who prefer sustainable and eco-friendly options.  

Commitment to Sustainability and Green Technology

The facility is part of Jubilant Ingrevia’s eco-friendly and fully integrated supply chain in the Nutrition & Health Ingredients business. Its sustainable production methods attract global brands looking for high-quality, environmentally friendly products. The company is already in talks with major international clients about starting to supply these products.  

About Jubilant Ingrevia Limited

Jubilant Ingrevia Limited is a global leader in Life Sciences and Specialty Chemicals with over 40 years of experience. They manufacture a wide range of products, including Vitamin B3, etc. and serve industries like pharmaceuticals, agrochemicals and consumer goods. The company operates 50 plants across India, employs over 2,300 people, and has been recognised for innovation, sustainability and 4IR technologies. 

Jubilant Ingrevia Stock Performance 

As of January 27, 2025, at 12:00 PM, With a market capitalisation of ₹107.11 billion, Jubilant Ingrevia’s shares are trading at ₹676.95 per share, down 1.87% from the previous closing price. Over the last month, the stock has fallen by 15.47% and over the past year, it has declined by 17.79%. The stock has a 52-week high and 52-week low of ₹885 per share and ₹420 per share, respectively.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Unified Pension Scheme: A New Era for Government Employees With Assured Payout

On 25th January 2025, the Finance Ministry announced the implementation of the Unified Pension Scheme (UPS), a significant reform aimed at providing an assured pension to central government employees. This scheme, effective from 1st April 2025, will apply to employees under the National Pension System (NPS) who opt for it. The UPS promises a more secure retirement benefit, offering a pension of 50% of the last 12 months’ average basic pay, subject to certain conditions.

Details of UPS With Assured Payouts

The UPS guarantees a pension of 50% of an employee’s average basic pay for the last 12 months before superannuation, provided the employee has completed a minimum of 25 years of service. If the employee has a shorter qualifying service period, they will receive a proportionate payout. The UPS will also offer a minimum assured payout of ₹10,000 per month for those retiring after 10 or more years of service.

Additionally, employees will have the option to choose between the UPS and the existing NPS. The scheme, once operational, will benefit around 23 lakh government employees, providing a more predictable and assured pension compared to the market returns-based payout under the NPS. The full implementation of the scheme will commence on 1st April 2025.

Family Payout and Dearness Relief

In the unfortunate event of the pensioner’s death after superannuation, the family will receive 60% of the original payout, which will be given to the legally wedded spouse. Furthermore, both the assured payout and the family payout will be eligible for Dearness Relief, calculated in the same manner as the Dearness Allowance for serving employees.

For employees opting for UPS, their accumulated corpus under NPS will be transferred to the new scheme. The government’s contribution will also increase, rising from the current 14% to 18.5%, offering more substantial financial support for future retirees. Importantly, the UPS aims to provide a reliable and consistent pension, contrasting with the volatility associated with market-based pensions under NPS.

Conclusion

The Unified Pension Scheme represents a significant shift towards providing government employees with a guaranteed retirement benefit. With a higher contribution from the government and assured payouts, it seeks to address the limitations of the existing National Pension System.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

SEBI Launches ‘Dharohar’ to Preserve Indian Securities Market Legacy

On the occasion of India’s 76th Republic Day, the Securities and Exchange Board of India (SEBI) unveiled “Dharohar – Milestones in the Indian Securities Market,” a comprehensive digital knowledge repository. The platform celebrates the long-standing history of organised trading in India, spanning over 150 years. It aims to preserve and showcase the evolution of the securities market while fostering greater awareness and understanding among various stakeholders.

A Comprehensive Repository for All Stakeholders

“Dharohar” offers an extensive archive of over 3,000 assets, including articles, regulations, interviews with prominent figures, historical newspaper clippings, share certificates, infographics, videos, and committee reports. Designed as an interactive platform, the repository features a timeline of significant milestones and 3D galleries, providing an engaging experience for a wide audience. Students, researchers, investors, journalists, market participants, and the general public can explore the history, diverse products, participants, and institutions of the market.

Collaborative Efforts Behind Dharohar

The creation of “Dharohar” is a result of collaborative efforts involving numerous contributors. SEBI acknowledged the support and expertise of individuals, institutions, members of the Monitoring and Advisory Committee of Project Dharohar, former chairpersons, whole-time members, employees, scripophilists, industry leaders, and associations. Their collective efforts have enriched the repository with historical and cultural significance.

SEBI has also emphasised that Dharohar will continue to grow, with new additions being made regularly. This ensures that the platform remains dynamic and increasingly valuable for users. By preserving the history of the securities market, SEBI has taken a significant step towards promoting financial literacy and creating a deeper connection between stakeholders and the market.

Conclusion

“Dharohar” serves as a testament to the Indian securities market’s remarkable journey and its impact on the nation’s financial ecosystem. By offering valuable insights and engaging resources, the repository is a significant step towards promoting financial literacy and preserving the market’s historical milestones.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

NFO Alert: UTI Nifty India Manufacturing Index Fund

The UTI Nifty India Manufacturing Index Fund – Regular Plan, offered by UTI Mutual Fund, is an open-ended equity scheme designed to track the Nifty India Manufacturing TRI, a benchmark index that represents companies in India’s manufacturing sector. The fund aims to deliver returns that align with the performance of the index, subject to tracking errors.

Fund Details

The new fund offer (NFO) opens on 28th January 2025 and closes on 10th February 2025. The scheme requires a minimum investment of ₹1,000. There is no lock-in period and no exit load, allowing investors the flexibility to redeem their investments at any time without additional costs.

Investment Objective

The fund’s strategy focuses on investing in the securities that make up the Nifty India Manufacturing TRI. By following a passive investment approach, it seeks to replicate the index’s performance before expenses. The fund emphasizes minimizing tracking errors and aims to provide an option for investors looking to gain exposure to the manufacturing sector.

Risk Category and Benchmark

This scheme is categorized as Very High Risk on the Riskometer. Investors should be aware that equity investments, particularly those focused on specific themes such as manufacturing, carry significant market risk.

The performance of the fund is benchmarked against the Nifty India Manufacturing TRI, which captures the growth of India’s manufacturing sector.

Management and Support

The fund is managed by Sharwan Kumar Goyal, an equity fund manager with over 18 years of experience in passive and quantitative strategies. 

The fund’s operations are supported by KFin Technologies Ltd., which serves as the registrar and transfer agent.

Curious about your SBI SIP returns? Get accurate estimates of your investment growth using our SBI SIP Calculator and stay ahead of your financial goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

NFO Alert: UTI Mutual Fund Launches Nifty Midsmallcap 400 Momentum Quality 100 Index Fund

The UTI Nifty MidSmallcap 400 Momentum Quality 100 Index Fund – Regular Plan, offered by UTI Mutual Fund is open for subscription from January 28, 2025, to February 10, 2025. This is an open-ended equity scheme categorised under the mid-cap segment. The fund aims to attract investors looking for exposure to mid and small-cap stocks through an index-based approach.

Investment Objective

The objective of the scheme is to deliver returns that align with the performance of the Nifty MidSmallcap400 Momentum Quality 100 TRI index. The fund seeks to achieve this before expenses, subject to tracking errors. It provides exposure to securities in the index, which are selected based on momentum and quality parameters.

The fund is managed by Sharwan Kumar Goyal, an equity fund manager with over 18 years of experience in passive and quant strategies.

Minimum Investment and Plans

Investors can participate with a minimum investment of ₹1,000. The fund offers a Growth Plan, making it suitable for those aiming to build long-term wealth. There is no lock-in period, and the exit load is zero, allowing investors to withdraw their investments without any charges.

Risk and Benchmark

As an equity fund focusing on mid and small-cap companies, the scheme carries a Very High-Risk rating on the Riskometer. It is benchmarked against the Nifty MidSmallcap400 Momentum Quality 100 TRI, which represents a blend of momentum and quality-driven stocks.

Registrar & Transfer Agent

Administrative support for the fund is managed by KFin Technologies Ltd., the designated Registrar and Transfer Agent for the scheme.

Want to plan regular withdrawals? Our SWP Calculator helps you calculate how much you can withdraw while keeping your investments intact. Try it now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

NFO Alert: Bank of India Mutual Fund Launches Bank of India Money Market Fund

The Bank of India Money Market Fund is an open-ended debt scheme focusing on investments in money market instruments. The fund’s New Fund Offer (NFO) opens on January 28, 2025, and closes on February 3, 2025.

Objective

The fund aims to generate returns for unitholders by investing in money market instruments. These instruments include treasury bills, commercial papers, certificates of deposit, and government securities with maturities of up to one year. 

While the objective is to provide reasonable liquidity and returns, there is no assurance that it will be achieved.

Plan Options

The fund offers two plans: the Regular Plan, designed for investments made through distributors, and the Direct Plan, available for direct investors. Both plans provide options such as Growth, IDCW Daily, IDCW Weekly, and IDCW Monthly.

Investment Details

The minimum initial investment for the Bank of India Money Market Fund is ₹5,000, with additional investments allowed in multiples of ₹1,000. The fund does not impose any exit load, providing flexibility for investors to redeem their units without incurring extra charges. This fund uses the CRISIL Money Market A-I Index as a benchmark.

The scheme is managed by Mr Mithraem Bharucha.

Risk Level

Classified under the debt category, this scheme falls specifically under the liquid funds sub-category, focusing on short-term money market instruments.  The fund carries a moderately low-risk rating, making it suitable for conservative investors or those looking for short-term debt investments.

All in all, the Bank of India Money Market Fund offers an option to invest in short-term money market instruments with daily NAV calculations and no exit load. Investors must review the scheme’s suitability based on their financial goals.

Plan your SBI SIP investments better! Use our easy-to-use SBI SIP Calculator and estimate future returns with just a few clicks. Your financial growth starts here.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Income Distribution Declared for Edelweiss Aggressive Hybrid Fund

Edelweiss Mutual Fund has announced an income distribution of ₹0.20 per unit for its Edelweiss Aggressive Hybrid Fund under the IDCW option. This distribution is applicable to both regular and direct plans, with January 28, 2025, as the record date.

Fund Allocation Breakdown

As of December 31, 2024, the Edelweiss Aggressive Hybrid Fund allocated 75.81% of its investments to equities, 24.24% to debt, 0.01% to real estate, and -0.06% to cash and cash equivalents. This mix shows its focus on equities while maintaining some exposure to fixed-income instruments.

Details and Launch

The Edelweiss Aggressive Hybrid Fund was launched on January 7, 2013, and has since delivered a return of 14.68% as of the latest data. The fund’s assets under management (AUM) stand at ₹2,363 crore. It tracks the CRISIL Hybrid 35+65 Aggressive Index and falls under the “Very High” risk category.

Features

The fund requires a minimum investment of ₹100, which also applies to additional investments and SIPs. Withdrawals can be made for as low as ₹1, providing flexibility to investors. The fund does not have a lock-in period but charges an exit load of 1% for redemptions exceeding 10% of the investment within 90 days.

Investment Approach

The fund plans to achieve long-term growth and generate income by investing primarily in equity and equity-related instruments, with the remaining portion in debt and money market securities. This approach makes it a balanced consideration for investors who are willing to accept moderate risk for higher potential returns over a longer time.

Suitability

These funds balance equity and debt exposure, making them suitable for those seeking returns that could beat inflation without taking on the higher volatility of pure equity funds. However, it is important to weigh the risks associated as this announcement provides an update for investors holding or considering the Edelweiss Aggressive Hybrid Fund.

Ensure steady returns with systematic withdrawals! Estimate your withdrawals with our SWP Calculator and manage your finances seamlessly.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

DSP Aggressive Hybrid Fund Announces Income Distribution

DSP Mutual Fund has declared an income distribution of ₹0.20 per unit under the Income Distribution cum Capital Withdrawal (IDCW) option of its DSP Aggressive Hybrid Fund. The distribution applies to both regular and direct plans, with the record date set for January 28, 2025.

Fund Overview

The DSP Aggressive Hybrid Fund was launched on January 1, 2013, and has delivered an average return of 14.37% since its inception. As of December 31, 2024, the fund’s assets under management (AUM) stood at ₹10,306 crore, with an expense ratio of 0.71%.

Asset Allocation

The fund invests 69.2% of its portfolio in equities, 29.6% in debt instruments, and 1.2% in cash or cash equivalents. This mix is intended to balance growth potential with relative stability, appealing to investors looking for a combination of equity and fixed-income exposure.

Investment Strategy

The fund’s strategy focuses on generating long-term capital appreciation and current income by investing in a diversified portfolio of equity, debt, and money market instruments. It is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index and categorized under the “Very High” riskometer.

Minimum Investment & Exit Load

Investors can begin with a minimum investment of ₹100, and subsequent additional investments also require ₹100. For SIP (Systematic Investment Plan) options, the minimum instalment is ₹100 with a minimum of 12 cheques. Partial withdrawals can be made with a minimum amount of ₹500, provided a balance of ₹500 is maintained in the account.

An exit load of 1% is applicable for redemption of units exceeding 10% of the total investment if withdrawn within 364 days. There is no lock-in period for the fund. This fund may suit those looking for moderate equity exposure and willing to accept market fluctuations. However, it is important to weigh the risks associated.

Curious about your SBI SIP returns? Get accurate estimates of your investment growth using our SBI SIP Calculator and stay ahead of your financial goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

HSBC Mutual Fund Declares Income Distribution Under IDCW Options

HSBC Mutual Fund has announced income distribution under the IDCW (Income Distribution cum Capital Withdrawal) option for several schemes. The record date for this distribution is January 27, 2025. Investors holding units of these schemes on this date will be eligible for the payout. Below are the details of the schemes and the income distribution.

Value Funds See the Highest Distribution

The HSBC Value-IDCW and HSBC Value Direct-IDCW schemes have announced the highest income distribution of ₹4.750 per unit. These schemes are focused on investing in undervalued companies and remain known among long-term investors.

Tax Saver Equity Schemes

The HSBC Tax Saver Equity-IDCW and HSBC Tax Saver Equity Direct-IDCW schemes will offer a payout of ₹3.000 per unit each. These funds not only provide income but also include tax-saving benefits under Section 80C of the Income Tax Act.

Multi Cap Scheme Distribution

Under the HSBC Multi Cap Reg-IDCW scheme, a distribution of ₹1.600 per unit has been announced. This scheme allocates investments across large-cap, mid-cap, and small-cap stocks, offering a diversified portfolio.

Balanced Advantage Funds

The HSBC Balanced Advantage Direct-IDCW scheme will distribute ₹0.155 per unit, while the HSBC Balanced Advantage-IDCW scheme has declared ₹0.135 per unit. These funds balance investments between equity and debt to align with market conditions.

Aggressive Hybrid Funds

The HSBC Aggressive Hybrid Direct-IDCW scheme has announced a payout of ₹0.240 per unit, while the regular HSBC Aggressive Hybrid-IDCW scheme will distribute ₹0.210 per unit. These funds maintain a mix of equity and debt to manage risks while generating returns.

The announced income distribution shows HSBC Mutual Fund’s focus on periodic payouts for the investors. Unitholders are advised to note the record date of January 27, 2025, and check their eligibility for the declared payouts.

Ready to watch your savings grow? Try our SIP Calculator today and unlock the potential of disciplined investing. Perfect for planning your financial future. Start now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

LIC MF Aggressive Hybrid Fund Announces ₹0.10 Income Distribution

LIC Mutual Fund has announced an income distribution of ₹0.10 per unit under the Income Distribution cum Capital Withdrawal (IDCW) option for both regular and direct plans of its LIC MF Aggressive Hybrid Fund. The record date for this payout is January 27, 2025.

Fund Composition

The LIC MF Aggressive Hybrid Fund invests 76.81% in equities, 22.09% in debt instruments, and 1.1% in cash or cash equivalents. As a hybrid fund, it balances growth potential with stability, making it a middle ground between pure equity and debt funds.

Investment Details

The minimum investment required to enter the fund is ₹5,000, with subsequent investments starting at ₹500. Systematic Investment Plans (SIPs) start from ₹200. For redemptions exceeding 12% of the investment within three months, an exit load of 1% applies. There is no lock-in period.

Performance and Costs

The fund was launched on January 3, 2013, and has delivered a return of 11% since inception. As of December 31, 2024, its assets under management (AUM) stand at ₹529 crore. The expense ratio for the fund is 1.40%.

Risk and Suitability

The fund carries a “Very High” risk classification as per the Riskometer, given its higher exposure to equities. It is aimed at investors with a long-term horizon of five years or more. Aggressive hybrid funds typically allocate 65-80% of their portfolio to equity, which helps them offer potentially better returns than debt funds while being less volatile than pure equity funds.

Additional Information

The fund is benchmarked against the CRISIL Hybrid 35+65 Aggressive Index. Like most equity-linked investments, SIPs are for those considering long-term investments.  The income distribution offers regular payouts for those invested under the IDCW option, but investors should weigh this against the fund’s long-term growth potential.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.