सॉवरेन गोल्ड बॉन्ड 2017-18 सीरीज I परिपक्व: भारतीय रिजर्व बैंक द्वारा अंतिम मोचन मूल्य घोषित किए जाने पर निवेशकों को 221% रिटर्न मिला

 भारतीय रिजर्व बैंक (RBI) ने आधिकारिक तौर पर सोवरिन गोल्ड बॉन्ड (SGB) 2017-18 सीरीज़ I के लिए अंतिम मोचन मूल्य की घोषणा की है। मई 2017 में जारी किए गए बॉन्ड 9 मई, 2025 को परिपक्व होने वाले हैं, जो उनके 8 साल के कार्यकाल के पूरा होने का प्रतीक है। भारतीय रिजर्व बैंक की 2 मई, 2025 की प्रेस विज्ञप्ति के अनुसार, अंतिम रिडेम्पशन मूल्य ₹9,486 प्रति ग्राम है। 

मोचन मूल्य गणना के पीछे की कार्यप्रणाली 

रिडेम्पशन मूल्य 999 शुद्धता वाले सोने की समापन कीमतों के साधारण औसत के आधार पर निर्धारित किया गया है, जिसे इंडिया बुलियन एंड ज्वैलर्स एसोसिएशन लिमिटेड द्वारा प्रकाशित किया गया है। मई 2025 में आने वाले अप्रैल के अंतिम सप्ताह के लिए, 28, 29 और 30 अप्रैल की कीमतों पर विचार किया गया, क्योंकि 1 मई को छुट्टी थी और 10-12 मई को सप्ताहांत और बाजार की छुट्टियां थीं। 

2017 में निर्गम मूल्य: एक नज़र 

जब सॉवरेन गोल्ड बांड 2017-18 सीरीज़ I को पहली बार मई 2017 में पेश किया गया था, तो निर्गम मूल्य ₹2,951 प्रति ग्राम था। ऑनलाइन सदस्यता लेने वाले निवेशकों को ₹50 प्रति ग्राम की छूट दी गई, जिससे उनकी खरीद लागत प्रभावी रूप से ₹2,901 हो गई। आकर्षक मूल्य निर्धारण, वर्षों में सोने के मूल्य में वृद्धि के साथ मिलकर, धारकों के लिए एक महत्वपूर्ण पूंजीगत लाभ में तब्दील हो गया है। 

एसजीबी धारकों के लिए प्रभावशाली रिटर्न 

अंतिम रिडेम्पशन मूल्य ₹9,486 प्रति ग्राम पर तय होने के साथ, आठ वर्षों में पूर्ण रिटर्न 221% है (₹2,951 निर्गम मूल्य के आधार पर)। इसमें 2.5% प्रति वर्ष की अर्ध-वार्षिक ब्याज शामिल नहीं है जो एसजीबी निवेशक होल्डिंग अवधि के दौरान कमाते हैं। इसलिए, निवेशकों के लिए वास्तविक समग्र रिटर्न और भी अधिक है जब ब्याज आय को ध्यान में रखा जाता है। 

50 ग्राम निवेश से लाभ का चित्रण 

एक ऐसे व्यक्ति पर विचार करें जिसने ₹2,951 प्रति ग्राम के निर्गम मूल्य पर 50 ग्राम एसजीबी इकाइयों में निवेश किया। कुल निवेश ₹1,47,550 होता। मई 2025 में रिडेम्पशन पर, निवेशक को ₹9,486 प्रति ग्राम की अंतिम कीमत के आधार पर ₹4,74,300 प्राप्त होंगे। 

यह ₹3,26,750 के लाभ में तब्दील होता है। इसके अतिरिक्त, पूरी परिपक्वता राशि कर से छूट प्राप्त है, जो कर के बाद के रिटर्न को काफी बढ़ाती है। 

परिपक्वता राशि पर कर छूट 

सोवरिन गोल्ड बॉन्ड का एक प्रमुख लाभ उनके कर उपचार में निहित है। जबकि आवधिक ब्याज एक व्यक्ति के आयकर स्लैब के अनुसार कर योग्य है, परिपक्वता पर पूंजीगत लाभ पूरी तरह से कर-मुक्त है। यह एसजीबी को पूंजीगत लाभ और कर अनुकूलन दोनों चाहने वालों के लिए एक कुशल दीर्घकालिक होल्डिंग बनाता है। 

निष्कर्ष 

सोवरिन गोल्ड बॉन्ड 2017-18 सीरीज़ I का अंतिम मोचन दीर्घकालिक सोने से जुड़े निवेशों की क्षमता को रेखांकित करता है। जबकि सोने की कीमत के रुझान वैश्विक व्यापक आर्थिक कारकों से प्रभावित रहते हैं, एसजीबी संरचना बाजार से जुड़े रिटर्न, निश्चित ब्याज आय और अनुकूल कर उपचार का एक अनूठा मिश्रण प्रदान करती है। 

 

अस्वीकरण: यह ब्लॉग केवल शैक्षिक उद्देश्यों के लिए लिखा गया है। उल्लिखित प्रतिभूतियां केवल उदाहरण हैं और सिफारिशें नहीं हैं। यह व्यक्तिगत सिफारिश/निवेश सलाह नहीं है। इसका उद्देश्य किसी भी व्यक्ति या संस्था को निवेश निर्णय लेने के लिए प्रभावित करना नहीं है। प्राप्तकर्ताओं को निवेश निर्णय लेने के बारे में एक स्वतंत्र राय बनाने के लिए अपना शोध और मूल्यांकन करना चाहिए। 

प्रतिभूति बाजार में निवेश बाजार जोखिमों के अधीन हैं, निवेश करने से पहले सभी संबंधित दस्तावेजों को ध्यान से पढ़ें। 

सेबी के मित्र (MITRA) पर अक्सर पूछे जाने वाले प्रश्न: बिना दावे वाले म्यूचुअल फंड निवेशों का पता लगाना

भारतीय प्रतिभूति और विनिमय बोर्ड (सेबी) ने म्यूचुअल फंड निवेश ट्रेसिंग और रिट्रीवल असिस्टेंट (मित्र) नामक एक नई डिजिटल पहल शुरू की है। यह उपकरण व्यक्तियों को बिना दावे वाले या भूले हुए म्यूचुअल फंड निवेशों का पता लगाने में मदद करने के लिए डिज़ाइन किया गया है। बस अपना पैन (स्थायी खाता संख्या) या पीईकेआरएन (पैन छूट केवाईसी संदर्भ संख्या) दर्ज करके, निवेशक अपने नाम के तहत मौजूद किसी भी निष्क्रिय फोलियो की पहचान कर सकते हैं।  मित्र (MITRA) एक मुफ्त और उपयोग में आसान सुविधा है, जिसका उद्देश्य देश भर के खुदरा निवेशकों के लिए पारदर्शिता और पहुंच लाना है। 

मित्र(MITRA) एक महत्वपूर्ण विकास क्यों है? 

पिछले कुछ वर्षों में, निवेशकों के लिए अपने म्यूचुअल फंड होल्डिंग्स का ट्रैक खोना आम हो गया है, खासकर जब निवेश बहुत पहले किए गए हों या परिवार के सदस्यों द्वारा किए गए हों जिनकी मृत्यु हो गई है। कई मामलों में, ये निवेश पुरानी संपर्क जानकारी या भूले हुए फोलियो नंबरों के कारण बिना दावे वाले या निष्क्रिय रहते हैं। 

मित्र (MITRA) खोए हुए म्यूचुअल फंड निवेशों का पता लगाने के लिए एक केंद्रीकृत उपकरण के रूप में कार्य करके इस मुद्दे का समाधान करता है, जिससे वैध दावों का समर्थन होता है और वित्तीय प्रणाली में बिना दावे वाली संपत्तियों को कम किया जाता है। 

मित्र(MITRA) पोर्टलको कैसे एक्सेस और उपयोग करें? 

निवेशक www.amfiindia.com पर भारतीय म्यूचुअल फंड संघ (एएमएफआई) की वेबसाइट पर जाकर मित्र (MITRA) तक पहुंच सकते हैं। मित्र (MITRA) पोर्टल ‘ऑनलाइन सेंटर’ अनुभाग के तहत पाया जा सकता है।

मित्र (MITRA) का उपयोग करने के चरण: 

  1. एएमएफआई (AMFI) की वेबसाइट पर निवेशक कॉर्नर पर जाएं। 
  2. मित्र (MITRA) लिंक पर क्लिक करें। 
  3. अपना पैन (PAN) या पीईकेआरएन (PEKRN) नंबर दर्ज करें। 
  4. सिस्टम दर्ज किए गए विवरणों से जुड़े किसी भी बिना दावे वाले या निष्क्रिय म्यूचुअल फंड फोलियो को प्रदर्शित करेगा। 
  5. पहचाने गए निवेशों पर दावा करने की प्रक्रिया शुरू करने के लिए ऑन-स्क्रीन मार्गदर्शन का पालन करें। 

निष्क्रिय फोलियो के रूप में क्या योग्य है? 

एक म्यूचुअल फंड फोलियो को निष्क्रिय माना जाता है यदि खाते में यूनिट बने रहने के बावजूद 10 वर्षों से कोई निवेशक-शुरू किया गया लेनदेन नहीं हुआ है। 

यह आमतौर पर इसके कारण होता है: 

  • निवेशक निवेशों के बारे में भूल रहे हैं। 
  • केवाईसी (KYC) विवरण अपडेट किए बिना मोबाइल नंबर, ईमेल पते या डाक पते में परिवर्तन। 
  • मृतक परिवार के सदस्यों द्वारा किए गए निवेशों के बारे में कानूनी उत्तराधिकारियों या नामांकित व्यक्तियों के बीच जागरूकता की कमी। 

मित्र (MITRA) का उपयोग करने मेंम्यूचुअल फंड वितरकों की भूमिका 

वितरक और सलाहकार इसमें महत्वपूर्ण भूमिका निभा सकते हैं: 

  • मित्र (MITRA) के बारे में ग्राहकों को शिक्षित करना। 
  • पुनर्प्राप्ति प्रक्रिया में सहायता करना, खासकर उन ग्राहकों के लिए जो ऑनलाइन उपकरणों से कम परिचित हैं। 
  • यह सुनिश्चित करना कि सभी निवेशों के लिए पैन (PAN), नामांकित व्यक्ति और संपर्क विवरण हमेशा अपडेट किए जाएं। 
  • उन परिवारों की मदद करना जो विरासत निवेशों का पता लगाते हैं जो अन्यथा बिना दावे वाले रह सकते हैं। 

इस मोर्चे पर ग्राहकों के साथ सक्रिय रूप से जुड़कर, वितरक न केवल ग्राहक संतुष्टि को बढ़ाते हैं बल्कि दीर्घकालिक निवेश योजना के लिए वे जो विश्वास और मूल्य लाते हैं उसे भी सुदृढ़ करते हैं। 

निष्कर्ष 

सेबी का मित्र (MITRA) पोर्टल वित्तीय सशक्तिकरण और निवेशक सुरक्षा की दिशा में एक कदम है। यह निवेशकों के लिए उनके वैध अधिकारों का दावा करना आसान बनाकर म्यूचुअल फंड उद्योग में एक महत्वपूर्ण अंतर को पाटता है। वित्तीय मध्यस्थों और निवेशकों के लिए, मित्र (MITRA) एक समय पर उपकरण है जो अन्यथा जटिल और अक्सर अनदेखी प्रक्रिया को सरल बनाता है। 

अस्वीकरण: यह ब्लॉग केवल शैक्षिक उद्देश्यों के लिए लिखा गया है। उल्लिखित प्रतिभूतियां केवल उदाहरण हैं और सिफारिशें नहीं हैं। यह व्यक्तिगत सिफारिश/निवेश सलाह नहीं है। इसका उद्देश्य किसी भी व्यक्ति या संस्था को निवेश निर्णय लेने के लिए प्रभावित करना नहीं है। प्राप्तकर्ताओं को निवेश निर्णयों के बारे में एक स्वतंत्र राय बनाने के लिए अपना शोध और आकलन करना चाहिए। 

म्यूचुअल फंड निवेश बाजार जोखिमों के अधीन हैं, सभी योजना-संबंधित दस्तावेजों को ध्यान से पढ़ें। 

Monthly Income of ₹2.5 Lakhs Through SWP: Know How It Is Possible

A Systematic Withdrawal Plan (SWP) allows investors to withdraw a fixed amount from their mutual fund investment at regular intervals, most commonly monthly. It is especially beneficial during retirement, offering a reliable income stream without depleting the entire corpus at once.

Unlike traditional income options, SWPs provide both stability and the potential for continued capital growth, ensuring that retirees can manage expenses comfortably and systematically.

Read More: SWP in Mutual Funds: A Smart Way for Senior Citizens to Get Regular Income

The 2-Phase Retirement Strategy

Planning for a ₹2.5 lakh monthly income in retirement involves 2 distinct phases:

Phase 1: Building the Corpus

Let us consider a 30-year-old professional who makes a lump sum investment of ₹10 lakh in a mutual fund with an assumed average annual return of 12%. Over 30 years, the investment has grown substantially due to the power of compounding. Use this calculator for calculations. 

  • Initial Investment: ₹10,00,000 
  • Estimated Return Over 30 Years: ₹2,89,59,922 
  • Total Corpus at Age 60: ₹2,99,59,922

This corpus becomes the foundation for generating regular monthly income during retirement.

Phase 2: Creating Monthly Income Through SWP

At age 60, the investor shifts the ₹2.99 crore corpus into a debt mutual fund with an assumed return of 8% per annum. Through an SWP, the investor starts withdrawing ₹2.5 lakh every month for 15 years.

Here’s how it works out:

  • Monthly Withdrawal: ₹2,50,000 
  • Total Duration: 15 years (180 months) 
  • Total Amount Withdrawn: ₹4.50 crore 
  • Final Corpus Value After 15 Years: ₹1.20 crore 
  • Total Interest Earned During Withdrawal: ₹2.70 crore

The beauty of this plan is that the corpus continues to grow even during the withdrawal phase, enabling the investor to sustain withdrawals and still retain a large portion of the capital.

Conclusion 

Achieving a monthly income of ₹2.5 lakh in retirement is not a far-fetched dream. With early planning, a disciplined investment strategy, and the use of SWP, financial independence during retirement becomes achievable and sustainable.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

DA Hike Likely in July 2025: Check How Much Dearness Allowance May Increase for Central Employees

Lakhs of central government employees and pensioners await the upcoming Dearness Allowance (DA) and Dearness Relief (DR) revision scheduled for July 2025. Currently, both stand at 55%, following the January 2025 hike. If inflation trends continue as observed in March 2025, there could be another 2%–3% increase on the horizon, as per a news report.

What Does the March 2025 CPI-IW Data Indicate?

The Labour Bureau, under the Ministry of Labour and Employment, publishes the Consumer Price Index for Industrial Workers (CPI-IW) every month. This index forms the basis for calculating DA and DR adjustments.

  • In March 2025, the CPI-IW rose by 0.2 points to reach 143.0.

  • This uptick followed a 3-month decline, bringing some optimism for a higher DA.

  • Based on current data, the DA projection has held steady at 57.91% for three consecutive months.

However, these figures are indicative and not final.

Read More: 7th Pay Commission Update: Arunachal Pradesh Hikes DA to 55% for Govt Employees

DA Hike Depends on April to June 2025 Inflation Data

The final DA for July 2025 will depend on CPI-IW data for April, May, and June. These figures will be averaged to determine the hike.

  • Presently, the calculated DA stands at 57.06%.

  • If the CPI-IW remains stable or inches higher, the average could push the DA up to 57.86%.

  • Since the government typically rounds off the final DA, a reading above 57.50% may be rounded to 58%, while anything below could be fixed at 57%.

This means employees and pensioners may see a 2%–3% increase.

How Is DA/DR Actually Calculated?

The formula used, as per the 7th Pay Commission, is:

DA (%) = [(Average CPI-IW for past 12 months) – 261.42] / 261.42 × 100

Here, 261.42 is the base index value adopted for the 7th Pay Commission. The average is computed using monthly CPI-IW numbers, ensuring a balanced view of inflationary trends.

What Will Be the Impact on Salaries and Pensions?

A rise in DA directly boosts the monthly income of employees and pensioners.

For example:

  • With a basic salary of ₹50,000, a 3% DA hike would mean an additional ₹1,500 per month.

  • Pensioners too will benefit from a proportionate rise in Dearness Relief.

This increment helps mitigate the effects of rising living costs.

March 2025 Inflation in Perspective

Year-on-year inflation for March 2025 stood at 2.95%, a decrease from 4.20% in March 2024. While this annual figure is relatively moderate, DA calculations hinge on monthly changes in CPI-IW, making even minor upward movements impactful.

Conclusion

The CPI-IW data for April, May and June will be closely watched. The figure for June 2025 is expected by the end of July, after which the government will formally announce the revised DA and DR. Early signs suggest a positive revision is likely.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Parag Parikh Flexi Cap Fund Crosses ₹1 Lakh Crore AUM: ₹10,000 SIP Turned Over ₹51 Lakh Since Inception

The Parag Parikh Flexi Cap Fund, managed by PPFAS Mutual Fund, has reached a significant landmark by becoming India’s first actively managed equity mutual fund scheme to surpass ₹1 lakh crore in Assets Under Management (AUM). This achievement was officially shared by Neil Parikh, Chairman and CEO of PPFAS, through a post on the social media platform X.

A Note of Gratitude to Stakeholders

Neil Parikh expressed deep gratitude towards the entire PPFAS team, distribution partners, and investors who have shown a long-term commitment to the fund. He acknowledged that it is the collective trust and effort of all stakeholders that have enabled the fund to achieve this unprecedented scale.

About the Parag Parikh Flexi Cap Fund

Previously known as the Parag Parikh Long Term Equity Fund, the scheme is an open-ended dynamic equity fund that invests across large-cap, mid-cap, and small-cap segments. This flexible investment approach allows the fund manager to adapt to changing market dynamics and pursue opportunities across the market spectrum.

The fund is often regarded for its long-term orientation, value-conscious investing style, and a relatively concentrated portfolio, which sets it apart from many peers.

Entry Points and Minimum Investment 

The fund is designed to be accessible to a wide base of investors. The minimum lump-sum investment and monthly SIP amount are both set at just ₹1,000, making it suitable even for first-time investors. This ease of access, coupled with consistent returns, has contributed to growing investor participation over time.

Read More: Parag Parikh Flexi Cap Fund to Revise Total Expense Ratio from April 1, 2025. 

Returns Since Inception: Regular vs Direct Plan

According to performance data shared on the fund house website:

  • Regular Plan: Delivered a CAGR of 19.04% since inception 
  • Direct Plan: Delivered a higher CAGR of 19.89%

These returns have translated into substantial wealth creation for disciplined investors. A monthly SIP of ₹10,000 since the fund’s inception would have grown to:

  • ₹48.04 lakh in the regular plan (annualised return: 18.93%) 
  • ₹51.03 lakh in the direct plan (annualised return: 19.84%)

As of May 6, 2025, the scheme under the regular plan has delivered a return of 12.11% over the past 1 year, with a 3-year CAGR of 20.46% and a 5-year CAGR of 28.05%, respectively.

Recent AUM Growth

As per the latest factsheet dated March 31, 2025, the fund had an AUM of ₹93,440.89 crore. The surge past ₹1 lakh crore shortly after reflects continued investor confidence, consistent inflows, and the growing preference for flexi cap strategies in the Indian equity market.

Conclusion

While AUM is not a direct indicator of performance, the crossing of ₹1 lakh crore by an actively managed scheme marks a moment of evolution for the Indian mutual fund industry. It signals growing retail participation, the power of long-term investing, and confidence in professional fund management.

This milestone also illustrates the shift in investor mindset—from short-term gains to long-term wealth creation, reinforcing the role of disciplined investing in building a substantial corpus over time.

Ready to watch your savings grow? Try our SIP Calculator today and unlock the potential of disciplined investing. Perfect for planning your financial future. Start now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

NSE Issues Fresh Guidelines on Retail Participation in Algo Trading

As algorithmic trading becomes increasingly accessible to individual investors, the National Stock Exchange (NSE) has issued a detailed circular to regulate retail participation in this fast-evolving space. These new compliance norms follow the Securities and Exchange Board of India’s (SEBI) February guidelines aimed at enhancing safety, accountability, and transparency in retail algo trading.

What is Algorithmic Trading?

Algorithmic trading refers to the use of computer-coded programmes to automate the buying and selling of securities. This allows trades to be executed at high speed and volumes, often yielding better prices and reducing market impact. While traditionally a domain of institutional investors using Direct Market Access (DMA), recent technological advancements have encouraged greater retail interest in this space.

Core Guidelines for Retail Algo Traders

The NSE’s circular outlines operational and compliance requirements that must be met by brokers and retail clients engaging in algo trading. Here are the major highlights:

API Access with Static IP Mapping

Retail investors will be granted API (Application Programming Interface) access to broker trading platforms. To use this:

  • Clients must register a static IP address with their broker.

  • This IP will be mapped to specific API keys.

  • One static IP can be assigned to only one client at a time, unless family members share access.

Mandatory Daily Logout and Weekly IP Update

All API sessions must be logged out at the end of each trading day to prevent misuse. Clients will be allowed to update their mapped static IP addresses once per week, ensuring both flexibility and control.

Read More: SEBI Extends Retail Algo Trading Norms Deadline to August 1. 

Monitoring and Managing Algos

Threshold Order Per Second (TOPS)

The NSE has introduced a Threshold Order Per Second (TOPS) metric, initially capped at 10 orders per second. Orders below this threshold:

  • Will not require full algo registration.

  • Must still be tagged as ‘algo’ by the exchange.

  • Will receive a generic algorithm ID for tracking.

Registration for Self-Developed Algos

Retail investors developing their own trading algorithms must register them through their broker if their trading volume exceeds the TOPS threshold. This ensures accountability even when algorithms are generated outside of broker platforms.

Broker Accountability and Compliance

Brokers have been placed at the centre of compliance enforcement:

  • They must ensure that non-registered algos operate only via predefined API keys.

  • Brokers will bear responsibility for grievance redressal related to algo trading.

  • They are permitted to charge clients for providing API access.

Importantly, brokers have been barred from collaborating with unauthorised algo providers since September 2022.

Exchange Oversight and Market Safety

The NSE retains the right to deactivate or ‘kill’ rogue algos if they are found to disrupt market operations. This reinforces the exchange’s commitment to maintaining orderly and secure trading environments.

Conclusion 

With growing retail interest and SEBI’s push for robust risk frameworks, the latest NSE norms are a step toward democratising access to sophisticated trading tools—without compromising market integrity.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Inventurus Knowledge Solutions Shares Jump Over 2% After Partnership With GI Alliance

IKS Health, a leader in care support solutions, has formed a partnership with GI Alliance, the largest independent gastroenterology group in the U.S. This collaboration aims to improve operations using AI-powered tools and human expertise, especially focusing on revenue cycle management (RCM) for GI and related specialities.

Benefits of the Collaboration

The partnership will help reduce the administrative workload of GI Alliance’s staff, allowing them to concentrate more on patient care. Both teams will work together to use top-level technology and systems to make medical and operational tasks more efficient.

About GI Alliance

GI Alliance is a physician-led and owned network that supports over 900 independent gastroenterologists across 345 locations in the U.S. It helps them manage their practices, expand services and engage patients while maintaining clinical freedom and delivering quality care.

About IKS Health

IKS Health provides solutions that handle administrative and operational tasks in healthcare, so doctors can focus on treating patients. Founded in 2006, IKS Health supports many large U.S. health systems through its technology and expert teams that will help to improve performance and cut costs.

 

Read More: Navin Fluorine and Chemours Partner on Liquid Cooling Product Manufacturing

Share Price Performance 

As of May 08, 2025, at 1:50 PM, Inventurus Knowledge Solutions Ltd share price is trading at ₹1,517.30 per share, reflecting a surge of 4.22% from the previous day’s closing price. Over the past month, the stock has surged by 11.77%.

Conclusion

The partnership between IKS Health and GI Alliance is a positive step toward improving healthcare. It will help doctors and staff work more easily and spend more time with patients. Both companies are looking forward to growing together and making healthcare better.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

India’s Import Bill to Fall by ₹1.8 Lakh Crore Amid Lower Global Oil Prices

India, the world’s third-largest oil importer, is likely to gain substantially from the ongoing decline in global energy prices. With crude oil and liquefied natural gas (LNG) forming a major part of its import basket, the softening of prices is projected to bring major fiscal relief, according to a report by ICRA.

Decline in Oil Prices Promises Significant Fiscal Gains

In the fiscal year ending March 31, 2025, India spent $242.4 billion on crude oil imports, meeting over 85% of its domestic requirements. LNG imports added another $15.2 billion to the national bill. However, recent global developments have led to a fall in energy prices. Earlier this week, oil prices dropped to a four-year low of $60.23 per barrel due to rising global supply concerns and uncertain demand. Although prices rebounded to $62.4 per barrel, they still remain nearly $20 below March 2024 levels, when domestic petrol and diesel prices were reduced by ₹2 per litre ahead of the general elections.

ICRA projects that if average crude prices remain in the $60–70 per barrel range through FY2026 (April 2025 to March 2026), India could save ₹1.8 lakh crore on crude oil imports. Additionally, the country may see a ₹6,000 crore reduction in LNG import costs.

Impact on Oil Companies and Broader Economic Indicators

While the lower prices are favourable for the national economy, upstream oil companies are expected to witness a ₹25,000 crore decline in profits before tax for FY2026. Despite this, ICRA expects that the capital expenditure plans of domestic upstream players will not be affected.

Oil marketing companies (OMCS) are projected to maintain healthy marketing margins on automotive fuels. The decline in prices is also expected to reduce under-recoveries on liquefied petroleum gas (LPG), which are typically compensated by government subsidies. This decline will likely support the profitability of downstream firms, especially after the excise duty increases on auto fuels are introduced in April 2025.

The moderation in global crude prices is also expected to lower term LNG prices. ICRA projects that if crude oil prices stay within the $60–70 per barrel range, India could save ₹6,000 crore on LNG imports from Qatar in FY2026 compared to FY2025.

Read More: India’s Edible Oil Imports Hit 4-Year Low

Conclusion

The current downward trend in global oil and gas prices is poised to significantly ease India’s import burden, enhance fiscal stability, and support downstream oil companies. While upstream firms may see reduced profits, the broader economic impact remains largely favourable.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

India-UK FTA Provides UK Firms Access to £38 Billion Central Govt Procurement Market

In a significant development, India has opened its central government procurement market to British companies as part of the recently finalised Free Trade Agreement (FTA) with the United Kingdom. This move marks a substantial step in strengthening bilateral economic ties and offers UK businesses unprecedented access to India’s vast public procurement sector.

Key Provisions of the Procurement Access

 

  • Scope of Access: British firms are now eligible to participate in tenders issued by non-sensitive central government entities in India. This access is legally guaranteed and encompasses a wide range of goods, services, and construction procurements.

 

  • Tender Volume and Value: The agreement allows UK businesses to bid for around 40,000 tenders annually, collectively valued at approximately £38 billion.

 

  • Supplier Classification: Eligible UK suppliers will be considered as ‘Class II local suppliers’ under Indian procurement norms. This classification permits them to compete in domestic tenders while aligning with India’s ‘Make in India’ initiative and safeguarding the interests of medium and small enterprises.

 

  • Exclusions: The access granted is limited to central government procurements. State and local government procurement markets remain excluded from this agreement.

Implications for UK Businesses

This development provides UK companies with a significant opportunity to expand their footprint in one of the world’s largest public procurement markets. By participating in India’s central government tenders, British firms can tap into new business avenues and foster deeper economic collaboration between the two nations.

Read More: India-UK Trade Deal Boosts Indian Textile Companies

Conclusion

The inclusion of government procurement access in the India-UK FTA represents a milestone in bilateral trade relations. It not only opens up substantial economic opportunities for British businesses but also sets a precedent for future trade agreements involving India and other nations.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Elon Musk’s Starlink Granted LoI by DoT to Launch Satellite Internet Services in India

According to the news reports. Starlink, the satellite internet venture of Elon Musk’s SpaceX, is set to enter the Indian market after receiving a Letter of Intent (LoI) from the Department of Telecommunications (DoT). The development follows Starlink’s compliance with India’s rigorous national security protocols and represents a significant move toward expanding internet access across the country’s remote regions.

Regulatory Breakthrough Amid Security Concerns

Starlink’s approval comes after months of evaluation and coincides with a period of heightened national security, marked by India’s recent Operation Sindoor strikes. However, DoT officials clarified that the decision to approve Starlink was made independently of military developments. The LoI was issued after Starlink agreed to 29 security conditions, which include real-time tracking of user terminals, localisation of at least 20% of its ground infrastructure within a few years, legal interception facilities, and local data processing. Two contentious proposals, mandatory Indian majority ownership and a ban on terminal use near international borders, were ultimately dropped as they conflicted with existing telecom and FDI regulations.

Unlike competitors such as Eutelsat, OneWeb and Jio-SES, which are cleared only for fixed satellite services, Starlink has the potential to be the first to offer mobile satellite internet services in India under the GMPCS (Global Mobile Personal Communication by Satellite) licence. This would allow connectivity for users on the move, an advantage particularly valuable in emergency response operations and remote areas.

Affordability and Market Prospects in Focus

With regulatory clearance progressing, attention is shifting to pricing and consumer access. Reports suggest Starlink may offer monthly plans ranging from ₹3,000 to ₹7,000, alongside a one-time terminal kit cost between ₹20,000 and ₹35,000. These figures are significantly higher than standard broadband rates in India, which typically average around ₹500 per month.

Union Minister of State for Telecom Chandra Sekhar Pemmasani, however, tempered expectations, stating: “Whether they come or not… they will be very small players even if they come. It is 10 times more expensive than our traditional models.” He added that Starlink is more appropriate for indoor connectivity in difficult-to-reach areas rather than a substitute for existing broadband networks. Before launching services, Starlink must still secure approvals from the Indian National Space Promotion and Authorisation Centre (IN-SPACe) and receive spectrum allocation. The Telecom Regulatory Authority of India (TRAI) is currently working on pricing recommendations for administrative spectrum assignment. Meanwhile, Starlink has signed deals with Indian telecom giants Reliance Jio and Bharti Airtel to explore bundled services and broaden its footprint.

Read More: Starlink’s India Entry: Why Are Jio and Airtel Teaming Up with SpaceX?

Conclusion

Starlink’s regulatory progress marks a significant milestone for satellite internet in India, especially in regions lacking conventional infrastructure. Although pricing may restrict mass adoption, the service has the potential to supplement the country’s digital expansion goals. Elon Musk is expected to visit India later this year, potentially to finalise partnerships and assess further investments.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.