Over 20 Banks Offering 8%+ Interest on FDs: A Boost for Investors

Fixed deposits (FDs) remain a popular investment option in India, especially for those seeking safe and high-yield returns. As of February 5, 2025, more than 20 banks are offering FD interest rates of 8% or higher as per reports.

Read More About What is Fixed Deposit (FD)?

Top Banks Offering the Best FD Rates

Small Finance Banks Leading the Way

Small finance banks continue to offer the highest FD interest rates. Here are the top ones:

  • Unity Small Finance Bank – 9.00% (1001 days)
  • NorthEast Small Finance Bank – 9.00% (18 months 1 day to 36 months)
  • Suryoday Small Finance Bank – 8.60% (5 years)
  • Utkarsh Small Finance Bank – 8.50% (2-3 years; 1500 days)
  • ESAF Small Finance Bank – 8.38% (888 days)
  • Jana Small Finance Bank – 8.25% (1-3 years)
  • Equitas Small Finance Bank – 8.25% (888 days)
  • Ujjivan Small Finance Bank – 8.25% (12 months)
  • AU Small Finance Bank – 8.10% (18 months)

Private Sector Banks Offering Competitive Rates

Private banks are also offering attractive interest rates to stay competitive:

  • Bandhan Bank – 8.05% (1 year)
  • RBL Bank – 8.00% (500 days)
  • YES Bank – 8.00% (18 months)
  • IDFC First Bank – 7.90% (400-500 days)
  • IndusInd Bank – 7.99% (1 year 5 months to 1 year 6 months)
  • DCB Bank – 8.05% (19-20 months; 26 months to less than 61 months)

Public Sector Banks with Strong FD Returns

Government banks are also providing competitive FD rates:

  • Central Bank of India – 7.50% (1111 days; 3333 days)
  • Bank of Maharashtra – 7.45% (366 days)
  • Bank of India – 7.30% (400 days)
  • Canara Bank – 7.40% (3 years to less than 5 years)
  • Punjab & Sind Bank – 7.45% (555 days)

Foreign Banks Offering High FD Rates

Some foreign banks have attractive FD schemes as well:

  • Deutsche Bank – 8.00% (1-3 years)
  • Standard Chartered Bank – 7.50% (1 year to 375 days)
  • HSBC Bank – 7.50% (601 to 699 days)

FD Rate Comparison: Which Banks Offer the Best Returns?

  • Small finance banks dominate the list with the highest rates, going up to 9.00%.
  • Private banks compete with rates of up to 8.05%.
  • Public sector banks provide secure returns with rates up to 7.50%.
  • Foreign banks offer limited options, with the highest rate at 8.00%.

Conclusion

For those looking to invest in fixed deposits, small finance banks provide the highest interest rates, while private and public sector banks also offer solid returns. Investors should compare FD tenures and bank credibility before making a decision.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Dividend Stocks in Focus on February 06, 2025: GAIL, ONGC, CAMS, Nestlé and More

Several dividend-paying stocks, including GAIL (India), ONGC, CAMS, Nestlé India, and Marico, will be in focus today as they turn ex-dividend on Friday, February 7, 2025. These companies have announced interim dividends for their shareholders, and investors who own these stocks before the ex-date will be eligible for payouts.

Highest Dividend Announcements

Among the listed companies, CAMS and Nestlé India have declared the highest interim dividends of ₹17.50 and ₹14.25 per share, respectively. Both companies have set February 7, 2025, as the record date to determine eligible shareholders.

Meanwhile, GAIL (India) and ONGC have announced interim dividends of ₹6.50 and ₹5 per share, respectively, with the same record date.

Full List of Stocks Going Ex-Dividend on February 7, 2025

 

Company Ex-date Announcement Record date
Computer Age Management Services 07 Feb 2025 Interim Dividend – ₹17.50 07 Feb 2025
Cholamandalam Investment and Finance Company 07 Feb 2025 Interim Dividend – ₹1.30 07 Feb 2025
Clean Science and Technology 07 Feb 2025 Interim Dividend – ₹2 07 Feb 2025
Epigral 07 Feb 2025 Interim Dividend – ₹2.50 07 Feb 2025
GAIL (India) 07 Feb 2025 Interim Dividend – ₹6.50 07 Feb 2025
Gateway Distriparks 07 Feb 2025 Interim Dividend – ₹0.75 07 Feb 2025
Garden Reach Shipbuilders & Engineers 07 Feb 2025 Interim Dividend – ₹8.95 07 Feb 2025
Jasch Gauging Technologies 07 Feb 2025 Interim Dividend – ₹5 07 Feb 2025
Julien Agro Infratech 07 Feb 2025 Interim Dividend – ₹0.050 07 Feb 2025
Kirloskar Pneumatic Co 07 Feb 2025 Interim Dividend – ₹3.50 07 Feb 2025
K.P.R. Mill 07 Feb 2025 Interim Dividend – ₹2.50 07 Feb 2025
Marico 07 Feb 2025 Interim Dividend – ₹3.50 07 Feb 2025
Nestle India 07 Feb 2025 Interim Dividend – ₹14.25 07 Feb 2025
NLC India 07 Feb 2025 Interim Dividend – ₹1.50 07 Feb 2025
Oil and Natural Gas Corporation 07 Feb 2025 Interim Dividend – ₹5 07 Feb 2025
Power Grid Corporation of India 07 Feb 2025 Interim Dividend – ₹3.25 07 Feb 2025
Quess Corp 07 Feb 2025 Interim Dividend – ₹4 07 Feb 2025
Shanthi Gears 07 Feb 2025 Interim Dividend – ₹3 07 Feb 2025
Shyam Metalics and Energy 07 Feb 2025 Interim Dividend – ₹2.25 07 Feb 2025
Steelcast 07 Feb 2025 Interim Dividend – ₹1.80 07 Feb 2025
Tube Investments of India 07 Feb 2025 Interim Dividend – ₹2 07 Feb 2025
Wonder Electricals 07 Feb 2025 Interim Dividend – ₹0.10 07 Feb 2025

 

Understanding Ex-Date and Record Date

  • Ex-Date: The day a stock trades without dividend eligibility. Investors must own the stock before this date to receive the payout.
  • Record Date: The company finalises the list of eligible shareholders based on its records on this date.

These dividend announcements have attracted investor attention, and the stocks will likely see increased trading activity today.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

Union Budget 2025-26: Govt Unveils BharatTradeNet, Manufacturing Push

The Union Budget 2025-26, presented by Finance Minister Nirmala Sitharaman, focuses on boosting India’s exports, strengthening domestic manufacturing, and aligning the Indian economy with global supply chains. Key proposals include the establishment of a unified trade platform, support for electronic manufacturing, and a framework to promote Global Capability Centres (GCCs) in tier-2 cities.

BharatTradeNet: A Unified Platform for Trade

The government has proposed the creation of BharatTradeNet (BTN), a digital public infrastructure for international trade. BTN will serve as a one-stop platform for trade documentation and financing solutions. It will work alongside the Unified Logistics Interface Platform (ULIP) and follow global best practices to make trade smoother and more efficient.

Strengthening Domestic Manufacturing

To integrate India into global supply chains, the government will support domestic manufacturing by identifying key sectors based on specific criteria. Facilitation groups with senior officials and industry representatives will be set up to develop strategies for select products and supply chains.

Boosting Electronic Equipment Industry

Recognising the potential of Industry 4.0, the government will help the domestic electronic equipment industry grow, creating new opportunities for skilled youth. This initiative aims to enhance India’s competitiveness in the global technology sector.

National Framework for GCCs in Tier-2 Cities

A National Framework will be introduced to help states attract Global Capability Centres (GCCs) to tier-2 cities. This framework will provide 16 key measures, including improving talent availability, infrastructure, and building regulations. It will also establish mechanisms for collaboration between the government and industries to promote India as a hub for global business services.

These initiatives reflect India’s commitment to economic growth, self-reliance, and global integration, paving the way for a stronger manufacturing ecosystem and an improved business environment.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Best Blue Chip Stocks in India in February 2025: TCS, ICICI Bank, Infosys and More – Based on Market Cap

Blue-chip stocks belong to well-established companies with strong finances. They are known for their stability, steady growth, regular dividends, and strong brand value. They are less affected by economic slowdowns, making them a good choice for long-term investors. In this article, we will look at the top blue-chip stocks in India for February 2025, ranked by market capitalisation, 5-year CAGR, and Net profit margin.

Best Blue Chip Stocks In India In February 2025 – Based on Market Cap

Name ↓Market Cap (In ₹ Crore) 5Y CAGR (%) 1Y Return (%) Net Profit Margin (%)
Tata Consultancy Services Ltd 14,85,966.63 14.27 3.32 18.71
ICICI Bank Ltd 8,95,518.06 19.03 23.77 18.75
Infosys Ltd 7,86,499.60 19.24 12.31 16.56
ITC Ltd 5,69,505.50 17.41 9.63 27.78
Bajaj Finance Ltd 5,24,437.50 13.4 27.72 26.28

Note: The top blue chip stocks in India list have been selected from the Nifty 50 universe and sorted based on market capitalisation as of February 05, 2025.

Overview Of Best Blue Chip Stocks In India

1. Tata Consultancy Services

Tata Consultancy Services (TCS) is an Indian global technology company that provides IT services and consulting. TCS is the second-largest Indian company by market value.

In Q3 FY24, the company reported a revenue of ₹53,883 crore, slightly lower than ₹53,990 crore in Q2 FY24. Net profit stood at ₹11,832 crore, down from ₹12,994 crore in the previous quarter.

Key metrics: 

  • Earning per share (EPS):₹133.59
  • Return on equity (ROE): 57.71%

2. ICICI Bank

ICICI Bank is India’s second-largest private sector bank, providing financial services to individuals, small businesses, and corporate clients. It has a wide network of branches, ATMs, and customer service points. Through its subsidiaries and affiliates, the ICICI Group is also active in life and general insurance, housing finance, and investment services.

In Q3 FY24, the company reported a revenue of ₹41,299.82 crore, up from ₹40,537.38 crore in Q2 FY24. Its net profit stood at ₹11,792.42 crore, slightly higher than ₹11,745.88 crore in the previous quarter. 

Key metrics: 

  • EPS: ₹64.18
  • ROE: 17.46%

3. Infosys Limited 

Infosys Limited is a global technology company from India that provides business consulting, IT services, and outsourcing solutions. Established in 1981, it is based in Bengaluru. On August 24, 2021, Infosys became the fourth Indian company to reach a market value of $100 billion.

In Q3 FY24, the company reported revenue of ₹34,915 crore, up from ₹34,257 crore in Q2 FY24. Net profit stood at ₹6,358 crore, compared to ₹6,813 crore in the previous quarter. For FY23-24, total revenue reached ₹1,28,933 crore, with a net profit of ₹27,234 crore.

Key metrics: 

  • EPS: ₹66.03
  • ROE: 33.14%

4. ITC Limited

ITC Limited is a large Indian company based in Kolkata. It operates in six sectors: FMCG, hotels, agriculture, IT, paper products, and packaging. A major part of its revenue comes from tobacco products.

In September 2024, ITC Limited reported a revenue of ₹20,537.35 crore and a net profit of ₹5,078.34 crore. For June 2024, the revenue was ₹18,219.74 crore, with a net profit of ₹4,917.45 crore.

Key metrics: 

  • EPS: ₹16.46
  • ROE: 28.22%

5. Bajaj Finance Limited

Bajaj Finance Limited is a non-banking financial company based in Pune that accepts deposits. As of June 2024, it has 88.11 million customers and manages assets worth ₹354,192 crore.

In the quarter ending December 2024, the company reported a revenue of ₹15,371.02 crore and a net profit of ₹3,705.81 crore. This compares to a revenue of ₹14,487.43 crore and a net profit of ₹5,613.71 crore in September 2024.

Key metrics: 

  • EPS: ₹260.47
  • ROE: 20.35%

Best Blue Chip Stocks In India In February 2025 – Based on 5-Year CAGR

Name Market Cap (In ₹ Crore) ↓5Y CAGR (%) 1Y Return (%) Net Profit Margin (%)
Sun Pharmaceutical Industries Ltd 4,23,542.61 32.91 20.19 19.2
Cipla Ltd 1,17,027.31 26.44 1.05 15.54
Shriram Finance Ltd 1,08,445.95 23.04 22.4 20.23
Bajaj Auto Limited 2,48,857.62 23.02 16.61 16.55
Power Grid Corporation of India Ltd 2,65,671.75 21.18 0.83 33.13

Note: The top blue chip stocks in India list have been selected from the Nifty 50 universe and sorted based on 5-year CAGR as of February 05, 2025.

 

Best Blue Chip Stocks In India In February 2025 – Based on Net Profit Margin

Name Market Cap (In ₹ Crore) 5Y CAGR (%) 1Y Return (%) ↓Net Profit Margin (%)
Power Grid Corporation of India Ltd 2,65,671.75 21.18 0.83 33.13
ITC Ltd 5,69,505.50 17.41 9.63 27.78
Bajaj Finance Ltd 5,24,437.50 13.4 27.72 26.28
Shriram Finance Ltd 1,08,445.95 23.04 22.4 20.23
Dr Reddy’s Laboratories Ltd 1,01,636.59 13.48 0.09 19.29

Note: The top blue chip stocks in India list have been selected from the Nifty 50 universe and sorted based on net profit margin as of February 05, 2025.

What Are Blue-Chip Stocks in India?

Blue-chip stocks are shares of large, well-established companies with a strong track record of financial stability. These companies, listed on the National Stock Exchange (NSE), can handle market ups and downs better than smaller firms.

Key Features of Blue-Chip Stocks

  • Steady Returns

Blue-chip stocks provide stable returns, though they may not grow as fast as small or mid-cap stocks. They help investors reduce risk and maintain a balanced portfolio.

  • Regular Dividends

Many blue-chip companies share their profits with investors through dividends. While the amount may change based on company performance, dividends offer a steady income.

  • Lower Risk

These companies are financially strong, well-managed, and usually carry little debt. As a result, their stock prices are less volatile and tend to perform better during economic downturns.

  • Best for Long-Term Investors

Blue-chip stocks are a good choice for investors looking for long-term stability and gradual growth.

Risks of Investing in Blue-Chip Stocks

  • Slower Growth

Since these companies are already well-established, they may not grow as quickly as newer or smaller companies. While they offer stability, they provide fewer chances for quick profits.

  • High Valuation

Because blue-chip stocks are considered safe investments, their prices can sometimes be too high. Buying at an overvalued price may reduce future returns and increase risks if the market corrects.

Conclusion

Blue-chip stocks are a great option for conservative investors looking for stable returns and regular dividends. They offer safety during market fluctuations but are not completely risk-free. To minimise risk, investors should diversify their portfolios by including a mix of different types of stocks.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

 

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

Closing Bell: Sensex Falls 313 pts, Nifty at 23,696; Smallcaps Shine on February 05, 2025

The Indian stock market had a mixed trading session on February 5, with benchmark indices closing in the red. The BSE Sensex dropped 312.53 points (0.40%), ending at 78,271.28. It moved between a high of 78,735.41 and a low of 78,226.26 during the day.

Similarly, the NSE Nifty50 fell 42.95 points (0.18%) to settle at 23,696.30, trading within a range of 23,807.30 (high) and 23,680.45 (low).

Top Gainers and Losers

Out of the 50 Nifty stocks, 25 ended in the red. The biggest losers included Asian Paints, Titan, Nestle India, Britannia Industries, and Tata Consumer, which saw losses of up to 3.40%. On the other hand, ONGC, Hindalco, Apollo Hospitals, and BPCL were among the gainers, rising up to 2.90%.

While large-cap stocks struggled, small-cap stocks outperformed. The Nifty Smallcap100 index jumped 1.85%, while the Nifty Midcap100 index gained 0.68%.

Sectoral Performance

Most sectoral indices on the NSE closed higher, except for Nifty FMCG, Realty, Auto, and Consumer Durables, which lost up to 1.85%. The Nifty PSU Bank, Metal, OMCs, and Media indices saw strong gains, each rising over 1%.

Oil Prices

As of February 05, 2025, at 03:37 PM, Brent Crude was trading at $75.76, down by 0.58%.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

MTNL Shares Surge 20%: What’s Behind the Rally?

Mahanagar Telephone Nigam Ltd (MTNL) share price saw a sharp rise of 20% in its share price, reaching the upper circuit limit of ₹57.16 on the BSE on February 5. This surge follows a 6% gain in the previous session. The stock opened at ₹54, up from its last close of ₹47.64, and peaked at ₹57.16 during intraday trading. Around 12:10 PM, it was trading 17.74% higher at ₹56.09.

Over the past 5 days, MTNL share price has gained 26.34%, while in the last month, it rose by 16.68%. Over the past year, the stock has increased by 13.99%, and in the last 5 years, it has surged an impressive 400.53%.

Why Is MTNL Share Price Rising?

  • Government Plans to Support MTNL

The recent rally in MTNL shares coincides with announcements from Finance Minister Nirmala Sitharaman regarding broadband connectivity for government secondary schools and healthcare centres under the ‘Bharat Net’ project. Additionally, reports suggest that the government may allow MTNL and BSNL to monetise their assets, potentially boosting their financial health.

  • MTNL’s Financial Recovery and Rating Update

MTNL’s stock had dropped to ₹41.40 on January 28, 2025, and is still down 59% from its 52-week high of ₹101.88, reached in July 2024. However, in December 2024, CARE Ratings upgraded MTNL’s debt rating to ‘CARE AAA’ with a stable outlook, reflecting sustained government support.

  • Revival Plans and Future Outlook

MTNL is a ‘Navratna’ status company, offering it more operational freedom. The government’s revival plan for MTNL and BSNL, worth ₹1.64 trillion, focuses on upgrading services, expanding telecom networks, and supporting their financial viability. While asset monetisation progress has been slow, the government continues to back MTNL’s operations and financial needs.

About Mahanagar Telephone Nigam Limited

Mahanagar Telephone Nigam Limited (MTNL), a fully owned subsidiary of Bharat Sanchar Nigam Limited (BSNL), is based in New Delhi, India. It offers telecom services in the metro cities of Mumbai and New Delhi, as well as in Mauritius, Africa.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

S&P 500 or Nasdaq 100? Best ETFs for Investing in the US Stock Market

In the last 12 months, the Nifty 50 has declined by about 7%, while the S&P 500 has surged nearly 24%. Additionally, the Indian Rupee’s depreciation against the US Dollar has boosted returns for Indian investors investing in US stocks.

A great way to invest in the US market from India is through Exchange-Traded Funds (ETFs). These funds offer a mix of index fund benefits and stock trading flexibility, allowing investors to track major indices at lower costs.

ETFs for Exposure to the US Market

S&P 500 Index ETF

The S&P 500 index tracks the top 500 US companies, covering nearly 80% of the US stock market. Investing in an S&P 500 ETF provides a low-cost, highly liquid way to diversify with large US stocks instead of picking individual companies.

Top stocks in S&P 500: Apple, NVIDIA, Microsoft, Amazon, Meta, Alphabet, Tesla, and Berkshire Hathaway.

Some popular S&P 500 ETFs with low expenses and good returns include:

  • SPDR S&P 500 ETF Trust (SPY)
  • Vanguard S&P 500 ETF (VOO)
  • iShares Core S&P 500 ETF (IVV)
  • SPDR Portfolio S&P 500 ETF (SPLG)
  • Invesco S&P 500 Equal Weight ETF (RSP)

The SPDR S&P 500 ETF (SPY) is the world’s oldest and largest ETF, with an expense ratio of just 0.0945%, making it an attractive long-term investment.

Nasdaq 100 ETF

The Nasdaq 100 is the top benchmark index for tech stocks, including major global tech giants such as Nvidia, Apple, Amazon, Meta (Facebook), Alphabet (Google), and Tesla.

Investors can gain exposure to these tech stocks through the Invesco QQQ ETF, which has an annual expense ratio of 0.20%. This ETF is ideal for those looking to invest in global technology leaders.

Dow Jones Industrial Average (DJIA) ETF

The DJIA (Dow Jones Industrial Average), or Dow 30, represents 30 leading US companies and is a key indicator of the US economy and consumer trends.

The SPDR Dow Jones Industrial Average ETF Trust (DIA) allows investors to replicate the Dow’s performance, making it a solid choice for those looking to invest in established US companies.

Why Consider US ETFs?

Diversification is important for any investment strategy, especially in global markets. The US economy remains the world’s largest, and investing in ETFs allows investors to benefit from its growth.

Before investing in ETFs, it’s important to check factors such as:

  •  Expense Ratio
  •  Long-term Performance
  •  Liquidity
  •  Tracking Error
  •  Price-to-NAV Difference
  •  Dividend Yield

By carefully selecting ETFs, investors can gain exposure to the US stock market with lower costs and reduced risk while benefiting from global economic trends.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

Nestlé to Launch Starbucks Ready-to-Drink Coffee in India

Nestlé S.A., the world’s largest coffee company, is considering launching Starbucks-branded ready-to-drink (RTD) coffee in India’s retail market, as per a report. This move is part of Nestlé’s global partnership with Starbucks Corporation, allowing it to sell Starbucks’ packaged coffee and beverages outside of its cafes.

Axel Touzet, head of Nestlé’s Coffee Strategic Business Unit, stated that the company is continuously looking for opportunities to expand its coffee portfolio in India. He highlighted the rising coffee consumption trend in the country and Nestlé’s efforts to cater to different coffee moments for Indian consumers.

Expansion of the Nestlé-Starbucks Partnership

In 2018, Nestlé and Starbucks signed a global agreement that gave Nestlé the right to sell Starbucks’ packaged coffee and food service products in retail stores worldwide. Later, the partnership expanded to include RTD coffee products like Starbucks Frappuccinos and Doubleshots in Southeast Asia, Oceania, and Latin America. Now, Nestlé is considering a similar launch in India.

Rising Coffee Consumption in India

Though India has traditionally been a tea-drinking nation, coffee consumption is increasing, particularly in urban areas. Nestlé’s Nescafé brand has introduced coffee to over 30 million Indian households, while Starbucks has expanded its presence through a joint venture with Tata, operating over 470 stores in India. In FY24, Starbucks-Tata recorded a revenue of ₹1,218.06 crore, reflecting a 12% growth from the previous year.

India’s Coffee Market: A Key Growth Area

India remains a crucial market for Nestlé’s coffee business. In the December 2023 quarter, the company’s powdered and liquid beverages segment contributed the most to its growth, with retail sales surpassing ₹2,000 crore in the past year. Nestlé recently introduced its premium coffee brand, Nespresso, in India, targeting the rising demand for high-quality coffee products.

A report by ResearchAndMarkets.com projects that the global RTD tea and coffee market will grow from $107.18 billion in 2023 to $197.4 billion by 2032. The Asia-Pacific region is leading this trend, with India emerging as a key market.

What’s Next?

Nestlé has not yet announced a launch date for Starbucks RTD coffee in India but sees significant potential in the market. Touzet emphasised that India is a strategic focus for Nestlé, and distributing Starbucks coffee outside cafes is a vital part of their expansion plans.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

IRB Infra Declares ₹0.10 Interim Dividend; Record Date on February 6

IRB Infrastructure declared a third interim dividend of ₹0.10 per equity share (10% of the face value of ₹1 each) for FY25. The record date for dividend payment is February 6, 2025, and eligible shareholders will receive payments by March 1, 2025. This brings the total dividend payout for the first nine months of FY25 to ₹181.1 crore.

Understanding the Ex-Date and Record Date

The ex-date is when a company’s stock starts trading without eligibility for dividends or stock splits. To receive these benefits, investors must purchase the stock before this date. The final list of eligible shareholders is determined at the end of the record date.

Financial Highlights

IRB Infrastructure Developers Ltd reported a 2.9% year-on-year (YoY) increase in revenue for Q3FY25, reaching ₹2,025.4 crore. In the same quarter last year, the company’s revenue stood at ₹1,968.5 crore. The company’s EBITDA grew by 13.2% to ₹984.1 crore in Q3FY25, compared to ₹869.2 crore in Q3FY24. The EBITDA margin also improved, rising to 48.6% from 44.2% in the previous year’s quarter.

About IRB Infrastructure Developers Ltd

IRB Infrastructure Developers is an Indian company specialising in infrastructure development and construction. It has vast experience in building roads and highways. The company is also involved in other areas of infrastructure, such as road maintenance, construction projects, airport development, and real estate.

As of February 5, 11:21 AM IST, IRB Infrastructure Developers share price is trading at ₹54.53, up ₹0.27 (0.50%) for the day. The stock opened at ₹54.30, reached a high of ₹55.15, and touched a low of ₹54.15. Over the past year, it recorded a 52-week high of ₹78.15 and a 52-week low of ₹45.06. The company’s market capitalisation stands at ₹33,000 crore, with a P/E ratio of 5.10 and a dividend yield of 0.69%.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

 

Asian Paints Share Price Drops as Q3 FY25 Net Profit Falls 23.3% to ₹1,110 Crore

Asian Paints reported a 23.3% drop in net profit for Q3FY25, bringing it down to ₹1,110 crore. The company’s net sales fell 6.1% year-on-year to ₹8,522 crore, mainly due to weak demand, downtrading, and a lackluster festive season.

Performance Across Business Segments

  • Decorative Paints (India): Volumes grew 1.6%, but overall sales declined due to sluggish urban demand.
  • Industrial Business: Grew 3.8%, driven by general industrial and refinish segments.
  • International Business: Revenue increased 5% in rupee terms and 17.1% on a constant currency basis, led by strong growth in the Middle East and improving economic conditions in key Asian markets.
  • Home Decor: Benefited from network expansion efforts.

Drop in PBIDT and Operating Margins

The company’s Profit Before Interest, Depreciation, and Tax (PBIDT) fell 18.4% to ₹1,830 crore. Operating margins were affected by higher sales and distribution costs and an unfavourable product mix, despite some sequential improvement.

Management’s View on Demand and Future Plans

CEO & MD Amit Syngle noted that weak urban demand led to a 6.6% decline in the overall coatings business in India. He added that while domestic decorative paint volumes grew 1.6%, revenue declined 7.5% due to weak festive demand.

Looking ahead, the company remains cautiously optimistic about demand recovery and will continue investing in its brand, innovation, and customer-focused initiatives.

About Asian Paints Ltd

Asian Paints Ltd is an Indian multinational company based in Mumbai. It specialises in manufacturing, selling, and distributing paints, coatings, and home décor products, including bath fittings, while also offering related services.

As of February 5, 11:04 AM IST, Asian Paints share price is trading at ₹2,267.90, down ₹86.45 (3.67%) for the day. The stock opened at ₹2,269.00, reached a high of ₹2,276.45, and touched a low of ₹2,237.25. Over the past year, the stock hit a 52-week high of ₹3,394.90 and a 52-week low of ₹2,207.80.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.