Active Loans

The repayment schedule is not available on the app. You can request your repayment schedule at our respective lending partners:

1. Kisetsu Saison Finance (India) Private Limited (Credit Saison India)
   • Emailing at: support@creditsaison-in.com Calling: 1800 103 8961
2. SMFG India Credit Co. Ltd.
   • Call Customer Service Helpline of SMFG India on 1800 103 6001 Email at: namaste@smfgindia.com
3. Aditya Birla Capital Limited
   • Emailing at: grievance.finance@adityabirlacapital.com Calling: 080 – 45860196
4. IDFC FIRST Bank
   • Call Customer Service Helpline of IDFC FIRST Bank on 1800 209 9771 Emailing at: pno@idfcfirstbank.com
5. Axis Bank
   • Voice support: 1860-419-5555 or 1860-500-5555 Email support: https://application.axisbank.co.in/webforms/axis-support/
6. KrazyBee Services Private Limited
   • Emailing at: reachus@kbnbfc.in Calling: 8044292555 / 8068534555
7. Poonawalla Fincorp
   • Emailing at: grievance@poonawallafincorp.com Calling: 020-67808090 / 020-67808090

Yes, if you miss an EMI, a bounce charge will be applied based on the lender policy.

Lenders will send EMI reminders before the due date via call and WhatsApp.

No, part prepayment of the loan is not available currently.

You can check the payment status either under ‘Loans’ tab or on the respective lending partner platform.

If you miss or fail to repay your EMIs on the loan, it can negatively affect your credit score and may lead to additional charges or legal action. We strongly urge you to avoid missing your loan monthly installment payments.

If your EMI is not cleared from your bank account via the auto debit E-NACH mandate on the due date due to inadvertent circumstances, you can pay it yourself through the Angel One app. Follow these steps:

1. Open the Angel One app.
2. Navigate to the loan pass book.
3. Use the “Pay Now” section to make the payment via net banking or debit card.

Alternatively, you can pay EMI by reaching out to respective lender partner based on the instructions given on the App.

To foreclose the loan, you can also use the Angel One app to find the option to foreclose and complete the payment using the same methods.

Presently, we do not have the feature to facilitate the change of the bank account used to set up the EMI mandate. We urge you to continue servicing your EMI through the bank account that was used at the time of loan disbursement.

Your eligibility for foreclosure varies depending on the lender partner. Please check your loan documents for specific details regarding foreclosure eligibility and conditions.