Best Mutual Funds For Lumpsum Investments In April 2025

Investing a lump sum of money in mutual funds can be a powerful strategy for growing wealth over time. Whether you’ve received a windfall, such as an inheritance or a bonus, or simply have a large sum of money sitting idle, lump sum investments offer the potential for significant returns when chosen wisely. However, selecting the right mutual funds for a lump sum investment in 2025 requires careful consideration of the current market conditions, your financial goals, and your risk tolerance. In this blog, we’ll explore some of the best mutual funds for lump-sum investments in 2025.

Best Mutual Funds For Lumpsum Investments in April 2025

Name AUM (₹ Crore) CAGR 3Y (%) Tracking Error
ICICI Pru Infrastructure Fund 6,886.49 28.85 9.96
Motilal Oswal Midcap Fund 23,703.68 28.16 9.49
Nippon India Power & Infra Fund 6,125.29 28.15 7.60
Franklin India Opportunities Fund 5,517.19 27.25 5.96
Bandhan Small Cap Fund 8,474.84 25.34 4.20

Note: The above-mentioned scheme has been selected and sorted based on 3Y CAGR as of April 2, 2025

Overview of Best Mutual Funds For Lumpsum Investments

1. ICICI Pru Infrastructure Fund

The ICICI Prudential Infrastructure Fund is an open-ended equity mutual fund by ICICI Prudential Mutual Fund. The investment objective of the scheme is to achieve capital appreciation by investing in a well-diversified basket of equity for companies conducting business in the development and infrastructure sector.

Key Metrics

  • NAV: 177.43
  • Expense Ratio: 1.16

2. Motilal Oswal Midcap Fund

The Motilal Oswal Midcap Fund is an open-ended equity mutual fund by Motilal Oswal Mutual Fund. The investment objective is to achieve long term capital appreciation by investing in quality mid-cap companies having long-term competitive advantages and potential for growth.

Key Metrics

  • NAV: 105.81
  • Expense Ratio: 0.68

3. Nippon India Power & Infra Fund

Nippon India Power & Infra Fund is an open-ended scheme investing in power & infrastructure sectors. The investment objective is to seek long term capital appreciation by investing in equity/equity related instruments of the companies that are engaged in power and infrastructure space in India.

Key Metrics

  • NAV: 315.33
  • Expense Ratio: 1.03

4. Franklin India Opportunities Fund

Franklin India Opportunities Fund is an ended equity fund suitable for investors seeking long-term capital appreciation by investing in special situation themes.

Key Metrics

  • NAV: 225.51
  • Expense Ratio: 0.59

5. Bandhan Small Cap Fund

Bandhan Small Cap Fund Direct-Growth is an Equity mutual fund scheme from Bandhan Mutual Fund. The fund aims to establish a diverse portfolio of small-cap stocks.

Key Metrics

  • NAV: 44.13
  • Expense Ratio: 0.46

Things to Keep in Mind Before Investing in Lump-Sum Mutual Funds

  • Market Timing Risk: One of the biggest risks of lump sum investing is the difficulty in timing the market. If you invest a large sum when the market is high, you may face short-term losses if the market corrects or declines.
  • Investment Horizon: A lump sum investment is typically suited for long-term goals. If you’re investing for a long-term goal (5-10 years or more), a lump sum can be more beneficial, as the market is likely to recover from short-term volatility over time.
  • Risk Profile: Assess your risk tolerance. A lump sum investment may expose you to higher short-term volatility if you choose riskier funds (e.g., equity funds). If you are risk-averse, a large investment in equities may not suit you, and you might consider more balanced or debt-oriented funds.
  • Asset Allocation: Ensure that your lump sum investment fits into a diversified portfolio. Don’t put all your money into a single type of mutual fund (e.g., only equity funds). A balanced portfolio across equity, debt, and hybrid funds can help reduce risk.

Conclusion

Investing a lump sum amount in mutual funds can be a great way to make your money work harder for you in 2025. By carefully selecting funds that match your risk tolerance and financial goals, you can potentially maximize returns while managing risks.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Bharti Airtel Share Price in Focus: Expanded Partnership With Nokia

On April 2, 2025, Bharti Airtel share price rose around 2%, reaching a day high of ₹1,760.00 at 12:10 PM, after opening at ₹1,721.95. This gain in Bharti Airtel share price follows the company’s announcement of an expanded partnership with Nokia to enhance its network infrastructure.

 

The telecom giant is collaborating with Nokia to deploy Nokia’s Packet Core appliance-based solutions and Fixed Wireless Access (FWA) for a more efficient network experience. This partnership aims to support Airtel’s expanding 4G and 5G customer base by improving network capabilities.

Integration of 5G and 4G Technologies for Seamless Service

A key feature of this collaboration is the integration of 5G and 4G technologies into a unified set of servers, simplifying Airtel’s network infrastructure. Nokia’s FWA solutions will bolster home broadband capacities and critical enterprise services while enhancing the overall network experience for customers. The integration of Nokia’s automation framework will enable Airtel to launch services with zero-touch while also enhancing core network lifecycle management. This will allow Airtel to deliver new services more efficiently and reduce network operational costs over time.

Airtel’s use of Nokia’s converged Packet Core solution will support the company’s transition to 5G standalone (SA) readiness. The goal is to streamline network architecture to accommodate increasing data demands while reducing operational costs and optimising hardware usage.

Multi-Year Rollout and GenAI Integration

The rollout of these network upgrades will span multiple years, covering most of Airtel’s service regions across India. As part of the collaboration, Airtel will also integrate Generative AI (GenAI) to enhance service orchestration and ensure a more autonomous network management system.

“Nokia’s innovative Packet Core deployment architecture enables critical changes to our network quality and reliability for meeting the fast-rising growth in customer data requirements,” said Airtel CTO, Randeep Sekhon. “This rollout further demonstrates our longstanding success in jointly collaborating to strengthen the overall Airtel customer experience.”

“Nokia and Airtel have a long-standing partnership and we are pleased to bolster its 5G SA readiness,” said Raghav Sahgal, President of Cloud and Network Services at Nokia. “Airtel’s use of Nokia’s Packet Core to build greater network agility and reliability demonstrates how we are both helping customers solve problems and furthering Nokia’s leadership position in the Core space in India and around the world.”

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Upcoming NFO: HDFC Mutual Fund has Filed SID for HDFC NIFTY PSU Bank ETF FoF

HDFC Mutual Fund has filed the scheme information deed (SID) with the capital market regulator, the Securities and Exchange Board of India (SEBI) for HDFC NIFTY PSU Bank ETF Fund of Fund. It is an open-ended fund of fund scheme investing in HDFC NIFTY PSU Bank ETF. The benchmark for the scheme is NIFTY PSU Bank Index (TRI) since the scheme will invest in stocks which are constituents of NIFTY PSU Bank Index (TRI).

Investment Objective

The investment objective of this upcoming NFO is to provide long-term capital appreciation from a portfolio investing in units of HDFC NIFTY PSU Bank ETF. There is no assurance that the investment objective of the Scheme will be achieved.

Investment Strategy

The fund manager of the scheme shall buy/sell HDFC NIFTY PSU Bank ETF units either directly with the Fund or through the secondary market on the Stock Exchange(s). Investment in debt securities will be guided by credit quality liquidity, interest rates and their outlook.

  • Units of HDFC NIFTY PSU Bank ETF.
  • Government Securities, T-Bills and Repo on Government Securities, units of Liquid and Overnight Mutual Fund Schemes.
  • Short Term Deposits.
  • Repo/ Reverse Repo / Tri- Party repos (TREPS) on Government Securities and Treasury Bills (G-Secs and T-Bills).

Fund Managers

Abhishek Mor

AbhishekMor is the fund manager of the scheme, who has collectively over 7 years experience in Equity Dealing. He is a Chartered Accountant and CFA Level 1. He has previously managed HDFC NIFTY Growth Sectors 15 ETF, HDFC Nifty IT ETF and others

Arun Agarwal

Arun Agarwal is the co-fund manager, who has experience of more than 26 years in equity, debt and derivative dealing, fund management, internal audit and treasury operations.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Upcoming IPO: IndiQube Gains SEBI Approval for ₹850 Crore IPO

The shared office space provider IndiQube has received approval from the market regulator, the Securities and Exchange Board of India (SEBI), to raise ₹850 crore through an initial public offering (IPO).

According to IndiQube’s draft red herring prospectus (DRHP) filed in December 2024, the company plans to issue equity shares worth ₹ 750 crore through a fresh issue and offer ₹100 crore via an offer for sale (OFS). The proceeds will be allocated towards capital expenditure (₹426.6 crore), debt repayment (₹100 crore), and general corporate purposes. ICICI Securities Limited and JM Financial Limited are the lead managers for the offering.

About IndiQube 

Led by co-founders Rishi Das and Meghna Agarwal, the company is part of a growing trend of co-working players seeking public listings amidst rising demand for flexible office spaces. IndiQube, which operates 103 centres across 13 cities, including six Tier-II cities, is supported by venture capital firm WestBridge Capital and investor Ashish Gupta. As of June 30, 2024, its portfolio spans 7.76 million square feet with a seating capacity of 172,451 seats.

Since its founding in 2015, IndiQube has built a diverse client base, including global capability centres (GCCs), Indian corporates, unicorns, and startups. Key clients include Myntra, upGrad, Zerodha, NoBroker, Redbus, Juspay, Perfios, Moglix, Ninjacart, Siemens, and Narayana Health.

IndiQube reported a total revenue of ₹867.6 crore for FY24, up from ₹601.2 crore in FY23. The company’s EBITDA for FY24 stood at ₹263.4 crore, with a Q1FY25 EBITDA of ₹153 crore, reflecting its growing financial strength.

Growth of India’s Flex Office Market

The flex office segment in India witnessed a 22% growth in leasing, reaching 2.2 million square feet in Q1FY25. Bengaluru, Delhi NCR, and Pune made up around 80% of the leasing activity. According to JLL, the total flex space across the top seven cities in India is expected to exceed 100 million square feet by 2026, a significant rise from the current 74 million square feet.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Upcoming IPO: Ardee Engineering Filed DRHP For ₹580 Crore Public Offering

The engineering services provider, Ardee Engineering Limited, has filed the draft red herring prospectus (DRHP) with the capital market regulator, the Securities and Exchange Board of India (SEBI), to float an IPO. The ₹580 crore Ardee Engineering IPO comprises a fresh issue of ₹500 crore and an offer for sale of ₹80 crore.

Use of IPO Proceeds

Fresh Issue

The company proposes to utilise the net proceeds towards funding the following objects:

  • Funding the capital expenditure requirements of our Company towards setting up two new manufacturing facilities at Seetharampur, Telangana.
  • Funding the capital expenditure requirements of its company towards setting up a new integrated
  • manufacturing facility at Parawada, Andhra Pradesh
  • Prepayment or re-payment, in full or in part, of certain outstanding borrowings availed by its Company
  • General corporate purposes.

Offer for Sale

The company will not receive any proceeds from the Offer for Sale, and the proceeds received from the Offer for Sale will not form part of the Net Proceeds.

About Ardee Engineering Limited

Incorporated in 2020, Ardee Engineering Limited is one of the fastest-growing integrated design, engineering and manufacturing companies. The company provides a diversified suite of end-to-end solutions across geographies and end-user industries, with a focus on pre-engineered buildings (PEB), material handling systems (MHS) and engineering services. The company’s business is divided into its primary business lines: (i) PEB, (ii) MHS, and (iii) engineering services. As of December 31, 2024, the company’s order book stood at ₹8,929.55 million.

As of December 31, 2024, the company has executed over 100 PEB projects, which include warehouses and fulfilment centres, data centres, logistics infrastructure, manufacturing units, airports, infrastructure, schools and commercial buildings.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

US Reciprocal Tariffs to Have Limited Impact on India: Niti Aayog

US President Donald Trump will implement a series of reciprocal tariffs on what he refers to as “Liberation Day,” with an official announcement scheduled for 4 p.m. (local time) on Wednesday in the White House Rose Garden. These reciprocal tariffs are part of a broader set of import duties that President Trump has introduced since taking office on January 20. The measures include high tariffs on imports from Canada and Mexico, industry-specific tariffs on metals, and more recently, on imported automobiles.

US Tariffs to Create Opportunities

Niti Aayog Programme Director Mr Pravakar Sahoo has reassured that the United States’ plan to impose reciprocal tariffs will have a limited impact on India and could present growth opportunities for the nation. Mr Pravakar Sahoo further added that unlike other major US trade partners, such as China, Mexico, and Canada, India is relatively well-positioned in this situation.

While these countries face tariffs ranging between 20-25%, India’s trade dynamics with the US are less vulnerable. The country accounts for a smaller portion of US imports and is not expected to be significantly impacted by the proposed tariff changes.

Though some specific sectors may experience minor challenges, the overall effect on India’s economy is expected to be minimal. A more comprehensive analysis of the situation will be shared in the upcoming edition of Niti Aayog’s quarterly trade watch, providing deeper insights into the potential consequences for India.

US Tariffs on Steel, Aluminium, and Autos

The US has already imposed 25% tariffs on key products such as steel, aluminium, vehicles, and auto parts, affecting several trade partners. However, countries like India, Taiwan, Vietnam, Thailand, and Mexico have benefited from these tariff measures. Despite the imposition of tariffs on China in 2018, these nations have managed to increase their share in US imports, showcasing the evolving dynamics of global trade and the shifting of market shares.

Future of India-US Bilateral Trade

Ongoing negotiations between India and the US aim to finalise the first phase of a trade agreement by the fall of 2025. This agreement is expected to more than double bilateral trade, targeting ₹42,78,000 crore (US$ 500 billion) by 2030. As these negotiations progress, India’s strong manufacturing capabilities and growing Foreign Direct Investment (FDI) potential make it an increasingly important player in global trade.

Niti Aayog member Mr. Arvind Virmani has emphasised the need for India to strengthen its trade ties with major global economies like the US, EU, Japan, the UK, and South Korea. As India continues to expand its manufacturing base and attract more FDI, fostering deeper relationships with these key economic partners will be crucial for future growth.

Conclusion

While the US reciprocal tariffs may pose some challenges to specific sectors in India, the broader impact remains limited. With growing opportunities in global trade, India is well-positioned to leverage these changes for long-term growth and economic collaboration.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India’s Coal Production Surpassed One Billion Tonne Mark: Ministry of Coal

The Indian coal sector made significant development by surpassing cumulative production of 1 Billion Tonnes (BT) for the financial year 2024-25. This remarkable achievement has been backed by the relentless efforts of the Ministry of Coal to improve production, streamline dispatches, and bolster the nation’s energy security.

Coal Production Cross I BT Mark

After crossing the 1 billion tonne (BT) mark, coal production reached 1047.57 (Provisional) as compared to 997.83 MT in FY 2023-24, indicating a substantial growth of 4.99%. In addition, the commercial & captive sectors, along with other entities, have achieved an impressive coal production of 197.50 MT (provisional), marking a 28.11% increase from the 154.16 MT recorded during the same period last year.

Growth in Coal Dispatch

Coal dispatch has seen significant growth. The total coal dispatch for FY 2024-25 has surpassed the 1 BT milestone, reaching 1024.99 MT (provisional), compared to 973.01 MT in FY 2023-24, reflecting a notable increase of 5.34%. Dispatch from Commercial, Captive, and other entities also showed substantial growth, totaling 196.83 MT (provisional), a rise of 31.39% compared to the 149.81 MT recorded during the same period last year.

Conclusion

The growing production and dispatch showcased India’s progress in increasing domestic coal production while ensuring efficient distribution to meet growing energy demands. The Ministry of Coal is committed to enhancing self-dependence, decreasing import dependency, and driving sustainable mining practices to strengthen the nation’s energy security and economic resilience.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

RailTel Shares to Trade Ex-Date on April 2: Interim Dividend of ₹1

RailTel share price will trade ex-date on April 2, 2025, meaning that the shareholders registered in the company’s books will be eligible for the ₹1 interim dividend.

RailTel Dividend History

Ex-Date Dividend Type Dividend Amount (₹)
Nov 06, 2024 Interim 1.00
Aug 14, 2024 Final 1.85
Nov 03, 2023 Interim 1.00

RailTel Q3FY25 Earnings Highlights

During Q3FY25, RailTel recorded a growth of 4.7% YoY in net profit to ₹65 crore as compared to ₹62.1 crore in the same quarter of the previous fiscal year (Q3FY24). Revenue from operations saw a 14.8% YoY increase, rising to ₹767.6 crore in Q3FY25, up from ₹668.4 crore in Q3FY24.

On the operating side, earnings before interest, tax, depreciation, and amortisation (EBITDA) fell by 6.6% YoY to ₹121 crore, down from ₹129.7 crore in the corresponding period last year. As a result, the EBITDA margin narrowed to 15.8% in Q3FY25, compared to 19.4% in Q3FY24.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Stocks That Hit Circuit Limits On April 1, 2025: PSB, Blue Jet, Godfrey Phillips and More

On April 1, 2025, BSE Sensex closed 1.80% lower at 76,024.51, while Nifty50 settled lower at 23,165.70, down 1.50%. Amidst the market downturn, stocks like PSB, Blue Jet, and Godfrey Phillips hit circuit limits, reflecting significant price movements. Check out the full list of stocks hitting circuits today.

Stocks That Hit Lower Circuit on April 1, 2025

Symbol LTP %chng Price Band % Volume(Lakhs) Value(₹ Crores)
PSB 34.86 -20.01 20 221.69 78.9
GVT&D 1,480.85 -5 5 3.7 55.5
TARIL 509.4 -5 5 10.1 52.11
BLUEJET 840.6 -5 5 2.09 17.69
E2E 2,013.85 -5 5 0.74 15.35

Stocks That Hit Upper Circuit on April 1, 2025

Symbol LTP %chng Price Band % Volume(Lakhs) Value(₹ Crores)
GODFRYPHLP 7,107.65 5 5 1.45 102.36
HESTERBIO 1,505.40 20 20 3 43.87
SENCO 285.95 4.99 5 14.29 40.6
WEBELSOLAR 1,253.75 5 5 2.87 36.01
BIRLACABLE 156 16.52 20 20.74 32.61

 

Overview of Companies Hitting Circuits Today

  • PSB

PSB hit its lower circuit with a sharp 20% decline, driven by a heavy selling volume of 221.69 lakh shares, amounting to ₹78.9 crores in value..

  • Blue Jet

Blue Jet dropped by 5% within the price band, recording a trading volume of 2.09 lakh shares worth ₹17.69 crores..

  • Godfrey Phillips 

Godfrey Phillips hit its upper circuit with a 5% gain, trading 1.45 lakh shares valued at ₹102.36 crores.

  • Senco Gold

Senco Gold saw a near 5% rise, reaching its upper circuit with a trading volume of 14.29 lakh shares, valued at ₹40.6 crores..

  • Birla Cable 

Birla Cable surged by 16.52%, hitting the upper circuit with a volume of 20.74 lakh shares, valued at ₹32.61 crores.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks; read all the related documents carefully before investing.

March 2025 Auto Sales Data Out: Tata Motors, Maruti Suzuki, M&M and More in Focus

India enjoys a strong position in the global heavy vehicles market as it is the largest tractor producer, second-largest bus manufacturer, and third-largest heavy truck manufacturer in the world. During March 2025, the auto players posted strong numbers, with double-digit growth experienced by Mahindra & Mahindra and two-wheeler manufacturer TVS Motors.

Auto Sales March 2025

Company Name Total Sales (March 2025)  Total Sales (March 2024)  YoY%
Four Wheelers
Maruti Suzuki India Limited 1,92,984 1,87,196 3
Tata Motors Ltd 90.500 90,822 0
Mahindra & Mahindra 83,894 68,413  23
Two Wheelers
TVS Motors Company Ltd 4,14,687 3,54,592 17
Eicher Motors Ltd (Motor Cycles) 1,01,021 75,551  34
Trucks & Buses
Eicher Motors Ltd 12,094 11,242 7.6
Escorts Kubota Ltd 11.374 9,888 15
Ashok Leyland Ltd 24060 22736 6

 

  • For FY25, Maruti Suzuki posted its highest ever total sales of 22,34,266 units. Total sales include highest ever domestic sales of 17,95,259 units and highest ever exports of 3,32,585 units.
  • In the Utility Vehicles segment, Mahindra sold 48,048 vehicles in the domestic market, a growth of 18% and overall, 50,835 vehicles, including exports.
  • TVS Motors recorded a growth of 16% in two-wheeler sales from 3,44,446 units in March 2024 to 4,00,120 units in March 2025.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.