Best Artificial Intelligence Stocks in India for May 2025: Persistent, KPIT Tech and More 5Y CAGR Basis

Investing in artificial intelligence (AI) stocks in India presents a unique opportunity for investors looking to tap into the country’s rapidly growing tech sector. As India continues to emerge as a global hub for innovation, the adoption of AI across industries like healthcare, finance, e-commerce, and manufacturing is accelerating, offering substantial growth potential for companies involved in AI research, development, and application.

The Indian AI market is expected to experience exponential growth in the coming years, driven by factors such as increasing investments in technology, government support for digital initiatives, and a large, skilled talent pool. Companies specialising in AI-driven products and services are well-positioned to benefit from this trend. In this article, we will explore the best artificial intelligence stocks based on 5Y CAGR.

Best Artificial Intelligence Stocks Based on 5Y CAGR 

Name Market Cap (₹ Crore) ↓5Y CAGR (%)
Kpit Technologies Ltd 33,838.14 86.37
Persistent Systems Ltd 82,393.89 86.28
Intellect Design Arena Ltd 10,896.18 61.24
Zensar Technologies Ltd 16,232.67 53.36
Mastek Ltd 6,419.28 53.35

Note: The best artificial intelligence stocks list here is as of May 02, 2025. The stocks are sorted based on the 5Y CAGR.

Overview of Top 5 Artificial Intelligence Stocks

1. KPIT Technologies Ltd

KPIT Technologies is a global frontrunner in automotive software, specialising in software-defined vehicles, powertrain solutions (both conventional and electric), autonomous driving, ADAS, connected vehicle technologies, and digital transformation. In Q4FY25, the company achieved a Year-over-Year (Y-o-Y) constant currency (CC) growth of 15% and a dollar growth of 11.5%. On a Quarter-over-Quarter (Q-o-Q) basis, the CC growth was 3%, while the dollar growth was 0.7%

Key Metrics:

  • Return on Capital Employed (ROCE): 40.9%
  • Return On Equity (ROE): 33.2%

2. Persistent Systems Ltd

Founded in 1990, Persistent Systems is a global leader in digital engineering, offering cutting-edge solutions in software development, cloud computing, AI, automation, and enterprise modernisation. The company serves key sectors such as BFSI, healthcare, telecom, and consumer technology, with a robust global footprint. The company has delivered its 20th consecutive quarter of revenue growth, achieving an EBIT margin of 15.6%.

Key metrics:

  • ROCE: 31.4%
  • ROE: 24.8%

3. Intellect Design Arena Ltd

Incorporated in 2011, Intellect Design Arena Limited works globally in the fields of Financial Technology for Banking, Insurance and other Financial Services. The company has signed a significant multi-year, multi-million-dollar deal with one of the UK’s leading financial institutions. This landmark engagement is driven by Intellect’s distinctive methodology that blends First Principles Thinking with Design

Key metrics:

  • ROCE: 20.3%
  • ROE: 14.7%

Key Factors to Consider Before Investing in Indian AI Stocks

  1. Business Model and AI Integration: Assess how deeply the company integrates AI into its core offerings. Look for firms where AI is not just a buzzword, but a key revenue driver
  2. Revenue Contribution from AI: Examine what percentage of the company’s revenue comes from AI-related services or products.
  3. R&D and Innovation Capabilities: Strong R&D spending signals the company’s commitment to innovation. Evaluate the number of patents, proprietary platforms, or in-house AI tools developed.
  4. Client Base and Industry Focus: Diversified clientele across BFSI, healthcare, retail, and manufacturing are a positive sign. Companies serving AI-intensive sectors are more likely to benefit from sustained demand.

Conclusion 

Investing in Indian AI stocks offers promising growth potential, given the country’s strong IT foundation and increasing global demand for intelligent solutions. However, the sector also carries inherent risks, including high valuations, rapid technological shifts, and regulatory uncertainties.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

JSW Steel Shares Tumble Over 6% After Supreme Court Ruling on Bhushan Power & Steel Deal

On May 2, 2025, JSW Steel shares dropped more than 6% after the Supreme Court declared the resolution plan for Bhushan Power & Steel Ltd. — in which JSW Steel was the successful bidder — as “illegal.”. JSW Steel shares touched the day low of ₹953.90 at 12:45 PM after opening at ₹1,025.90.

JSW Steel and Bhushan Power Background

JSW Steel had acquired a 49% stake in Bhushan Power & Steel in 2021 through the Insolvency and Bankruptcy Code (IBC) process, gaining access to a 2.75 million tonnes per annum (MTPA) steel manufacturing facility in Odisha. By October 2021, the company had increased its stake to 83%.

The apex court cited two key violations in its ruling and ordered the liquidation of Bhushan Power & Steel. First, the acquisition was executed through a mix of equity and optionally convertible debentures, despite the court’s earlier position that such takeovers must be conducted solely through equity. Second, the resolution plan was not implemented within the mandated timeline.

Bhushan Power & Steel currently contributes approximately 10% to JSW Steel’s consolidated EBITDA and about 12.5% to 13% of its total production capacity of 37.5 MTPA, based on the latest quarterly data.

JSW Steel Italy Signed a Contract with the Italian Government

JSW Steel Italy Piombino S.P.A. (JSW Italy), a wholly owned subsidiary of JSW Steel Limited, manufactures and supplies rails through its rail mill facility located in Piombino, Italy, which has an annual production capacity of 0.32 million tonnes.

In a significant step toward industrial revitalisation, JSW Italy has signed a Development Contract with the Ministry of Enterprise and Made in Italy (MIMIT), the Tuscany Region, and INVITALIA (the National Agency for Inward Investment and Economic Development). This agreement aligns with the Memorandum of Understanding (MoU) signed on March 1, 2024, between JSW Steel Italy SrL—the parent company of JSW Italy—and MIMIT.

The Development Contract aims to rejuvenate the historic ‘Steelworks of Piombino’ by modernising existing infrastructure and boosting industrial operations at the site.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

From $1.7B to $745Mn: India’s Startup Funding Just Crashed in April 2025

India’s startup funding ecosystem saw a dramatic decline in April 2025, with total capital inflow dropping to just $745 million—a steep fall from the $1.76 billion recorded in January, according to data from Entrackr. The 58% drop reflects a cooling investor appetite, particularly for large-scale deals, and a shifting focus toward public markets.

In total, Indian startups closed 116 funding rounds during April. Of the $745 million raised, $562 million was driven by 23 growth- and late-stage deals, while early-stage startups contributed $186 million across 77 rounds. Details of 16 deals remained undisclosed.

Month-over-Month and Year-on-Year Trends 

Compared to March’s $1.14 billion, April witnessed a 34.65% decline in funding. On a year-over-year basis, this was the weakest April in five years, signalling ongoing turbulence in the funding climate.

Major Growth-Stage Highlights 

Leading April’s growth-stage activity was used-car platform Spinny, securing $131 million in a Series E round. Other major deals included:

  • Juspay – $60M (Series D)
  • Rebel Foods – $25M (Series G)
  • Tonbo Imaging – $21M (Series D)
  • Uniqus Consultech – $20M (Series C)

Key Early-Stage Funding Deals 

Despite the slowdown, several early-stage startups raised substantial funding:

  • Kult (Beauty Tech) – $20M
  • Aerem (Clean Energy) – $12M
  • RapidClaims (Healthtech) – $11M
  • Xindus (Cross-border Logistics) – $10M
  • SigIQ.ai (Edtech) – $10M
  • Optimized Electrotech – $6M
  • The Bear House (Fashion) – $5.8M

M&A Activity in April 

April also brought significant M&A movement:

  • Delhivery acquired Ecom Express in a $166 million deal.
  • Findi snapped up BANKIT for $18.7 million.
  • Accenture and Ampivo AI made undisclosed acquisitions in the deeptech and AI segments.
  • In edtech, Arihant Academy bought Carmel Classes for $1.2 million, and Creativefuel acquired MissMalini Entertainment for $0.69 million.

Other noteworthy acquisitions involved players like CARS24, Jaipuria Group, and NABARD.

Trends to Watch 

  • VC Funds Still Going Strong: Despite the dip in startup fundraising, venture capital firms are gearing up. Accel, Bessemer, and A91 Partners collectively raised $4.2 billion for India-centric investments. Peak XV is also in the process of launching a $1.2–1.4 billion fund.
  • IPO Plans Shrinking: Market volatility has forced startups like Urban Company and Ather Energy to scale back their IPO ambitions. Urban Company revised its issue size down to ₹1,900 crore from ₹3,000 crore, while Ather reduced its target from ₹3,100 crore to ₹2,981 crore.
  • Edtech’s Quiet Resurgence: The battered edtech sector is showing signs of recovery. Unacademy is nearing profitability, and PhysicsWallah is not only IPO-bound but also considering acquisitions, including Drishti IAS and Sarrthi IAS.
  • Flat and Down Rounds: Several companies raised capital at flat or lower valuations. While Spinny and Euler Motors saw no valuation growth, Pratilipi faced a significant markdown of over 60%.

Conclusion 

While April’s numbers indicate a clear funding slump, the broader narrative suggests recalibration rather than decline. A rise in Series A activity signals growing momentum among younger startups, even as seasoned players like Ather prepare for the public markets. The ecosystem, though cautious, appears to be laying the groundwork for the next phase of innovation and growth.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

India’s Coal Sector Shows Strong Growth Momentum in April 2025

In the month of April 2025, India’s coal production and dispatch recorded consistent growth, underscoring the Ministry of Coal’s sustained efforts to ensure a reliable supply and operational resilience across the sector.

Rising Coal Production and Dispatch

As per the provisional data, the total coal production reached 81.57 million tonnes (MT) in April 2025, up from 78.71 MT during the same period last year. Notably, production from Captive and Other Private Mines saw a substantial year-on-year increase, rising to 14.51 MT from 11.46 MT. This surge indicates the expanding role of captive mining in strengthening India’s coal supply ecosystem.

Coal dispatch volumes also reflected this positive trend, reaching 86.64 MT in April 2025, compared to 85.11 MT in April 2024. The rise indicates steady demand and efficient distribution from coal producers.

As of April 30, 2025, coal stockpiles with coal companies rose significantly to 125.76 MT, compared to 102.41 MT a year earlier. At Coal India Limited (CIL) alone, inventories surged to 105 MT—an impressive 22.1% jump from 86.60 MT last year, demonstrating enhanced operational efficiency and preparedness.

This strong performance reflects a year-on-year growth rate of 22.8% in coal stock levels, affirming the coal sector’s vital role in ensuring energy security.

Conclusion

The Ministry of Coal remains focused on driving sustainable growth, boosting domestic coal availability, and reducing reliance on imports. With this upward momentum, India’s coal sector continues to be a cornerstone in powering the nation’s development journey.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Holding 200 Bajaj Finance Shares? See How They Turn Into 2,000

Bajaj Finance shares are on investors’ radar since the company has released its Q4FY25 results and a series of corporate actions, including a bonus issue, stock split and a special dividend of ₹56 per share. On May 2, 2025, Bajaj Finance shares opened at ₹8592.00 and touched the day’s high of ₹8694.05 at 10:05 AM

Corporate Actions Announced

  • Bonus Issue: Shareholders will receive 4 bonus shares for every 1 share held.
  • Stock Split: Each equity share with a face value of ₹2 will be split into 2 shares with a face value of ₹1 each.
  • Timeline: Both the bonus issue and stock split are expected to be completed by June 27, 2025.

Impact on a Shareholder Holding 200 Shares

Assuming an investor holds 200 shares as of the record date:

  1. Bonus Shares: With a 4:1 bonus ratio, the shareholder will receive 800 additional shares, increasing their total to 1,000 shares.
  2. Stock Split:  Following the bonus allotment, the stock split will double the number of shares, turning 1,000 shares into 2,000 shares.
  3. Final Outcome: A shareholder with 200 shares at the record date will hold 2,000 shares after the completion of the bonus issue and stock split.

Bajaj Finance Q4FY25 Summary

Bajaj Finance delivered a strong performance in Q4 FY25, marked by robust growth across key metrics including volumes, Assets Under Management (AUM), operating expenses, and credit costs. Profit Before Tax (PBT), excluding the additional Expected Credit Loss (ECL) provision related to the annual model redevelopment, rose by 18% year-on-year. Return on Assets (ROA) and Return on Equity (ROE) remained stable, reflecting consistent profitability.

Also Read: A Quick Overview of Bajaj Finance Q4FY25 Earnings

Conclusion

With strong financial performance in Q4FY25, the company announced significant corporate actions—including a 4:1 bonus share issue, a stock split (1:2), and a special dividend of ₹56 per share—reflecting its confidence in future growth and commitment to rewarding shareholders.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Gold and Silver Prices Trade Higher: Check Rates in Your City on May 02, 2025

On May 02, 2025, gold and silver prices soared in both the global and domestic markets. In the international market, spot gold prices fell by 1.16%, reaching $3,254.75 as of 09:35 AM. In the domestic market, gold prices rose nearly ₹320. Turning to silver prices, there was a growth of 0.44% to ₹95,350 in the domestic market.

In Mumbai, 24-carat gold is priced at ₹9,281 per gram, while 22-carat gold now costs ₹8,508 per gram. In Delhi, the price of 22-carat gold is currently ₹84,929 per 10 grams, while 24-carat gold is trading at ₹92,650 per 10 grams.

Gold Prices Across Major Indian Cities on May 02, 2025

Here is a detailed breakdown of gold prices as of May 02, 2025:

City 24 Carat Gold (per 10gm in ₹) 22 Carat Gold (per 10gm in ₹)
Chennai 93,080 85,323
Bangalore 92,930 85,186
Kolkata 92,730 85,003

Silver Prices Across Major Indian Cities

City Silver Rate in ₹/KG 
Mumbai 95,170
Delhi 95,010
Kolkata 95,060
Chennai 95,450

Also Read: Why Gold Prices Dropped Over 1% in International Market?

Conclusion

Both gold and silver prices have shown growth on May 2, 2025, reflecting a positive momentum in both domestic and international markets. With gold rising by nearly ₹400 in the domestic market and silver witnessing a ~₹450 rise per kilogram.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Varun Beverages Share Price in Focus: Revenue Soared 35% in Q1CY25

On May 2, 2025, Varun Beverages share price is on investors’ radar after the company released its Q1CY25 results. In morning trade, Varun Beverages share price was down ~1% at 09:20 AM, reached a day low of ₹516.50, after opening at ₹528.15 on BSE.

Varun Beverages Q1 Results

robust financial performance for the January–March quarter of calendar year 2025, posting a consolidated net profit of ₹726.4 crore — a 35.2% increase year-on-year from ₹537.2 crore in the same quarter last year. The company, which follows a January–December financial calendar, saw its consolidated revenue from operations jump by 29.2% YoY to ₹5,680 crore, compared to ₹4,398 crore in Q1 CY2024.

Sales volume also witnessed a sharp rise, climbing 30.1% to 312.4 million cases. This was driven by a 15.5% organic volume increase in India, along with additional contributions from South Africa and the Democratic Republic of Congo, according to the company’s exchange filing.

EBITDA rose by 27.8% YoY to ₹1,264 crore, although EBITDA margins saw a slight contraction of 20 basis points to 22.7%. Revenue per case improved by 3.5% compared to the previous year, primarily due to a more favourable product mix in India and increased contributions from international markets.

In line with evolving consumer preferences, VBL reported that nearly 46% of its total sales volume now comes from no-sugar or low-sugar beverages. The company continues to invest in product innovation aimed at reducing sugar content.

Strategic Initiatives and Expansion

To support growing demand and strengthen long-term growth prospects, Varun Beverages has commenced the development of three new greenfield manufacturing plants in Maharashtra, Uttar Pradesh, and Odisha, with planned investments of ₹1,000 crore, ₹1,100 crore, and ₹700 crore, respectively.

The quarter also marked a major strategic milestone, as the company completed the acquisition of The Beverage Company (BevCo) in South Africa, enhancing its international footprint.

In addition, its wholly-owned subsidiary, Varun Beverages Morocco SA, signed an exclusive agreement to manufacture and package Cheetos snacks in Morocco, with operations expected to begin by May 2025.

Also Read: Varun Beverages Begins Commercial Production at New Prayagraj Facility

VBL Interim Dividend

VBL’s Board of Directors declared an interim dividend of ₹0.50 per equity share for FY2025. The record date for eligibility has been set as May 9, 2025, with the dividend to be disbursed on or after the same date.

Conclusion

Varun Beverages’ strong Q1 performance highlights its solid growth trajectory, driven by robust domestic demand, strategic global expansion, and a shift toward healthier product offerings.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Adani Enterprises Shares in Focus: Revenue and PAT Surged in Q4FY25

On May 2, 2025, Adani Enterprises share price will be in focus as (AEL), the flagship company of the Adani Group, has reported impressive financial results for the quarter and year ended March 31, 2025. Adani Enterprises Q4FY25 results underscore its role as the cornerstone of the Group’s growth strategy, showcasing the ongoing strength of its incubation model. The company’s consistent performance across its expanding portfolio of incubating businesses reflects its long-term strategic focus on delivering sustainable growth.

AEL Financial Highlights for FY25 (YoY)

  • Revenue increased by 2% to ₹1,00,365 crore.
  • EBITDA surged 26% to ₹16,722 crore, driven by sustained strong performance from its incubating businesses.
  • Profit Before Tax (PBT) rose 16% to ₹6,533 crore.
  • Additionally, AEL recognized an exceptional gain of ₹3,946 crore from the sale of its stake in Adani Water Ltd (AWL).
  • AEL’s credit rating was upgraded to AA-/Stable by CARE, and a similar rating was assigned by ICRA.

AEL Business Highlights for Q4 FY25

  • ANIL (Adani New Industries Ltd) initiated an expansion of its solar cell and module lines, securing financial closure for an additional 6 GW of capacity.
  • The ANIL Wind Business successfully completed a capacity expansion to 2.25 GW, featuring a mix of 5.2 MW, 3.3 MW, and 3.0 MW Wind Turbine Generators (WTG) models.
  • AdaniConnex, the joint venture with EdgeConneX, completed the construction of a data centre in Noida and successfully commenced operations with an initial 10 MW capacity.
  • In Mining Services, the Parsa Coal Block began operations, successfully delivering its first customer order.

Adani Enterprises Dividend

The Board of Adani Enterprises Limited (AEL) proposed a dividend of ₹1.30 (@ 130%) per Equity Share of face value of ₹1 each fully paid up for the Financial Year 2024-25, subject to approval by shareholders.

Also Read: What is the History of Adani Enterprises?

Conclusion

AEL’s continued growth, marked by strategic expansions and value-generating initiatives, reinforces its position as a key player in the infrastructure, energy, and digital sectors. The company remains committed to driving long-term value for stakeholders while expanding its capabilities and improving operational efficiency. As the Adani Group’s incubation platform, AEL is poised for even more progress in FY26, with a focus on sustainable development, operational excellence, and further diversification of its portfolio.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

April 2025 Auto Sales: Tata Motors, Maruti Suzuki, M&M Shares in Focus

The Indian automobile industry has long been regarded as a reliable barometer of economic health, reflecting trends in consumer sentiment, industrial output, and technological progress. As a vital contributor to macroeconomic growth and innovation, the sector holds strategic significance in India’s development landscape.

Globally, India commands a prominent position in the heavy vehicles segment, ranking as the world’s largest producer of tractors, the second-largest manufacturer of buses, and the third-largest producer of heavy trucks. This robust manufacturing base has helped India cement its status as a critical player in the global automotive supply chain.

The Indian passenger vehicle market continues to show strong growth potential. Valued at US$ 32.70 billion in 2021, it is projected to expand to US$ 54.84 billion by 2027, reflecting a healthy compound annual growth rate (CAGR) of over 9% between 2022 and 2027. This upward trend is fueled by rising middle-class income, increasing urbanisation, and supportive government policies aimed at boosting domestic production and exports.

Against this backdrop of long-term growth, the monthly auto sales figures for April 2025 offer fresh insight into the industry’s current momentum and market dynamics

April 2025 Auto Sales

Company Name Total Sales (April 2025)  Total Sales (April 2024)  YoY%
Four Wheelers
Maruti Suzuki India Limited 1,79,791 1,68,089 7
Tata Motors Ltd 72,753 77,521 -6
Mahindra & Mahindra 84,170 70,471 19
Two Wheelers
TVS Motors Company Ltd 4,43,896 3,83,615 16
Hero MotoCorp 3,05,406 5,33,585 -75
Eicher Motors Ltd (Motor Cycles) 86,559 81,870 6
Trucks & Buses
Eicher Motors Ltd 6,846 5,377 27.2
SML Isuzu Ltd 1,512 1,056 43.2
Escorts Kubota Ltd 8,729 8,839 -1.2

Key Insights from April 2025 Auto Sales

  • In April 2025, Maruti Suzuki India Limited recorded total sales of 179,791 units, marking a steady performance. This figure includes 142,053 units sold domestically, 9,827 units supplied to other OEMs, and 27,911 units exported, showcasing the company’s continued strength across both domestic and international markets.
  • Tata Motors, meanwhile, reported combined sales of 12,760 units for its Medium & Heavy Commercial Vehicles (MH&ICV) division—including both domestic and international markets. This was slightly lower compared to the 13,218 units sold in April 2024, reflecting a marginal year-on-year decline.
  • Starting the fiscal year on a high note, Mahindra & Mahindra (M&M) delivered a robust performance in April 2025. The company sold 52,330 SUVs, reflecting a 28% year-on-year growth, while total vehicle sales reached 84,170 units, up 19% from April 2024—underscoring strong demand in both passenger and commercial segments.
  • TVS Motor Company also posted solid growth, particularly in the motorcycle segment. The company sold 220,527 units in April 2025, up from 188,110 units a year earlier—representing a healthy 17% increase in year-on-year sales.
  • Hero MotoCorp April 2025 sales were impacted due to a temporary production halt from April 17–19 at its Dharuhera, Gurugram, Haridwar, and Neemrana facilities

Also Read: Trump’s Executive Order Aims to Ease Burden of Stacked Auto Tariffs

Conclusion

The April 2025 auto sales figures highlight a positive start to the fiscal year for several key players in the Indian automobile industry. While some segments like commercial vehicles saw marginal dips, the overall momentum—especially in the passenger and two-wheeler categories—reflects sustained consumer demand and market resilience.

 

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Best Mutual Fund SIP Plan for May 2025: Motilal Oswal Midcap, ICIC Prud and More

Investing in mutual funds is an effective way to diversify your portfolio and gain access to a broad mix of assets such as stocks, bonds, and other securities. Mutual funds pool money from multiple investors to create a diversified investment portfolio managed by a professional fund manager. This manager makes strategic allocation decisions based on the fund’s specific investment objective. As an investor, you hold units of the mutual fund, and your returns, whether gains or losses, are proportionate to your investment amount. In this blog, we’ll take a closer look at some of the best mutual fund SIP plans for May 2025, helping you make an informed decision.

Best Mutual Funds SIP for May 2025

Name AUM (₹ Cr) CAGR 3Y (%) Expense Ratio (%)
Motilal Oswal Midcap Fund 26,028.34 28.29 0.64
HDFC Mid-Cap Opportunities Fund 72,610.08 25.48 0.89
SBI Long Term Equity Fund 27,730.33 25.23 0.95
HDFC Focused 30 Fund 17,226.97 25.12 0.81
ICICI Pru India Opp Fund 25,696.42 25.08 0.74

Note: The above-mentioned schemes have been selected based on 3Y CAGR as of April 30, 2025

Overview of Best Mutual Fund SIP

1. Motilal Oswal Midcap Fund

The Motilal Oswal Midcap Fund is an open-ended equity mutual fund offered by Motilal Oswal Mutual Fund. This scheme is classified under the mid-cap category and primarily invests in the stocks of mid-sized companies.

Key Metrics

  • NAV: 108.48
  • Tracking Error: 9.17

2. HDFC Mid-Cap Opportunities Fund

HDFC Mid-Cap Opportunities Fund is an open-ended equity scheme that primarily invests in mid-cap stocks. The fund follows a predominantly mid-cap investment strategy, maintaining a minimum of 65% exposure to mid-cap companies.

Key Metrics

  • NAV: 196.38
  • Tracking Error: 4.64

3. SBI Long Term Equity Fund

SBI Long Term Equity Fund is an open-ended Equity Linked Saving Scheme (ELSS) that comes with a statutory lock-in period of three years and offers tax benefits. The fund invests at least 80% of its assets in equity and equity-related instruments such as cumulative convertible preference shares, fully convertible debentures, and bonds.

Key Metrics

  • NAV: 452.57
  • Tracking Error: 3.69

Things to Know Before Investing in Mutual Fund SIP

  • Costs and Fees: Choose mutual funds with low expense ratios, as higher fees can significantly reduce your long-term returns.
  • Investment Goals: Clearly define your financial objectives, such as retirement or savings, which will help you select the appropriate type of fund.
  • Performance History: While past returns can provide context, they do not guarantee future performance.
  • Diversification: Mutual funds offer built-in diversification by pooling investments, which helps spread and manage risk.

Conclusion

Investing in mutual fund SIPs can be a smart and disciplined way to build long-term wealth, but it’s important to understand the key factors that influence your returns. By considering costs, aligning with your financial goals, evaluating performance, ensuring diversification, being mindful of tax implications, and understanding liquidity, you can make more informed investment decisions and stay on track toward achieving your financial objectives

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.