Best Mutual Fund SIP Plan for May 2025: Motilal Oswal Midcap, ICIC Prud and More

Investing in mutual funds is an effective way to diversify your portfolio and gain access to a broad mix of assets such as stocks, bonds, and other securities. Mutual funds pool money from multiple investors to create a diversified investment portfolio managed by a professional fund manager. This manager makes strategic allocation decisions based on the fund’s specific investment objective. As an investor, you hold units of the mutual fund, and your returns, whether gains or losses, are proportionate to your investment amount. In this blog, we’ll take a closer look at some of the best mutual fund SIP plans for May 2025, helping you make an informed decision.

Best Mutual Funds SIP for May 2025

Name AUM (₹ Cr) CAGR 3Y (%) Expense Ratio (%)
Motilal Oswal Midcap Fund 26,028.34 28.29 0.64
HDFC Mid-Cap Opportunities Fund 72,610.08 25.48 0.89
SBI Long Term Equity Fund 27,730.33 25.23 0.95
HDFC Focused 30 Fund 17,226.97 25.12 0.81
ICICI Pru India Opp Fund 25,696.42 25.08 0.74

Note: The above-mentioned schemes have been selected based on 3Y CAGR as of April 30, 2025

Overview of Best Mutual Fund SIP

1. Motilal Oswal Midcap Fund

The Motilal Oswal Midcap Fund is an open-ended equity mutual fund offered by Motilal Oswal Mutual Fund. This scheme is classified under the mid-cap category and primarily invests in the stocks of mid-sized companies.

Key Metrics

  • NAV: 108.48
  • Tracking Error: 9.17

2. HDFC Mid-Cap Opportunities Fund

HDFC Mid-Cap Opportunities Fund is an open-ended equity scheme that primarily invests in mid-cap stocks. The fund follows a predominantly mid-cap investment strategy, maintaining a minimum of 65% exposure to mid-cap companies.

Key Metrics

  • NAV: 196.38
  • Tracking Error: 4.64

3. SBI Long Term Equity Fund

SBI Long Term Equity Fund is an open-ended Equity Linked Saving Scheme (ELSS) that comes with a statutory lock-in period of three years and offers tax benefits. The fund invests at least 80% of its assets in equity and equity-related instruments such as cumulative convertible preference shares, fully convertible debentures, and bonds.

Key Metrics

  • NAV: 452.57
  • Tracking Error: 3.69

Things to Know Before Investing in Mutual Fund SIP

  • Costs and Fees: Choose mutual funds with low expense ratios, as higher fees can significantly reduce your long-term returns.
  • Investment Goals: Clearly define your financial objectives, such as retirement or savings, which will help you select the appropriate type of fund.
  • Performance History: While past returns can provide context, they do not guarantee future performance.
  • Diversification: Mutual funds offer built-in diversification by pooling investments, which helps spread and manage risk.

Conclusion

Investing in mutual fund SIPs can be a smart and disciplined way to build long-term wealth, but it’s important to understand the key factors that influence your returns. By considering costs, aligning with your financial goals, evaluating performance, ensuring diversification, being mindful of tax implications, and understanding liquidity, you can make more informed investment decisions and stay on track toward achieving your financial objectives

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

This Retail Player with Rich Dividend History Considering Bonus Issue: Do You Own This?

On Wednesday, April 30, 2025, V-Mart shares were trading with modest gains following the company’s announcement that its board will consider a bonus issue of shares at its upcoming meeting on Friday, May 2. If approved, this would mark the first-ever bonus share issuance in the company’s history—a significant milestone for the retailer.

V-Mart Dividend History

Ex-Date Dividend Type Dividend Amount (₹)
Aug 18, 2022 Dividend 0.75
July 24, 2019 Dividend 1.70
June 20, 2018 Final 2.00
Sep 08, 2017 Final 1.25
Sep 20, 2016 Final 0.10

Between 2013 and 2019, V-Mart consistently rewarded its shareholders with annual dividends, ranging from ₹1 to ₹2 per share. The last dividend payout came in 2022, amounting to ₹0.75 per share.

Shareholding Pattern in V-Mart

Institutional interest in V-Mart remains robust. As of the March 2025 quarter, Mutual Funds in India collectively held a 32.22% stake, with notable investments from Bandhan MF, SBI MF, Kotak MF, and Tata MF, among others. On the international front, Amansa Holdings, led by Akash Prakash, holds a 7.9% stake in the company through the Foreign Portfolio Investor (FPI) route.

In contrast, retail investors—specifically those with an authorised share capital of up to ₹2 lakh—account for a modest 2.93% of the total shareholding. The company’s promoter group retains a dominant 44.28% stake, underscoring continued confidence in the business.

V-Mart Expands Business with Launch of 500th Store

V-Mart Retail Ltd., a leading value fashion retailer in Bharat, has reached a significant milestone with the launch of its 500th store—an achievement that highlights the brand’s rapid and sustained expansion. Known for its commitment to affordability, V-Mart offers a curated range of fashion apparel, footwear, and accessories at accessible price points, catering to the aspirations of India’s emerging middle class. Each store is thoughtfully designed with open facades and intuitive layouts, creating a seamless and welcoming shopping experience for customers.

“Our team’s hard work and dedication have made this accomplishment possible”, said Mr. Lalit Agarwal, Managing Director of V-Mart Retail Ltd. He further added, “Our focus on value retailing allows us to meet the needs of the aspirational middle class”.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Gold and Silver Prices Traded Lower on Akshaya Tritiya 2025: Check Rates in Your City

On Akshaya Tritiya 2025, Gold and silver prices witnessed a drop in both the global and domestic markets. In the international market, spot gold prices fell by 0.42%, reaching $3,309.74 as of 11:19 AM. In the domestic market, gold prices have dropped by nearly ₹130. Turning to silver prices, there was a drop of 0.21% to ₹97,110 in the domestic market.

In Mumbai, 24-carat gold is priced at ₹9,530 per gram, while 22-carat gold now costs ₹8,736 per gram. In Delhi, the price of 22-carat gold is currently ₹87,212 per 10 grams, while 24-carat gold is trading at ₹95,140 per 10 grams.

Gold Prices Across Major Indian Cities on April 30, 2025

Here is a detailed breakdown of gold prices as of April 30, 2025:

City 24 Carat Gold (per 10gm in ₹) 22 Carat Gold (per 10gm in ₹)
Chennai 95,580 87,615
Bangalore 95,380 87,432
Kolkata 95,180 87,248

Silver Prices Across Major Indian Cities

City Silver Rate in ₹/KG 
Mumbai 96,840
Delhi 96,670
Kolkata 96,710
Chennai 97,120

Also Read: Akshaya Tritiya 2025: How Gold Became a Favourite Investment?

Conclusion

Both gold and silver prices have shown a drop from the record highs, reflecting a downward momentum in both domestic and international markets on April 30, 2025. With gold dropping by nearly ₹200 in the domestic market and silver witnessing a ~₹220 fall per kilogram.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Bajaj Finance Declared Bonus Shares, 1:1 Stock Split, and Record ₹56 Dividend

Bajaj Finance Ltd., one of India’s foremost non-banking financial companies, announced its March quarter results on Tuesday, April 29. Alongside its earnings, the company announced a series of corporate actions, which include a bonus issue of shares, a stock split, and both a special and final dividend.

Bajaj Finance stated that the bonus share issue and stock split will be completed on or before June 27, 2025, as per its regulatory filing.

Bajaj Finance Bonus Issue

In a major move, the company proposed issuing 4 bonus shares for every 1 share held, subject to shareholder approval. This marks Bajaj Finance’s first bonus issue in 9 years—the last being in 2016 when it offered a 1:1 bonus share.

Bajaj Finance Stock Split

The board also approved a stock split in the ratio of 1:1, converting each equity share with a face value of ₹2 into two shares of ₹1 each. The company had previously conducted a stock split in 2016, reducing the face value of each share from ₹10 to ₹2 by issuing five shares in exchange for one.

Stock splits are typically employed to enhance share affordability and increase liquidity by expanding the number of outstanding shares.

Bajaj Finance Dividend

The board of directors declared a record final dividend of ₹44 per share for FY25, the highest in the company’s history. Furthermore, a special dividend of ₹12 per share was announced, attributed to the one-time gains from the partial divestment of its stake in Bajaj Housing Finance through an IPO last year. Together, this brings the total dividend payout to ₹56 per share.

Bajaj Finance Q4 FY25 Earning Highlights

Bajaj Finance delivered a solid performance this quarter, driven by strong momentum in volumes, assets under management (AUM), operating efficiency, and credit cost control. Profit before tax (PBT), excluding the additional Expected Credit Loss (ECL) provision made for annual model redevelopment, rose by 18% year-on-year, reflecting the underlying strength of the business. Return on Assets (ROA) and Return on Equity (ROE) remained stable, demonstrating continued capital efficiency.

Key operational highlights for the quarter include:

  • AUM growth of ₹18,618 crore, taking the total AUM to ₹4,16,661 crore.
  • 10.70 million new loans were booked during the quarter.
  • 4.70 million new customers added, bringing the total customer franchise to 101.82 million.
  • The Bajaj Finserv App now boasts 70.57 million net users, underlining its growing digital reach.
  • The FINAI transformation initiative continues to make steady progress, reinforcing the company’s digital and AI-driven future.

Also Read: Is Bajaj Finance a Fundamentally Strong Share?

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Upcoming IPO: Canara HSBC Life Insurance Files DRHP with SEBI for IPO

Canara HSBC Life Insurance Company Limited has filed a draft red herring prospectus (DRHP) with the capital market regulator, the Securities and Exchange Board of India (SEBI), to float its initial public offering (IPO).

Canara HSBC Life is a joint venture, with Canara Bank holding a 51% stake and HSBC Group’s Asia-Pacific insurance arm owning 26%. This upcoming IPO marks the second such move from a Canara Bank-backed entity in recent months, following the DRHP filing by Canara Robeco Asset Management Company.

Canara HSBC Life Insurance IPO Structure

Canara HSBC Life Insurance IPO will be a pure offer for sale (OFS), with no fresh issue of shares, meaning the company itself will not receive any proceeds from the offering.

A total of up to 23.75 crore shares will be offloaded by the existing shareholders—Canara Bank, HSBC Insurance (Asia-Pacific) Holdings, and Punjab National Bank.

  • Canara Bank will divest approximately 13.77 crore shares.
  • HSBC Insurance (Asia-Pacific) Holdings plans to sell around 0.47 crore shares.
  • Punjab National Bank intends to offload up to 9.5 crore shares.

Also Read: Upcoming IPOs in May 2025

About Canara HSBC Life Insurance

Canara HSBC Life Insurance is a prominent private life insurer in India. Canara HSBC Life is jointly promoted by Canara Bank, India’s fourth-largest public sector bank by total assets as of December 31, 2024.

According to a CRISIL report, the company ranked third in terms of assets under management (AUM) among life insurance firms backed by public sector entities as of March 31, 2024. It also ranked among the top five bank-led life insurers in India by number of lives covered during FY 2024.

Canara HSBC Life has demonstrated robust financial growth, with its profit after tax surging at a compound annual growth rate (CAGR) of 232.61%, rising from ₹102.43 million in FY 2022 to ₹1,133.17 million in FY 2024. For the nine months ending December 31, 2024, it reported a profit of ₹848.93 million.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Key Trends to Watch in May 2025: Indian Stock Market to Witness Several Events

In April 2025, the Nifty 50 delivered a return of 2.5%, when calculated from April 1, 2025, to April 29, 2025. However, out of the total 18 trading sessions in April 2025, the Indian stock market closed in red for 8 sessions while 10 sessions were in green. In the past 30 days, FIIs gross purchases stood at ₹2,77,275 crore while gross sales were ₹2,75,403, equating to a net purchase of ₹1,871.9 crore. In May 2025, the market may be influenced by the key trends and events scheduled for the month.

Key Trends to Watch in May 2025

April 2025 Auto Sales

The Indian automakers are set to release their monthly sales numbers on April 1 and April 2. With the release of sales numbers, Auto stocks to witness investors’ attention. During March 2025, the auto players posted strong numbers, with double-digit growth experienced by Mahindra & Mahindra and two-wheeler manufacturer TVS Motors.

US & India Inflation Data

The US & India inflation data are set to release on May 13, 2025. Inflation numbers can leave a mixed impact on the stock market, often leading to volatility. In the short term, higher inflation can negatively impact stock prices, as companies face rising costs and potentially slower growth. India’s retail inflation came down to 4.85% on an annual basis in March 2025 against 5.09% in the previous month.

Also Read: India’s Inflation Data: What Will RBI Interpret?

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Tanla Platform Shares to Trade Ex-Date on April 30: Interim Dividend of ₹6

On April 30, 2025, Tanla shares will trade ex-date, meaning that the shareholders registered in the company’s books will be eligible for the ₹6 interim dividend.

Tanla Dividend History

Ex-Date Dividend Type Dividend Amount (₹)
Jan 27, 2025 Interim 6.00
July 18, 2024 Final 6.00
Feb 05, 2024 Interim 6.00

Tanla Q4FY25 Earnings Highlights

Tanla Platforms Limited, India’s leading Communications Platform as a Service (CPaaS) provider, has announced its financial results for the fourth quarter and full fiscal year 2025. For the quarter ending March 2025, the company reported a revenue of ₹1,024 crore, marking a 2.4% growth compared to the previous quarter. Gross profit stood at ₹259 crore with a gross margin of 25.3%, while EBITDA reached ₹163 crore, reflecting a margin of 16.0%. Profit after tax came in at ₹117 crore, translating to a net margin of 11.5%. Earnings per share were reported at ₹8.74. Additionally, Tanla generated a free cash flow of ₹172 crore and maintained a strong cash balance of ₹1,009 crore.

Also Read: Tanla Platforms Q4 Profit Falls 9.9% to ₹117.3 Cr; Declares ₹6 Interim Dividend

Uday Reddy, Founder Chairman & CEO, said, “Our strategic investment in OTT is delivering results. We have signed two international contracts to deploy our MaaP platform. With over ₹5 Bn in free cash flow this year, we remain focused on disciplined capital allocation and long-term value creation.”

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Upcoming IPOs in May 2025: No Mainboard IPO Scheduled to Open

India’s Initial Public Offering (IPO) market has continued to show resilience, capturing a significant 22% share of global IPO activity in Q1 2025, according to the EY Q1 2025 IPO Trends Report. Despite global economic headwinds, India hosted 62 IPOs during the quarter, raising a total of USD 2.8 billion, underscoring the country’s ongoing appeal as a go-to destination for companies looking to go public.

However, overall IPO activity in India experienced a year-on-year decline of approximately 20%, reflecting a more cautious investor approach amid a marginal 1.1% dip in the BSE SENSEX. The slowdown is also evident in the current pipeline, with no mainboard IPOs scheduled for May 2025. Instead, the spotlight shifts to the SME segment, with three IPOs slated to open in early May.

Upcoming IPOs in May 2025

Wagons Learning IPO

Wagons Learning is launching a book-built IPO worth ₹38.38 crores. The offering consists of a fresh issue of 30.80 lakh equity shares aggregating ₹25.26 crores and an offer for sale (OFS) of 16 lakh shares amounting to ₹13.12 crores.

  • Subscription Period: May 2 to May 6, 2025
  • Allotment Date: May 7, 2025
  • Tentative Listing: May 9, 2025, on BSE SME
  • Price Band: ₹78 to ₹82 per share
  • Lot Size: 1,600 shares

Manoj Jewellers IPO

Manoj Jewellers is offering a fixed price IPO of ₹16.20 crores, comprised entirely of a fresh issue of 30 lakh equity shares.

  • Subscription Period: May 5 to May 7, 2025
  • Allotment Date: May 8, 2025
  • Tentative Listing: May 12, 2025, on BSE SME
  • Price: ₹54 per share
  • Lot Size: 2,000 shares
  • Minimum Investment (Retail): ₹1,08,000
  • Minimum Investment (HNI): ₹2,16,000 (2 lots)

Jawa Capital Services Private Limited is the lead book-running manager, with Skyline Financial Services Pvt. Ltd. serving as the registrar. Shreni Shares Limited is the market maker for this IPO.

Also Read: Ather Energy IPO Set to Open on April 28: Price Band Fixed at ₹304 to ₹321 Per Share

Srigee DLM IPO

Srigee DLM’s book-built IPO is valued at ₹16.98 crores and comprises a fresh issue of 17.15 lakh equity shares.

  • Subscription Period: May 5 to May 7, 2025
  • Allotment Date: May 8, 2025
  • Tentative Listing: May 12, 2025, on BSE SME
  • Price Band: ₹94 to ₹99 per share
  • Lot Size: 1,200 shares

 

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Are Banks and NSE, BSE Closed Today for Akshaya Tritiya 2025?

Akshaya Tritiya, also known as Akha Teej, is considered one of the most auspicious days in the Hindu calendar. In 2025, this sacred occasion falls on Wednesday, April 30. Many people observe religious rituals and make significant financial decisions on this day, including investments in gold and stocks. As a result, there’s often some confusion about whether the Indian stock exchanges — BSE (Bombay Stock Exchange) and NSE (National Stock Exchange) — remain operational.

Will NSE and BSE Be Open on Akshaya Tritiya 2025?

According to the official holiday calendars released by both the BSE and NSE, there is no trading holiday on April 30, 2025. Therefore, both exchanges will remain open, and regular trading activities will take place as scheduled. Investors can carry out trades and transactions without disruption on this day.

Are Banks Open Today?

As per the Reserve Bank of India (RBI) holiday list for 2025, banks across India will remain open on Akshaya Tritiya, with the exception of Bengaluru, where banks will observe a local holiday. For the rest of the country, banking operations will continue as normal, further clearing up any uncertainty around the day’s status.

Also Read: Akshaya Tritiya 2025: A Buyer’s Guide to Gold Shopping

Upcoming Stock Market Holiday in May 2025

Following the Good Friday closure in March, the next stock market holiday falls on Thursday, May 1, 2025, in observance of Maharashtra Day. This means that the trading week will be a truncated one, with the markets closed for one day during that week.

Stock Market Holiday Calendar

Looking ahead, there are no scheduled stock market holidays in June and July 2025. After May 1, the next break in trading will be on August 15, 2025 (Independence Day). Additionally, the markets will also be closed on August 27, 2025, for Ganesh Chaturthi.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Bank and Stock Market Holidays 2025 This Week: NSE and BSE to Close for 3 Days

The Indian stock market typically remains closed on public and national holidays. This week, trading will be suspended for 3 days, from April 28 to May 4. The week includes special observances such as Labour Day and Maharashtra Day on May 1. It’s important to note that stock market holidays are separate from public and bank holidays, meaning trading will pause only on specific market holidays.

NSE and BSE Closed This Week

  • On May 1, the stock market will be closed to observe Maharashtra Day, which commemorates the formation of the state of Maharashtra in 1960. Since both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE) are located in Mumbai, this holiday is specifically recognized by the market.
  • The market will also remain closed on May 3 and May 4, as these dates fall on the weekend (Saturday and Sunday).

Are the Banks and the Indian Stock Market Open on Akshaya Tritiya?

The stock market and scheduled commercial banks will remain open on Akshaya Tritiya, which occurs on April 30. However, as per the RBI Holiday list, banks will remain closed in the  Bengaluru region.

Bank Holidays This Week

As per the RBI Holiday 2025 document, the bank will be closed on May 1 on account of Labour Day.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.