Tata Investment Share Price in Focus as It Declares ₹27 Dividend in Q4FY25

At 9.51 AM, Tata Investment share price was up 0.18% and was trading at ₹6,262.50. It has announced a final dividend of ₹27 per share for the financial year 2024–25 (FY25). This news came on Monday, along with the company’s Q4 results.

While the dividend brings some cheer to long-term investors, it is slightly lower compared to past years. The company paid ₹28 in 2024, ₹48 in 2023, ₹55 in 2022, ₹24 in 2021, and ₹18 in 2020—which had made it a consistent dividend-paying stock.

Profit Falls Sharply in Q4

Despite the dividend, the company’s financial performance for the fourth quarter was weak. Tata Investment reported a 37.62% drop in net profit, which fell to ₹37.72 crore in Q4 FY25, down from ₹60.47 crore in the same quarter last year.

Revenue also took a big hit, falling over 71% to ₹16.4 crore compared to ₹57 crore in Q4 FY24. This decline in earnings has impacted market sentiment and possibly led to the stock price dip.

Tata Investment Share Price Under Pressure

Tata Investment share price has been struggling in recent months. On Monday, after the dividend announcement, the stock slipped nearly 2% in intraday trade and was last seen trading at ₹6,293.35.

In April, the stock has declined by almost 2%, and it has fallen around 8% over the past six months. On a year-to-date basis, it is also down by 8%. The stock has shown wide volatility, with a 52-week high of ₹8,074.25 and a low of ₹5,145.15. Its current market capitalisation stands at ₹31,770 crore.

About Tata Investment Corporation

Tata Investment was established in 1937 by Tata Sons. It is a non-banking finance company (NBFC) that focuses on long-term investments in equity and securities. Tata Sons is the main promoter of the company, holding a 68.5% stake.

Conclusion

Even as profits fall, Tata Investment has continued its tradition of paying dividends. However, the lower earnings and stock decline may worry some investors. Still, its strong legacy and backing from Tata Sons provide long-term confidence.

Read more on: Waaree Energies Posts Robust Q4 FY25 Performance, Profit Soars 34%

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

HDFC Bank Share Price Rises as Company Crosses ₹15 Lakh Crore Market Cap

HDFC Bank share price rose by 0.88% to ₹1,978.90 at 9.07 AM, gaining ₹17.20 in early trade. On April 22, 2025, HDFC Bank became the third Indian company to cross ₹15 lakh crore in market capitalisation. With this, it joins the elite group of Reliance Industries and Tata Consultancy Services (TCS).

Reliance Industries remains the most valuable Indian company with a market cap of ₹17.5 lakh crore. TCS crossed the ±15 lakh crore mark in February 2024, but its value has since dropped to around ₹12 lakh crore due to weak performance in IT stocks.

HDFC Bank Share Price Performance 

HDFC Bank share pricehit a record high of ₹1,970.65 on Tuesday. This helped the Nifty Bank Index also reach a fresh high of 55,961.20.

The combined market value of HDFC Group companies has now crossed US$200 billion. Out of this, HDFC Bank contributes $176 billion. HDFC Life Insurance and HDFC Asset Management Company (AMC) contribute US$18.1 billion and US$11.3 billion, respectively.

HDFC Bank Share Price Boosting Bank Nifty

 The recent rise in bank stocks is mainly due to the Reserve Bank of India (RBI) easing liquidity rules. The RBI allowed banks to keep a smaller portion of retail deposits as liquidity reserves. This change is expected to improve the Liquidity Coverage Ratio (LCR) by 600 basis points. In short, banks now have more funds available for lending.

Strong earnings reported by major lenders such as HDFC Bank and ICICI Bank have also lifted investor confidence.

Bank Nifty’s Strong Performance

Most banks in the Nifty Bank Index ended in the green on Tuesday. Canara Bank, Kotak Mahindra Bank, Bank of Baroda, State Bank of India, and HDFC Bank all gained 1–2%. Since March, the Nifty Bank Index has jumped over 16%, adding ₹6.5 lakh crore in value.

The total market cap of all Bank Nifty companies is now ₹46.2 lakh crore. HDFC Bank alone contributes about one-third of this total.

Conclusion

HDFC Bank’s achievement highlights investor faith in the banking sector and India’s economic strength. The easing of RBI rules and strong financial results are likely to keep supporting the sector in the coming months.

Read more on: HDFC Bank Share Price Hits 52-Week High Ahead of Q4 Results

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

 

Stocks That Hit Circuit Limits On April 22, 2025: Alok Industries, Gensol, and Avalon, Among Others

On April 22, 2025, BSE Sensex closed 0.24% higher at 79,595.59, while Nifty50 ended the day up by 0.17% at 24,167.25. Despite the modest market gains, individual stocks showed sharp movements as companies like Alok Industries, Gensol, and Avalon hit their circuit limits. Check out the full list of stocks hitting circuits today.

Stocks That Hit Upper Circuit on April 22, 2025

Symbol LTP Change (%) Price Band % Volume(Lakhs) Value(₹ Crores)
ALOKINDS 19.34 17.43 20 1,639.33 312.78
TARIL 574.2 4.99 5 42.85 245.43
AVALON 913 10 10 12.82 114.23
SENCO 394 3.07 5 20.91 82.42
E2E 1,898.40 5 5 3.46 64.38

Stocks That Hit Lower Circuit on April 22, 2025

Symbol LTP %chng Price Band % Volume(Lakhs) Value(₹ Crores)
TEMBO 427.55 -4.73 5 1.33 5.83
RBZJEWEL 146 -2.17 5 2.14 3.06
MCLEODRUSS 38 -3.85 5 5.87 2.28
GENSOL 105.17 -5 5 2.14 2.26
RAJTV 50.96 -3.17 5 3.04 1.56

Overview of Companies Hitting Circuits Today

  • Alok Industries

Alok Industries hit the upper circuit with a sharp 17.43% surge, closing at ₹19.34.

  • Avalon Technologies

Avalon Technologies reached the 10% upper circuit limit, ending the day at ₹913.

  • Gensol Engineering

  • Gensol Engineering locked in the 5% lower circuit, falling to ₹105.17.

  • TEMBO Global Industries

TEMBO Global Industries declined by 4.73%, hitting the lower circuit at ₹427.55.

  • Transformers And Rectifiers (India) Limited

Transformers And Rectifiers (India) Limited rose by 4.99% to ₹574.2, touching its upper circuit limit.

Read more on: Top Gainers and Losers on April 22, 2025: ITC Gains While IndusInd Bank Drops


Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks; read all the related documents carefully before investing.

Amaravati Aims to Become the World’s First Fully Renewable Energy-Powered City

Amaravati, the planned capital city of Andhra Pradesh, is all set to make history. It aims to become the world’s first city powered entirely by renewable energy. With a vision to create a modern and eco-friendly “people’s capital,” the project is being built with a focus on sustainability and clean energy.

Powering Amaravati with Green Energy

The city plans to generate 2,700 megawatts (MW) of electricity through renewable sources like solar, wind, and hydropower. This will help meet Amaravati’s energy needs without using any fossil fuels. Officials said that at least 30% of this power will come from solar and wind energy by 2050.

Green Buildings and Infrastructure

All government buildings in Amaravati must install rooftop solar panels, covering at least one-third of the rooftop area. These buildings will follow green standards, which means they will use energy efficiently and reduce pollution. So far, solar panels have already been installed in schools, health centers, Anganwadis, and a multi-faith funeral center.

Eco-Friendly Transport

The city will have electric buses and a metro system, both powered by renewable energy. There will also be plenty of electric vehicle (EV) charging stations for public and government use. Solar power will also be used in parks, bus stops, and walkways.

Cooling Amaravati Smartly

Amaravati is located in one of the hottest areas of South India. To manage the rising cooling needs, a District Cooling System is being planned. This system will use less electricity to cool buildings like the High Court and the Secretariat. In 2019, a deal was signed with Tabreed to build this system and cut energy use by 50% for cooling.

Conclusion

Amaravati is a bold step towards building a future-ready city that cares for both people and the planet. If successful, it could become a global example of how cities can grow while staying green and clean.

Read more on: Adani Plans ₹10,000 Cr Township Near Navi Mumbai Airport

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

RBI Allows Children Aged 10 and Above to Open and Operate Bank Accounts

In a major move, the Reserve Bank of India (RBI) has announced that children aged 10 years and above can now independently open and operate their own savings and term deposit accounts. This decision, made public on April 21, 2025, aims to teach financial responsibility from an early age. 

RBI: Minors Can Now Operate Accounts 

According to RBI’s new rules, minors can now open and manage their own bank accounts, as long as the bank agrees and sets proper limits under its risk policy. This means children can get familiar with saving and banking on their own, which can help build strong money habits. 

Accounts Still Allowed With Guardians 

The RBI has also confirmed that banks can continue to open accounts for minors of any age through a parent or guardian. It specifically noted that mothers can be guardians, following a 1976 circular. This ensures flexibility for younger children and families. 

RBI’s Rules When Child Turns 18 

When a minor turns 18, banks must get new signatures and instructions from them. If a guardian was managing the account earlier, the bank must confirm the account balance and help with the shift to adult control. 

Modern Banking Access by RBI

With permission from banks, minors can also be given access to ATM/debit cards, internet banking, and cheque books. However, all these services must follow the bank’s risk and safety guidelines. 

No Loans or Overdrafts 

Minor accounts must always remain in credit. Banks are not allowed to let these accounts go into overdraft, whether operated by the child or a guardian. 

KYC Is a Must: RBI

Banks must follow full KYC (Know Your Customer) rules when opening minor accounts. These checks will ensure that all minor accounts meet RBI’s rules for safety and identity. 

Conclusion 

This move by RBI is a positive step towards financial literacy and inclusion for young Indians. It encourages children to learn banking skills early and be more responsible with money.

Read more on: RBI Named Most Innovative Financial Institution By Global Finance

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

 

 

When Can Investors Expect Flipkart IPO?

News reports suggest that in late 2025 or early 2026, investors can expect Flipkart IPO. Flipkart is India’s leading e-commerce company owned by Walmart. In a major move, the company’s board has approved plans to shift its base from Singapore back to India.

The decision to relocate its holding company back to India reflects Flipkart’s commitment to the country where it was founded and built. As per news reports, this move aligns Flipkart’s structure with its operations and growth in India’s booming digital economy.

Stronger Presence in India

As per news reports, Flipkart wants to stay closer to its customers, sellers, and partners. By moving its headquarters to India, Flipkart hopes to improve its speed, focus, and support for local innovation.

India’s push to improve the ease of doing business has also encouraged many startups to move their base to India. Flipkart now joins other firms like PhonePe, Zepto, Dream11, and Groww, which have already returned.

Financial Moves and Valuation Before Flipkart IPO

Flipkart has also taken another step toward the transition. Its India-based unit, Flipkart Internet, approved a resolution to issue bonus shares worth ₹26,552 crore to its Singapore-based entities. This is part of the process of shifting ownership and structure.

Flipkart was last valued at US$33 billion after raising US$600 million in December 2023. Earlier in 2021, it was valued at US$37.6 billion when it raised US$3.6 billion led by SoftBank. The valuation dropped after Flipkart separated from PhonePe.

Flipkart IPO to Drive Future Growth

The relocation is expected to support Flipkart’s IPO plans and strengthen investor interest. With its base in India, the company will likely be more attractive to Indian retail and institutional investors.

Conclusion

Flipkart’s decision to return to India marks a new chapter in its journey. With an IPO on the horizon and strong support from the Indian market, Flipkart aims to grow bigger and better in the country where it all began.

Read more on: Adani Plans ₹10,000 Cr Township Near Navi Mumbai Airport

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Gensol Crisis: BluSmart Shutdown Shocks Tata Motors, Citroën, Impacting India’s EV Plans

India’s largest all-electric fleet operator, BluSmart, has suddenly shut down operations. This has created serious trouble for carmakers like Tata Motors and French brand Citroën. BluSmart had signed deals to buy 18,000 electric vehicles (EVs), but more than 9,000 of those were still waiting to be delivered. Over 90% of the pending orders were with Tata Motors and Citroën.

Gensol Engineering share price was trading at ₹105.17 on April 22, 2025, down 5% after a drop of ₹5.54.

 

Tata Motors and Citroen Left With Unsold Cars

Tata Motors had committed to supply 13,500 EVs and Citroën 4,000. So far, Tata has delivered around 7,500 cars — mostly e-Tigor and Xpres-T models — while Citroën has delivered fewer than 500 e-C3 units. Other companies that were supposed to supply EVs to BluSmart included MG Motor, BYD, Mahindra, Hyundai, and Audi.

As of April 22, 2025 at 1:56 PM, Tata Motors share price was trading at ₹632.05, up 0.32%, while Mahindra & Mahindra share price was trading at ₹2,816.10, up 1.88% on the NSE.

Insiders at Tata and Citroën revealed that they have already “written off” the BluSmart orders. As per news reports, one executive said that because thousands of used BluSmart vehicles are now entering the second-hand market, there is no demand for new EVs from fleet buyers.

No Buyers for Fleet EVs

 The end of BluSmart also impacts India’s electric vehicle dreams. EVs already struggle to sell, with only 3% penetration in passenger cars in FY25. Fleet operators like BluSmart were expected to help boost numbers. But now, even other taxi companies like Uber have shown little interest in going electric, with only about 6,000 EVs in use across India.

EVs are also seen as too expensive. For example, the Tata Tigor CNG starts at ₹7.70 lakh, while the Tigor EV costs ₹12.49 lakh. Both CNG and EVs cost about ₹3 per km to run, but EVs have a much higher upfront cost.

Conclusion

 BluSmart’s sudden closure is a big setback for India’s EV sector. It leaves manufacturers with excess inventory, slows EV adoption, and may force carmakers to cut prices or rethink their business plans.

Read more on: Gensol Crisis: Eversource Capital is in Talks to Buy BluSmart in ₹850 Crore Deal

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

YES Bank Revises FD and Savings Account Interest Rates from April 21, 2025

YES Bank has revised its fixed deposit (FD) interest rates starting April 21, 2025. The bank has reduced its highest FD rate by 25 basis points (bps)—from 7.75% to 7.50%—for deposits below ₹3 crore. This is the second rate cut in recent weeks, following the RBI’s 25-bps cut in repo rate to 6%. The change is part of the bank’s effort to balance deposit costs.

However, while some FD rates were cut, YES Bank increased interest rates for some medium and long-term tenures. For example, FDs of 12 months to less than 36 months now offer 7.50%, up from 7.25%. For senior citizens, the same slab offers 8.00%.

At 1.33 PM, Yes Bank share price was up 0.21% and was trading at ₹18.86.

Revised FD Rates for Regular Customers

Here are the updated FD rates for deposits below ₹3 crore:

Tenure Interest Rate
7 to 14 days 3.25%
46 to 90 days 5.00%
181 to 271 days 6.25%
272 days to < 12 months 6.50%
12 months 7.00%
12 months 1 day to < 36 months 7.50%
3 to 5 years 7.50%
5 years 1 day to 10 years 7.00%

Senior Citizens Benefit from Higher Interest Rates

Senior citizens continue to get up to 0.75% more on applicable FD tenures. The highest rate for seniors is now 8.25%, available for deposits between 3 to 5 years.

Savings Account Rates Also Reduced

YES Bank has also reduced savings account interest rates:

  • Up to ₹10 lakh: 3%
  • ₹10 lakh to ₹25 lakh: 3.5%
  • ₹25 lakh to ₹50 lakh: 4%
  • ₹50 lakh to below ₹100 crore: 5%

Interest will be calculated on incremental balances in each slab. For balances above ₹100 crore, customers must contact the bank directly.

Conclusion

YES Bank’s latest interest rate changes reflect broader market trends after the RBI rate cut. While short-term FDs see lower returns, medium and long-term investors benefit from higher rates, especially senior citizens. Savings account holders, however, will earn slightly less than before.

Read more on: Yes Bank Share Price Jumps Nearly 5% After Q4 Result: Check Key Details Here!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

RattanIndia Power Share Price Jump 11% on Strong Market Interest

RattanIndia Powershare price saw a sharp rise in morning trade on April 22, 2025. It jumped by 11.10% to reach ₹11.71 on the NSE. The stock showed a strong breakout as more investors showed interest, especially in small-cap power companies.

Why is RattanIndia Power Share Price Rising?

Several reasons are driving the rally in RattanIndia Power’s share price:

  • The stock has a very low price-to-earnings (P/E) ratio of 0.58, making it seem undervalued.
  • Electricity demand usually increases during the summer months, creating more interest in power companies.
  • Retail investors are actively buying low-priced stocks, hoping for short-term gains.
  • There is overall optimism in the power and infrastructure sector, helping companies like NTPC and JSW Energy attract steady buying interest.

This mix of cheap valuation and strong market mood has helped push RattanIndia Power shares higher.

Rattanindia Power Share Price Performance

RattanIndia Power share price witnessed notable movement on April 22, 2025. The stock opened at ₹10.59 and hit an intraday high of ₹12.06 before touching a low of ₹10.47. The stock had closed at ₹10.55 in the previous session.

The volume-weighted average price (VWAP) for the day stood at ₹11.39, indicating strong trading activity. Despite the recent rally, the stock remains significantly below its 52-week high of ₹21.13, though it has recovered well from the 52-week low of ₹8.44.

Investor Interest Growing

RattanIndia Power has become a hot pick for short-term momentum traders, who are attracted to its low price and high potential returns. The stock is also seeing good liquidity, meaning there are enough buyers and sellers in the market.

However, experts caution that long-term investors should not only look at price movements. It’s important to also check the company’s earnings, debt levels, and future business prospects before investing for the long haul.

Sector Performance Adds to Buzz

The rise in RattanIndia Power’s shares comes as part of a broader trend in the power sector. With India’s power needs increasing, especially during the summer, many power companies are seeing increased investor interest.

Conclusion

The 11% gain in RattanIndia Power reflects the rising interest in small power stocks. While momentum is strong, long-term investors should study the company’s fundamentals before making a move. The stock may continue to attract attention in the coming days if the power sector remains strong.

At 12.25 PM, RattanIndia Power share price was up 9.77% and was trading at ₹11.57. 

Read more on: Hyundai SUV Sales Surge in FY25, Reflecting Growing Demand for Premium Features

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Alok Industries Share Price Jumps 18% After Q4 Results and Management Changes

Alok Industries share price surged up to 18.4% on Tuesday. This followed the release of its Q4FY25 results. The stock opened at ₹17.36 on the BSE and touched an intraday high of ₹19.50, up from the previous close of ₹16.47. By 12.01 PM, the stock was trading 15.97% higher at ₹19.10.

This is a result of improved investor sentiment, due to a significant net loss reduction and revenue growth.

Alok Industries Share Price Impacted by Q4 Results 

Alok Industries reported a consolidated net loss of ₹74.47 crore in Q4FY25. This is much better than the loss of ₹272.99 crore in Q3FY25 and ₹215.93 crore in Q4FY24. The improvement shows the company is recovering from its earlier weak performance.

The company’s revenue also increased to ₹952.96 crore in Q4FY25. This is 10.3% higher than the ₹863.86 crore it made in Q3FY25, although it is still down 35% from ₹1,469.31 crore in Q4FY24.

Management Reshuffle

The company also announced some key management changes:

  • Anil Kumar Mungad, the current CFO, will become Head – Commercial from April 30, 2025.
  • Jinendra Jain will take over as the new Chief Financial Officer from April 30, 2025.
  • Hitesh Kanani, the current Company Secretary, will step down on May 2, 2025.
  • Anshul Kumar Jain will be the new Company Secretary from May 5, 2025.

These changes are seen as a move to strengthen the leadership team and improve operations.

Who Owns Alok Industries?

As of March 2025:

  • Reliance Industries, led by Mukesh Ambani, holds 40.01% stake.
  • JM Financial Asset Reconstruction Company holds 34.99%.
  • Foreign investors own 2.40%.

Conclusion: Positive Signs for Alok Industries Share Price

The strong rise in Alok Industries’ share price reflects growing confidence among investors. Improved financials and fresh leadership may help the company recover and grow further in the coming quarters.

Read more on: IndusInd Bank Share Price Drops 6% Amid Forensic Audit Over ₹600 Crore Discrepancy

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.