Unified Pension Scheme Introduced for AIS Officers in Rajasthan: Is MP Next?

The Unified Pension Scheme (UPS) has been implemented for All India Services (AIS) officers of the Rajasthan cadre, as per a notification issued by the Department of Personnel (DOP). This scheme will serve as an optional benefit under the existing National Pension System (NPS).

The central government has introduced UPS as an alternative for NPS-covered employees who choose to opt for it.

What is the Unified Pension Scheme?

The Unified Pension Scheme offers an assured payout at the time of retirement. The main features of the payout are:

  • 50% assured pension based on the average basic pay of the last 12 months before retirement, if the employee completes 25 years of service.
  • If the employee has less than 25 years of service, the payout will be proportional to the number of years worked.
  • A minimum guaranteed pension of ₹10,000 per month will be provided to those retiring after 10 years or more of qualifying service.
  • For those taking voluntary retirement after 25 years, the assured pension will begin from the normal superannuation date, not immediately.

Who is Eligible for Unified Pension Scheme?

To receive the assured payout under UPS, an employee must meet one of these conditions:

  • Superannuation after at least 10 years of qualifying service.
  • Retirement under FR 56(j) (not as a penalty).
  • Voluntary retirement after 25 years, with the pension starting from the expected superannuation date.

Madhya Pradesh Also Moves Toward Unified Pension Scheme 

As per news reports, the Madhya Pradesh government is considering implementing UPS for its state employees.

The state cabinet has approved a six-member committee to evaluate the plan. This committee includes senior officers like Ashok Barnwal and Manish Rastogi. They will study the Centre’s guidelines and submit a detailed report.

Although not mandatory for states, Maharashtra was the first to adopt the scheme, and now Madhya Pradesh is actively exploring this alternative.

Conclusion

The Unified Pension Scheme is a major policy change aimed at giving more financial security to central government employees under the NPS. It especially benefits those with long service periods by offering them a fixed and reliable retirement income. As more states explore its adoption, UPS could become a popular retirement choice among government staff.

Read more on: Unified Pension Scheme from April 1: Check Who Can Get 50% Guaranteed Pension?

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Ambuja Cements Share Price in Focus After Q4 Results Declaration

Ambuja Cements share price was up 1.43% at ₹541.60 at 10:27 AM on Wednesday. The renowned cement arm of the Adani Group has reported a 9% drop in net profit for the Q4 of FY25.

The profit attributable to owners was ₹956.3 crore, down from ₹1,050.6 crore in the same quarter last year. This drop was mainly due to higher tax expenses, although the profit still beat market estimates of ₹735 crore.

The consolidated net profit, which includes all subsidiaries, fell 16% year-on-year to ₹1,282 crore.

Revenue and Operational Performance

Revenue from operations during the March quarter rose 11.6% to ₹9,802.5 crore, slightly below Bloomberg’s estimate of ₹9,903 crore. Despite this, the company reported its highest-ever quarterly sales volume of 18.7 million tonnes, a 12.65% increase from the previous year.

Ambuja’s EBITDA (earnings before interest, tax, depreciation, and amortisation) rose 12% to ₹1,781.4 crore. However, EBITDA per tonne dropped by 2% to ₹1,001. The EBITDA margin stood at a healthy 18.2%.

Capacity Expansion and Future Plans

The company has been expanding aggressively. With the recent acquisition of Orient Cement, its installed cement capacity has now crossed 100 million tonnes per annum (mtpa) as of April 29. Ambuja plans to increase this to 118 mtpa by FY26, and eventually reach 140 mtpa by FY28.

To support this growth, Ambuja Cements plans to invest:

  • ₹6,000 crore in expansion (capex) in FY26
  • ₹2,500–3,000 crore in efficiency improvements

Market Trends and Dividend

Cement consumption in Q4FY25 grew 6.5–7%, supported by rising construction, strong rural demand, and government spending. For FY25, overall cement consumption grew 4–5%. In FY26, Ambuja expects demand to rise 7–8% due to continued infrastructure focus.

The company also announced a ₹2 per share dividend, in line with last year.

Conclusion

Ambuja Cements is undergoing profit pressure from taxes but showing strong growth in sales and expansion. With major capex plans and steady demand, the company remains focused on long-term growth.

Read more on: Vishal Mega Mart Share Price Gains Over 7% After Q4 FY25 Results; Net Profit Jumps 88% YoY

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Trent Share Price Falls as Revenue Growth Slows in Q4

Trent share price was down nearly 4% on the NSE and was trading at ₹5176.50 at 9.50 AM. This decline came after the Tata Group’s retail chain reported its slowest revenue growth in several quarters, raising concerns among investors.

Trent Q4 Performance Highlights

In the quarter ending March 2025, Trent posted revenue of ₹4,217 crore, showing a 28% increase year-on-year. While this seems like healthy growth, it marks the slowest pace since FY21. If a one-time gain of ₹543 crore in the previous year is excluded, Trent’s adjusted profit for the quarter stands at ₹318.15 crore, up from ₹128 crore last year.

Despite the profit rise, the like-for-like (LFL) sales growth was only mid-single digits, lower than the high-single digits seen in the previous quarter. This impacted the operating leverage, even though EBIT margins improved by 100 basis points in Q4 FY25.

Store Expansion and Strategy

In FY25, Trent opened 40 new Westside stores and 244 Zudio stores, while also consolidating 24 stores each under both brands. As of March 31, the company has:

  • 248 Westside stores
  • 765 Zudio stores
  • 30 lifestyle concept stores

The company said it is now focusing on strengthening its store portfolio and increasing its market presence in high-potential areas. It aims to grow by focusing on micro markets, rather than relying only on older stores for performance.

Conclusion

Trent Ltd. is seeing a shift in its growth story. While profits are rising and the company is expanding aggressively, the slowing revenue growth and drop in like-for-like sales could be a challenge. Analysts are cautiously optimistic, but investors may want to watch how the company manages competition and demand in the coming quarters.

Read more on: BPCL Share Price in Focus; Posted Profit Decline in FY25 and Final ₹5 Dividend

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Top Gainers and Losers on April 29, 2025: Trent Jumps Over 5%, Sun Pharma Declines

Indian benchmark indices closed on a positive note on Tuesday, April 29, 2025, continuing their upward momentum with modest gains amid sustained buying interest and supportive global cues.

The BSE Sensex advanced 70.02 points (0.087%) to end at 80,288.38, while the NSE Nifty 50 edged up by 7.45 points (0.031%) to settle at 24,335.95.

Here are the top gainers and losers for the day:

Top Gainers of the Day

Symbol LTP Change (%)
TRENT 5,510.00 5.77
BEL 317.15 3.97
TECHM 1,495.00 2.29
RELIANCE 1,398.90 2.2
ETERNAL 231.16 1.74

TRENT

TRENT share price opened at ₹5,221.00 and surged 5.77% to close at ₹5,510.00, marking strong investor confidence in the stock.

Bharat Electronics

BEL share price opened at ₹306.55 and ended up 3.97% at ₹317.15, continuing its upward trend amid positive defence sector sentiment.

Tech Mahindra

Tech Mahindra share price opened at ₹1,466.20 and rose 2.29% to close at ₹1,495.00 on renewed buying in IT stocks.

Reliance Industries

Reliance Industries share price opened at ₹1,371.00 and climbed 2.2% to close at ₹1,398.90 following gains across broader markets.

Eternal

Eternal share price opened at ₹228.37 and gained 1.74% to settle at ₹231.16, supported by overall sector strength.

Top Losers of the Day

Symbol LTP Change (%)
SUNPHARMA 1,800.20 -2.25
ULTRACEMCO 11,850.00 -2.18
COALINDIA 388.7 -2.13
ONGC 245.65 -1.98
DRREDDY 1,176.20 -1.88

Sun Pharma

Sun Pharma share price opened at ₹1,845.00 and declined 2.25% to close at ₹1,800.20 amid weak sentiment in the pharma sector.

UltraTech Cement

UltraTech Cement share price opened at ₹12,201.00 and fell 2.18% to settle at ₹11,850.00, tracking losses in the broader cement space.

Coal India

Coal India share price opened at ₹397.15 and slipped 2.13% to end at ₹388.70 due to profit booking after recent gains.

ONGC

ONGC share price opened at ₹251.24 and closed 1.98% lower at ₹245.65 as oil prices remained under pressure globally.

Dr. Reddy’s Laboratories

Dr. Reddy’s Laboratories share price opened at ₹1,204.40 and eased 1.88% to finish at ₹1,176.20, tracking declines in healthcare stocks.

Conclusion

Markets remained resilient on April 29, 2025, with selective buying driving key indices slightly higher. While top gainers like TRENT and BEL reflected strong sectoral momentum, weakness in pharma and commodity-related stocks led to notable declines among top losers such as Sun Pharma and Coal India. Overall, investors remained cautiously optimistic amid global cues.

Read more on: Shipbuilding Stocks in Focus: GRSE, MDL, Cochin Rally Up to 14% on Growth Optimism

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Gensol Engineering Share Price in Focus Amidst ED Raids: Investors Worry as Stock Crashes 92% From Its Peak

Gensol Engineering share price was down 5.01% at 2:13 PM and was trading at ₹81.36 on Tuesday. The company has come under serious scrutiny after the Enforcement Directorate (ED) raided its offices in Ahmedabad and Gurgaon yesterday.

The raids were part of an investigation into alleged financial fraud and corporate governance failures. According to the company’s stock exchange filing, the ED seized several documents, financial records, and electronic devices during its search and seizure operation.

SEBI’s Interim Ban on Promoters

The ED action follows an interim order issued by the Securities and Exchange Board of India (SEBI) on April 15, 2025. SEBI has barred Gensol’s promoters—Anmol Singh Jaggi and Puneet Singh Jaggi—from participating in the securities markets. The reason? Allegations of fund diversion for personal expenses and poor corporate governance.

The financial records seized by the ED are now being investigated for possible violations of the Prevention of Money Laundering Act (PMLA) and breaches of foreign exchange laws. The Ministry of Corporate Affairs has also joined the probe.

Gensol Engineering Share Price Tanks

These developments have shaken investor confidence. Gensol’s stock has lost nearly 92% of its value since reaching an all-time high of ₹1,125.75 per share in June 2024. On April 29, 2025, Tuesday, the stock dropped 5%, hitting a 52-week low of ₹81.36 apiece. Over the past month, the stock has plunged more than 50%.

Retail Investor Numbers Keep Rising

Surprisingly, even amid the chaos, the number of retail investors in Gensol has crossed the 1 lakh mark. In the March 2025 quarter, over 13,000 new small investors entered, raising the total to 1,04,458. Their collective stake rose from 23.44% to 30.68%. Meanwhile, promoter holdings have almost halved, suggesting they may be selling their shares.

Conclusion

Gensol Engineering is facing serious legal trouble. With the ED and SEBI investigating its promoters and finances, its stock is hitting new lows. Investors—especially new ones—should be cautious and closely follow developments.

Read more on: Brightcom Group History: From USAGreetings.com to Ybrant Digital to Brightcom; Where Did It Go Wrong?

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Akshaya Tritiya 2025: A Buyer’s Guide to Gold Shopping

Akshaya Tritiya 2025, one of the most auspicious days in the Hindu calendar, is around the corner—and with gold prices nearing ₹1 lakh per 10 grams, buying gold jewellery can feel overwhelming. Whether you’re buying for tradition, celebration, or investment, it’s important to make a smart, well-informed choice. Here’s a simple guide to help you shop wisely this festive season.

Jewellery Is Not an Investment

Many people think buying gold jewellery is the same as investing in gold. That’s not true. Jewellery comes with extra costs like making charges and GST. If you’re looking to invest in gold, consider gold coins, gold ETFs, or gold mutual funds. These are more cost-effective and easier to store.

Jewellery Costs More Than Just Gold

When you buy jewellery, you’re not just paying for the gold. The final price includes:

  • Cost of gold (based on weight and purity)
  • Making charges (5–10%)
  • GST (3%)
  • Hallmarking and other charges

Jewellery is usually made in 22K or lower because pure 24K gold is too soft. But for coins and bars, go for 24K with 99.99%+ purity. Also, make sure the seller gives you proper certificates, and preferably choose LBMA-accredited sellers for quality assurance. Always ask the jeweller to mention the weight of the actual gold in your bill.

Read more on: Gold Prices Rise Before Akshaya Tritiya 2025: Check Latest Rates Here

Look for Positive Weight Tolerance in Coins/Bars on Akshay Tritiya 2025

When buying gold bars or coins, check if the product weighs slightly more than stated (positive weight tolerance). This gives you extra value for money.

Always Compare Before You Buy

The price you see online or in the news is just an estimate. Actual jewellery prices are higher and vary from one shop or city to another. If you care about value, don’t buy from the first shop you visit. Compare prices, making charges, and resale rates across different jewellers.

Understand Gold Purity and Fineness

Gold jewellery is usually not pure 24 karat gold. Common purities are 22K, 18K, and 14K. Lower karat means lower gold content and price. Check purity before you buy and ask about resale value.

24K gold is the purest form and is best for investment. But even 24K comes in different fineness levels – 99.5%, 99.90%, and 99.99%+ (also written as 999.9). Always go for the highest fineness for better returns.

Only Buy Hallmarked Jewellery on Akshay Tritiya 2025

Always buy jewellery with a BIS hallmark. It confirms the purity and quality of your gold.

Read the Fine Print Before Akshay Tritiya 2025

During Akshaya Tritiya, many shops offer discounts — usually on making charges, not gold. Read the terms carefully to know what you’re actually saving. Also check return and exchange policies.

Read more on: Jewellers Roll Out Festive Offers Ahead of Akshaya Tritiya

Conclusion

Gold jewellery is a timeless addition, but it’s essential to make a well-informed purchase. Understand the true cost, compare prices, and always ensure your jewellery carries the BIS hallmark. By doing so, you’ll not only get the best value for your money but also make a smart and lasting investment on Akshaya Tritiya 2025.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Gold Prices Rise Before Akshaya Tritiya 2025: Check Latest Rates Here

Gold prices in India rose today after falling for 4 days in a row. The rise comes as demand increases before Akshaya Tritiya 2025, a big Hindu festival. Many people believe that buying gold and silver on this day brings good luck and prosperity.

Earlier, falling gold prices gave some relief to buyers. But with today’s price rise, buying gold has become expensive again.

Global Gold Prices Fall

Interestingly, while gold prices rose in India, global gold prices dropped. Spot gold slipped by 0.8% to US$3,314.99 an ounce. U.S. gold futures also fell by 0.7% to US$3,325.10 an ounce. The fall happened because the U.S. Dollar became stronger and tensions between the U.S. and China cooled down, reducing the demand for gold worldwide.

Latest Gold and Silver Prices in India Before Akshaya Tritiya 2025

Today, 100 grams of 24-carat gold cost ₹9,79,700, and 100 grams of 22-carat gold cost ₹8,98,000 in India.

Silver prices stayed mostly stable after a drop the previous day. Currently, 1 kg of silver costs ₹1,00,500, and 100 grams of silver cost ₹10,050.

MCX Gold and Silver Futures

At around 11:20 AM, gold futures on the Multi Commodity Exchange (MCX) were trading lower. Gold futures maturing on June 5, 2025, traded at ₹95,340, down by 0.71%. Silver futures, set to mature on May 5, 2025, were at ₹96,108, down by 0.37%.

City-Wise Gold Rates Today Before Akshaya Tritiya 2025

City 18 Carat 22 Carat 24 Carat
Ahmedabad  ₹71,670  ₹87,600  ₹95,560 
Bangalore  ₹71,630  ₹87,550  ₹95,510 
Chennai  ₹71,780  ₹87,730  ₹95,710 
Delhi  ₹71,450  ₹87,330  ₹95,270 
Hyderabad  ₹71,690  ₹87,620  ₹95,580 
Kolkata  ₹71,480  ₹87,370  ₹95,310 
Mumbai  ₹71,570  ₹87,480  ₹95,430 
Pune  ₹71,570  ₹87,480  ₹95,430 
Surat  ₹71,670  ₹87,600  ₹95,560 

Conclusion

As Akshaya Tritiya approaches, gold prices in India have risen, while global gold prices have dipped. Buyers should plan carefully, keeping the latest rates in mind. Whether investing in gold or silver, comparing city-wise rates can help make smarter buying decisions.

Read more on: Jewellers Roll Out Festive Offers Ahead of Akshaya Tritiya

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

30 April Holiday: Check If Stock Markets and Banks Be Closed on Akshaya Tritiya 2025?

Wondering if banks and stock markets will remain closed on Akshay Tritiya 2025? Let’s find out.

Akshaya Tritiya is a very important and auspicious festival celebrated across India. It falls on the third day of Shukla Paksha and is considered a lucky day for starting new ventures and making big purchases, especially gold.

Are Banks Closed on Akshaya Tritiya 2025?

Yes, banks will remain closed on Thursday, April 30, 2025, for Akshaya Tritiya.

On April 30, banks in Bengaluru, Karnataka, will remain closed in observance of Basava Jayanti and Akshaya Tritiya.

Basava Jayanti is widely celebrated by the Lingayat community across Karnataka, Andhra Pradesh, Telangana, and Maharashtra, to commemorate the birth anniversary of Lord Basavanna.

However, online banking services like mobile banking and net banking will continue to work normally.

Is the Stock Market Closed on Akshaya Tritiya 2025?

No, the stock markets will remain open on Akshaya Tritiya.

 As per the holiday list published by the NSE (National Stock Exchange) and BSE (Bombay Stock Exchange), there is no holiday for Akshaya Tritiya. Trading will take place as usual during regular hours.

This means if you were planning to invest in stocks, gold ETFs, or mutual funds to mark this special occasion, you can go ahead without any issues.

When Is the Next Stock Market Holiday?

The next holiday for the stock market will be on 1st May 2025, for Maharashtra Day.

 After that, regular trading will resume from Friday, 2nd May 2025.

Here’s a quick look at some important upcoming stock market holidays for 2025:

Date Day Holiday
August 15, 2025 Friday Independence Day
August 27, 2025 Wednesday Ganesh Chaturthi
October 2, 2025 Thursday Mahatma Gandhi Jayanti / Dussehra
October 21, 2025 Tuesday Diwali Laxmi Pujan (Special Muhurat Trading)
October 22, 2025 Wednesday Diwali – Balipratipada
November 5, 2025 Wednesday Prakash Gurpurb (Guru Nanak Dev Ji)
December 25, 2025 Thursday Christmas

Conclusion

While banks will be closed on Akshaya Tritiya 2025, stock markets will be open and fully operational.

 If you plan to make investments on this auspicious day, the market will be ready for you! Just remember, for any bank-related work, plan ahead.

Read more on: Bank and Stock Market Holidays 2025 This Week: NSE and BSE to Close for 3 Days

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Adani Total Gas Share Price in Focus as It Reports Steady Growth in Q4 FY25

Adani Total Gas share price was down 0.52% and was trading at ₹613.80 on 10:07 AM today. It has reported an 8.5% rise in net profit for the Q4 of FY25. The company earned ₹155 crore during January–March 2025, up from ₹142 crore in the same period last year.

The company is a joint venture between Adani Group and TotalEnergies. Its revenue from operations has increased by 3.6% to ₹1,341 crore. However, the EBITDA margin has fallen slightly from 20.5% to 19.9%.

Expansion of Infrastructure and Services

 The company continued to grow its city gas distribution network. It added 42 new CNG stations in the quarter, taking the total to 647. PNG (Piped Natural Gas) home connections rose by nearly 41,000 households to reach 9.63 lakh. Industrial and commercial gas connections also grew, reaching 9,299 consumers. Adani Total Gas now operates 13,772 Inch Km of steel pipelines.

Across India, the company expanded further, reaching 1,072 CNG stations and over 1.14 million PNG home connections. It now touches over 4 million lives daily. The total steel pipeline network grew to 24,906 Inch Km.

Updates on Gas Supply by Adani Total Gas

The company’s gas supply mix shifted slightly. Earlier, about 51% of gas for CNG came from APM gas. From April 16, 2025, APM allocation was reduced to 37%, with the gap filled by New Well Gas and Intervention Gas. Combined, these now make up 65% of CNG supply.

Diversification into New Energy Sectors

Adani TotalEnergies E-Mobility Ltd (ATEL) expanded its EV charging network to 3,401 points across 26 states and UTs. ATEL is now the top airport EV charging operator in India.

In the biomass sector, Adani TotalEnergies Biomass Ltd (ATBL) increased biogas production at its Barsana plant and began selling organic manure under the brand “Harit Amrit.”

Full-Year Performance of Adani Total Gas

For the full year FY25, the company earned ₹5,398 crore in revenue, up 12%. EBITDA rose by 1% to ₹1,167 crore, though profit after tax fell slightly by 1% to ₹648 crore.

Conclusion

Adani Total Gas continues to grow steadily by expanding its infrastructure, diversifying into new energy segments, and adapting to changes in the gas supply market. Despite a small dip in margins, the overall performance remains strong, with shares rising 2.9% to ₹616.90 on the BSE.

Read more on: This Financial Services Company Announced Highest Dividend: Do You Own?

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.

Akshaya Tritiya 2025: How Gold Became A Favourite Investment?

As Akshaya Tritiya 2025 approaches, many eyes are on gold. And for good reason: gold prices have skyrocketed. In the last year alone, global spot prices surged 47%, jumping from US$2,285 in April 2024 to US$3,371 in April 2025. In India, 10 grams of gold recently touched ₹99,000, nearly double since 2022.

But does this mean you should go all in on gold? Let’s look closer.

Akshay Tritiya 2025: What is Driving Gold Prices Upwards?

Gold has done well this year, especially in the first 3 months of 2025. While Sensex dropped 1.3%, gold prices in Delhi rose 16.7%. This marks gold’s best start to a year since 1986.

Many global events are pushing gold prices higher:

  • China’s gold demand is up again
  • Western investors are buying gold ETFs after years
  • US inflation, possible tariffs, and rising debt risks
  • Central banks buying gold as a safety net
  • The S&P 500-to-gold ratio is falling, showing growing fear in equity markets

All this has made gold a safe choice for investors during these uncertain times.

Diversify Your Portfolio: Invest in Equities and Other Asset Classes

Equity stocks offer immense opportunities for long-term growth. Historically, equities have outperformed many other asset classes including gold over long periods. However, the stock market is inherently volatile in the short term. That’s why a slow and steady approach—such as investing systematically over time—works best for most people.

An SIP allows you to invest a fixed amount of money at regular intervals—usually weekly, monthly, or quarterly—into mutual funds. Through SIPs, you benefit from a strategy called rupee cost averaging—buying more units when prices are low and fewer units when prices are high. This can help you earn better returns. Start investing today!

Read more on: Akshaya Tritiya 2025: A Buyer’s Guide to Gold Shopping

How Can You Invest in Gold on Akshay Tritiya 2025?

If you don’t want to store physical gold, here are some options you can explore:

  • Gold ETFs: Nippon India Gold BeES, SBI Gold ETF
  • Low-cost ETFs: Kotak (0.55% expense ratio), ICICI Prudential (0.5% expense ratio)

These offer more security, liquidity, and often lower costs than buying jewellery or coins.

Conclusion

Gold has proven itself again as a safe investment since time immemorial. But you shouldn’tget carried away by the shine. Invest with purpose, not with the crowd. Diversify across gold, equities, and other asset classes. A balanced portfolio is still the best path to long-term success.

Read more on: Jewellers Roll Out Festive Offers Ahead of Akshaya Tritiya

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.