On January 28, 2025, Union Bank shares rose around 7%, reaching a day high of 113.14 at 11:15 AM, after opening at 109.11. The gain in Union Bank share price came after the release of Q3FY25 results, wherein, the bank recorded an increase in net profit for the December quarter and an improvement in asset quality.

Union Bank Q3FY25 Earning Overview

The bank reported a 28.2% year-on-year rise in its net profit, reaching ₹4,603.6 crore for Q3FY25, up from ₹3,589.90 crore in the same quarter last year. The profit growth was fueled by lower provisions and better-than-expected other income. Other income rose 17% year-on-year to ₹4,420 crore, helping lift total income by 5.5% to ₹13,660 crore.

Net interest income (NII), which is the difference between a bank’s income from lending and the interest it pays on deposits, grew 0.8% to ₹9,240.2 crore, compared to ₹9,168 crore in the third quarter of FY24.

Improvement in Asset Quality

Asset quality also showed improvement, with the gross non-performing asset (GNPA) ratio decreasing to 3.85% in the December quarter, down from 4.36% in the September quarter. The net NPA ratio also fell to 0.82% from 0.98% on a sequential basis.

RBI Announced Liquidity Infusion

The another reason, Union Bank share spiked was the announcement by the Reserve Bank of India for bond purchase via open market operations worth ₹60,000 crore, a 56-day variable rate repo auction for an amount of ₹50,000 crore and a dollar-rupee buy-sell swap auction of $5 billion for 6 months.

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Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

On January 28, 2025, Netweb Technologies shares hit a lower circuit of 10% at ₹1,460.35, after opening at ₹1,550.00. This market the continued 8th consecutive falling trading session for Netweb share price. The fall in Netweb share price reached ~50% in these 8 trading days. The shares of Netweb Technologies are trading below their 52-week low-high average, where a 52-week low stands at ₹1,294.35 and a 52-week high at ₹3,060.00 on BSE.

On Monday, January 27, 2025, Netweb’s share price dropped by around 13% following a widespread global selloff in artificial intelligence-related tech stocks. The decline was sparked by the rising popularity of DeepSeek, a Chinese startup offering low-cost AI solutions that have disrupted market expectations about the sector’s profitability and the demand for advanced chips.

Netweb Technologies Q3FY25 Results

Netweb reported strong results for Q3 FY25, with total income reaching ₹3,355 million, reflecting a 30.1% year-on-year growth compared to Q3 FY24. EBITDA stood at ₹455 million, marking a 17.4% increase, with an EBITDA margin of 13.6%. Profit after tax (PAT) grew by 16.6% to ₹303 million, resulting in a PAT margin of 9.0%.

As of December 2024, Netweb’s net debt was ₹737.2 million. The company’s order book was ₹3,603 million, and a key highlight was the significant 136.3% YoY growth in income from AI Systems during the first nine months of FY25, with its contribution to operating revenue increasing to 14.7%.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

On January 27, 2025, the National Stock Exchange (NSE) announced on Monday, January 27, that the shares of ITC Hotels Ltd., which was spun off from its parent company ITC Ltd., will start trading on Wednesday, January 29.

Shareholders of ITC Ltd. will receive 1 share of the newly independent ITC Hotels for every 10 shares of ITC Ltd. they held.

As of the latest data, the price discovery for ITC Hotels shows ₹260 per share on the NSE and ₹270 per share on the BSE. A further price discovery session will take place on January 29, 2025.

Impact on Nifty 50 and Sensex

According to the latest calculations, assuming the stock price remains around ₹260, the passive flow for Nifty 50 could be around $100 million (with a current weight of 23 basis points), while for Sensex, the flow could be around $65 million (with a current weight of 28 basis points). If the stock reaches circuit limits on its first day of trading, its exclusion will be delayed by two trading days for each instance.

ITC Hotels will not be included in the Futures & Options (F&O) segment due to its lack of a 6-month trading history, which is a prerequisite for inclusion in the segment.

Background of ITC Demerger

After approval from the National Company Law Tribunal for the scheme of arrangement of demerger of ITC’s Hotel Business into ITC Hotels (ITC Demerger). For this, ITC set Jan 01, 2025, as effective date while January 6, 2025, as the record date.

The Board of Directors of ITC Hotels Limited at the meeting held on January 11, 2025, has allotted 125,11,71,040 equity shares of ₹1/- each to the shareholders of the Company.

About ITC Hotels

Launched in 1975, ITC Hotels is India’s Pre-eminent Hospitality Chain, embodying the essence of Indian Hospitality & Sustainability. From FY14 to FY24, the revenue from operations of ITC Hotels soared 2.6x from ₹1,198 crore in FY14 to ₹3,103 crore in FY24. As of October 2024, ITC Hotels operates over 140 hotels and nearly 13,000 rooms. The company plans to expand its portfolio to more than 200 hotels and 18,000 rooms by 2030. With a strong net cash position and minimal debt, ITC Hotels is poised for future growth.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

India’s major oil refiner, Bharat Petroleum Corporation Limited (BPCL) has set Jan 29, 2025, as the record date for its interim dividend for FY25. On January 22, 2025, BPCL declared an interim dividend of ₹5. The company further stated that the interim dividend be paid on February 20, 2025, to the equity shareholders of the Company, whose names appear on the Register of Members of the Company or in the records of the Depositories as beneficial owners of the shares as of January 29, 2025.

BPCL Dividend Record Date: What This Means For Shareholders?

As BPCL has set Jan 29 as the record date for its interim dividend, meaning that Jan 28, marks the last to buy BPCL shares to become eligible for the interim dividend. Further, any shares bought on Jan 29 (record date), won’t be eligible for the interim dividend.

BPCL Q3FY25 Results

BPCL’s consolidated net profit for Q3 of FY25 surged by 19.6%, totalling ₹3,805.94 crore, up from ₹3,181.42 crore in the same quarter last year.

The company also posted a 66% quarter-on-quarter increase in net profit, rising from ₹2,297 crore in Q2. Consolidated revenue for the December 2024 quarter stood at ₹1,27,551 crore, marking a 1.87% year-on-year decrease from ₹1,29,985 crore. However, revenue grew 8% compared to the previous quarter, which had recorded ₹1,17,949 crore.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

On January 28, 2025, Wipro shares to trade ex-date, meaning that the shareholders registered in the company’s books will be eligible for the ₹6 interim dividend. On January 17, 2025, Wipro announced an interim dividend of ₹6.

Wipro Dividend History

Wipro Secured New Business During Q3FY25

During Q3FY25, Wipro continued to secure large and strategic deals across industries. Key highlights include:

• A health insurance company based in the US has chosen Wipro for a multi-phase enterprise transformation initiative. Wipro will implement its industry-leading Individual Consumer Affordable Care Act (ACA) and commercial Employer Group Enrollment & Billing platform.
• A prominent US media corporation has selected Wipro to overhaul its advertising operations and drive growth in a competitive market. By leveraging its global delivery model, extensive expertise in advertising, and AI-driven automation, Wipro will enhance operational stability, promote innovation, and unlock efficiencies throughout the value chain for the client.
• A leading Indian private banking and financial services institution has chosen Wipro to modernize and transform its Core Banking System. With its in-depth domain expertise and consultative approach, Wipro will assist the client in building the “Bank of the Future,” supported by a modern, scalable, and flexible digital platform.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Investing in Artificial Intelligence stocks involves putting money into companies dedicated to developing AI technology or applying it across various industries. AI is increasingly prevalent in many sectors, where it plays a crucial role in boosting online security, protecting data, and preventing theft. In this blog, we will explore the best AI stocks for February 2025 based on different metrics.

Overview of Artificial Intelligence Industry in India

Emerging technologies, especially AI and generative AI, are poised to boost productivity and creativity, offering significant potential for India. Research suggests that the responsible adoption of generative AI could add up to US$ 675 billion (₹57,28,725 crore) to India’s economy by 2038. The government’s IndiaAI mission demonstrates its commitment to leveraging AI’s transformative potential, focusing on adoption, consumption, and widespread skilling.

With generative AI expected to enhance 31% of working hours by 2030, India must prioritize skilling and the ethical development of AI to stay ahead. This involves updating academic programs, incentivizing R&D, and promoting cross-industry collaboration. With the right support, India is well-positioned to lead the AI revolution while ensuring responsible growth and ethical progress.

Best Artificial Intelligence Stocks Based on 5 Yr CAGR 

Note: The best artificial intelligence sector stocks in India are selected and sorted based on 5Yr CAGR as of January 27, 2025. 

Overview of Best Artificial Intelligence Stocks

Persistent Systems Ltd

Persistent Systems is engaged in providing software engineering and strategy services to help companies implement and modernize their businesses. It has its software and frameworks with pre-built integration and acceleration. During Q3FY25, the company recorded its 19th sequential quarter of revenue growth, with 4.3% QoQ and 19.9% YoY increase. This indicates the strength of its AI-led, platform-driven services strategy.

Key metrics: 

• Return on Capital Employed (ROCE): 29.2%
• Return on equity (ROE): 24%

KPIT Technologies Ltd

KPIT is a technology company operating worldwide providing software solutions that help mobility leapfrog towards an autonomous, clean, smart and connected future. During Q2FY25, KPIT reported EBITDA margins of 20.8% despite the full quarter impact of wage hikes and one-month additional ESOP cost, mainly due to productivity improvement and fixed cost leverage.

Key metrics: 

• ROCE: 38.4%
• ROE: 31.2%

Tanla Platforms Ltd

Tanla Platforms Ltd operates as a cloud communications provider allowing businesses to communicate with their customers and intended recipients. During Q3FY25, revenue growth remained muted and OTT contribution to overall revenue stood at 22.8% as compared to 14.8% in Q3 FY24.

Key metrics: 

• ROCE: 38.3%
• ROE: 31.7%

Birlasoft Ltd

Birlasoft is engaged in Computer programming, consultancy, and related activities. It provides software development and IT consulting to its customers predominantly in Banking, Financial Services, Insurance, etc. The business growth during Q2FY25 was backed by the Manufacturing, Energy & Utilities (E&U) and BFSI among verticals, by Digital & Data and ERP among service lines, and by Americas among geographies.

Key metrics: 

• ROCE: 29.80%
• ROE: 22.50%

Tata Elxsi Ltd

Tata Elxsi provides integrated services from research and strategy to electronics and mechanical design, software development, validation and deployment. During Q3FY25, the company continued to see positive outcomes of its strategic business focus on Japan, emerging markets and capitalising on the India opportunity. The company’s revenue from India has grown by 21.9% YoY, while Japan and emerging markets grew at 66.8% YoY

Key metrics: 

• ROCE: 42.70%
• ROE: 34.50%

Best Artificial Intelligence Stocks Based on Net Margin 

Note: The best artificial intelligence sector stocks in India are selected and sorted based on net margin as of January 27, 2025.

Best Artificial Intelligence Stocks Based on Debt-to-Equity 

Note: The best artificial intelligence sector stocks in India are selected and sorted based on Debt-to-Equity as of January 27, 2025.

Factors to Consider Before Investing in Artificial Intelligence Stocks

Investing in AI stocks can be an exciting opportunity, but it’s important to approach it carefully. Here are several factors to consider before diving in

• Company Fundamentals: Before investing, assess the company’s financial health. Look at its revenue growth, profitability, and the strength of its balance sheet. You’ll want to invest in a company that is financially stable and has consistent growth. Also, evaluate its market position—whether the company is a leader in AI or is just trying to catch up with more established players.
• Technology and Innovation: The technology and innovation driving a company’s AI efforts is crucial. Look at the product pipeline to understand what AI solutions the company is developing and whether these have the potential for scalability and disruption.
• Industry Trends: AI is an emerging field, so understanding the adoption rate across various industries is essential. The faster AI is being adopted in sectors like healthcare, finance, or manufacturing, the more growth potential there is for AI companies.
• Competition and Market Saturation: Look into how much competition exists within the company’s AI niche. While AI is booming, certain subfields may be more saturated, which could limit growth potential. Additionally, consider the barriers to entry in the AI market.

Conclusion

Investing in AI stocks presents a unique opportunity to capitalize on one of the most transformative technologies of our time. However, like any investment, it comes with risks that need careful consideration. By evaluating company fundamentals, technology and innovation, industry trends, management strength, and ethical considerations, you can make more informed decisions about where to allocate your capital.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

On January 27, 2025, as of 12:10 PM, the BSE Sensex was down by 0.71% at 75,649.50, while the Nifty 50 was down 0.73% at 22,922.90. The mid-day top gainers and losers for the day are:

Mid-Day Top Gainers 

Britannia 

Britannia shares opened at ₹5,103.65, reached a high of ₹5,215.00, and closed at ₹5,203.45, gaining ₹102.45 or 2%.

ICICI Bank

ICICI Bank shares started trading at ₹1,195.00, peaked at ₹1,234.65, and closed at ₹1,229.85, rising ₹20.85 or 1.71%.

SBI

SBI shares opened at ₹740.00, hit a high of ₹755.35, and closed at ₹753.65, up ₹9.50 or 1.28%.

Hindustan Unilever

HUL shares began at ₹2,365.00, reached a high of ₹2,409.70, and closed at ₹2,396.00, increasing ₹28.00 or 1.18%.

Asian Paints

Asian Paints shares opened at ₹2,255.30, touched ₹2,277.75 at its peak, and closed at ₹2,276.20, rising ₹13.90 or 0.61%.

Mid-Day Top Losers

Powergrid

Powergrid shares opened at ₹295.00, dropped to ₹283.75, and closed at ₹286.00, falling ₹9.00 or -3.33%.

Tech Mahindra

Tech Mahindra shares started trading at ₹1,710.00, hit a low of ₹1,669.55, and closed at ₹1,673.40, losing ₹50.60 or -2.88%.

Wipro

Wipro shares opened at ₹317.80, touched a low of ₹310.75, and closed at ₹311.80, down ₹8.00 or -2.59%.

HCLTech

HCLTech shares began trading at ₹1,775.00, reached a low of ₹1,737.00, and closed at ₹1,751.95, losing ₹41.05 or -2.28%.

TCS

TCS shares opened at ₹4,102.00, dropped to ₹4,053.00, and closed at ₹4,060.00, declining ₹92.00 or -2.22%.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Wipro Ltd has set Jan 28, 2025, as the record date for its interim dividend for FY25. On January 17, 2025, Wipro declared an interim dividend of ₹6, which will be paid on Monday, February 15, 2025, to the equity shareholders of the Company, whose names appear on the Register of Members of the Company or in the records of the Depositories as beneficial owners of the shares as of Friday, January 28, 2025.

Wipro Dividend Record Date: What This Means For Shareholders?

As Wipro has set the record date for the interim dividend, which means that Jan 28, marks the last to purchase Wipro shares to get eligible for the interim dividend. Further, any shares bought on Jan 28 (record date), won’t be eligible for the interim dividend.

Wipro Q3FY25 Results

Wipro’s Q3 FY25 results showed a mixed performance. Gross revenue stood at ₹223.2 billion ($2,608.9 million), reflecting a marginal growth of 0.1% QoQ and 0.5% YoY. However, the IT services segment reported a decline in revenue, totalling $2,629.1 million, down 1.2% QoQ and 1.0% YoY. On a constant currency basis, IT services revenue grew 0.1% QoQ but fell 0.7% YoY. Total bookings reached $3,514 million, with large deal bookings at $961 million, showing a 6.0% YoY increase in constant currency.

The IT services operating margin improved to 17.5%, marking a 0.7% QoQ and 1.5% YoY rise. Net income surged by 24.5% YoY to ₹33.5 billion ($392.0 million), and earnings per share increased 24.4% YoY to ₹3.21 ($0.04). Operating cash flows were robust at ₹49.3 billion ($576.4 million), up 3.0% YoY and 146.5% of net income. The company also reported a voluntary attrition rate of 15.3% on a trailing 12-month basis.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.