Endings and beginnings are very fascinating - especially of new months and years. Doston new year ki occasion pe kai log naye resolutions form karte hain, lekin only few of them think about their own financial portfolios. In fact, jis time par log apne-aap mein naye habits dekhne ke liye aur apne past dreams ke success ke liye plan karte hain, wahan par apne financial portfolio par dhyan dena bhi utna hi essential hai.
(Telugu)
Kotha prarambhalu mariyu mugimpulu chala manohara-mainavi mukhamyamga yedadi lo konni nelalu(months). Mitrulara kotha samacharam niki chala mandi kotha resolutions petkuntaru, kani chala takkuva mandi tama arthika(Financial) portfolio’s gurunchi alochistaru. Elaga ayithay mana kotha alavatu-lu mariyu kotha jeevitha ashalu gurunchi alochistu plan chestamo? Alagay mana Arthika portfolio mida kuda dursti pettadam avasaram.
Well, if you are wondering ki why you should consider rebuilding your portfolio at the end of the year, then don’t worry - we will come to that too. But before that, think about the past year in a flash - so many things have happened - the pandemic hit, markets were disrupted, and the stock market saw new gainers and losers. Your portfolio might have performed well, and you might be reluctant to undertake such a demanding activity at the onset of the new year. Lekin you must also consider another factor into account - new benchmarks were set, the definition of stability changed for most businesses, and recovery was strong too. (Telugu)
Oka vela meeru yedadi chivarulo portfolio mida drusti petdam enduku ani alochitunara? Memu dani gurunchi vyavaristam. Gani daniki anna mundu poyina samachram mida grahistay? Eee pandemic valla market lo chala nastalu jarigayi mariyu market lo kolopoyinavaru mariyu kothaga labhapadina wallani choosam. Mee portfolio paniteeru baga ne undochu, gani meeru kotha samacharam ki paristitalu walla eelaniti paneeteeru ni grahicha leka potunara? Gani meeru innkoti kuda grahichali Kotha milu rayalu set ayyaiyi enkka chala vayaparala stirathwam marindi, chala gattiga kolukunnai.
In such a situation, revising your financial portfolio at the beginning of a new year is a good idea. Portfolio revision se aap apne funds ke performance aur risk exposure ko better pinpoint kar sakte ho - because now you can take a look at your portfolio performance over a long run. Isn’t that exciting? I bet it is. But what’s more exciting, is to realign your expectations from your portfolio to the actuals, and understand your new financial goals, now that another year has passed in your life. (Telugu)
Eelanti paristitilo, mee ardhika portfolio ni savarinchadam oka chala manchi alochana nutana samacharaniki. Deeni toh mee funds ki unna pramadam ni baga gurtunchi ochu. Eduku antay ippudu meeru mee portfolio okka deergakalika kadilika pai kannu peta vochu. Idhi okka machi vartha. Kada? Gani innko utsaham ayinadhi enti antay mee asha ni sumalekham chestundhi. Meeru mee ardhika Goals ni ardham cheskoni choostunay mee jivitham lo innko yedadi datipoyindhi.
Kya aap apne retirement ke kareeb pahunch rahe hain? Or are you eager to buy your first house, or a new car? With the passing of another year, you are nearing newer milestones in your life. Kya aapka portfolio in goals ko realise karne ke liye best aligned hai? If not, then here is another incentive for you to revise and build a new portfolio for the coming year. (Telugu)
Meeru mee retirement ki degara unnara? Leda meeru twarolo okka Illu kodam ani anukuntunara? Leda oka kotha car? Eee datay yedadi toh meeru koni mailu rayalki degara lo unnaru. Meeru mee portfolio Goals ni grahinchdaniki sariayina daari lo unnara? Okavela ledu antay ekkada innko Incentive undhi mee nutana samachra potrfolio cheyadaniki.
Toh friends, without making you wait further, let’s look at some factors you should consider while building a top performing portfolio for the coming year: (Telugu)
Ayite mirtulara, mimalni enkka wait cheyencakunda manam ippudu konni factors mida drusti pedam Nutana samachra lo okka Merugu ayina portfolio kosam.
1.First, focus on your goals - kya aap apne predefined life goals ke kareeb pahunch rahe ho? Were you planning to build an emergency fund by 2021? Or perhaps, moving to a different city, or buying a vehicle or property? Now that the year has passed, many things might not have gone the way you wanted them to. Understand what is feasible, aur ye samajhne ko koshish karen, ki which priorities will take precedence on your personal milestones agenda. (Telugu)
Mundu mee Lakshyam mida drusti, meeru mee anchana vesina lakshyam ki degara lo unnara? 2021 warku Meeru oka ati-avasara Fund kosam em ayina pranalika chessara? Leda meeru oka kotha nagaraniki velali anukunara? leda kotha astulu ledau kotha vahanam konadaniki asha paddara? Ippudu aa yedadi jaripondi, meeru anukunattu chala panulu jaragi unndavu. Meeru alochinchi ardham cheskovali yediaithe mee agenda lo mukhyama ayina lakshyam O.
2.Next, in goals ko apne naye portfolio ke parameters se link karen. Understand the relation between your goals, and how they can materialize into reality with your portfolio. For example, moving to a different city might not be possible right now, and ho sakta hai ki 2020 mein aapke life experience se naye goals emerge huye hon. Now think about how these goals will require a new financial plan - kya aapki risk appetite pehle ke comparison mein reduce hui hai? Or are you looking for greater growth? Think about these factors, write them down, and research about how other people are achieving their financial goals. (Telugu)
Taravatha, ee lakshyam ni meeru me portfolio ki link cheyandi. Mee lakshayala madyalo Unna sambhandaham ni ardham cheskondi mariyu dani-ni ela mee portfolio toh nizam cheyaloani. oka Vrudhaharnaniki, meeru okka kotha nagaraniki velladam ippudu Sadyam kaadu, maari meeku 2020 lo ochina anubhavam toh meeru kotha meeru kotha Lakshayalo sanchirichi untai. Ippudu ee kotha lakshayam gurunchi meeku oka kotha Ardhika pranalika avasaram. Mee pramada appetite mundu kanna taginda? Leda meeru oka Nutana yedugudala pai vechi unnara? Aithe ee factors gurunchi aalochinchandi mariyu Janalu tama ardhika lakshanalanu ela sadhistunaro parisodhana cheyandi.
3.Friends, is exercise ke baad apko 2 crucial insights zaroor milenge - these are: your new growth expectations, and your risk appetite. Once you understand this, its time to shift focus from inwards to outwards. Doston, markets never stay in the same state and shape - change is the only constant. Despite a good degree of experience in the markets, 2020 was a learning experience for many, kyunki stability, risk aur growth ki equations mein significant changes dekhne ko mile. Jo stocks previously stable aur high growth consider kiye jaate the, they were outperformed by new sectors. In fact, business ke sabhi sectors mein large scale change dekhne ko mil raha hai. Ab retail ka example hi le lijiye - how many people are shopping for groceries from small shops in cities and mid-sized towns? In new factors ko apne market ke analysis mein shaamil karna bahut zaroori hai. (Telugu)
Mitrulara, ee exercise taravatha meeku rendu(2) mukhyam ayyina darulu labhistai- Ivvi enti Antay: mee kotha yedugudala ashalu, mariyu mee pramada appetite. Oka sari idhi meeku Ardham ayina taravatha idhi samayam mee drusti lopala nunchi baitaki petadaniki. Mirtulara market eppudu okala undadu, eppudu uday di ‘Marpu’ matramay. Market lo entha churuku ayina? 2020 oka gunapatham chalamandi ki enduku antay Stirathwam mariyu edugudalalo chala marpulo kanipinchayi. Edayitay stocks stiram Ga unday vo mariyu edugudala undavo aaa stocks ni veray sector lu outperform chesai. Mariyu industry lo chala sectors lo marpu kanadatundhi. Meeru retail vrudhaharam tesskondi Entha mandi kharidu chetunaru sarukula kosam nagaralo mariyu town lalo? Ee kotha factors Ni manam pariganam lo teeskovali mana market analysis ki chala mukhayam ayinadi.
4.Once you have an idea of how the market performed this year, it is time to build your portfolio by selecting the right instruments and picking the right securities. If you are revising your portfolio, you will already be familiar with this process. But if you are starting from scratch, the process remains more or less, the same - that is, focus on a few sectors, crunch the numbers, and do a solid qualitative and quantitative study of the instruments that make it to the top. (Telugu)
Okka sari meeku market paniteeru ee yedadi ela undo ani avagahana ostay, appudu meeru Portfolio ni tayaru chesko occhu saraina instruments mariyu sariayina securities yennukoni. oka vela meeru mee portfolio ni revise chestuntay? Meerku ee prakriya mundu nunche telisi Untundhi. Leka pothey meeru kotha ga modalupedtunara? Aithay kuda ee prakriya inchu Minchu alanay untundi. Ennka konni sectors pai drusti pettandi Mariyu quantitative mariyu qaulitative study cheyandi instruments mida yedaitay prathamam ga untaiyo.
Toh doston, these are a few things that you can consider while building a new portfolio for the coming year. Lekin abhi main discussion toh baaki reh gaya hai - can you guess what that is? 2021 ki baat karte hue, how can we not talk about the new trends that might be seen in the markets in the coming year? That’s right - doston, now we are going to look at some of the trends that markets will witness in the coming year: (Telugu)
Ayithe miturlara eevi konni vishayalu meeru paraiganincha vaachu oka kotha portfolio tayyaru chestunappudu oche Nutana samachraniki. Gani ennka mukhyama ayyina charcha migilipoindi. Adi yento chepagalara? 2021 gurunchi matladatu market lo kotha ocche trends gurunchi ela marachipotham. Snehitulara ippudu manam konni trends gurunchi mataladam yevvi aithay manam ocche yedadi lo choodavoocho.
1.2020 mein risk management systems mein naye changes dekhne ko mile. Going forward, low risk appetite investors will show a greater preference for cash positions rather than derivative positions. Coronavirus ke baad jab markets first time plunge hue, sensex lost almost 4000 points. Many derivative positions suffered, and diversification strategies were put to test - while such disruptions are rare, 2020 has taught an important lesson on risk. (Telugu)
2020 lo pramadam nirvahana vyavastha lo konni marpulu kanipistayi. Mundu mundu Takkuva pramadam appetite investorlu nagadu position ki pramukhyam istaru derivation Kanna. Corona virus taravatha market modati sari plunge ayyinappudu degara degara 4000 point Kolipoyindi. Chala derivative positionlu kastapadayi mariyu diversification Stratergyla ni prikshalo pettaru. Ilanti lopalu challa takkuva gani 2020 manaku oka Mukhyamayina gunapatham neerpindi.
2.Sector rotation patterns mein ek significant shift dekhne ko mila - in 2020, despite the rifts that hit the market, some sectors not only outperformed the markets, but also achieved record growth. This year, some of the top gainers were from FMCG, Technology, Pharmaceutical and Banking and Financial Services. Lekin, not all these sectors moved concurrently. Sector rotation par 2021 mein newfound focus dekhne ko milega, and those who understand sector rotation well will discover new opportunities for short and medium term growth. (Telugu)
Sector Rotation patterns lo okka significant marpu kanipinchindi -2020 lo, market ni yenni Kastalu muntoochina konni sectorlu baganay ranni ichay, aday kaunda record sthayi lo Yedugudala kanipinchindi. Ye yedadi lo konni baga yedigina companilalo FMCG, Tecnology, Pharma, Banking mariyu Ardhika vyavasthalu unnai. Ekakalanlo eevi anni sectorlu Ranichaledu. Sector rotationlo manaku 2021 lo kotha drusti lo choodadaniki dorukutai. Mari yavvaru ayithay sector rotation ni baga ardham cheskuntaro wallu kotha avakasalu Dorukutai chinna mariyu madhyastham yedugudala ki.
3).Predicting price bottoms and tops will become more complicated, lekin timing will be the key to making the most out of your investment. 2020 mein kai investors ne bottoming stocks ko sahi time par purchase kiya, lekin they sold too early. Timing will become more important even as the pandemic recovery strengthens the economy - because recovery will also come with new gainers, sector rotations and growth waves. (Telugu)
Modalu mariyu akhari dharalanu anchana veyadam chala kastam ayipotundhi, gaani samayam ni opyoginchukuntay mee investment toh baga rabadi ponda vocchu. 2020 lo chala investorlu bottom stocks ni nizam ayina samayam lo konnaru gani, chala twaraga amivesaru. Smaya spoorthi chala Mukhyamayinadhi, ee pandemic nunchi kolukovadam kuda mana economy ni drudanga chestundhi. Kotha labhyadarulu, sector rotations mariyu edugudala waves toh kuda kolukovacchu economy.
4)Focus on sectors that lost in 2020. Recovery ke dauraan these the reliance on these core components of the economy will build momentum, and purchasing them as they are bottoming out will be the key to making the most. In fact kuch sectors jaise retail, PSU aur FMCG are already starting to show signs of recovery. (Telugu)
Yedaitay sectors kolipoyayo 2020 lo vaati mida drusti pettandi. Kolu konetappudu ee Economy core components okka momentum ni build chestaiyi. Lootu lo deegajarina stock ni Kontay aday manaku daari la untundhi ekkva labhalu pondadaniki. Avi yela ayina konni sector lu elativi antay? Retail,PSU ennka FMCG konni lakshanalu choopistunai koluluntu -nattu.
5)Keep an eye out on the performance reports of the fourth quarter, kyunki this will help investors understand the performance of stocks over the entire year. For example, Zoom jaisi companies, jo remote work enablers hain, are already starting to see divestment as people start commuting to physical offices. Aud doston, ek baat na bhoolein - strong companies perform well despite bullish, neutral or even bearish conditions. On the other hand, weak performers perform badly no matter how bullish the market. Ye samajhna ki kya apne portfolio mein include na kiya jaaye, will be easier than understanding what to buy. Isliye, watch out for the reports on the 4th quarter, review and understand top performers and strong gainers with a birds eye view on the timeline of growth. (Telugu)
Nalgo quarter nivedika pai okka kannu vesi unchandi, enduku antay iddi investors ni stock Okka paniteeru ni ardham cheskunay sahayam chestundhi. Vrudaharnaniki ZOOM laniti Companilu yevi aithay inntinunche odyogilanu paani chesay avakasham istundhi. Deeni toh manam choostunam udyogilu office ki velay avasaram lekunda nay pani Muginchestundhi. Mitrulara okka vishayam marava kandi Sthiram ayina companilu baga ne Ranistayi marketlo waalaku elanti paristitulu yaddru ochina. Manam yediaitay mana portfolio Lo pettavodhu ardham ayithay? Yedi konalu manaku sulabham ga telustundhi. Nalgo qarter Nivedika pai kaanu choosi mariyu ardham cheskondi Baga raninchina varu mariyu gattiga Labhalu pondi valla timline yedugudala pai kannu petandi.
6. And lastly, don't confuse strong performance with buy signals! Going forward, sectoral performance ko economic recovery ke context mein dekhna crucial hoga. Isliye, is samay par economic puzzle mein sabhi sectors ka role samajhne ko koshish karen. This will give you a good idea of which sectors to stay away from. Saath hi, some sectors will emerge as new sources of stability for your portfolio - these will be the new diversification tools that keep your funds growing. (Telugu)
Chivarilo gatti paniteeru ni buy signals toh tika maka pettakandi. Mundu mundu Sectoral paniteeru Ni ardhikam ga kolukonai context lo choodadam avasaram ga untundhi. Anduke ee samayam lo economic puzzle lo prati sector partra ardham cheskone krushi cheyandi. Deeni karanam ga meeku Ye sector nunchi dooram undalo telustundhi. Alagay, konni sectorlu udhbhavitai mee portfolio ni stiranga unchadaniki. Eevi konni diversification tools mee FUNDS edugutu undadaniki.
Toh doston, these were some of the trends that will decide the shape of a good, high performing portfolio for the coming year. While the basics of the game will stay the same, 2020 ke experience ko review karna na bhoolein, because there was a lot to learn from the growth and decline patterns that were recorded in the markets. What is your 2021 portfolio going to look like? Discover more on how to build a solid portfolio for the new year on www.angelone.in.
Aithe mitrulara, eevi konni trends yeavi aithay nirnayistaiyo okka manchi mariyu baga raninche portfolio kotha samacharaniki. Gani aata pradamikalu alagay untai, 2020 lo ochina anubhavam ni review cheyadam marava kandi, enduku antay akkada chala undhi neerchukovadaniki. edugudala ennka kanista patterns market lo Record ayyayi. Mee 2021 portfolio ela unda botundhi? Okka drunam ayyina portfolio yela chesukovalo kanugonandi ee Nutana samachram lo www.angelone.in. toh.
