International Women’s Day on March 8, 2025: Check Key Schemes by Central and State Government

International Women’s Day, celebrated on March 8, is a global recognition of the social, economic, cultural, and political achievements of women. In India, this day holds significant importance as we acknowledge the contributions of women and recognise the need for further empowerment.

Over the years, the government at both central and state levels has launched numerous schemes and initiatives aimed at promoting the welfare of women. These programs focus on education, healthcare, safety, employment, and financial independence, striving to create an inclusive society where women can thrive. In this article, we will explore some of the key government schemes designed to uplift and empower women across India.

Ujjwala Scheme

The Ujjwala Scheme is a centrally sponsored initiative aimed at preventing trafficking and facilitating the rescue, rehabilitation, reintegration, and repatriation of victims of trafficking for commercial sexual exploitation.

Beti Bachao Beti Padhao (BBBP)

Launched on January 22, 2015, the Beti Bachao Beti Padhao Scheme focuses on addressing the declining Child Sex Ratio (CSR) and promoting the empowerment of girls and women throughout their life cycle. The objectives include preventing gender-biased sex-selective elimination, ensuring the survival and protection of the girl child, and promoting their education and participation.

Mahila Shakti Kendra (MSK)

Approved in November 2017, the Mahila Shakti Kendra Scheme is designed to empower rural women through community participation. The scheme promotes inter-sectoral convergence of programs aimed at women’s welfare and is implemented through State Governments and Union Territory Administrations, with a cost-sharing ratio of 60:40 between the Centre and States (90:10 for North Eastern and Special Category States). Union Territories receive 100% central funding.

Pradhan Mantri Matru Vandana Yojana (PMMVY)

This centrally sponsored conditional cash transfer scheme, launched on January 1, 2017, provides maternity benefits to pregnant women and lactating mothers (PW&LM) for their first living child. Eligible beneficiaries receive ₹5,000 in three instalments during pregnancy and lactation, subject to meeting specific health and nutrition conditions. Additionally, the remaining cash incentive under the Janani Suraksha Yojana (JSY) is provided after institutional delivery, ensuring a total benefit of approximately ₹6,000.

Uttar Pradesh – Mission Shakti

Launched in phases, this scheme includes the establishment of Mission Shakti classrooms in 59,000 Gram Panchayat Bhawans, the formation of one lakh women self-help groups, and linking 1.73 lakh new beneficiaries to the destitute women pension scheme.

Uttar Pradesh – Mukhyamantri Kanya Sumangla Yojana

This cash transfer scheme aims to provide social security for the girl child in the state.

Uttar Pradesh – Nirbhaya-Ek Pahal Program

This initiative connects 75,000 women with state banks, enabling them to access loans at lower interest rates and avail themselves of state subsidies.

Maharashtra – Mukhyamantri Majhi Ladki Bahin Yojana

Launched by the Women and Child Development Department of Maharashtra, this scheme empowers women between the ages of 21 and 65 by improving their health, nutrition, and role within the family. Eligible women receive a financial benefit of ₹1,500 via direct benefit transfer (DBT).

Maharashtra – Mahila Samridhi Yojana

Administered by the Department of Social Justice & Special Assistance, Government of Maharashtra, and funded by the National Scheduled Castes Finance and Development Corporation (NSFDC), this scheme aims to uplift economically disadvantaged women from the Charmakar Community. The scheme provides low-interest loans ranging from ₹25,000 to ₹50,000 at an interest rate of 4% per annum to eligible female beneficiaries.

Bihar – Kanya Utthan Yojana

This scheme encourages women in Bihar to pursue higher education, offering financial assistance of approximately ₹50,000 to female students upon completion of their graduation.

Conclusion

The various government schemes at both the central and state levels play a crucial role in empowering women and ensuring their overall well-being. These initiatives address a wide range of issues, from preventing trafficking and ensuring safety to promoting education, economic independence, and health.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

India’s Economy Set for Growth in Q4FY25 on Growing Capex: UBI Report

According to a recent report released by the Union Bank of India, the Indian economy is on track to receive a significant boost in Q4FY25. The growth in the economy will be backed by the combination of sustained government spending, increased capital expenditure (Capex), and a seasonal upturn in consumption driven by the Maha-Kumbh and wedding season.

Key Drivers of Economic Growth

The report highlights that the Indian government has significantly ramped up its fiscal spending, which is poised to positively impact economic growth in the coming months. Increased capital expenditure, aimed at infrastructure and developmental projects, is set to provide a strong foundation for long-term economic stability. The wedding season, coupled with the Maha-Kumbh festival, is expected to drive a temporary surge in consumer demand, contributing further to growth in Q4FY25.

Additionally, the Reserve Bank of India (RBI) has played a crucial role in supporting growth through a series of monetary policies. The central bank has implemented several rate cuts, liquidity provisions, and regulatory adjustments.

MSME Sector Growth: A Key Focus

One of the key highlights of the report is the emphasis on the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) and its role in boosting credit growth, especially for Micro, Small, and Medium Enterprises (MSMEs). The government’s support for MSMEs, in combination with the accommodative measures from the RBI, is expected to enhance liquidity and foster a more favourable credit environment for smaller businesses. This is crucial for maintaining employment levels and spurring innovation, particularly in India’s growing digital and rural economies.

Geopolitical Tensions and Risks to Growth

However, the report does caution about potential risks that could dampen the economic recovery. Global factors, such as escalating geopolitical tensions and ongoing tariff wars, remain a significant concern for the Indian economy. Any disruptions to global trade or shifts in international relations could have a ripple effect, curbing domestic growth prospects.

Despite these risks, India’s economy has shown resilience. The country’s GDP grew by 6.2% in Q3FY25, a rebound from the previous quarter’s 5.6% growth, revised upward from 5.4%. The report projects a promising 7.6% growth in Q4FY25, signalling that the economic recovery is gaining momentum and that a turnaround could be on the horizon.

Sectoral Performance: Agriculture and Manufacturing

The Gross Value Added (GVA) index, which measures the value added by industries, also showed signs of growth. It registered a 6.2% increase in Q3FY25, up from 5.8% in Q2FY25. This growth was largely driven by robust performance in agriculture and industry, with manufacturing activities showing strong results during the quarter. Despite weaker consumption patterns compared to previous years, these sectors are expected to continue to drive economic activity.

A Positive Outlook Despite Global Uncertainty

India’s economic momentum remains promising, even amidst an uncertain global outlook. The resurgence in both rural and urban consumption, particularly during the festive and wedding seasons, is expected to support the economy.

In February 2025, the RBI cut interest rates by 25 basis points, intending to revive investment and boost consumption. The central bank has also been actively managing liquidity through Open Market Operations (OMOs) to ensure that credit flows smoothly to the real economy, especially to sectors that need it most.

Conclusion

The outlook for India’s economy in Q4FY25 is positive, with several factors contributing to the anticipated growth. Increased government spending, a boost in consumption from seasonal factors, and supportive measures from the Reserve Bank of India provide a solid foundation for economic recovery.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

India’s Coal Production and Dispatch Grew in February 2025: Coal India Shares in Focus

India’s coal sector continues to perform strongly, with notable growth in both production and dispatch through February 2025. Cumulative coal production has reached 928.95 million tonnes (MT), showing a 5.73% increase from 878.55 MT in the same period last year. Coal dispatch has also risen to 929.41 MT, reflecting a 5.50% growth from 880.92 MT in the previous year.

Growth in Coal Dispatch

Coal production from Captive and Other entities has significantly increased by 30.16%, reaching 173.58 MT, compared to 133.36 MT last year. Likewise, coal dispatch from these entities has grown by 31.90%, reaching 178.02 MT from 134.96 MT in the same period last year.

CIL’s Relief to NPS Customer

On March 2, 2025, Coal India Limited (CIL) made a significant move by eliminating the requirement for its non-power sector (NPS) consumers to provide financial coverage for ten days of coal value when receiving coal through rail transport. This decision is a crucial step toward simplifying transactions and creating a more seamless business environment. A CIL executive commented,

“The latest decision is one more step in CIL’s ongoing efforts to streamline operations under the broader ease of doing business initiative. This also helps reduce the financial burden for NRS consumers and improve their cash liquidity” said a CIL executive.

The increased liquidity will allow consumers to allocate the freed-up capital for other operational needs, easing their working capital pressure.

As of February in the current financial year, CIL has supplied approximately 560 million tonnes (MT) of coal to the power sector and nearly 134 MT to NPS consumers. Of this, 55% of CIL’s total supplies were delivered through rail transport.

Conclusion

This robust performance highlights India’s dedication to energy security and industrial development, ensuring the country can efficiently meet growing demand. The government’s ongoing efforts in infrastructure development and operational enhancements continue to fuel this positive momentum, which is expected to be sustained in the coming months.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

No Change in EPFO Interest Rate: Proposal Sent to Ministry of Finance

The Employees’ Provident Fund Organisation (EPFO) has decided to maintain the interest rate on employees’ provident fund deposits at 8.25% for the 2024-25 financial year, unchanged from the previous year.

When Will Interest Will Be Credited?

This decision was made by the EPFO’s Central Board of Trustees during a meeting held on Friday. For the 2023-24 financial year, the EPFO had increased the interest rate on EPF to 8.25%, up from 8.15% in 2022-23, benefiting its 7 crore members. The proposal will now be sent to the Ministry of Finance for approval, after which the interest rate for 2024-25 will be credited to EPFO members’ accounts.

Application Under PoHW

As per news reports, the EPFO has processed 70% of the applications received under the Pension on Higher Wages (PoHW) scheme and aims to complete the processing of all applications by March 31, 2025, as per an official statement.

The committee has directed the EPFO to expedite the processing of cases for members who have already made the necessary contributions, including those from large public sector undertakings (PSUs), as outlined by the Supreme Court ruling on the matter.

To enhance the convenience of its members, the EPFO is also working on simplifying the claim processing system, including streamlining validations for partial withdrawals. The committee was briefed on this progress, with a technical panel recommending the simplification of validations for advance withdrawals in Form 31.

Centralised Pension Payment System 

The EC was further informed that the Centralised Pension Payment System (CPPS) was implemented across all regional offices in January 2025. This system allows pensioners to receive their pensions seamlessly from any bank or branch across the country. In January 2025, 69.4 lakh pensioners received their pensions through CPPS, achieving a 99.9% success rate.

The EC stressed the importance of transitioning to the Aadhaar-Based Payment System (ABPS) within a set timeframe, ensuring pension payments are directly credited to Aadhaar-linked bank accounts for greater security and efficiency.

Conclusion

EPFO has decided to not change the interest rate on employees’ provident fund deposits to 8.25% for the 2024-25 financial year and interest will be credited after the approval from the Ministry of Finance.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Tata Motors, Maruti Suzuki, M&M and More in Focus Amid Release of February 2025 Auto Sales Data

In 2021, the Indian passenger car market was valued at USD 32.70 billion and is projected to grow to USD 54.84 billion by 2027, with a compound annual growth rate (CAGR) of over 9% from 2022 to 2027. During February 2025, the auto players posted mixed numbers with double-digit growth experienced by Mahindra & Mahindra and two-wheeler manufacturers TVS Motor.

Auto Sales February 2025

Company Name Total Sales (February 2025)  Total Sales (February 2024)  YoY%
Four Wheelers
Maruti Suzuki India Limited 1,99,400 1,97,471 1
Tata Motors Ltd 79,344 84,834 -6.47
Mahindra & Mahindra 83,702 72,923 15
Two Wheelers
TVS Motors Company Ltd 4,03,976 3,68,424 10
Hero MotoCorp 3,88,068 4,68,410 -17.15
Eicher Motors Ltd (Motor Cycles) 90,670 75,935 19
Trucks & Buses
Eicher Motors Ltd 8,092 7,424 9
SML Isuzu Ltd 1,288 1,010 27.5
Escorts Kubota Ltd 8,590 7,709 11.4
  • Maruti Suzuki recorded domestic sales of 1,63,501 units, sales to other OEMs of 10,878 units and exports of 25,021 units.
  • Tata Motors posted total sales for MH&ICV, including trucks and buses, stood at 16,693 units compared to 16,663 units in February 2024.
  • In the Utility Vehicles segment, Mahindra sold 50,420 vehicles in the domestic market, a growth of 19% and overall, 52386 vehicles, including exports.
  • TVS Motors recorded growth of 10% in the total two-wheelers sales increasing from 357,810 units in February 2024 to 391,889 units in February 2025.
  • Hero MotoCorp’s global sales grew 33% in February 2025 compared to the same month last year, with over 30,000 units dispatched.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Best Green Hydrogen Stocks For March 2025: JSW Energy, Adani Green Energy and More: Based on 5Y CAGR

India’s green hydrogen industry is currently hindered by the absence of a robust statewide pipeline network. From 2015 to 2018, global production of green hydrogen reached approximately one million metric tons. Produced using renewable energy, green hydrogen differs from blue hydrogen, which is derived from fossil fuels but includes carbon capture and storage processes. Blue hydrogen production is anticipated to rise to 80 million metric tons by 2050, provided ongoing government support for cleaner energy solutions continues.

Best Green Hydrogen Stocks for March 2025 – Based on 5Y CAGR

Company Name Market Cap (In ₹ Crore) 5Y CAGR (%)
JSW Energy Ltd 80,068.17 50.18
Adani Green Energy Ltd 1,28,583.84 37.86
Oil and Natural Gas Corporation Ltd (ONGC) 2,90,604.45 19.87
Reliance Industries Limited 16,33,492.73 13.92
Indian Oil Corporation Ltd 1,64,399.46 10.57

Note: The stocks mentioned above have been selected and sorted based on 5Y CAGR as of February 28, 2024

Overview of Best Green Hydrogen Stocks

1. JSW Energy Limited

JSW Energy Ltd is engaged in the business of generation of power from its power assets located at Karnataka, Maharashtra, Nandyal and Salboni. It is the holding company for the JSW group’s power business. During Q3FY25, the company signed a definitive agreement to acquire a 4,696 MW RE Platform. In addition, the transaction stood at an Enterprise Valuation of ₹12,468 crores after adjusting for net current assets.

Key Metrics:

  • ROE: 8.40%
  • ROCE: 8.59%

2. Adani Green Energy Limited

Adani Green Energy Limited is engaged in the business of renewable power generation within the group and is primarily involved in renewable power generation and other ancillary activities. During Q3FY25, the company’s operational capacity has outpaced the industry, achieving a CAGR of 41% in the last 5 years (Industry CAGR ~13%) and is on track to achieve its stated target of 50 GW by 2030.

Key Metrics:

  • ROE: 14.7%
  • ROCE: 9.65%

3. ONGC

ONGC is the largest crude oil and natural gas company in India, contributing around 71% to Indian domestic production. During Q3FY25, the company acquired an additional 0.615% PI in ACG, Azerbaijan and 0.737% PI in the BTC pipeline.

Key Metrics:

  • ROE: 16.3%
  • ROCE: 18.4%

4. Reliance Industries Limited

Reliance Industries Limited is an Indian conglomerate, which operates in business ranging from Oil to Chemical to retail. The company reported robust performance led by consumer businesses and O2C. In addition, it recorded sequential improvement across all key operating segments.

Key Metrics:

ROE: 9.25%

ROCE: 9.61%

5. Indian Oil Corporation Ltd

Indian Oil Corporation Ltd is engaged in the business interests straddling the entire hydrocarbon value chain – from Refining, Pipeline transportation and marketing of Petroleum products to R&D, Exploration & production, and marketing of natural gas and petrochemicals. During Q3FY25, revenue from operations stood at ₹2,16,649 crores as against ₹ 1,95,149 crores in the preceding quarter of this year.

Key Metrics:

  • ROE: 25.7%
  • ROCE: 21.1%

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Should You Invest ₹2,000 For 20 Years or ₹20,000 For 5 Years at the Same Rate of Return?

“Whether I should invest for long-term or short-term”, you must have questioned yourself or asked experts. Will a larger amount invested for a shorter period help accumulate a larger sum, or will a small investment made for the long term accumulate a bigger corpus? In this article, we answer this and more such questions.

Investing ₹2,000 For 20 Years vs ₹20,000 For 5 Years

If you are under the impression that an investment of ₹20,000 for 5 years will make more money than ₹2,000 for 20 years, you may want to rethink that. There is no guarantee that a higher principal invested for a shorter period will give higher returns than a smaller amount invested for a longer tenure. Let’s understand this with an example.

Person Monthly Investment (₹) Expected Rate of Return Investment Duration (Years) Total Investment (₹) Estimated Returns (₹) Corpus Accumulated (₹)
Amit ₹2,000 12% 20 ₹4,80,000 ₹15,18,296 ₹19,98,296
Sumit ₹20,000 12% 5 ₹12,00,000 ₹4,49,727 ₹16,49,727

Amit invests ₹2,000 per month for 20 years at an expected rate of return of 12%, accumulating ₹19,98,296 at the end of the tenure. His total investment over the 20 years amounts to ₹4,80,000, with an estimated return of ₹15,18,296.

On the other hand, Sumit invests ₹20,000 per month at the same rate of return but for a shorter duration of 5 years. His accumulated returns are ₹16,49,727, with a total investment of ₹12,00,000, resulting in an estimated return of ₹4,49,727.

Conclusion

While your instincts may have led you to believe that investing a larger sum for a shorter period would yield greater returns than the other way around, the reality is quite different. The example demonstrates the power of compounding over time, making long-term investments more fruitful, even when the initial amounts are smaller.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Mid-Day Top Gainers and Losers on February 28, 2025: Coal India and Axis Bank Led Gainers

On February 28, 2025, as of 12:10 PM, the BSE Sensex was down 1.42% at 73,554.24, while the Nifty 50 was down 1.44% at 22,219.75. The mid-day top gainers and losers for the day are:

Mid-Day Top Gainers 

Symbol Open High Low LTP %chng
COALINDIA 366.8 375.75 365.7 372.2 2.29
AXISBANK 1,014.80 1,035.50 1,009.95 1,026.35 0.95
HDFCBANK 1,685.00 1,719.45 1,685.00 1,716.75 0.94
SHRIRAMFIN 609.95 619.75 602.25 611.7 0.81

Coal India 

Coal India shares saw a strong surge, reaching a high of ₹375.75. With a day change of 2.29%, it shows healthy positive momentum.

Axis Bank

Axis Bank shares opened at ₹1,014.80 and peaked at ₹1,035.50. The stock shows a modest 0.95% gain, indicating a steady uptrend throughout the day.

HDFC Bank

Starting at ₹1,685.00, HDFC Bank shares climbed to a high of ₹1,719.45. The 0.94% increase suggests a solid yet consistent upward movement, maintaining strong support.

Shriram Finance

With an opening price of ₹609.95 and a high of ₹619.75, Shriram Finance shares showed a 0.81% rise, indicating a mild but positive movement in the stock.

Mid-Day Top Losers

Symbol Open High Low LTP %chng
TECHM 1,570.00 1,572.90 1,493.25 1,499.60 -5.58
INDUSINDBK 1,040.00 1,040.65 980.1 989.55 -5.46
WIPRO 294 294 279.55 280.55 -4.74
TITAN 3,202.00 3,217.95 3,083.10 3,087.90 -4.19
INFY 1,755.05 1,755.10 1,689.00 1,696.30 -3.85

Tech Mahindra

Tech Mahindra shares opened at ₹1,570.00 and dropped to a low of ₹1,493.25. The stock saw a significant decline of 5.58%, reflecting a major negative shift in the day’s trading.

IndusInd Bank 

Opening at ₹1,040.00, IndusInd Bank shares saw a sharp drop to ₹980.10. With a 5.46% decline, the stock experienced notable selling pressure throughout the day.

Wipro 

Wipro shares opened at ₹294.00 and dipped to a low of ₹279.55. A 4.74% loss signals a considerable downtrend in the stock’s performance.

Titan

Starting at ₹3,202.00, Titan shares fell to ₹3,083.10, showing a 4.19% loss. The stock has been under selling pressure, marking a substantial dip in value.

Infosys

Infosys shares opened at ₹1,755.05 and hit a low of ₹1,689.00. The 3.85% drop reflects a significant pullback in the stock’s value on the day.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Bond Central: Compare Corporate Bonds with G-Sec Bonds, Assess risk, and Do More for Free

On Thursday, February 27, 2025, SEBI Chairperson Madhabi Puri Buch launched Bond Central, a centralised database portal for corporate bonds.

The portal was developed by the Online Bond Platform Providers Association (OBPP Association) in partnership with Market Infrastructure Institutions (MIIs), including Stock Exchanges and Depositories.

‘Bond Central’ aims to create a single, authentic source of information on corporate bonds issued in India and is intended as an information repository for the public at large and is accessible free of cost. This database is expected to enhance transparency and facilitate informed decision-making amongst investors and other market participants and shall be operated by the OBPP Association (which is a not for profit entity) with support from MIIs.

Key Features of Bond Central

  • Comprehensive Bond Listings – A unified view of corporate bonds across exchanges and issuers, ensuring transparency and easy comparison.
  • Price Comparison – Investors can compare the prices of corporate bonds with Government Securities (G-Secs) and other fixed-income indices to make more informed decisions.
  • Investor-Centric Information – The platform provides access to detailed risk assessments, corporate bond documents, and disclosures, helping investors assess opportunities more effectively.
  • Enhanced Transparency – Bond Central standardises corporate bond data, reducing information gaps and fostering greater trust in the market.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Government Launched APAAR ID Card: Check How to Register and More?

The Ministry of Education and the Government of India have launched the innovative APAAR ID card under the National Education Policy (NEP) 2020. This game-changing initiative aims to provide a unique identification number to students across the country, digitally preserving their academic records, accomplishments, and credentials. The One Nation One Student ID card will streamline the educational experience and make transitions between educational institutions smoother.

What is the APAAR ID Card?

The Automated Permanent Academic Account Registry (APAAR) ID card is a revolutionary step in transforming India’s education system. This has been designed to provide a digital, centralised system that tracks students’ academic progress from school to higher education. The APAAR ID card digitises academic records by offering a unique identification number to students in schools, colleges, and universities across India. The goal is to create a unified and easily accessible repository of academic history that stays with the student throughout their educational journey.

Benefits of the APAAR ID Card

The APAAR ID card offers a range of benefits, helping to enhance educational accessibility and ensuring a smooth academic transition for students. Here are the primary advantages:

  1. Centralised Academic Data:
    The APAAR ID card centralises a student’s academic history into a single, easily accessible digital space. Students can easily view their academic progress, including course completion, grades, and achievements.
  2. Continuous Monitoring:
    One of the most important features of the APAAR ID card is its ability to follow a student throughout their academic career. From pre-primary through higher education, the APAAR ID acts as a permanent tracking number that helps ease academic transfers across institutions in India.
  3. Integration with Aadhar:
    The card is linked with the student’s Aadhaar number, allowing for seamless identification and verification of the student’s records. This ensures consistency and prevents identity-related issues, making the entire process more secure and efficient.
  4. Easy Access to Academic Achievements:
    With the APAAR ID card, students no longer need to rely on physical paper certificates. They can quickly access all their academic accomplishments—like honours, extracurricular activities, and certifications—directly from the digital portal.

How to Fill the APAAR ID Consent Form Online?

As the APAAR ID card registration requires sensitive personal information, including health data, parental consent is required for its issuance. Here’s how parents can fill out the consent form:

  1. Visit the APAAR website.
  2. Navigate to the ‘Resources’ section.
  3. Download the APAAR Parental Consent Form.
  4. Complete the required fields in the form.
  5. Submit the completed form to the student’s respective school or educational institution.

Parents can withdraw consent at any time, ensuring complete control over the data on their child’s APAAR ID card.

How to Register for APAAR ID Online?

To obtain an APAAR ID card, students must follow a straightforward registration process:

  1. Visit the Academic Bank of Credit (ABC) Bank website.
  2. Click on ‘My Account’ and select ‘Student’.
  3. Register on DigiLocker by entering the student’s Aadhaar number and other required details.
  4. Sign in to DigiLocker and grant permission to share Aadhaar data for KYC verification.
  5. Input academic details, including the name of the educational institution, class, and course information.
  6. Submit the form, and the APAAR ID card will be generated.

How to Download the APAAR ID Card?

Once students have completed the registration process, they can download or print their APAAR ID card by following these steps:

  1. Go to the ABC Bank website and log in to your account.
  2. Navigate to the dashboard and click on ‘APAAR Card Download’.
  3. Select whether you want to print or download the card.
  4. The APAAR ID card will be ready for printing or downloading.

Conclusion

The introduction of the APAAR ID card reflects a major milestone in India’s educational reforms. It provides a unique, centralised identity for every student, making academic records more accessible and easier to track.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.