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ICICI PPF Calculator

Total Investment(Yearly)

Interest rate


Select Duration


15 Yr

30 Yrs

Maturity Amount

Invested Amount


Interest (Total)


What Is the ICICI PPF Calculator?

The Public Provident Fund (PPF) is a government-backed scheme to promote savings while providing tax benefits. It is widely recognised as one of the safest investment options available, offering investors attractive returns on their contributions. If you plan to open a PPF account with ICICI Bank, the Angel One ICICI PPF calculator can be an invaluable tool.

By entering a few variables, like annual investment amount, interest rate, and tenure, you can accurately calculate your PPF returns. This will help you determine whether investing in PPF for 15 years is worthwhile, which is the lock-in period for PPF accounts.

The online ICICI PPF calculator also offers convenience and accessibility and can be used to better plan your PPF investments and finances.

How Does an ICICI PPF Calculator Work

The user-friendly ICICI PPF calculator offered by Angel One ICICI simplifies the process of estimating the returns on your PPF account. By considering key factors such as the yearly investment amount, interest rate, and tenure, the calculator will estimate the maturity amount and interest earned at the end of the PPF’s tenure.

It's important to know that the government sets the interest rate quarterly and that the maturity of a PPF is 15 years. These two parameters are usually filled in automatically, which increases user convenience. Your returns will be displayed immediately once you have entered the annual investment amount.

What Is the ICICI PPF Calculator Formula?

If you wish to calculate your returns from ICICI Bank PPF manually, you can use the ICICI PPF calculator formula, which is as below –

Maturity Amount = P [({(1+i) ^n}-1)/i]


P is the principal amount you have invested in the PPF account

i is the interest rate offered on the PPF and

n is the total number of years you stay invested in PPF

How To Use the Online ICICI PPF Calculator?

You can use the Angel One online ICICI Bank PPF calculator to estimate the interest income and maturity amount of your PPF investment. Here are the steps you need to follow – 

  • Input the investment amount that you plan to make in a PPF annually
  • The interest rate and tenure are auto-filled in the calculator

As soon as you input this information, the ICICI PPF calculator will compute the estimated final maturity value of your PPF. Let’s take an example to understand how to use this calculator. For instance, suppose you wish to invest Rs. 90,000 annually in a PPF account, with interest rate and tenure being 7.1% and 15 years, respectively. Then the online ICICI PPF calculator will display interest earned till maturity as Rs. 10,90,926 and the maturity amount as Rs. 24,40,926.

Benefits Of Using a ICICI PPF Calculator

Using the ICICI PPF calculator has numerous benefits, some of them are: 

  • Free and easily accessible: The online ICICI PPF calculator is a free tool that can be accessed conveniently through the Angel One website. It eliminates the need to visit a physical branch or seek professional assistance for PPF calculations.
  • Accurate results: Manually calculating the maturity amount of a PPF account can be challenging and prone to human errors. By using the online ICICI PPF calculator, the chances of making calculation mistakes are greatly reduced.
  • Quick calculation: Unlike manual calculations that require time-consuming formulas and computations, the ICICI PPF calculator provides instant results. You can enter the variables and receive the estimated maturity amount without delay.
  • Goal-oriented investments: With the calculator's assistance, individuals can determine the amount they need to invest periodically in their PPF account to reach their desired maturity amount. This feature enables effective financial planning, helping individuals align their investments with specific goals and aspirations.
Eligibility Criteria for Opening a ICICI PPF Account

You can open a PPF account if you meet the criteria listed below:

  • You are an Indian citizen
  • You are at least 18 years of age. There’s no maximum age limit for opening a PPF account.
  • If you are a parent/guardian, you can open a PPF account for your minor children.

It’s important to note that you can open only one PPF account in your name. Furthermore, Hindu Undivided Families (HUFs) can’t open a PPF account.


What Is the ICICI PPF Calculator?
The ICICI PPF calculator is a tool that helps you estimate the maturity amount and the total interest earned on the PPF. It takes into account the yearly invested amount, tenure and interest rate to calculate the returns.
How to use the ICICI PPF calculator online?
To use the Angel One ICICI PPF calculator, enter variables such as the deposit amount and tenure. The interest rate is auto-filled. Once done, the online ICICI PPF calculator will provide you with an estimated interest and maturity amount for your investment.
Is the PPF Calculator Free To Use?
Yes, the Angel One ICICI PPF calculator is free to use and can be used multiple times using different combinations of parameters.
What is the tenure of PPF?
The PPF account has a long tenure of 15 years, which means it matures after 15 years. If the PPF account matures, you can extend it for five years in blocks. However, this decision must be made within one year of the account's maturity.
What is the PPF interest rate?
In India, the Ministry of Finance decides the interest rate for PPF, which is updated quarterly.

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