Stocks to Watch on May 2, 2025: Auto Stocks, Federal Bank, JSW Infra and More

Indian equities may open on a subdued note, following mixed global cues and the latest domestic data. As of 8:15 AM, GIFT Nifty suggested a neutral to mildly positive bias for the day.

On April 30, the Nifty 50 ended marginally lower by 1.75 points (-0.01%) at 24,334.20, while the BSE Sensex dropped 46.14 points (-0.06%) to close at 80,242.24.

Let’s take a look at key stocks that will be in focus on May 2:

Federal Bank

Federal Bank reported a strong Q4FY25 performance, with net profit rising 13.7% YoY to ₹1,030.2 crore. Net Interest Income (NII) came in at ₹2,377.4 crore, up 8.3% YoY, though slightly below expectations of ₹2,431.9 crore. The robust earnings reflect solid loan growth and efficient cost management.

Phoenix Mills

Mumbai-based real estate developer Phoenix Mills posted a 17.7% YoY drop in net profit to ₹268.8 crore in Q4FY25, compared to ₹326.7 crore in Q4FY24. Revenue also declined 22.2% YoY to ₹1,016.3 crore. EBITDA fell 10.7% to ₹559.6 crore. The weaker performance was attributed to a slowdown in leasing and development activity.

Tata Motors

Tata Motors will be in the spotlight as it reported a 6% YoY decline in total sales for April 2025, with 72,753 units sold versus 77,521 units a year earlier. Domestic sales were down 7% to 70,963 units. The decline comes amid transition challenges and base effect from a strong April 2024.

Sona BLW Precision Forgings

Sona BLW Precision Forgings firm reported a 10.3% YoY growth in Q4 net profit at ₹164 crore. Revenue dipped 2.2% to ₹864.8 crore, while EBITDA declined 6.3% YoY to ₹231.3 crore. The company saw margin pressure due to input costs, though bottom-line growth remained steady.

Godrej Agrovet

Godrej Agrovet saw its Q4FY25 net profit rise 24% YoY to ₹70.8 crore, up from ₹57.1 crore a year ago. However, revenue was nearly flat at ₹2,134 crore. EBITDA also showed a marginal decline of 0.9% to ₹146.6 crore. Operating margins remained steady at 6.9%.

NCC Ltd

NCC secured new orders worth ₹1,663 crore in April 2025. These contracts span across its core verticals of building and transportation, awarded by various state agencies and one private firm. The company confirmed these are all external orders, unrelated to internal or related-party entities.

JSW Infrastructure

Part of the JSW Group, JSW Infra remains under investor watch for likely operational updates. While specific results were not disclosed, the stock has seen rising traction due to sector-wide logistics and port activity increases.

Puravankara Ltd

Puravankara announced a board meeting on May 6 to consider raising up to ₹300 crore via private placement of non-convertible debentures (NCDs). The move signals a fresh funding initiative aimed at accelerating growth and development pipeline execution.

Conclusion

Markets may remain rangebound, but individual stock movements are expected to be driven by earnings announcements, auto sales numbers, and fresh order inflows. Investors will also monitor macro cues and global trends closely as May kicks off.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in securities market are subject to market risks, read all the related documents carefully before investing.

What is the Retirement Age for Central Government Scientists in India?

Retirement age is an important aspect of any career, determining when an individual exits the workforce after years of service. For scientists employed in central government organisations in India, understanding the official retirement age is crucial for career planning and financial security.

In this blog, we will take a closer look at the retirement age for central government-employed scientists, the policies that govern it, and any special provisions that might apply.

Retirement Age for Central Government Employees

The retirement age of central government employees, including scientists, is typically 60 years. This has been the standard retirement age for most government employees in India, which includes various sectors like administrative services, engineering, and scientific research.

However, this age can be subject to exceptions based on roles and positions within government services. While most employees in the scientific field retire at 60, there may be different rules for certain positions, higher-ranked officials, or research institutions with specific mandates.

Scientists in Central Government Research Institutions

In response to a question raised in the Rajya Sabha, the Ministry of Science and Technology clarified that the retirement age for scientists in various scientific and research institutions under the ministry is typically 60 years.

However, exceptions exist for certain autonomous bodies such as the Jawaharlal Nehru Centre for Advanced Scientific Research (JNCASR) and the Indian Association for Cultivation of Science (IACS). The retirement age of 60 is in contrast to practices in many developed and developing countries, where the retirement age for scientists can extend to 65 years or even beyond.

The government has acknowledged the potential value of extending the retirement age to retain experienced scientists and is currently examining the matter for possible future changes.

Read More: Government Retirement Rules: At What Age Do Central Government Doctors Retire?

Extension of Service for Specialists and Eminent Scientists

According to government regulations, no government servant is typically granted an extension beyond the standard retirement age of 60 years.

However, exceptions are made for specialists in medical or scientific fields, who may be granted an extension of service up to 62 years, provided the extension is deemed necessary for public interest, and the reasons for this extension are documented in writing.

Furthermore, in the case of eminent scientists of international stature, the government may approve an extension of service up to the age of 64 years, also contingent on the extension being in the public interest and the justification for it being formally recorded.

These provisions ensure that the experience and expertise of key professionals can be retained when it benefits national interests.

Read More: Retirement Planning: How Much Should You Save at 50 to Retire by 60 in India?

Conclusion

The retirement age for central government scientists in India is typically set at 60 years, in line with the standard retirement age for most government employees.

However, exceptions exist for certain prestigious positions, including specialists in medical or scientific fields and eminent scientists of international stature. In some cases, government regulations allow for extensions of service up to 62 years or even 64 years, depending on the public interest and documented justification.

While the standard retirement age remains 60, the Ministry of Science and Technology is exploring the possibility of increasing it, acknowledging the potential benefit of retaining experienced scientists for longer periods to enhance India’s scientific progress.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

15-Minute EV Charging Is Here: Exponent Energy Powers the Electric Vehicle Future

Exponent Energy, a Bengaluru-based startup, is making waves in India’s electric vehicle (EV) sector with its groundbreaking 15-minute charging technology. Founded in 2020 by former Ather executives Arun Vinayak and Sanjay Byalal Jagannath, Exponent Energy is addressing key obstacles in EV adoption, such as slow charging times and inadequate infrastructure. 

The company has developed a comprehensive system for ultra-fast charging that has the potential to redefine the landscape for commercial EVs.

Innovative Leadership and Visionary EV Technology

Arun Vinayak, CEO of Exponent Energy co-found Exponent with Sanjay Byalal Jagannath, the company’s COO. Together, they recognised that long charging times, limited infrastructure, and short battery life were key barriers to EV adoption, prompting them to create a company that could address these challenges head-on.

Breakthrough 15-Minute EV Charging Technology

At the core of Exponent Energy’s innovation is its ability to provide ultra-fast charging using standard LFP cells. The company’s proprietary Battery Management System (BMS) 2.0 uses advanced algorithms to monitor cells in real-time, reducing lithium plating by 87%. 

This leads to 10 times greater accuracy compared to traditional systems, ensuring the battery is charged quickly and safely.

Exponent Energy’s pump charging stations provide up to 1MW of power, enabling commercial vehicles to charge in just 15 minutes. 

In Bengaluru, these stations have delivered impressive results, with each station handling 41 daily charging sessions and offering 33% lower charging costs through smart load balancing. 

The company’s battery packs, which are 30% smaller than those of competitors, come with a 3,000-cycle warranty, three times the industry standard, offering added longevity and reliability.

Strategic Partnerships and Market Expansion in EV Charging

Exponent Energy is executing a strategic growth plan, already making inroads in the electric three-wheeler market through a partnership with Altigreen Propulsion Labs. 

To date, over 200 electric three-wheelers have been deployed, collectively covering more than 1 million kilometers. The company has also raised ₹380.72 crore in its Series B funding round, led by Lightspeed, with plans to expand its charging infrastructure and EV adoption.

By 2025, Exponent Energy aims to deploy 1,000 charging stations and support 25,000 EVs across India. The company’s expansion will first target major cities such as Delhi-NCR, Mumbai, and Chennai, with further plans to explore ASEAN and African markets.

Additionally, Exponent is developing 1.5MW chargers for electric buses and exploring a franchise model for its charging infrastructure, which could significantly reduce operational costs.

Read More: Delhi EV Policy 2.0 Sparks Debate Over Hybrid Vehicle Incentives.

Conclusion

Exponent Energy’s innovative approach to fast charging and cost-effective EV infrastructure positions it as a game-changer in the Indian electric vehicle market. By focusing on the unique needs of the commercial EV sector, the company is not only making electric vehicles more accessible but is also setting a new standard for EV infrastructure in emerging markets globally.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Top 10 Blue Chip Stocks in May 2025: Adani Enterprises, BEL, Trent and More- 5Yr CAGR Basis

India’s equity markets have witnessed impressive performance across several blue chip companies, with various sectors like autos, metals, electronics, and retail showing robust long-term growth. Blue chip stocks known for their strong fundamentals, large market caps, and consistent performance are often favoured by long-term investors looking for stability and capital appreciation. 

Let’s look at the top blue chip stocks in India in May 2025, ranked based on 5-year CAGR. 

Top 10 Blue Chip Stocks in India 

Name  Sub-Sector  Market Cap  PE Ratio  ↓5Y CAGR  PB Ratio  Dividend Yield 
Adani Enterprises Ltd  Commodities Trading  2,68,993.36  83.03  75.62  6.09  0.06 
Bharat Electronics Ltd  Electronic Equipments  2,31,793.09  58.17  67.02  14.18  0.69 
Trent Ltd  Retail – Apparel  1,91,661.06  123.91  61.74  46.72  0.09 
Tata Motors Ltd  Four Wheelers  2,45,030.57  7.8  53.48  2.63  0.81 
Mahindra and Mahindra Ltd  Four Wheelers  3,49,008.28  30.97  52.92  4.39  0.67 
JSW Steel Ltd  Iron & Steel  2,52,736.03  28.68  44.55  3.17  0.88 
Grasim Industries Ltd  Cement  1,86,322.61  33.13  40.59  1.34  0.35 
Hindalco Industries Ltd  Metals – Aluminium  1,39,228.53  13.71  39.87  1.31  0.57 
Tata Steel Ltd  Iron & Steel  1,76,641.97  -39.81  38.02  1.91  2.54 
Apollo Hospitals Enterprise Ltd  Hospitals & Diagnostic Centres  1,00,541.42  111.89  37.59  13.73  0.23 

Note: The top blue chip stock list above is ranked as per 5-year CAGR as of April 30, 2025. 

Highlights of Key Blue Chip Stocks 

  1. Adani Enterprises Ltd

Adani Enterprises tops the list with a stellar 5-year CAGR of 75.62%, driven by its diversified operations across energy, infrastructure, and trading. Despite its high PE ratio, the company has maintained positive returns and continues to expand aggressively. 

  • ROCE: 8.14% 
  • ROE: 7.89% 
  • Dividend Yield: 0.06% 

 

2. Bharat Electronics Ltd (BEL)

A key PSU in the defence electronics space, BEL has clocked an impressive 67.02% CAGR, thanks to consistent government orders and strong earnings growth. 

  • ROCE: 30.17% 
  • ROE: 26.37% 
  • Dividend Yield: 0.69% 

 

3. Trent Ltd

Part of the Tata Group, Trent Ltd operates popular retail chains like Westside and Zudio. Its strong retail footprint and aggressive expansion have resulted in a 5-year CAGR of 61.74%. 

  • ROCE: 38.58% 
  • ROE: 43.95% 
  • PB Ratio: 46.72 

 

4. Tata Motors Ltd

A turnaround story in India’s auto sector, Tata Motors has benefited from growing EV adoption and strong export performance, delivering a CAGR of 53.48%. 

  • ROCE: 19.37% 
  • ROE: 43.10% 
  • Dividend Yield: 0.81% 

 

5. Mahindra and Mahindra Ltd

M&M continues to perform steadily with solid fundamentals and product innovation, especially in the SUV and electric mobility segments.

  • ROCE: 14.74% 
  • Dividend Yield: 0.67% 

Read More: Do Adani Stocks Not Give Dividends? Check Out Adani Group’s Dividend History. 

Best Blue Chip Stocks in India by Market Capitalisation

Name  Sub-Sector  Market Cap  PE Ratio  ↓5Y CAGR 
Mahindra and Mahindra Ltd  Four Wheelers  3,49,008.28  30.97  52.92 
Adani Enterprises Ltd  Commodities Trading  2,68,993.36  83.03  75.62 
JSW Steel Ltd  Iron & Steel  2,52,736.03  28.68  44.55 
Tata Motors Ltd  Four Wheelers  2,45,030.57  7.8  53.48 
Bharat Electronics Ltd  Electronic Equipments  2,31,793.09  58.17  67.02 
Trent Ltd  Retail – Apparel  1,91,661.06  123.91  61.74 
Grasim Industries Ltd  Cement  1,86,322.61  33.13  40.59 
Tata Steel Ltd  Iron & Steel  1,76,641.97  -39.81  38.02 
Hindalco Industries Ltd  Metals – Aluminium  1,39,228.53  13.71  39.87 
Apollo Hospitals Enterprise Ltd  Hospitals & Diagnostic Centres  1,00,541.42  111.89  37.59 

Note: The top blue chip stock list above is ranked as per market capitalisation as of April 30, 2025. 

Best Blue Chip Stocks in India by Dividend Yield 

Name  Sub-Sector  Dividend Yield 
Tata Steel Ltd  Iron & Steel  2.54 
JSW Steel Ltd  Iron & Steel  0.88 
Tata Motors Ltd  Four Wheelers  0.81 
Bharat Electronics Ltd  Electronic Equipments  0.69 
Mahindra and Mahindra Ltd  Four Wheelers  0.67 
Hindalco Industries Ltd  Metals – Aluminium  0.57 
Grasim Industries Ltd  Cement  0.35 
Apollo Hospitals Enterprise Ltd  Hospitals & Diagnostic Centres  0.23 
Trent Ltd  Retail – Apparel  0.09 
Adani Enterprises Ltd  Commodities Trading  0.06 

Note: The list above is sorted based on dividend yield and is accurate as of April 30, 2025. 

Conclusion 

These top blue chip stocks in India have outperformed many broader indices, making them attractive picks for investors looking for steady long-term growth. Companies like Adani Enterprises, BEL, and Trent demonstrate the impact of strong management, sectoral tailwinds, and strategic diversification. 

While high CAGR is appealing, investors must also evaluate other metrics like ROCE, ROE, and valuation ratios to get a complete picture. A diversified portfolio with quality blue chips can offer a balance of stability and growth. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

How Many Days Do Government Employees Work Each Week in India?

Government jobs in India are often associated with stability, structured hours, and work-life balance. One of the key aspects that aspirants and employees consider is the number of working days in a week. The structure may vary slightly depending on the department, type of government job (central or state), and office-specific policies, but some standard practices apply across the board.

Standard Workweek: 5 Days vs 6 Days

1. Central Government Offices

Most central government offices follow a 5-day workweek, typically from Monday to Friday, with Saturday and Sunday as holidays.

Working Hours are usually from 9:00 AM to 5:30 PM, with a lunch break included. This applies to departments like the Ministry of Finance, Home Affairs, Railways (administrative roles), etc.

2. State Government Offices

Work schedules in state government offices vary based on the policies of individual states.

Some states (like Delhi, Maharashtra, Karnataka) also follow a 5-day week, especially for administrative roles. Others continue with a 6-day workweek, with only Sunday as the weekly off.

Saturday may be a half-day or full working day, depending on the department.

Exceptions in Certain Departments

1. Public Sector Banks

As of 2024, public sector bank employees in India do not yet follow a 5-day workweek. Although there have been proposals and discussions to make all Saturdays non-working, the Reserve Bank of India (RBI) has not officially approved this change.

Currently, banks remain open on the first, third, and fifth Saturdays of each month, while the second and fourth Saturdays are observed as holidays. This pattern continues to be the standard banking schedule until any formal notification is issued.

2. Essential Services

Employees in departments like police, medical services, and public transport may work rotational shifts, often including weekends, due to the continuous nature of their services.

3. Schools and Colleges

Government school teachers and college staff typically follow a 6-day week, with Sunday off and Saturday often being a half day.

Read More: Check the Retirement Age of Employees From Different Sectors- Government Doctors, Teachers, and More. 

Recent Demand for a Uniform 5-Day Workweek

The demand for a uniform 5-day workweek across all government offices has gained traction in recent years. Various employee associations have submitted proposals to state and central authorities citing improved productivity, reduced stress, and better work-life balance.

Some states have already begun adopting 5-day weeks for certain departments, and further changes could be expected depending on administrative reforms and employee welfare policies.

Who Decides the Workweek for Government Employees?

The working days, holidays, and office hours for central government administrative offices are generally shaped by the recommendations of the Central Pay Commissions. According to government sources, the five-day workweek structure currently followed by many central offices was introduced based on the recommendations of the Fourth Central Pay Commission.

In a related update, Union Labour Minister Santosh Gangwar noted that the Seventh Central Pay Commission reviewed this system and recommended that the existing setup five working days per week should continue without change. This indicates a preference for maintaining the current structure across central government administrative offices.

Conclusion

The number of days government employees in India work each week largely depends on the department and whether it’s under the central or state government. While a 5-day week is standard for central government roles, many state offices and essential services still follow a 6-day or rotational system.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Upcoming NFOs in May 2025: Key Details

New Fund Offers (NFOs) provide an opportunity for mutual fund houses to introduce fresh schemes, allowing investors early access to potential returns. In May 2025, three NFOs are opening across equity, debt, and hybrid categories. Here’s an overview:

List of New Fund Offers (NFOs) Opening in May 2025

Fund Name  Initial Investment (₹)  NFO Start Date  NFO End Date 
Tata Income Plus Arbitrage Active FOF  5,000  May 05, 2025  May 19, 2025 
Angel One Nifty 50 ETF  1,000  May 05, 2025  May 19, 2025 
ICICI Pru Quality Fund  5,000  May 06, 2025  May 20, 2025 
Canara Robeco Multi Asset Allocation Fund  5,000  May 09, 2025  May 23, 2025 

Overview of Upcoming NFOs

1. ICICI Prudential Quality Fund

This equity diversified fund seeks to generate long-term capital appreciation by investing in equity and equity-related securities of high-quality companies identified using a quality factor framework. While there’s no guarantee of returns, the focus is on strong business fundamentals and sustainable earnings.

  • Asset Class: Equity.
  • Category: Equity – Diversified.
  • Scheme Type: Growth.
  • Minimum Investment: ₹5,000; Additional: ₹1,000.

2. Angel One Nifty 50 ETF 

Angel One Nifty 50 ETF aims to replicate the performance of the Nifty 50 TRI Index, which represents India’s top 50 large-cap companies across 15 sectors. It offers investors a simple, transparent, and low-cost way to gain exposure to a diversified basket of blue-chip Indian equities. 

Asset Class: Equity 

Category: Exchange-Traded Fund (ETF) – Large-Cap 

Scheme Type: Growth 

Minimum Investment: ₹1,000; Additional: ₹1 

3. Tata Income Plus Arbitrage Active Fund of Funds

Aimed at long-term capital growth, this scheme invests in domestic mutual funds, primarily debt-oriented and arbitrage equity schemes. It provides diversification within mutual funds and flexibility across asset classes.

  • Asset Class: Debt.
  • Category: Fund of Funds – Debt.
  • Scheme Type: Growth.
  • Minimum Investment: ₹5,000; Additional: ₹1,000.

4. Canara Robeco Multi Asset Allocation Fund – Direct Growth

This hybrid scheme invests across equity, debt, and commodities like gold and silver ETFs. It aims to generate long-term capital appreciation through diversification across asset classes.

  • Asset Class: Hybrid.
  • Category: Hybrid – Equity Oriented.
  • Scheme Type: Growth.
  • Minimum Investment: ₹5,000; Additional: ₹1,000.

Are NFOs a Good Investment?

New Fund Offers (NFOs) give investors the chance to purchase mutual fund units at an initial price before the Net Asset Value (NAV) fluctuates. 

They provide early access to potentially high-performing funds and exposure to emerging sectors, strategies, or asset classes with significant growth potential.

However, before investing in an NFO, it’s crucial for investors to assess key factors to ensure the investment aligns with their financial goals.

Read More: Key Financial Changes from May 1: ATM Rules, Algo Trading, Cab Fares and More.

Things to Consider Before Investing in NFOs

1. Investment Goal

Ensure the NFO aligns with your financial objectives, whether it’s capital appreciation, income generation, or capital preservation. Choosing the right fund based on your goal is essential.

2. Risk Level

Understand the risk involved. Equity-based NFOs generally carry higher risk compared to debt-based ones. Assess your risk tolerance before investing.

3. Expense Ratio

The expense ratio reflects the cost of managing the fund. A lower expense ratio can lead to better long-term returns. Compare the ratios of similar funds before investing.

4. Fund Manager’s Experience

The expertise of the fund manager plays a key role in a fund’s performance. Research the manager’s track record to gauge how effectively they navigate market fluctuations and generate returns.

5. Investment Duration

Consider your investment horizon. Long-term investors may benefit from higher returns, while short-term investors should carefully assess liquidity and associated risks.

6. Past Performance of Similar Funds

While NFOs don’t have historical performance records, reviewing similar funds in the same category can help set realistic expectations regarding potential returns and risks.

Conclusion

The month of May 2025 presents investors with diverse NFO options across equity, debt, and hybrid categories. Whether you’re looking for long-term capital appreciation through quality equity stocks, diversified exposure via fund-of-funds, or balanced allocation across multiple asset classes, these NFOs offer something for every investment profile.

However, before committing funds, it’s essential to assess your financial goals, risk tolerance, and investment horizon.

Ready to watch your savings grow? Try our SIP Calculator today and unlock the potential of disciplined investing. Perfect for planning your financial future. Start now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

MobiKwik Expands Into Financial Services with New NBFC Subsidiary

In a strategic move to broaden its financial services portfolio, MobiKwik has officially established Mobikwik Financial Services Private Limited (MFSPL), a wholly-owned subsidiary aimed at offering comprehensive non-banking financial services. This initiative marks a significant step for the digital payments giant, as it looks to expand its footprint in the financial sector.

MobiKwik’s New NBFC Subsidiary to Offer Diverse Financial Services

MFSPL will operate as a Non-Banking Financial Company (NBFC), providing a variety of financial services, including loans, leasing, and hire purchase across a wide range of assets.

These assets include machinery, equipment, vehicles, ships, aircraft, as well as movable and immovable property. This move aligns with MobiKwik’s strategy of diversifying beyond its core digital payment offerings and venturing into the broader financial services market.

The newly established entity is still in its initial phase, and as of now, it has not commenced operations, with turnover currently listed as nil. However, MobiKwik sees this as a pivotal moment in its journey to expand its offerings and strengthen its position in the fintech ecosystem.

MobiKwik Expands Footprint with New Partnerships

This announcement follows MobiKwik’s recent partnership with Poonawalla Fincorp to offer instant personal loans through its ZIP EMI product. The company is also actively branching out into the securities broking space, having launched its subsidiary, Mobikwik Securities Broking Private Limited (MSBPL), just last month.

MobiKwik’s growth trajectory is evident, with its user base reaching an impressive 172 million registered users and a merchant network of 5 million, according to Q3 FY25 reports. In the same quarter, the company reported a revenue of ₹269 crore, although it faced a loss of ₹55.2 crore.

Read More: Piramal Capital Gets RBI Nod to Operate as NBFC-ICC; Infuses ₹600 Cr into Subsidiary.

A New Chapter in MobiKwik’s Financial Journey

This new development signifies MobiKwik’s commitment to diversifying its services and tapping into the ever-expanding financial services sector. With an established presence in the digital payment space, the launch of MFSPL will enable MobiKwik to cater to a larger audience by providing them with more comprehensive financial solutions.

Conclusion

The fintech giant’s move into the NBFC space, coupled with its entry into securities broking, highlights the company’s ambitious plans to deepen its engagement in the financial sector. As MobiKwik continues to expand its offerings, the company is positioning itself as a key player in India’s rapidly growing digital finance landscape.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Vishal Mega Mart Share Price Gains Over 7% After Q4 FY25 Results; Net Profit Jumps 88% YoY

As of 10:05 AM on April 30, 2025, Vishal Mega Mart share price was trading at ₹115.40, up 7.25% or ₹7.80 from its previous close of ₹107.60. The stock opened at ₹112 and moved within a range of ₹111.65 to ₹115.90 during the session.

Strong Q4 FY25 Performance

Vishal Mega Mart delivered an impressive financial performance for the March 2025 quarter, driving investor optimism and pushing the share price over 7% higher in intraday trade.

In the fourth quarter of FY25, the retail chain’s consolidated net profit surged 88.03% to ₹115.11 crore, compared to ₹61.22 crore in the same period last year. Revenue from operations also posted a healthy growth of 23.15%, reaching ₹2,547.89 crore versus ₹2,068.93 crore in Q4 FY24.

This performance underscores the company’s ability to scale its operations while maintaining cost efficiency, even amid a competitive retail environment.

FY25 Annual Performance

For the full financial year ended March 2025, Vishal Mega Mart’s net profit increased 36.81% to ₹631.97 crore, up from ₹461.94 crore in FY24. Meanwhile, total sales climbed 20.25%, reaching ₹10,716.35 crore from ₹8,911.95 crore in the previous year.

The EBITDA margin improved to 14% in the March 2025 quarter, up from 12.1% in the same period last year. EBITDA stands for earnings before interest, taxes, depreciation, and amortisation.

Read More: BPCL Share Price in Focus; Posted Profit Decline in FY25 and Final ₹5 Dividend.

About Vishal Mega Mart

Vishal Mega Mart is one of India’s largest value retail chains, offering affordable products across clothing, home essentials, groceries, and more. It caters to a wide customer base through its extensive store network and online platform. The brand is owned by Airplaza Retail Holdings Pvt. Ltd., headquartered in Gurugram, Haryana.

Conclusion

Vishal Mega Mart’s robust Q4 and full-year FY25 financial results highlight its operational strength and resilience in India’s competitive retail sector. With strong revenue and profit growth, alongside an expanding EBITDA margin, the company continues to position itself as a leading player in the value retail space.

Investors and market watchers will be keen to see how Vishal Mega Mart sustains this momentum in the coming quarters.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

SEBI Panel to Review F&O Norms: Key Decisions on Index Options and Expiry Day Expected

The Securities and Exchange Board of India (SEBI) is set to address critical matters concerning the futures and options (F&O) market, specifically focusing on the index options limit and the determination of expiry days.

These issues are of significant importance to a wide range of market participants, including stock exchanges, brokers, and foreign institutional investors (FIIs).

A SEBI committee responsible for advising the regulator on secondary market-related regulations is scheduled to meet on May 7, 2025, to deliberate on these pending matters. The committee’s discussions will likely shape the future framework for these crucial F&O issues.

Key Proposals on the Table

The upcoming meeting will involve a comprehensive discussion on two key proposals: setting limits for index options and revising expiry day protocols. Both proposals are currently under review, and feedback will be gathered from all relevant stakeholders.

As per a Moneycontrol report citing sources familiar with the matter, “The proposal will be discussed at this panel, and feedback received on both key proposals will also be deliberated there after which SEBI may come up with a final circular.”

Read More: Nifty Weekly Expiry Today: RBL Bank Under F&O Ban on April 30. 

The Panel’s Composition

The panel tasked with addressing these issues includes officials from a broad range of market intermediaries. It comprises representatives from stock exchanges, brokers, industry bodies, depositories, and government officials. Their collective expertise will guide SEBI’s final decisions on these important regulatory matters.

Market participants are keenly awaiting the outcomes of this panel meeting, as any changes in the regulations could have a substantial impact on the F&O market, trading strategies, and overall market liquidity.

Read More: SEBI Mandates Brokers to Collect Margins by T+1 Settlement Cycle.

Conclusion

The upcoming SEBI panel meeting on May 7 could mark a pivotal moment for India’s derivatives market. With index options limits and expiry day rules under the spotlight, any regulatory shifts may significantly influence trading dynamics and operational frameworks for all stakeholders involved.

As the industry awaits clarity, market participants are advised to stay informed and prepared for potential policy changes that could reshape the F&O landscape in the months ahead.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Nifty Weekly Expiry Today: RBL Bank Under F&O Ban on April 30

On April 29, the Nifty 50 closed at 24,335.95, up 7.45 points or 0.03%, while the BSE Sensex ended higher by 70.01 points or 0.09%, settling at 80,288.38.

This week’s Nifty contracts are set to expire on Wednesday, April 30, instead of the usual Thursday, as the stock markets and banks will remain closed on Thursday due to Labour Day.

Stocks Under F&O Ban on Nifty’s Weekly Expiry Day

Ahead of the Nifty weekly expiry on Wednesday, April 30, 2025, the National Stock Exchange (NSE) has placed 1 stock under a trading ban in the futures and options (F&O) segment.

The F&O ban is triggered when the open interest in any stock exceeds 95% of the market-wide position limit (MWPL). While trading in derivatives is restricted, this stock remains available for trading in the cash market.

The stock under the F&O ban for April 30 includes:

1. RBL Bank

On April 29, 2025, RBL Bank’s share price declined 1.93% to close at ₹203.15. The stock opened at ₹205.49 and traded between ₹202.42 and ₹207.22 during the day. A total of 115.73 lakh shares were traded, with a turnover of ₹237.02 crore, according to exchange data.

The stock’s current market capitalization stands at ₹12,348.10 crore, with a price-to-earnings (P/E) ratio of 17.56x. RBL Bank is part of the Nifty 500 index and operates within the Private Sector Bank industry.

Why Is a Stock Under F&O Ban?

The National Stock Exchange (NSE) places a stock under the F&O ban listwhen the open interest in its derivative contracts exceeds 95% of the market-wide position limit (MWPL). Traders are only allowed to reduce existing positions through offsetting trades. Opening new positions is strictly prohibited and could attract penalties.

Despite the restrictions in the F&O segment, the stock continues to be available for trading in the cash market.

About Nifty Weekly Expiry Day

Nifty weekly futures and options (F&O) contracts typically expire every Thursday. However, if Thursday is a trading holiday, the expiry is advanced to the previous session. All contracts are settled at the normal market closing time on expiry day.

For individual securities, the same rule applies. In trading platforms like MarketWatch, weekly expiry contracts appear under the monthly contract header during the final week, ensuring consistent classification.

Conclusion

As observed, the F&O ban mechanism acts as a regulatory tool to curb excessive speculation and maintain market stability during high-activity sessions like weekly expiries. With a stock under the ban on April 30, 2025, it’s crucial for traders to monitor open interest levels and comply with exchange guidelines.

Staying updated with such developments ensures informed participation in the derivatives segment, especially during periods of heightened market action such as the weekly expiry cycle.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.