Closing Bell: Sensex Slips 217 Pts, Nifty Down at 22,460 as Auto, Realty Stocks Weigh

The BSE Sensex closed at 74,115.17, down 217.41 points (-0.29%), while the Nifty 50 ended at 22,460.30, declining 92.20 points (-0.41%)

Sectoral Performance

On Monday, the Nifty Smallcap 50 fell 2.01% to 7,329.95, signaling profit booking and cautious sentiment in the small-cap space.

The Nifty Auto index also lost 1.22%, closing at 20,752.80, as concerns over demand and sectoral volatility weighed on auto stocks. Meanwhile, the Nifty Realty index dropped 2.04% to 799.70, reflecting selling pressure in the real estate sector.

Top Gainers and Losers

In today’s market session, Power Grid Corporation emerged as the top gainer, rising 3.02% to ₹271.25, with a strong trading volume of over 3 crore shares. Hindustan Unilever (HUL) also saw a 1.90% gain, closing at ₹2,246.50, supported by defensive buying in FMCG stocks.

On the losing side, ONGC tumbled 4.12% to ₹223.29, as profit booking and crude oil price fluctuations weighed on the stock. Trent also declined 4.11%, closing at ₹4,794.45.

Oil Prices

As of March 10, 2025, at 03:40 PM, Brent Crude was trading at $67.17, up by 0.19%.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Maiya Samman Yojana: Jharkhand Govt to Provide ₹2,500 Every Month to Women

The Jharkhand Mukhyamantri Maiya Samman Yojana is a state-run financial assistance program aimed at empowering economically weaker women. Under this scheme, eligible women receive ₹2,500 per month, directly transferred to their Aadhaar-linked bank accounts.

The initiative is designed to enhance financial stability and support daily expenses for women across the state.

Maiya Samman Yojana: Overview and Latest Updates

Originally, the scheme provided ₹1,000 per month, but in December 2024, the amount was increased to ₹2,500 to strengthen economic support for women. While the last disbursement was made on January 7, 2025, payments for February and March 2025 are still pending and expected to be processed soon.

As per official guidelines, beneficiaries can expect the monthly amount to be credited before the 15th of each month. This ensures a seamless and transparent financial aid distribution process.

Eligibility Criteria for Maiya Samman Yojana

To avail benefits under this scheme, applicants must meet the following conditions:

  • Resident of Jharkhand
  • Women aged between 18 and 50 years
  • Must have an Aadhaar-linked bank account (or link it within the given period)
  • Family must hold a ration card issued by the Jharkhand government

Conclusion

The Jharkhand Mukhyamantri Maiya Samman Yojana is a crucial initiative aimed at providing financial assistance to economically weaker women in the state.

By ensuring direct transfers of ₹2,500 per month, the scheme helps improve financial security and support daily expenses.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

EV Stocks Under ₹200 with Low Debt: Key Players Driving India’s EV Growth

The Indian electric vehicle (EV) sector is expanding rapidly, driven by government policies, rising environmental awareness, and increasing demand for eco-friendly transportation. Investors looking to tap into this growth should consider key financial metrics, such as the debt-to-equity ratio, which indicates a company’s reliance on debt for financing.

Let’s take a look at some key players in this space.

Top EV Stocks Under ₹200 with Debt-to-Equity Below 1

Name Market Cap (₹ Cr) Close Price (₹) PE Ratio Debt to Equity ROCE (%) Return on Equity (%) Net Profit Margin (%)
Samvardhana Motherson International Ltd 89,916.81 127.79 33.1 0.71 13.31 10.33 2.74
Servotech Renewable Power System Ltd 2,845.58 126.67 241.97 0.51 11.9 10.49 3.31
Urja Global Ltd 728.28 13.86 357 0.03 – – –

Company Overview

1. Samvardhana Motherson International Ltd

Samvardhana Motherson International Ltd (SAMIL) is actively expanding its role in the EV industry by supplying essential components such as lightweight bumpers and HVAC systems for electric buses. With a strong market presence and a moderate debt-to-equity ratio of 0.71, SAMIL maintains a solid financial position.

2. Servotech Renewable Power System Ltd

Servotech Power Systems is enhancing India’s EV charging infrastructure by developing advanced manufacturing capabilities for key EV charger components. With a market cap of ₹2,845.58 crore and a debt-to-equity ratio of 0.51, the company demonstrates stable financial health while continuing its expansion.

3. Urja Global Ltd

Urja Global Ltd is investing ₹2 billion in manufacturing lithium-ion batteries and electric vehicles in Andhra Pradesh. Focused on electric rickshaws and carts, the company aims to improve battery management systems. With a very low debt-to-equity ratio of just 0.03, Urja Global is financially sound and well-positioned for growth.

Conclusion

As India’s EV sector continues to expand, companies with strong financial stability and low debt burdens stand out as potential players in the market. Monitoring these stocks, assessing their financial health, and staying updated on industry trends can help investors make informed decisions.

While the sector presents growth opportunities, conducting thorough research and understanding market dynamics remain essential before making any investment choices.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

IRB Share Price in Focus as Toll Revenue Jumps 18% YoY to ₹529 Crore

The company, along with its private InvIT associate, IRB Infrastructure Trust, recorded total toll revenue of ₹ 529 crore for February 2025, a sharp rise from ₹ 462 crore in February 2024, the company said in a press release on the stock exchanges.

Robust Toll Revenue Growth

The company, along with its private InvIT associate, IRB Infrastructure Trust, recorded total toll revenue of ₹ 529 crore for February 2025, a sharp rise from ₹ 462 crore in February 2024. This consistent increase highlights strong traffic trends across IRB Infra’s extensive portfolio of road assets, spanning 12 states across India.

Growth Outlook

Amitabh Murarka, Deputy CEO of IRB Infrastructure Developers, expressed confidence in the company’s continued upward trajectory, stating, “The steady growth in toll revenue in the second month of Calendar Year 2025 and the penultimate month of FY25 is reassuring.

This trend suggests that we will surpass the toll revenue recorded in FY24. Furthermore, the government’s budgetary allocations to transportation infrastructure, tourism, and consumption-driven sectors are expected to further accelerate traffic growth across our assets.”

Share Price Performance

IRB Infrastructure Developers Limited’s share price saw a modest gain, rising 0.36% (₹0.16) to ₹44.67 at 11:10 AM on the NSE from its previous close of ₹44.51. The stock opened at ₹45.15, reaching an intraday high of ₹45.95 and a low of ₹44.37.

Conclusion

IRB Infra’s impressive toll revenue growth in February 2025 underscores the company’s strong market positioning and potential for future expansion.

Investors and analysts will be closely monitoring its performance in the coming months to gauge further growth opportunities.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Granules India Shares in Focus; USFDA Issues Warning Over Quality Lapses at Telangana Unit

Granules India, a leading pharmaceutical company, has come under the scanner of the US Food and Drug Administration (USFDA) for significant lapses in maintaining its storage facilities and equipment at its Telangana-based manufacturing plant.

USFDA’s Findings and Major Lapses

The USFDA’s warning letter to Granules India’s Chairman and Managing Director, Krishna Prasad Chigurupati, detailed multiple violations at the Medchal-Malkajgiri-based facility, including contamination, inadequate cleaning procedures, and poor facility maintenance. Some of the key observations made by the regulatory body include:

  • Contamination in Equipment: Inspectors discovered significant contamination in multiple ducts used for manufacturing finished drug products. Despite the installation of high-efficiency particulate air filters, inadequate cleaning rendered them ineffective.
  • Poor Maintenance: The inspection revealed bird droppings and feathers inside the facility, particularly on air purification units and ducts, raising serious concerns about hygiene and quality control.
  • Lack of Adequate Written Procedures: The company failed to implement written procedures for maintaining equipment and ensuring a sterile environment for drug production.

Regulatory Consequences and USFDA’s Directive

In response to these violations, the USFDA has mandated Granules India to implement a comprehensive plan for routine and vigilant facility oversight. The agency has emphasised the need for:

  • Prompt detection of contamination issues and corrective measures.
  • Effective execution of repairs and adherence to preventive maintenance schedules.
  • Technological upgrades to the facility infrastructure to meet compliance requirements.
  • A system for ongoing management review to ensure quality control and regulatory compliance.

The USFDA has also warned that it may withhold approval of new drug applications or supplements listing Granules India as a manufacturer until all CGMP deviations are addressed.

Granules India Share Price Performance

Granules India Limited’s share price traded at ₹492.85, reflecting a marginal decline of 0.06% (-0.30 points) at 10:05 AM on the NSE, against its previous close of ₹493.15. The stock opened at ₹491.75 and reached an intraday high of ₹497, while the lowest price touched was ₹486.35.

Conclusion

The USFDA’s warning to Granules India underscores the urgent need to strengthen its quality control measures and compliance framework.

As Granules India takes steps to address these lapses, investors and stakeholders will be closely monitoring its progress in the coming weeks.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

IREDA Share Price Ends 2-Day Gaining Streak; RBI Rejects Equity Investment in Nepal Hydro Project

Indian Renewable Energy Development Agency Limited (IREDA) share price saw a decline in its share price, falling 1.24% (-1.86 points) to ₹147.73 at 9:35 AM on the NSE from its previous close of ₹149.59. The stock opened at ₹149.17, hitting an intraday high of ₹150.50 and a low of ₹147.20. This drop comes after IREDA gained over 3% in the last two trading sessions.

IREDA’s Equity Investment Request Declined by RBI

The Indian Renewable Energy Development Agency Limited (IREDA) recently faced a setback in its plans to invest in Nepal’s 900 MW Upper Karnali Hydro Electric Power Project.

The Reserve Bank of India (RBI), through a letter dated March 7, 2025, declined the company’s request for equity investment in the project. However, IREDA remains committed to the initiative and intends to appeal the decision once again, the company said in a press release on the stock exchanges.

IREDA’s Initial Approval for Investment in Nepal’s Hydro Project

In July 2024, IREDA’s board granted in-principle approval to invest up to 10% equity in GMR Upper Karnali Hydro Power Limited, Nepal, and Karnali Transmission Company Pvt. Ltd., Nepal, in collaboration with SJVN.

The proposed investment, estimated at ₹290 crore, was subject to necessary approvals from the Government of India and regulatory bodies. GMR and the Nepal Electricity Authority are among the key stakeholders in GMR Upper Karnali Hydro Power Limited.

What Lies Ahead?

Despite the RBI’s initial rejection, IREDA’s decision to represent its request again signals a persistent approach toward securing approval. The coming months will be crucial in determining whether the company can successfully negotiate regulatory approvals and move forward with its investment plans.

Conclusion

IREDA’s proposed investment in Nepal’s Upper Karnali project highlights India’s commitment to renewable energy development and regional collaboration.

While the RBI’s initial rejection presents a hurdle, IREDA’s decision to appeal reflects its unwavering commitment to the project. The final outcome will be closely watched by stakeholders in the energy sector and could set a precedent for future cross-border energy investments.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

EPFO Announces New EDLI Rules: Increased Death Benefits for EPF Members’ Families

The Employees’ Provident Fund Organisation (EPFO) has announced key changes to the Employees’ Deposit Linked Insurance (EDLI) Scheme, aimed at improving financial security for families of EPF members. These updates were introduced during the 237th meeting of the Central Board of Trustees (CBT) on February 28, 2025.

Key Changes in EDLI Scheme

1. Minimum EDLI Benefit for Death Within 1 Year of Service

Previously, families of EPF members who passed away within a year of service were not eligible for an insurance payout. Under the new rule, a minimum life insurance benefit of ₹50,000 will be granted to families if an EPF member dies within 1 year of joining.

This amendment is expected to benefit over 5,000 cases annually by extending financial relief to affected families.

2. EDLI Death Benefit Extended to Non-Contributory Period

Earlier, if an EPF member died after a non-contributory period, the family was denied the EDLI benefit.

The revised rule ensures that families of members who pass away within 6 months of their last EPF contribution—provided their name has not been removed from the employer’s rolls—will now receive the death benefit.

This change is anticipated to provide financial support to over 14,000 families each year.

3. Consideration of Employment Gaps in Service Continuity

Previously, short employment gaps—such as weekends or brief breaks between jobs—led to the denial of EDLI benefits. Under the new rule, a gap of up to 2 months between jobs will still be considered continuous service, ensuring that families receive the minimum EDLI benefit of ₹2.5 lakh and the maximum benefit of ₹7 lakh.

This adjustment is expected to assist more than 1,000 families annually.

Strengthening Social Security for EPF Members

These amendments reinforce the government’s commitment to enhancing social security and employee welfare by addressing crucial gaps in the existing framework.

The revised EDLI scheme ensures that families of EPF members receive the financial support they need during difficult times.

About the EDLI Scheme

The Employees’ Deposit Linked Insurance (EDLI) Scheme was introduced by the Government of India in 1976 to provide life insurance coverage to EPF members.

Under the scheme, family members of a deceased EPF member can receive a death benefit of up to ₹7 lakh if the member dies while in service.

EPF Interest Rate for FY 2024-25

In addition to the EDLI scheme updates, the EPFO announced an interest rate of 8.25% on EPF accumulations for the fiscal year 2024-25. The Government of India will officially notify this rate, after which EPFO will credit the interest to members’ accounts.

Conclusion

The latest updates to the EDLI scheme significantly enhance financial security for families of EPF members. By introducing a minimum insurance benefit, extending coverage to non-contributory periods, and considering short employment gaps, the EPFO has taken major steps to support families in distress.

These reforms reflect a broader commitment to social security, ensuring that beneficiaries receive timely and adequate financial assistance.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

GST Rate Cut on the Horizon: What It Means for Businesses

India is approaching a decisive moment regarding the reduction of Goods and Services Tax (GST) rates and restructuring its tax slabs, as indicated by Finance Minister Nirmala Sitharaman at the 25th ET Awards for Corporate Excellence, as per news reports.

Addressing GST Concerns: A Move Towards Lower Tax Rates

Dispelling concerns that GST has increased the cost of living, Sitharaman challenged critics to identify any product where taxation has risen post-GST implementation.

“Let me dispel any (notion) that GST has made life costlier. Item by item, I would challenge anyone to tell me if there is any one item for which tax rate has gone up after introduction of GST… So, the clue is, it will come down even further,” she said, addressing a distinguished gathering at Mumbai’s National Centre for the Performing Arts.

To facilitate GST rationalisation, a group of ministers has been constituted under Bihar Deputy Chief Minister Samrat Chaudhary. Their task will be to streamline GST further, making it more efficient and business-friendly.

Guarding Against Dumping and Trade Challenges

Beyond GST, Sitharaman also emphasised the need to protect India from excess inventory being offloaded by other nations. She pointed out early indications of an upsurge in imports, cautioning against potential economic ramifications.

This concern aligns with warnings about increased dumping in India following the US decision to impose additional tariffs on certain countries, including China.

The finance minister underlined that the government’s priority remains ensuring that small and medium enterprises (SMEs) can source inputs affordably without becoming casualties of dumping practices. “These are the balancing acts we have to do,” she stated, emphasising the government’s dual responsibility of promoting fair trade while safeguarding domestic industries.

Conclusion

As India moves towards a more refined GST structure and navigates complex trade dynamics, the government remains committed to fostering economic growth, protecting domestic businesses, and expanding international trade ties.

With further tax reductions on the horizon, businesses and consumers alike can anticipate a more streamlined taxation system that enhances affordability and ease of doing business in India. The coming months will be crucial as policymakers finalise these significant reforms, shaping India’s economic trajectory in the years ahead.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Best Mutual Funds in India in March 2025: Quant Infrastructure, Bandhan Small Cap Fund – 5Yr CAGR Basis

As we step into March 2025, India’s mutual fund landscape continues to evolve, shaped by economic developments, policy changes, and global market movements.

Several equity mutual funds have delivered impressive returns based on a 5-year CAGR. From small-cap and mid-cap funds to sectoral and flexi-cap options.

Let’s dive into the top 10 equity mutual funds in India in March 2025, ranked by their 5-year CAGR performance.

Top 10 Equity Mutual Funds in March 2025

Name Sub Category AUM (₹ Cr) CAGR 5Y (%) Expense Ratio (%)
Quant Small Cap Fund Small Cap Fund 25,183.45 41.39 0.68
Quant Infrastructure Fund Sectoral Fund – Infrastructure 3,303.71 33.4 0.73
Bandhan Small Cap Fund Small Cap Fund 9,236.21 33.09 0.45
ICICI Pru Commodities Fund Thematic Fund 2,508.28 33 1.04
Nippon India Small Cap Fund Small Cap Fund 57,009.70 30.67 0.7
ICICI Pru Infrastructure Fund Sectoral Fund – Infrastructure 7,434.93 30.32 1.15
Quant Flexi Cap Fund Flexi Cap Fund 6,829.09 30.02 0.61
Quant ELSS Tax Saver Fund Equity Linked Savings Scheme 10,278.66 29.87 0.5
Quant Mid Cap Fund Mid Cap Fund 8,608.01 29.79 0.62
Bank of India Small Cap Fund Small Cap Fund 1,555.78 29.1 0.48

Note: The top 10 equity mutual funds listed above are sorted as per the 5-year CAGR as of March 05, 2025.

Overview of the Top 5 Equity Mutual Funds in March 2025

1. Quant Small Cap Fund

The Quant Small Cap Fund – Growth is designed to generate capital appreciation by investing in a well-diversified portfolio of small-cap companies.

The fund maintains a strategic sector allocation, with significant exposure to services (17.59%), healthcare (16.35%), energy (15.13%), financials (13.92%),

As of January 2025, its key holdings include Reliance Industries, which constitutes 9.63% of the portfolio under the energy sector, and Jio Financial Services with 6.71% allocation in the financial sector.

Key metrics:

  • 3-Year CAGR: 21.93%.
  • NAV: ₹234.03 as of March 5, 2025.

2. Quant Infrastructure Fund

The Quant Infrastructure Fund – Growth focuses on investing predominantly in equity and equity-related instruments of companies within the infrastructure sector.

The fund is heavily weighted toward energy (29.01%), construction (24.84%), materials (10.27%).

As of January 2025, Reliance Industries is a major holding, making up 9.65% of the portfolio within the energy sector, while ITC, representing 9.5% of the portfolio.

Key metrics:

  • 3-Year CAGR: 20.16%.
  • NAV: ₹35.24 as of March 5, 2025.

3. Bandhan Small Cap Fund

The Bandhan Small Cap Fund – Growth aims to generate long-term capital appreciation by investing predominantly in equities and equity-linked securities of small-cap companies.

Sector-wise, the fund is primarily invested in financials (19.01%), healthcare (13.03%), services (9.51%).

The fund’s largest stock holding is Sobha Limited (2.88%), while Cholamandalam Financial and PCBL Chemical are also key investments. PCBL Chemical has a 3.16% allocation.

Key metrics:

  • 3-Year CAGR: 26.19%.
  • NAV: ₹41.3 as of March 5, 2025.

4. ICICI Pru Commodities Fund

The ICICI Pru Commodities Fund – Growth focuses on long-term capital appreciation by investing in equity and equity-related securities of companies engaged in the commodity and commodity-related sectors.

The fund has a significant allocation to Metals & Mining (48.96%) and Chemicals (23.50%), making up a substantial portion of its portfolio.

Among its top holdings, Jindal Steel & Power holds 8.68% of the fund’s assets, while Jindal Stainless accounts for 8.37%, both belonging to the Metals & Mining sector.

Key metrics:

  • 3-Year CAGR: 16.39%.
  • NAV: ₹38.74 as of March 5, 2025.

5. Nippon India Small Cap Fund

The Nippon India Small Cap Fund – Growth aims to generate long-term capital appreciation by investing primarily in equity and equity-related instruments of small-cap companies.

The fund has a notable allocation to Capital Goods (18.56%) and Financial (11.23%) sectors.

Among its key holdings, HDFC Bank holds 1.85% of the fund’s assets, representing the Financial sector, while Tube Investments of India accounts for 1.74%, contributing to the Automobile sector.

Key metrics:

  • 3-Year CAGR: 22.34%.
  • NAV: ₹156.73 as of March 5, 2025.

Top Mutual Funds by AUM in March 2025

Name Sub Category AUM (₹ Cr) CAGR 5Y (%)
Nippon India Small Cap Fund Small Cap Fund 57,009.70 30.67
Quant Small Cap Fund Small Cap Fund 25,183.45 41.39
Quant ELSS Tax Saver Fund Equity Linked Savings Scheme (ELSS) 10,278.66 29.87
Bandhan Small Cap Fund Small Cap Fund 9,236.21 33.09
Quant Mid Cap Fund Mid Cap Fund 8,608.01 29.79
ICICI Pru Infrastructure Fund Sectoral Fund – Infrastructure 7,434.93 30.32
Quant Flexi Cap Fund Flexi Cap Fund 6,829.09 30.02
Quant Infrastructure Fund Sectoral Fund – Infrastructure 3,303.71 33.4
ICICI Pru Commodities Fund Thematic Fund 2,508.28 33
Bank of India Small Cap Fund Small Cap Fund 1,555.78 29.1

Note: The top 10 equity mutual funds listed above are sorted as per their AUM as of March 05, 2025.

Top Mutual Funds in March 2025 Sorted by Expense Ratio

Name Sub Category CAGR 5Y (%) Expense Ratio (%)
ICICI Pru Infrastructure Fund Sectoral Fund – Infrastructure 30.32 1.15
ICICI Pru Commodities Fund Thematic Fund 33 1.04
Quant Infrastructure Fund Sectoral Fund – Infrastructure 33.4 0.73
Nippon India Small Cap Fund Small Cap Fund 30.67 0.7
Quant Small Cap Fund Small Cap Fund 41.39 0.68
Quant Mid Cap Fund Mid Cap Fund 29.79 0.62
Quant Flexi Cap Fund Flexi Cap Fund 30.02 0.61
Quant ELSS Tax Saver Fund Equity Linked Savings Scheme (ELSS) 29.87 0.5
Bank of India Small Cap Fund Small Cap Fund 29.1 0.48
Bandhan Small Cap Fund Small Cap Fund 33.09 0.45

Note: The list of mutual funds above is sorted based on their expense ratio from highest to lowest as of March 5, 2025.

Conclusion

Investing in mutual funds requires thorough research and an understanding of market trends. Whether prioritising high returns, lower expense ratios, or larger AUM for stability, investors have diverse options to align with their financial goals.

However, past performance does not guarantee future returns, and market conditions can change. One should asses their risk appetite, investment horizon, and financial objectives before making decisions. Consulting a financial advisor and staying updated on market trends can help optimise investment choices.

Ensure steady returns with systematic withdrawals! Estimate your withdrawals with our SWP Calculator and manage your finances seamlessly.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. It is based on several secondary sources on the internet and is subject to changes. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

Tax Savings, EPF and UAN Activation: Don’t Miss These March 2025 Deadlines

March is a crucial month for financial planning, with several important deadlines for tax-saving investments, income tax return updates, and special fixed deposit (FD) schemes. Staying informed can help individuals make smart financial decisions before the month ends.

Tax-Saving Investments Under Section 80C, 80D, and 80G

For those opting for the old tax regime, March 31, 2025, marks the deadline for tax-saving investments. Eligible options include:

Making these investments before the deadline can help lower taxable income and maximise savings.

Last Date to File or Update Income Tax Returns (ITR)

Taxpayers who missed reporting income or made errors in their previous returns can file an updated return (ITR-U) before March 31, 2025. This gives individuals an opportunity to correct mistakes and comply with tax regulations.

UAN Activation for EPF Insurance Benefits

EPF members should activate their Universal Account Number (UAN) by March 15, 2025, to receive benefits under the Employees’ Deposit Linked Insurance (EDLI) scheme. The EDLI scheme provides insurance coverage of up to ₹7 lakh to eligible EPF subscribers.

Conclusion

March 2025 is packed with important financial deadlines, from tax-saving investments to income tax return updates. Individuals should plan their finances carefully and take advantage of these opportunities before the deadlines to maximise their savings and benefits.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.