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EQUITY•SMALL CAP FUND

Bank of India Small Cap Fund

3 Year return

20.36%
NAV on December 30, 2025
49.93
1D Returns
-0.17%
Launched on November 2018(7 years)

Investment Details

₹1000
Minimum SIP Amount
₹5000
Minimum one time investment
Fund has no lock-in period

Calculate Returns

Based on past performance of this fund

₹
Your Investment₹3,600
Gain
38.61%₹1,390
Total Value ₹4,990

Risk Involved

scale
Your principal will be at
Very High Risk

Scheme Information

Asset Under Management
₹1,981.59 Cr.
Expense Ratio
0.53% (inclusive of GST)
Exit Load
For Redemption/switch out - of up to 10% of the initial units allotted - within 1 year from the date allotment - Nil 1.00% - If the units are swiched out within 1 year from the date of allotment of units Nil - If the units are redeemed/switched out after 1 year from the date of allotment of units.

Ratings

ARQ Rating
2.5

Ratings by other agencies

Value Research
4
Crisil
4
Morning Star
0

Tax Implications

Withdrawal within 1 year:
20% tax on gains
Withdrawal after 1 year:
12.5% tax on gains above ₹1.25 lakh per financial year

Bank of India Mutual Fund Manager

AS

Alok Singh

Fund Manager since Oct 2024

NB

Nav Bhardwaj

Fund Manager since Jul 2025

Fund House Details

Bank of India Mutual Fund

Bank of India Mutual Fund

Asset management company

AUM
₹13,428.5 Cr.
No. of Schemes
74
Setup Date
March 2008

Peer Comparison

Comparison with other similar funds

Funds3 Y ReturnsARQ Rating
Quant Small Cap Fund21.5169%
4
Nippon India Small Cap Fund22.2573%
4
Bandhan Small Cap Fund31.4414%
0

Schemes by Bank of India Mutual Fund

List of mutual fund schemes by AMC

About Bank of India Small Cap Fund Direct Plan-Growth

The Bank of India Small Cap Fund Direct Plan-Growth is an open-ended equity mutual fund by the Bank of India Mutual Fund. The fund lies within the category of small-cap funds because it invests in stocks of small-cap companies. The fund invests primarily in small-cap company stocks with a percentage invested in large-caps and mid-caps. A small percentage of the fund is also invested in debt securities. The fund considers Nifty Smallcap 250 Index as its benchmark.

Investment Objective of the Scheme

The investment objective of the Bank of India Small Cap Fund Direct Plan-Growth is the generation of long-term capital appreciation via equity investment in stocks of small-cap companies. The aim of the fund is to identify those small-cap companies with strong fundamentals and the potential to grow well in the future. Additionally, it is the fund’s aim to invest in certain small-cap stocks that can potentially surpass the success of established large-cap companies.

Key Features of The Fund

5-year return
24.7585%
Expense Ratio
0.53%
Fund Manager
Alok Singh
Fund Size
₹1981.59 Cr.
Risk Profile
Very High

Is This Scheme Right for Me?

If you believe that specific small-cap companies have the potential to grow in the future, you may consider the Bank of India Small Cap Fund Direct Plan-Growth scheme. This fund also carries a high-risk quotient, like other funds that invest in the equities of small-cap firms. It is therefore advisable that before you invest, consider your personal financial goals and risk appetite.

AMC Contact Details

NameBank of India Mutual Fund
Launch DateMarch 2008
AddressBank of India Investment Managers Private Limited, B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.
Contact022-612490001800 - 266 - 2676 1800 - 103 – 226391-22-61249024
Emailservice@boimf.in
Websitehttps://www.boimf.in/
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Your Guide Map for Investing

Investing without setting a financial goal takes out the aspect of clarity for an investor. Once a goal is set such as purchasing that dream car, you need to determine the optimum SIP amount vis a vis to the number of years of investing. Angel One's SIP calculator can serve as a map to guide you to take the smoothest road to your goals by finding the optimum balance between the variables affecting the SIP.

FAQs

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of Bank of India Small Cap Fund on December 30, 2025, is ₹49.93
Short for Asset Under Management, AUM means the total assets held by a mutual fund scheme. The AUM of the fund changes every day based on the fluctuation in the price of the underlying assets. Fund houses don't update AUM on a daily basis. They only update it at the end of the month and release it within a few days of the following month. The AUM of Bank of India Small Cap Fund, is ₹1981.59 crore.
The expense ratio is the annual charges you pay to the mutual fund house for managing your investments. It is a percentage of Assets Under Management. It is deducted from the fund's returns. The expense ratio of Bank of India Small Cap Fund is 0.53%
The Bank of India Small Cap Fund was launched on November 28, 2018. The fund has delivered a CAGR of undefined since inception.
A Systematic Investment Plan (SIP) in mutual funds allows you to invest small amounts periodically instead of a one-time investment. The frequency of investment can be monthly, quarterly, half-yearly or annually, as per your convenience. The minimum SIP for Bank of India Small Cap Fund is ₹1000.
  1. Make sure you are logged in to Angel One.
  2. Select the type of investment: SIP or one-time.
  3. In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
  4. Proceed by clicking the pay button and choosing your mode of payment.
  5. Your portfolio will be updated with this investment in 3-5 working days.
  1. Click on the ‘Invest’ button.
  2. Enter your desired SIP amount and the SIP date.
  3. You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
  4. Choose your payment method between UPI and Net Banking.
  5. Make your payment.
  6. Your SIP is created.
  1. Once you create an SIP, click on ‘Set up autopay’
  2. Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
  3. Once you verify the OTP, your mandate request will be created.
  1. Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
  2. Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
  3. Verify the details on the ‘Confirm withdraw’ screen.
  4. Select the bank account in which you want to receive the funds.
  5. You will receive your funds within three working days of placing the order.
  6. You can track your order in the ‘Orders’ section.

ENTER AMOUNT

₹
₹4,990 in 3Y at 20.3623% returns
SIP Date1st of every month

Your next SIP Payment will be on 30 January 2026

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