SIP via WhatsApp – HDFC AMC Launches Industry-First Tap-Based Feature for Mutual Fund Investments

In a move poised to redefine digital investing, HDFC Asset Management Company (HDFC AMC), the investment manager of HDFC Mutual Fund, has introduced Tap2Invest—a tap-based investment platform that functions through WhatsApp. According to the official statement, this new feature marks an industry-first initiative and simplifies the investment journey for existing investors with KYC compliance.

What Makes Tap2Invest Unique?

Traditional WhatsApp-based investment services often rely on command-driven interactions, where users must type specific messages to proceed. Tap2Invest, on the other hand, offers a click-based interface within WhatsApp, mirroring the experience of using an app.

This development bridges the gap between convenience and accessibility, enabling investors to manage their mutual fund investments with a few simple taps without the need to download any additional applications or navigate complex commands.

Features and Functionalities

Tap2Invest allows investors to:

  • Start a Systematic Investment Plan (SIP)
  • Make lump sum investments
  • Access a user-friendly, app-like journey within WhatsApp
  • Use UPI Autopay, net banking, and other digital payment options for transactions

To access this feature, investors can initiate a conversation on WhatsApp by messaging +91-82706 82706.

A Secure and Familiar Platform

Navneet Munot, MD & CEO of HDFC AMC, stated, “Tap2Invest offers a secure way for investors to manage their mutual fund investments on a familiar platform like WhatsApp.”

Security remains a top priority in this solution, making sure that investors can confidently manage their portfolios in a digitally secure environment.

Conclusion

With Tap2Invest, HDFC AMC has taken a significant step toward enhancing digital investment experiences by leveraging widely used messaging platforms. This innovation underlines the shift in how mutual fund houses are reimagining customer engagement and ease of access in an increasingly digital-first world.

Curious about your SBI SIP returns? Get accurate estimates of your investment growth using our SBI SIP Calculator and stay ahead of your financial goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

HDFC Bank Gets SEBI Warning Letter for Custody Non-Compliance

HDFC Bank has received an administrative warning letter from the Securities and Exchange Board of India (SEBI) for alleged non-compliance with certain regulatory guidelines. The warning is based on observations made during SEBI’s periodic inspection of the bank’s custody-related operations.

As of 10:56 am on April 3, HDFC Bank share price was trading at ₹1795.80, with the stock having gained 6.95% over the past six months and 21.36% in the past year.

Details of the Warning

In a regulatory filing dated April 2, 2025, HDFC Bank confirmed that SEBI had conducted an inspection of its custody activities. Following this, the bank received a letter citing lapses under the SEBI (Custodian) Regulations, 1996. These regulations apply to entities responsible for holding and safeguarding securities for clients, including institutional investors and mutual funds.

The bank stated in the filing:
“Pursuant to inspection of custody activities undertaken by the Bank, SEBI issued administrative warning letter for alleged non-compliance with certain regulatory guidelines, which are applicable to custodians.”

No Financial or Operational Impact Reported

HDFC Bank noted that the warning does not impact its financial position or daily operations. There has been no change reported in its functioning, and no penalty or monetary fine has been imposed in connection with the letter.

The bank has stated that it will take the necessary steps to address and rectify the lapses outlined in the SEBI communication.

Previous Warning 

This is not the first instance of SEBI issuing a warning to HDFC Bank in recent months. In December 2024, the bank had received a similar administrative warning letter for non-compliance related to its merchant banking activities. That warning, too, did not involve any financial penalty.

Conclusion

SEBI’s letter is administrative in nature and does not carry financial penalties. HDFC Bank has acknowledged the lapses and is to take corrective action as required under applicable guidelines.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Elpro International Divests 1.64 Crore Shares in PNB MetLife for ₹134.37 Crores

Elpro International Limited has completed the sale of its remaining 1.64 crore shares in PNB MetLife for ₹134.37 crores. Each share has a face value of ₹10.

Elpro International’s Recent Developments

Elpro International Limited recently acquired 5,00,999 equity shares of Religare Enterprises Limited for ₹12.60 crores, increasing its total stake to 14,16,004 shares. Religare, a leading financial services group that operates in SME lending, affordable housing finance, health insurance and capital markets. 

Additionally, Elpro invested ₹6.66 crores by acquiring 1,62,879 equity shares in TD Power Systems Limited, expanding its investment portfolio into the heavy electrical equipment sector. TD Power Systems operates in over 105 countries, with consistent revenue growth, reaching ₹1,016.73 crores in FY 2023-24. 

Elpro has made other strategic financial moves, demonstrating its focus on strengthening investments and exploring new opportunities in high-growth sectors.

About Elpro International Limited 

Elpro International Limited is a diversified company engaged in various business sectors, including real estate, electrical equipment and strategic investments. With a strong presence in the industry, the company actively invests in high-growth sectors to expand its portfolio. Its recent acquisitions in financial services and heavy electrical equipment reflect its commitment to long-term growth and diversification.

Share Performance 

As of April 03, 2025, at 10:40 AM, Elpro International Limited Share Price is trading at ₹80.25 per share, reflecting a profit of 7.66% from the previous day’s closing price. Over the past month, the stock has registered a profit of 8.99%. The stock’s 52-week high stands at ₹147.70 per share, while its low is ₹62.30 per share.

Conclusion

The sale of shares marks the company’s complete exit from PNB MetLife, reflecting its strategic financial decisions and future plans.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Startup IPO Boom on the Horizon: India Eyes $100 Billion in Listings by 2027

India’s equity landscape is poised for a massive transformation, with over 3 dozen tech startups preparing for initial public offerings (IPOs) by 2027. According to a report, this new wave of public listings is valued at approximately $100 billion, marking a significant revival in India’s capital markets.

A Line-up of High-Profile IPO Contenders

Leading this surge are some of the country’s most prominent startups. Among them are Flipkart—supported by Walmart, digital payments leader PhonePe, and hospitality platform Oyo Hotels. These companies are preparing to tap into India’s robust public markets, which were the world’s second-largest for share sales in 2023 before experiencing a decline.

These upcoming IPOs suggest renewed confidence in the public markets after a subdued phase. A key difference this time, according to an Indian investment bank, is that many of the startups aiming to list are financially stronger compared to those that went public during the 2021–2022 boom. During that earlier cycle, several newly listed firms struggled to maintain their valuations. For instance, Paytm lost nearly 63% of its value, while Nykaa slipped about 4% post-listing.

Challenges in a Volatile Market Environment

Despite the enthusiasm for these upcoming offerings, the IPO market is not without challenges. India experienced a 34% drop in the number of share sales in the first quarter of 2025. This decline has been attributed to heightened market volatility, slowing economic growth, and downward revisions in corporate earnings.

The benchmark NSE Nifty 50 Index, after nearly a decade of gains, began to falter in late 2024. Consequently, IPO proceeds—including block deals and share placements—fell sharply, reaching only $7.1 billion in the first quarter. This figure positioned India behind other Asian markets such as Hong Kong and Japan.

Nevertheless, analysts remain optimistic about a market rebound. Notable upcoming deals include a $1.7 billion IPO by LG Electronics’ India division and a $400 million listing from electric two-wheeler maker Ather Energy.

Exit Avenues for Major Global Investors

A revival in IPO activity would also offer much-needed exit opportunities for major venture capital and private equity investors. Entities such as SoftBank Group Corp. and Prosus NV have invested heavily in India’s startup ecosystem and stand to benefit from these public listings.

SoftBank’s Vision Fund, for example, has significant stakes in Oyo, Lenskart, and used-car platform CARS24. Meanwhile, Prosus has backed e-commerce player Meesho and home services provider Urban Company. For such investors, successful IPOs would not only validate their long-term strategy but also provide capital to redeploy into new ventures.

Conclusion

While India’s IPO market has faced turbulence, the pipeline of over $100 billion in startup listings represents a major shift in investor sentiment and startup maturity. As companies prepare to test the public waters once again, the coming years could redefine India’s position in global capital markets—provided they navigate the challenges that lie ahead.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Hindustan Copper and CODELCO Sign Strategic Agreement

Hindustan Copper Limited (HCL) has recently signed an agreement with Corporación Nacional del Cobre de Chile (CODELCO), marking a significant step in fostering international cooperation in the mining sector. This collaboration aims to facilitate the exchange of expertise and technical know-how between the two entities, enhancing their capabilities in mineral exploration and processing.

Enhancing Mining Exploration and Development

The agreement between HCL and CODELCO is primarily focused on identifying and executing joint initiatives in the field of mining exploration and exploitation. By leveraging each other’s strengths, the companies seek to improve their operational efficiency and broaden their resource base. 

This partnership will allow them to explore new mineral deposits and adopt innovative mining technologies that align with global industry standards. The collaboration also ensures that both companies remain competitive in the rapidly evolving mining landscape.

Knowledge Exchange and Strategic Benefits

A key aspect of this partnership is the mutual sharing of technical knowledge and best practices. CODELCO, being one of the world’s largest copper producers, brings extensive experience in large-scale mining operations, which HCL can benefit from. 

Conversely, HCL’s deep understanding of the Indian mining sector presents valuable insights for CODELCO. While the agreement is non-binding, it signifies a strong intent from both parties to work together in areas of strategic importance.

Hindustan Copper Share Performance 

As of April 03 2025, at 9:30 AM, Hindustan Copper share price was trading at ₹227.24, reflecting a surge of 0.30% from its previous closing price. Over the past month, it has surged by 11.72.

Conclusion

The agreement between HCL and CODELCO is a promising development in the global mining sector. It underscores the growing importance of international cooperation in resource management and technological advancement. Through this partnership, both companies aim to enhance their capabilities, strengthen their market positions, and contribute to the sustainable development of the mining industry.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Mudra Loan Uptake Rising Among MSMEs in Bihar, UP, Odisha, N-E Shows SBI Report

Over the past decade, the Pradhan Mantri Mudra Yojana (PMMY) has played a crucial role in providing financial support to small and micro enterprises across India. 

A recent report by the State Bank of India (SBI) highlights how the distribution of MUDRA loans has evolved, particularly in states with historically lower financial inclusion. The findings indicate a positive shift towards a more inclusive credit distribution pattern, benefiting regions that previously had limited access to formal financial services.

Rising Share of MUDRA Loans in Historically Underserved States

The Pradhan Mantri Mudra Yojana (PMMY) has witnessed a significant shift in loan distribution over the past decade, with a growing focus on states that previously had lower financial inclusion. A recent report by the State Bank of India (SBI) highlights that Bihar, Uttar Pradesh, Odisha, and the North-east have seen a notable increase in their share of MUDRA loans.

Bihar’s share of PMMY loans has nearly doubled from 5.67% in FY16 to 10.97% in FY25. Uttar Pradesh has also seen an increase from 9.27% to 11.30%, while Odisha’s share has risen from 4.24% to 4.51%. The North-east, traditionally characterised by lower credit penetration, has also experienced steady growth in loan disbursement. This upward trend signifies the success of targeted policy interventions aimed at financially underserved regions, providing easier access to microcredit for small businesses and entrepreneurs.

Impact of Policy and Digital Lending Expansion

The SBI report attributes this shift to policy-driven initiatives designed to enhance financial accessibility in lagging states. The implementation of digital lending platforms, such as ‘PSB Loans in 59 Minutes’ and ‘UdyamiMitra,’ has played a crucial role in bridging the credit gap. Additionally, the introduction of the Unified Lending Interface (ULI) is expected to further strengthen access to formal credit in these regions.

Despite this progress, Maharashtra, Tamil Nadu, and Karnataka continue to receive a substantial share of MUDRA loans. However, the policy emphasis is increasingly shifting towards states where financial inclusion was previously limited. The report also highlights a growth in the average loan ticket size, from ₹38,000 in FY16 to ₹1.02 lakh in FY25, indicating an expansion in the scale of small businesses supported under PMMY. This transformation reflects a significant impact, highlighted by the PMMY’s sanctioning of over ₹33 lakh crore in loans to micro and small enterprises over the past decade

Conclusion

The evolving distribution of PMMY loans demonstrates a positive move towards addressing regional financial disparities. While significant progress has been made in improving credit accessibility, challenges such as infrastructure constraints, financial awareness, and skill development gaps remain. Nevertheless, the continued policy focus on financial inclusion is expected to contribute to sustained economic growth and the empowerment of small enterprises across the country.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Kotak Mutual Fund Launches Energy Fund, SBI Mutual Fund Files for Arbitrage-Based FoF With SEBI

Two new mutual fund offerings are in focus this month – Kotak Mutual Fund has opened subscriptions for its energy-focused equity scheme, while SBI Mutual Fund has filed draft papers for a fund of fund (FoF) scheme combining debt and arbitrage strategies. 

Kotak Energy Opportunities Fund 

Kotak Mutual Fund has launched the Kotak Energy Opportunities Fund, an open-ended equity scheme focused on India’s energy and allied sectors. The New Fund Offer (NFO) opens on April 3, 2025, and closes on April 17, 2025.

This scheme aims to generate long-term capital appreciation by investing in equity and equity-related instruments of companies operating in sectors such as power, oil and gas, renewables, and ancillary energy services. The fund follows a market-cap-agnostic approach and will be benchmarked against the NIFTY Energy Total Return Index.

Details

  • Fund Type: Open-ended sectoral/thematic equity scheme
  • Minimum Investment: ₹100
  • Exit Load: 1% if units beyond 10% are redeemed within one year
  • Fund Managers: Harsha Upadhyaya, Mandar Pawar, and Abhishek Bisen
  • Benchmark: NIFTY Energy TR Index

The fund is available for fresh subscriptions and switch-ins from existing Kotak Mutual Fund schemes during the NFO window.

SBI Income Plus Arbitrage Active FoF

SBI Mutual Fund has filed draft papers with SEBI for a new open-ended Fund of Fund (FoF) – SBI Income Plus Arbitrage Active FoF. This scheme will invest primarily in units of actively managed debt-oriented and arbitrage mutual fund schemes.

The fund’s objective is to offer a mix of regular income and capital appreciation. It will maintain a portfolio allocation of 50–65% in debt schemes, 35–50% in arbitrage schemes, and up to 5% in money market instruments.

Details

  • Benchmark: 65% Nifty Composite Debt Index + 35% Nifty 50 Arbitrage Index
  • Minimum Investment (NFO): ₹5,000
  • Exit Load: 1% if units beyond 10% are redeemed within one year
  • Fund Manager: Ardhendu Bhattacharya

Units will be offered at ₹10 each during the NFO and will be available for continuous sale and repurchase post-listing.

Conclusion

Kotak’s new fund targets growth in the evolving energy sector, while SBI’s proposed FoF focuses on income generation through debt and arbitrage strategies. Both funds have specific investment objectives, structures, and risk profiles.

Ready to watch your savings grow? Try our SIP Calculator today and unlock the potential of disciplined investing. Perfect for planning your financial future. Start now!

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

SEBI Fines OPG Securities ₹5.2 Crore in NSE Co-location Matter

The Securities and Exchange Board of India (SEBI) has imposed a penalty of ₹5.2 crore on stockbroker OPG Securities and its directors in connection with the National Stock Exchange (NSE) co-location matter. The case relates to unfair access to NSE’s secondary market servers.

Breakdown of Penalty

SEBI issued a ₹5 crore fine on OPG Securities and its three directors – Sanjay Gupta, Sangeeta Gupta, and Om Prakash Gupta, jointly, citing engagement in unfair trade practices. An additional fine of ₹10 lakh each was imposed on OPG Securities and Sanjay Gupta for non-compliance with SEBI’s code of conduct and for obstructing the investigation.

Findings by SEBI

According to SEBI’s 25-page order, OPG Securities gained an unfair advantage by repeatedly connecting to NSE’s Secondary Point of Presence (POP) server. SEBI noted this as a recurrent and serious violation. The adjudicating officer stated that the conduct breached fair access norms and amounted to misuse of the co-location facility.

The directors were held vicariously liable as they were in charge of the company during the period when the violations occurred. SEBI also observed that the company failed to maintain the expected standards of integrity, due diligence, and compliance with statutory requirements.

Appeals and Past Developments

This is not the first penalty order in the matter. In February 2021, SEBI had passed a similar order imposing a ₹5.2 crore penalty. Following that, the matter was appealed to the Securities Appellate Tribunal (SAT), which in July 2023 directed SEBI to reconsider the quantum of penalty.

In September 2024, SEBI dropped charges against the NSE and its former officials due to lack of evidence. Meanwhile, OPG’s disgorgement amount was revised to ₹85 crore. Appeals in the SAT and Supreme Court are still pending.

SEBI’s Stand

SEBI clarified that the current order was limited to reassessing the penalty, not re-evaluating the violations. The request to delay the penalty process was rejected.

Conclusion

Despite pending appeals, SEBI has proceeded with reaffirming the penalty, stating that the violations have already been confirmed and due process has been followed.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Markets Crash, Some Investors Buy—Here’s Why!

‘Dar Ke Aage Jeet Hai’—a phrase often used in life’s toughest moments. But does it hold true in stock markets?

Market downturns often trigger panic, leading many investors to pull back. However, past cycles show that some investors continue to invest even when markets are struggling. When the recovery happens, their approach becomes evident.

A few things stand out:

  • Markets that seem at their worst have often been on the verge of improvement.
  • Investing only after strong past returns means missing the early phases of recovery.
  • Many investors who stay invested through bear markets see the impact when markets turn.

India’s nominal GDP has grown at around 12.5% annually, and broad indices like Nifty 50 have delivered returns in a similar range over time. While short-term fluctuations are unavoidable, some lessons from past market downturns remain relevant.

Lessons from Bear Markets 

  • Equity Returns Are Non-Linear: 

Gains build up over the years but can also decline quickly. Market swings are part of the cycle.

  • Fear and Greed Influence Decisions: 

Short-term reactions often drive market movements, but some investors choose to stick to their strategy.

  • Time Horizons Matter: 

Rigid timelines don’t always align with market cycles. A flexible approach can help manage returns better.

  • Avoid Binary Thinking: 

Markets don’t operate in extremes of only highs or lows. Decisions based on facts and trends help in navigating volatility.

  • Equities and Optimism: 

If downturns create constant stress, it may be worth reconsidering investment choices.

  • Market Timing Is Uncertain: 

Predicting exact highs and lows is difficult. Some investors focus on long-term trends instead.

  • Market Cycles Repeat: 

Phases of extreme highs and lows eventually correct. Observing these cycles can help in making informed choices.

Market movements often resemble a pendulum—swings to extremes and eventually adjust. Each cycle brings different challenges and opportunities, shaping how investors approach the next phase.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

How To Build Over ₹65 Lakh Corpus In 5 Years: Through Diversified Approach

Building a significant investment corpus of ₹65 lakh within a relatively short span of 5 years may appear challenging at first glance. Shorter investment horizons typically involve higher risks and uncertainties. However, by adopting strategic planning, disciplined investing, and a well-diversified portfolio, investors can considerably enhance their prospects of meeting their financial goals.

Importance of Diversified Investments

Diversification is considered a fundamental principle in investing, designed to balance risks and returns. Rather than solely investing in traditional instruments such as fixed deposits (FDs), which offer safety but relatively low yields, spreading investments across different asset classes can help in mitigating risks and maximising returns.

Nevertheless, diversification by itself does not automatically guarantee positive outcomes. Investors need to ensure an appropriate mix and balance to sustain stability, especially during turbulent economic times. For example, a carefully planned combination of gold, debt mutual funds, and equity mutual funds can potentially build a substantial corpus within 5 years.

Step Approach to Achieving a ₹65 Lakh Corpus

To illustrate how one might reach the ₹65 lakh milestone in 5 years, consider dividing your investments equally into three major asset categories: gold, debt mutual funds, and equity mutual funds.

Gold Investment: Stability and Consistent Returns

Historically, gold has been considered a safe-haven asset, particularly during uncertain times or market volatility. For instance, in 2024, gold provided impressive returns of around 26%, driven by heightened global geopolitical tensions. In the year 2025 alone, it has delivered about 14.1% year-to-date returns.

Over the long term, gold’s average annual return between 1995 and 2024 stands at approximately 10%, making it considerably more attractive than traditional FDs.

Gold Investment Calculation:

  • Monthly Investment: ₹25,000
  • Investment Duration: 5 years
  • Total Investment: ₹25,000 × 12 months × 5 years = ₹15,00,000
  • Estimated Corpus: ₹25.08 lakh

Debt Mutual Funds: Balancing Risk and Reward

Debt mutual funds typically carry less risk compared to equity-focused funds, making them suitable for relatively conservative investors. Historical data suggests these funds generally yield annual returns ranging between 10% and 13% over a 5-year period.

Assuming an average annual return of about 12%, investing ₹25,000 monthly in debt mutual funds could build a sizable corpus.

Debt Mutual Fund Investment Calculation:

  • Monthly Investment: ₹25,000
  • Investment Duration: 5 years
  • Total Investment: ₹25,000 × 12 months × 5 years = ₹15,00,000
  • Estimated Corpus: ₹20.62 lakh

Equity Mutual Funds: Higher Risk, Higher Potential Returns

Equity mutual funds invest primarily in stocks and offer potentially high returns over longer periods, albeit with greater volatility. Over the past few years, certain large-cap equity funds have delivered consistent returns averaging around 15% per annum.

If similar performance persists, equity investments could significantly boost the overall corpus.

Equity Mutual Fund Investment Calculation:

  • Monthly Investment: ₹25,000
  • Investment Duration: 5 years
  • Total Investment: ₹25,000 × 12 months × 5 years = ₹15,00,000
  • Estimated Corpus: ₹22.42 lakh

Total Investment and Final Corpus

By combining the investments across these three asset classes, an investor would invest a total amount of ₹45 lakh over 5 years, equating to ₹75,000 per month.

The cumulative estimated corpus at the end of this 5-year investment horizon would be:

  • Gold: ₹25.08 lakh
  • Debt Mutual Funds: ₹20.62 lakh
  • Equity Mutual Funds: ₹22.42 lakh
  • Total Estimated Corpus: ₹68.12 lakh

Conclusion

Adopting disciplined investing habits, staying informed about market developments, and balancing the portfolio periodically are critical practices for successfully building the targeted corpus.

By employing this diversified investment approach, investors can confidently navigate through economic uncertainties, gradually moving towards their financial aspirations.

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.