Wipro Invests $200 Million in Venture Capital Arm to Fund Startups

Wipro Limited, a global technology services and consulting firm, has announced a $200 million commitment to its venture arm, Wipro Ventures. This marks the fourth round of funding since its inception in 2015 which is 10 years ago and aims to accelerate investments in early- to mid-stage startups.

The funding brings Wipro Ventures $500 million to invest in startups that support Wipro’s strategic priorities.

Strengthening the Startup Ecosystem

Wipro Ventures plays a pivotal role in fostering innovation by investing in high-potential startups working on cutting-edge technologies. The initiative connects Wipro and its clients to a global network of startups specialising in artificial intelligence, data analytics, cybersecurity, and cloud infrastructure. Over the past decade, Wipro Ventures has backed 37 startups, deployed solutions across 250+ customers, and facilitated 12 successful exits.

Jay Leek, Co-Founder & General Partner at SYN Ventures, highlighted, “We are delighted to have worked with Wipro Ventures as co-investors over the years. They are well-positioned to capitalise on emerging trends in the industry. We strongly believe that Wipro’s value-add will enable startups to maintain their competitive edge and enjoy long-term success.”

Expanding Global Reach and Investment Strategy

Beyond direct equity investments, Wipro Ventures has also invested in multiple enterprise-focused and cybersecurity-themed venture funds across India, the US, and Israel. This approach enables Wipro to stay at the forefront of technological advancements and provides startups with access to a vast global enterprise network.

Srini Pallia, CEO & MD of Wipro Limited, said, “Wipro Ventures is strategically positioned to participate in and contribute to technological innovation across startup hubs globally. This latest investment reaffirms our commitment to helping startups grow faster, innovate, and collaborate with the IT services industry to support large enterprises. We envision a collaborative ecosystem where these emerging technologies can be deployed globally, drive progress, and create sustainable value for all stakeholders involved.”

Wipro Share Performance

As of February 27, 2025, at 10:45 AM, the shares of Wipro are trading at ₹294.20 per share, reflecting a surge of 1% from the previous closing price. The stock has registered a fall of 4.5% over the past month. While over the year it has registered a surge of 10.94%.

Conclusion

Wipro Ventures continues to strengthen its role in the global startup ecosystem through strategic investments and collaborations. With its latest $200 million commitment, Wipro aims to drive innovation, expand its technological reach, and support emerging enterprises in delivering transformative solutions.

Curious about your SBI SIP returns? Get accurate estimates of your investment growth using our SBI SIP Calculator and stay ahead of your financial goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Paytm Partners with Perplexity to Enhance AI-Driven Digital Services

Paytm has joined forces with Perplexity to integrate AI-powered intelligence into its platform, bringing real-time, reliable information to millions of Indian consumers. Perplexity, the world’s first answer engine, provides fast and accurate responses with trusted sources, revolutionising the way users access financial assistance and digital information. This collaboration is set to transform mobile payments by embedding AI-driven insights directly into the Paytm app.

AI Integration for Smarter Financial Decisions

As India’s digital economy continues to expand, the demand for instant and reliable information is growing. Whether managing finances, tracking market trends, or making everyday decisions, consumers require real-time insights. Paytm is addressing this need by integrating AI-powered search into its platform, allowing users to ask questions in their local language and receive precise answers. This innovation not only enhances digital literacy but also empowers users to make informed financial decisions seamlessly.

Driving Inclusion Through AI Technology

Paytm’s partnership with Perplexity aligns with its broader vision of leveraging technology to drive financial inclusion and innovation. By making AI-driven information accessible to crores of Indians, this collaboration strengthens the role of digital services in everyday life. The initiative reinforces Paytm’s commitment to technological advancements, ensuring that AI becomes a core component of India’s evolving digital landscape.

Paytm CEO on This Partnership

“AI is transforming the way people access information and make decisions. With Perplexity, we are bringing the Power of AI to Millions of Indian Consumers, making knowledge and financial services more seamless and accessible,” said Vijay Shekhar Sharma, Founder & CEO – Paytm.

Paytm Share Performance

As of February 27, 2025, at 1:22 PM, Paytm share price traded at ₹725.30 per share, reflecting a decline of 1.27% from the previous day’s closing price.

Conclusion

The integration of Perplexity’s AI-powered answer engine into the Paytm app marks a significant advancement in digital services. By providing real-time, reliable financial insights, this partnership is set to reshape how Indian consumers interact with technology, making AI an integral part of their daily lives.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Axis Bank Seek to Sell Majority Stake in NBFC Arm Axis Finance

As per news reports, Axis Bank is considering selling a majority stake in its NBFC unit, Axis Finance Ltd. The bank is working with an adviser to review its options and may seek a valuation between $900 million and $1 billion. However, discussions are still ongoing and no final decision has been made.  

Reason for the Sale

Axis Bank is making this move to follow the Reserve Bank of India’s (RBI) rules on how banks should manage their subsidiaries. Earlier, the bank planned to list Axis Finance publicly, but now it is considering a private sale as it may get a better price. Investment bank Morgan Stanley has been hired to find a buyer.  

Axis Bank’s Support to Axis Finance

Axis Finance has grown with the help of funds from Axis Bank. The most recent funding was ₹300 crore in the 2024 financial year. Axis Bank also provides ₹2,050 crore in financial support and manages its operations. Axis Finance offers loans for businesses, properties and other collateral-based loans.  

Impact on the NBFC Sector

Shadow banks like Axis Finance provide loans to people who may not qualify for regular bank loans due to low income or lack of credit history. These loans often have higher interest rates which can increase the risk of defaults. The outcome of this sale could affect investor confidence and impact the NBFC sector.

Share Price Performance 

As of February 27, 2025, at 9:45 AM, the shares of Axis Bank Ltd were trading at ₹1,017.15 per share, reflecting a surge of 0.80% from the previous day’s closing price. Over the past month, the stock has registered a profit of 7.28%. The stock’s 52-week high stands at ₹1,339.65 per share, while its low is ₹933.50 per share.

Conclusion

Axis Bank’s potential stake sale in Axis Finance could reshape its business strategy while aligning with RBI norms. The decision may impact investors and the NBFC sector, but no final decision has been made yet.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Income Tax Department Launches Self-Help Tool for New Tax Bill 2025

The Income Tax Department has introduced an online self-help tool to assist taxpayers in understanding the proposed changes in the Income Tax Bill 2025. Available on the official income tax website, this tool allows users to compare provisions of the new bill with the existing Income Tax Act, of 1961, offering a structured and simplified approach to navigating tax reforms.

How to Use the Self-Help Tool?

  1. Visit the Official Website – Access the tool on the Income Tax Department’s official website.
  2. Navigate to the Comparison Section – Locate the tool that allows comparison between the Income Tax Act, 1961, and the Income Tax Bill 2025.
  3. Select a Section – Use the dropdown menu to choose a specific section from the existing Income Tax Act, 1961.
  4. View the Comparison – The corresponding clause from the Income Tax Bill 2025 will be displayed on the right-hand side for direct comparison.
  5. Use the Structured Table Format – For better clarity, taxpayers can opt for a structured table view, making it easier to understand the changes.
  6. Repeat for Other Sections – Users can continue selecting different sections to compare multiple provisions as needed.

Key Features of the Income Tax Bill 2025

The Income Tax Bill 2025 is set to replace the 64-year-old Income Tax Act, 1961, significantly reducing its complexity. The word count has been cut from 5.12 lakh to 2.6 lakh, while the number of chapters has decreased from 47 to 23 and sections from 819 to 536.

To simplify tax calculations, the number of tables has increased from 18 to 57, and 900 explanations and 1,200 provisos that previously complicated tax rules have been removed. Additionally, the bill introduces the term “tax year”, replacing the existing concepts of “assessment year” and “previous year”. The use of clearer, more concise language makes the new bill easier for taxpayers to understand.

Conclusion

The Income Tax Bill 2025 marks a significant shift in tax legislation by simplifying the existing framework. With the introduction of a self-help tool, taxpayers can efficiently compare provisions and adapt to the new system. This initiative ensures greater clarity and accessibility, aiding in a smoother transition to the revised tax structure.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Lemon Tree Hotels Expands With a New Property in Shirdi, Maharashtra

Lemon Tree Hotels has signed a license agreement to open a new property in Shirdi, Maharashtra. Carnation Hotels Private Limited, a wholly-owned subsidiary of Lemon Tree Hotels, will operate the hotel, which is expected to start functioning in the financial year 2028.

Hotel Facilities and Location

The new Hotel will offer 50 well-furnished rooms along with a restaurant, banquet hall, meeting room, swimming pool, spa and other public areas for guests’ convenience. It is located in the well-known pilgrimage town of Shirdi, making travel easy. The hotel is 14.8 km from Shirdi International Airport and just 3 km from Sainagar Shirdi Railway Station. It is also well connected by road for convenient access.

Lemon Tree’s Expansion Strategy

Regarding the signing of the new hotel in Shirdi, Mr Vilas Pawar, CEO-Managed & Franchise Business, at Lemon Tree Hotels, commented, “We are delighted to expand our portfolio in Maharashtra, one of India’s largest commercial and industrial hubs. By expanding in the state, we are not only tapping into a thriving economic hub but also embracing a place that beautifully balances modernity with tradition. This new addition will complement our 12 existing hotels and six upcoming properties in Maharashtra.”

About Lemon Tree Hotels

Lemon Tree Hotels is among India’s largest hotel chains, catering to different segments from luxury to budget stays. With over 200 properties, including operational and upcoming hotels, it has a presence in major Indian cities and has expanded internationally to Dubai, Bhutan and Nepal.

Share Price Performance 

As of February 27, 2025, at 9:45 AM, the shares of Lemon Tree Hotels Ltd are trading at ₹126.70 per share, reflecting a surge of 0.21% from the previous day’s closing price. Over the past month, the stock has registered a loss of 2.97%. The stock’s 52-week high stands at ₹162.40 per share, while its low is ₹112.29 per share.

Conclusion

With this expansion, Lemon Tree Hotels continues its growth strategy, enhancing its portfolio in Maharashtra while catering to both business and leisure travellers.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Lab Grown Diamonds Changing Dynamics of the Indian Jewellery Market

The Indian jewellery market is undergoing a significant transformation, driven by the rising acceptance of lab-grown diamonds (LGDs) and evolving consumer preferences. Traditionally, gold has been valued both as an investment and a fashion statement, but shifting trends indicate a possible change in consumption patterns. The emergence of LGDs and financial gold instruments could reshape the jewellery industry and influence the overall market structure.

Lab-Grown Diamonds: A Disruptive Trend

Lab-grown diamonds (LGDs) are gaining traction in India as a cost-effective alternative to natural diamonds. While they have already seen widespread acceptance in developed markets, their presence in India is still in its early stages. Their affordability is attracting consumers who seek fashionable yet economical options, making LGDs a growing segment in the jewellery industry.

As LGDs continue to gain popularity, their impact on traditional diamond sales is becoming increasingly evident. Consumers who previously preferred natural diamonds are now exploring LGDs, leading to a potential shift in the overall jewellery purchase mix. This trend could disrupt conventional business models in the jewellery sector, particularly affecting retailers who rely on high-margin natural diamond sales.

Gold: From Jewellery to Investment Asset

Gold has always played a dual role in Indian households, serving as both an adornment and a store of value. However, changing consumer preferences suggest a potential shift towards viewing gold primarily as an investment asset rather than a jewellery choice. Financial gold products, such as ETFs and sovereign gold bonds, are witnessing increased interest, indicating a possible reduction in demand for physical gold jewellery.

This transformation could have macroeconomic implications, particularly for India’s Current Account Deficit (CAD) and Balance of Payments (BoP), given the country’s heavy reliance on gold imports. Jewellery companies may face revenue pressures as consumers opt for alternative gold investment avenues, impacting the overall industry landscape.

Conclusion

The Indian jewellery market is evolving as LGDs gain popularity and consumer preferences shift towards alternative investment options. This transformation could alter the traditional demand for gold jewellery while reshaping business models within the sector. As these trends continue to unfold, the market’s future will be determined by the pace of LGD adoption and changing household savings behaviour.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Retirement Planning with SIP: How ₹15,000 Monthly Investment for Just 5 Years Can Grow into ₹2.10 Crore by Retirement

A Systematic Investment Plan (SIP) is a popular and disciplined approach to investing in mutual funds, particularly for long-term financial goals such as retirement. Given that most individuals earn a fixed monthly income, SIPs allow them to invest small, manageable amounts regularly, benefiting from rupee-cost averaging and the power of compounding.

While SIPs are commonly associated with long-term investing, even a short investment horizon of just five years can create a sizeable corpus for retirement when left untouched for the long run.

How ₹15,000 Monthly SIP Can Potentially Grow to ₹2.10 Crore

A SIP investment follows a two-phase growth trajectory:

  1. Accumulation Phase: Investing ₹15,000 monthly for 5 years.
  2. Growth Phase: Allowing the accumulated corpus to grow over time without further contributions.

Phase 1: SIP Investment for 5 Years

  • Monthly SIP Contribution: ₹15,000
  • Total Investment Over 5 Years: ₹9,00,000
  • Estimated Capital Gains: ₹3,37,295 (assuming an annualised return of 12%)
  • Total Corpus at the End of 5 Years: ₹12,37,295

This calculation has been derived from using the SIP calculator. 

At this point, no further investments are made, and the accumulated corpus is left to grow through compounding for the next 25 years.

 

Phase 2: Growth Over 25 Years Without Additional Investment

Once the SIP contributions stop, the accumulated corpus continues to grow at an assumed 12% annualised return:

  • Estimated Capital Gains Over 25 Years: ₹1,97,96,800
  • Total Corpus at Age 60: ₹2,10,34,095 (approximately ₹2.10 crore)

This demonstrates how an initial 5-year investment can yield significant long-term returns through the power of compounding.

What Happens If One Continues SIP for 25 More Years?

For investors willing to extend their SIP investment beyond 5 years, the corpus can grow exponentially. If the ₹15,000 SIP is continued for 25 more years in addition to the 5 years at the same assumed growth rate:

  • Total Investment Over 30 Years: ₹54,00,000
  • Estimated Capital Gains: ₹4,75,48,707
  • Total Corpus at Age 60: ₹ 5,29,48,707 (approximately ₹5.29 crore)

This comparison highlights the impact of compounding and disciplined investing over an extended period.

Conclusion

Systematic investing, even for a short period, can create a substantial corpus if left untouched to grow. Whether investing for 5 years or continuing for 30, the power of compounding plays a crucial role in wealth creation. Understanding this mechanism can help individuals make informed financial decisions to secure their retirement.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Mutual Fund investments in the securities market are subject to market risks, read all the related documents carefully before investing.

45% of Indians Under 35 Prefer Stocks as Their Primary Investment

The investment landscape in India is evolving, with young investors increasingly favouring the stock market. The latest Investor Behaviour Index (IBI 2025) reveals that 81% of respondents have invested in stocks, with nearly 45% of individuals under 35 considering equities their primary investment avenue. This shift is largely attributed to greater financial awareness, improved access to investment platforms, and a preference for long-term wealth creation.

Challenges Hindering Stock Market Participation

Despite this growing enthusiasm, a significant portion of the population remains hesitant about stock market investments. The survey highlights that:

  • 42% of non-investors cite a lack of financial knowledge as their primary barrier.
  • 44% of aspiring investors seek structured, step-by-step guidance to start their investment journey.
  • 38% prefer short, online video courses, indicating a rising demand for concise and accessible financial education.

The Role of Digital Platforms in Investment Growth

Technology is playing a crucial role in simplifying stock market access. The survey notes that 68% of respondents rely on digital platforms for both investing and financial learning. The increasing adoption of AI-powered insights, real-time market data, and virtual trading tools has reduced barriers for new investors. Notably, 49.6% of first-time investors practised using virtual money before making real investments, reflecting a cautious yet progressive approach.

Gender Disparity in Stock Market Participation

Despite rising interest, a significant gender gap persists in equity investing. Only 10.1% of investors surveyed were women, although 34% expressed plans to increase their equity exposure in the coming year. This highlights the need for targeted financial literacy initiatives aimed at bridging the gender divide in investment participation.

Market Concerns and Investor Sentiment

While young investors are increasingly drawn to equities, market volatility remains a concern. The survey found that:

  • 51% of respondents fear potential market crashes, indicating risk aversion among investors.
  • 41% of non-investors stated that free initial guidance would encourage them to start investing, suggesting the need for better educational resources and advisory services.

Financial Inclusion Beyond Metros

The survey also sheds light on the expansion of stock market participation beyond metropolitan cities. 40% of respondents were from tier-II and tier-III cities, reflecting deeper financial inclusion and growing awareness across different regions. The increasing accessibility of investment platforms and structured financial education has played a pivotal role in bridging this urban-rural divide.

Conclusion: The Need for Continuous Financial Education

The findings of the IBI 2025 survey indicate a paradigm shift in investment preferences among young Indians, driven by technology, education, and a desire for long-term wealth creation. However, financial literacy remains a key challenge, necessitating structured education, accessible resources, and advisory services to sustain this momentum. As digital platforms continue to evolve, fostering financial awareness will be crucial in shaping the future of India’s investment landscape.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Indian Railways to Achieve 100% Electrification by FY26; ₹1.04 Lakh Crore Investment Underway

The Indian Railways is set to achieve 100% electrification by the financial year 2026 (FY26), reinforcing its commitment to sustainability. Union Minister of Railways, Mr Ashwini Vaishnaw, made this announcement at the Madhya Pradesh Global Investors Summit (GIS) 2025. He confirmed that over 97% of the electrification has already been completed, with the remaining work scheduled for completion within the next fiscal year.

This milestone is part of the government’s broader objective to make the Indian Railways a net-zero carbon emitter by 2030. The initiative is a key step towards reducing dependence on fossil fuels and integrating renewable energy into railway operations.

Railways Expanding Renewable Energy Portfolio

As part of its sustainability drive, Indian Railways is significantly investing in renewable energy. The minister revealed that the railway network has secured a renewable energy capacity of 1,500 MW (1.5 GW). The latest addition to this portfolio is a 170 MW power purchase agreement signed with Madhya Pradesh.

This agreement involves collaboration between the Indian Railways, Waree Energies, and Rewa Ultra Mega Solar Ltd (RUMSL). Mr Vaishnaw assured that Railways is prepared to procure all stable renewable energy supplies from Madhya Pradesh and expressed interest in wind and nuclear power projects if the state develops such initiatives. Furthermore, he indicated a willingness to sign similar agreements with other states to enhance energy sustainability.

Record ₹14,745 Crore Railway Budget for Madhya Pradesh

Highlighting the government’s commitment to infrastructure development, Mr Vaishnaw announced that Madhya Pradesh has received a record railway budget of ₹14,745 crore (US$1.70 billion) for FY26. This substantial allocation marks a significant increase in railway funding and development initiatives in the state.

Before 2014, the annual railway line construction in Madhya Pradesh was limited to 29.3 km. However, in recent years, this figure has surged to 223 km per year—an impressive 7.5-fold increase. The funding for railway projects has also expanded 23 times, enabling faster and more extensive railway network expansion.

₹1.04 Lakh Crore Investment in Railway Projects

The Union Minister provided an update on ongoing and newly sanctioned railway projects in Madhya Pradesh. He revealed that railway projects worth ₹1,04,000 crore (US$12 billion) are currently underway in the state. These investments encompass track expansion, electrification, and modernisation efforts aimed at improving efficiency, reducing transit times, and boosting overall railway connectivity.

Conclusion

With these initiatives, Indian Railways is progressing towards a more sustainable and energy-efficient future, aligning with the nation’s broader environmental and economic goals.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Top 7 Key Changes in RBI’s Latest Microfinance Loan Regulations

The Reserve Bank of India (RBI) has introduced significant changes in the classification and risk weighting of microfinance loans, aiming to boost credit flow and enhance financial stability. The revised guidelines allow certain microfinance loans to be classified under the Regulatory Retail Portfolio (RRP) if they meet specific criteria. This change is expected to benefit both lenders and borrowers by reducing capital requirements for banks and increasing lending capacity.

What is Risk Weight?

Risk weight determines the amount of capital that banks must maintain as a safeguard against potential defaults on loans. A higher risk weight means banks must set aside more capital, limiting their ability to extend credit. Conversely, a lower risk weight allows banks to lend more freely, stimulating economic growth.

Top 7 Key Changes Introduced by RBI

1. Revised Risk Weight Norms

Previously, consumer microfinance loans were subject to a 125% risk weight, requiring banks to hold significant capital reserves. With the latest revision, RBI has reduced this requirement to 100%, freeing up liquidity for increased lending.

2. Exemption for Certain Microfinance Loans

Microfinance loans that do not fall under the category of consumer credit and meet RBI’s qualifying criteria can now be classified under the Regulatory Retail Portfolio (RRP). This classification allows banks to apply a reduced risk weight of 75%, thereby improving capital efficiency.

3. Impact on NBFCs and Microfinance Institutions

Non-Banking Financial Companies (NBFCs) and microfinance institutions had experienced a lending slowdown since November 2023 due to stricter risk weight regulations. The revised guidelines provide relief, enabling these institutions to enhance credit availability for small borrowers.

4. Differentiation Between Personal and Microfinance Loans

While personal loans continue to attract a higher risk weight, microfinance loans that satisfy RBI’s qualifying criteria will benefit from a lower capital requirement, thus making microfinance lending more viable for banks.

5. Immediate Implementation

As per RBI’s circular, these revised risk weight norms are effective immediately, ensuring a prompt impact on the lending ecosystem.

6. Safeguarding Financial Stability

The new regulations strike a balance between supporting small borrowers and maintaining banking sector stability. By easing capital requirements, RBI aims to encourage financial inclusion while ensuring banks maintain prudent risk management practices.

7. Growth Potential for Microfinance Lending

With lower capital reserves required for microfinance loans, banks and financial institutions are expected to expand their lending activities, further supporting economic development and financial empowerment for lower-income groups.

Conclusion

RBI’s decision to revise risk weights for microfinance loans marks a significant step towards boosting liquidity and credit growth. By allowing certain microfinance loans to qualify for Regulatory Retail Portfolio classification, the central bank aims to enhance financial inclusion while maintaining a stable banking environment. These changes are expected to foster growth in the microfinance sector and provide much-needed relief to lenders and small borrowers alike.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.