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HDFC Home Loan EMI Calculator

Loan Amount

Interest rate




Loan Duration


1 Yr

30 Yrs



Principal Amount


Total Payable

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What is the amount I can avail of as a home loan from HDFC?

The amount you can get depends on your creditworthiness, income, age, and property value. HDFC provides loans up to 90% of the property value. The HDFC home loan EMI calculator will allow you to calculate the possible EMI value of a tentative loan amount. However, you must complete the loan application process to learn about the final loan and EMI amount.

What is the online HDFC home loan EMI calculator?

HDFC home loan is an online tool that functions on user input and calculates the EMI amount in advance. The calculator requires the loan amount, interest rate, and tenure to calculate the amount.

What is the maximum tenure allowed for an HDFC home loan?

HDFC home loans are available for a minimum of 5 years and a maximum of 30 years. One should note that the loan duration is subject to approval by the bank. For older applicants, the loan duration will be shorter.

HDFC home loans have age criteria that allow borrowers in the age group of 21-35 to apply for a tenure of 30 years. Beyond that limit, the loan amortisation period decreases with the increasing age of the borrower.

Can I get tax benefits on an HDFC home loan?

HDFC home loans qualify for tax benefits under the sections mentioned:

  • Section 80C: tax deduction on principal repayment for a maximum amount of Rs. 1,50,000
  • Section 24b: Tax deduction on interest up to Rs. 2,00,000
  • Section 26: Joint owners and co-borrowers can claim deductions on interest payments of up to Rs. 2,00,000 each.
  • How will I know if I have met the loan eligibility criteria for the HDFC home loan?

    You need to complete the online application process with the bank to check your eligibility. If you qualify, you will be given in-principle approval on the bank’s website.

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