Announcements

Don’t get disappointed with partial Fund payouts - understand why this happened and how you can avoid such situations. Let’s take a look at some common situations and how this could be the reason you may be getting partial fund payouts for your withdrawal requests…

Partial Fund Payout Scenarios

A) When you have Non-Cash Collateral Pledged

Let’s assume that:

• Ledger Balance = Rs 1,00,000
• Margin received against Non-cash Collateral Pledged = Rs 50,000
• Peak Margin Requirement = Rs 1,00,000

In this scenario:

Hence, if you have requested a payout for more than Rs 50,000 you will receive a Partial Payout after taking into consideration your Peak Margin requirement. 

B) When you have NO Non-Cash Collateral Pledged

Let’s assume that:

• Your Ledger Balance = Rs 5,00,000
• Margin received against Non-cash Collateral Pledged = Rs 0
• Peak Margin Requirement = Rs 3,50,000

In this scenario:

Hence, if you have requested a payout for more than Rs 1,50,000 you will receive a Partial Payout after taking into consideration your Peak Margin requirement. 

Payout Rejected Scenario

Let’s assume that:

• Your Ledger Balance = Rs 2,00,000
• Margin received against Non-cash Collateral Pledged = Rs 0
• Peak Margin Requirement = Rs 2,50,000
• You raise a withdrawal request for = Rs 2,00,000

In such a case:

Full Payout Scenario

Let’s assume that:

• Your Ledger Balance = Rs 1,00,000
• Margin received against Non-cash Collateral Pledged = Rs 2,00,000
• Peak Margin Requirement = Rs 1,00,000
• You raise a withdrawal request for = Rs 1,00,000

In such a case:

Hence, your withdrawal request for Rs 1,00,000 will be successful due to adequate ledger balance in meeting Peak Margin required. 

WHEN WILL THE PAYOUT BE CREDITED TO YOUR ACCOUNT

Payout requests are processed and funds credited as per the below table