Jewellery retailers across India are gearing up for Akshaya Tritiya on April 30 with exciting offers and discounts. Even as gold prices hover near ₹1 lakh per 10 grams, jewellers remain positive about strong demand, thanks to promotions and changing customer preferences. Big Discounts and Offers on Akshay Tritiya Popular names like Kalyan Jewellers, PP …
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana, India’s flagship income support scheme for farmers, is set to release its 20th instalment by May or June 2025. Launched in February 2019, the scheme reflects the government’s continued commitment to bolstering the agricultural sector and ensuring the welfare of small and marginal farmers. Under PM-KISAN, eligible …
The Employees’ Provident Fund (EPF) has long been one of the most popular and trusted retirement savings schemes in India, offering both security and tax advantages. Traditionally, contributions to EPF, both from the employee and the employer, were eligible for various tax exemptions and deductions under the old tax regime, making it a favoured tool …
As education costs continue to rise, planning for your child’s future has become more important than ever. Whether it’s a top-tier engineering institute, a medical college, or an international university, quality education demands significant financial backing. If your goal is to accumulate ₹25 lakh in 10 years, let’s break down how Systematic Investment Plan (SIPs) …
Over the past few days, many banks—both public and private—have slashed the interest rates offered on savings accounts. In some cases, these rates now hover below 3%. While savings accounts are seen as a secure way to park idle money, this trend raises a critical question: Are you actually losing money by keeping funds in …
For most salaried individuals, the Employees’ Provident Fund (EPF) is a reliable and disciplined way to build retirement savings. With an interest rate of 8.25%, it remains one of the best debt-oriented investment tools. But with the introduction of the new income tax regime, many are unsure about the tax implications on PF contributions and returns. In this article, …
India is currently one of the fastest-growing major economies and is seen as a strong investment destination globally. Many Non-Resident Indians (NRIs) are now investing in India for better wealth creation opportunities. Why NRIs Prefer Mutual Funds Mutual funds are popular among NRIs because they offer diversification, are cost-effective, and come in various types, catering …
Buying a house is a big dream for many Indians—and usually a once-in-a-lifetime decision. But before jumping in, you need to ask: Should I stretch my budget to buy a ₹40 lakh house, or stick to a more affordable ₹30 lakh one? Let’s help you decide by comparing the financial commitment, risks, and long-term impact of …
The 20-20-20 rule is a popular heuristic in the world of systematic investment. It refers to investing ₹20,000 per month, for 20 years, at an assumed return of 20% per annum — the result being a corpus of ₹6 crore or more. While 20% annualised returns are aggressive and historically uncommon across entire market cycles, …
Buying a car can be an exciting milestone, and for many, a car loan can make it possible. Whether you’re eyeing a budget-friendly hatchback or a compact SUV, understanding your monthly EMI (Equated Monthly Installment) obligation is key to making an informed decision. In this article, we’ll break down the EMIs for car loans of …
