Ayushman Bharat Scheme: List of Medical Treatments Not Covered

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), launched in 2018, is one of India’s largest publicly funded healthcare insurance schemes. Aimed at providing financial protection to the economically vulnerable, it offers an annual health cover of ₹5 lakh per family for secondary and tertiary hospitalisation. With Delhi recently becoming the 35th state or union territory to implement this scheme, millions of citizens are now eligible for its benefits.

However, while this scheme brings a safety net to many, it is crucial to understand that not all medical conditions and procedures are covered. This article highlights the key health exclusions under Ayushman Bharat so that individuals can make informed decisions and avoid unexpected expenses during medical emergencies.

Conditions Not Covered Under Ayushman Bharat

As per the latest National Health Benefit Package guidelines issued by the National Health Authority (NHA), certain diseases and treatments fall outside the coverage of AB-PMJAY.

Outpatient Treatments (OPD)

Conditions that do not require hospital admission — such as routine doctor consultations, diagnostic tests, and medications for chronic illnesses — are not included in the scheme.

Hospitalisation for Evaluation Only

If a hospital stay is solely for observation or diagnostic purposes, the expenses incurred are not covered. Similarly, vitamins, supplements, or tonics are excluded unless they are part of a certified treatment plan.

Dental Treatments

Procedures like root canals, cavity fillings, implants, or treatment for gum diseases are excluded from coverage.

Exception:
Dental treatments necessitated by trauma, cysts, or tumours that require hospitalisation and surgical intervention are included.

Infertility Treatments

Procedures such as IVF or other assisted reproductive technologies are not covered unless specifically mentioned in the benefit package.

Non-Essential Vaccinations and Immunisations

Vaccines not listed under national immunisation programmes are excluded.

Cosmetic Surgeries

Surgeries performed for aesthetic improvement — including tattoo removal, rhinoplasty, anti-ageing procedures, and neck lifts — are not covered under the scheme.

Circumcision for Infants Under Two

Circumcision is excluded unless medically necessary due to unrelated illness or accident.

Persistent Vegetative State

Patients who are kept alive by life-support machines without cognitive or physical responsiveness are not eligible for coverage.

Why These Exclusions Exist

According to the Ministry of Health and Family Welfare (MoHFW), the primary aim of Ayushman Bharat is to protect individuals from catastrophic health expenditure. By focusing on life-threatening and financially draining conditions that require hospitalisation, the scheme ensures better sustainability and wider outreach. Excluding elective, cosmetic, and routine procedures allows the programme to channel its resources more effectively to those most in need.

What to Do If Your Treatment Isn’t Covered

If you or a family member requires a procedure not listed under AB-PMJAY, you can take the following steps:

  • Verify hospital empanelment on the official Ayushman Bharat portal.
  • Seek medical advice to confirm if the treatment may qualify under any covered package.
  • Plan for uncovered expenses by setting aside emergency funds or investing in additional health insurance plans that can complement Ayushman Bharat.

What’s Covered Under Ayushman Bharat?

While certain exclusions exist, Ayushman Bharat covers a wide array of specialities and treatments, including:

  • Burns management
  • Cardiology and cardiothoracic surgery
  • Emergency care (under 12 hours)
  • General medicine and surgery
  • Interventional neuroradiology
  • Oncology (medical, surgical, radiation)
  • Mental health care
  • Neonatal and paediatric care
  • Neurosurgery
  • Obstetrics and gynaecology
  • ENT (Otorhinolaryngology)
  • Oral and maxillofacial surgery
  • Orthopaedics
  • Urology
  • Plastic and reconstructive surgery
  • Polytrauma management

These inclusions aim to ensure critical and often expensive hospital treatments are within reach of economically disadvantaged families.

Conclusion

Ayushman Bharat is a landmark healthcare initiative that has brought financial relief to millions. However, understanding its exclusions is equally important. Being aware of what the scheme does not cover allows individuals to prepare better for their healthcare needs and make decisions with clarity, avoiding financial strain during emergencies.

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

From ₹10,000 SIP to ₹1.75 Lakh Monthly Post-Retirement: Understanding the Power of SWP

A Systematic Withdrawal Plan (SWP) is a feature offered by mutual funds that allows investors to withdraw a fixed amount of money at regular intervals from their existing investment. Unlike lump sum withdrawals, an SWP provides a steady stream of income, making it a popular choice for retirees who need consistent cash flows, similar to a pension.

SIP: The First Step Towards Building Your Retirement Corpus

To make the most of SWP, the foundation lies in disciplined investing during one’s working years. A Systematic Investment Plan (SIP) helps build wealth over time by investing a fixed amount regularly in mutual funds. It not only averages out the cost through rupee cost averaging but also benefits from the power of compounding.

Let’s consider a scenario where an individual starts investing ₹10,000 every month from the age of 35 and continues this SIP till the age of 60. Assuming an annual return (CAGR) of 12%, the investment over 25 years will result in a substantial corpus.

  • Total Investment: ₹30,00,000 
  • Estimated Returns: ₹1,59,76,351 
  • Total Corpus at Retirement: ₹1.89 crore 

Using SWP Post-Retirement for Monthly Income

Once retirement begins at age 60, the SIP corpus can be transferred to an SWP plan to start generating a regular monthly income. In this scenario, let’s assume the retiree wishes to withdraw ₹1.75 lakh per month for the next 15 years.

  • SWP Amount: ₹1.75 lakh per month 
  • Number of Years: 15 
  • Expected Return During SWP Period: 8% per annum 

At this rate, the total withdrawn amount over 15 years would be approximately ₹3.15 crore. Interestingly, despite withdrawing such a large amount, the remaining balance after 15 years would still be around ₹15.4 lakh.

The Maths Behind It: SWP Returns and Capital Retention

Here’s how the numbers stack up:

  • Initial Corpus: ₹1.89 crore 
  • Total Amount Withdrawn: ₹3.15 crore 
  • Total Returns Earned During SWP Period: ₹1.41 crore 
  • Final Balance Remaining After 15 Years: ₹15.4 lakh 

The key takeaway here is that the investment not only provides a regular income post-retirement but also ensures that a portion of the original corpus remains intact. This offers financial flexibility for unforeseen expenses or future planning.

Why Planning Early Matters

This example illustrates the importance of starting early. A consistent SIP, even with a modest amount like ₹10,000 per month, when combined with a well-structured SWP plan, can help ensure financial stability during retirement. The earlier one starts, the better the compounding effect, resulting in a larger corpus and more income-generating potential.

Conclusion 

While this article does not offer investment advice, it demonstrates how systematic investing and planned withdrawals can work together to provide a steady income post-retirement. By understanding and utilising tools like SIP and SWP effectively, individuals can take meaningful steps toward building financial security in their golden years.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Can a One-Time Investment of ₹20 Lakhs Help You Build a ₹5 Crore Retirement Corpus?

Compounding is often called the eighth wonder of the world—and for good reason. It allows your investment returns to earn further returns over time, leading to exponential growth. When you invest a lump sum and leave it untouched for decades, the effect of compounding can be powerful, especially in growth-oriented instruments like equity mutual funds.

Setting a Financial Goal: ₹5 Crores

Whether you’re planning for retirement, your child’s future, or financial freedom, ₹5 crores is a popular milestone goal for Indian investors. Reaching such a goal may seem daunting, but it is achievable if you start early and choose the right investment vehicle with a disciplined approach.

Starting Point: One-Time Investment of ₹20 Lakhs

Let’s consider an investor who makes a one-time investment of ₹20 lakhs. The goal is to grow this investment to ₹5 crores over time without making any further contributions.

Here’s what the projection looks like using lumpsum calculator:

  • Initial Investment: ₹20,00,000 
  • Expected Return: 12% per annum 
  • Investment Duration: 29 years 
  • Estimated Value at Maturity: ₹5,34,99,861 

The projected corpus exceeds the ₹5 crore target due to the power of long-term compounding. 

Is a One-Time Investment Enough?

While ₹20 lakhs invested once can reach ₹5 crores given enough time and growth, most investors might not be able to wait nearly three decades. In such cases, a combination of lump sum and periodic SIPs (Systematic Investment Plans) could be a more dynamic approach to reaching financial goals sooner.

Conclusion

Yes, it is possible to reach a corpus of ₹5 crores with a one-time investment of ₹20 lakhs—provided you have the luxury of time, the right asset allocation, and the patience to stay invested for decades. This is a classic example of how long-term investing and the power of compounding can work wonders, even with a modest starting point.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

EaseMyTrip in Spotlight: Know the History and Why a Clarification Was Needed

According to a news report, the Enforcement Directorate (ED) is currently probing a large-scale money laundering case linked to the Mahadev Betting App. As part of this ongoing investigation, ED has conducted searches at multiple locations, including one reportedly associated with Nishant Pitti, co-founder of EaseMyTrip.

This comes on the heels of previous enforcement actions, including a Central Bureau of Investigation (CBI) search in March 2024 at the residence of former Chhattisgarh Chief Minister Bhupesh Baghel, also linked to the same case.

How the Mahadev Betting App Case Unfolded

The Mahadev Betting App case stems from an FIR alleging illegal online gambling and cyber fraud amounting to ₹15,000 crore. The FIR named 32 individuals, including the app’s alleged promoter Saurabh Chandrakar, as well as Ravi Uppal and Shubham Soni.

These individuals are accused of running unauthorised online betting platforms, defrauding users, and funnelling large sums through illegal channels since 2019. Authorities suspect a complex web of financial irregularities involving fake user IDs, digital wallets, and offshore transactions.

Why EaseMyTrip’s Name Came Up

According to the report, ED reportedly searched over 50 locations as part of its nationwide crackdown. Among the premises visited was one belonging to EaseMyTrip. The company’s association with a high-profile case of this magnitude immediately drew public and media attention.

Although there was no direct mention of wrongdoing by EaseMyTrip in official statements, the presence of its name in connection with the searches created speculation and concern, prompting the company to release an official clarification.

Official Statement from EaseMyTrip

Responding swiftly to the reports, EaseMyTrip issued a public statement distancing itself from the Mahadev Betting App controversy. A spokesperson for the company said: “As per information available in the public domain, the ED conducted searches at over 50 locations of various persons/ corporates. Amongst them, one was the EaseMyTrip premises. While EaseMyTrip has no direct or indirect association with the Mahadev Betting App or any other betting platform, we remain fully committed to cooperating with the authorities throughout the course of the investigation.”

The company reiterated its transparency and emphasised its full cooperation with law enforcement agencies.

Why the Clarification Was Necessary

Given the scale of the alleged ₹15,000 crore fraud and the high-profile individuals already implicated, any association—however indirect—with the case could risk public trust, especially for a consumer-facing brand like EaseMyTrip.

Clarifying its position was crucial to protect its reputation, maintain investor confidence, and prevent any misinformation from circulating during a sensitive, high-stakes investigation.

Share Price Performance

As of 3:20 pm on April 17, 2025, EaseMyTrip share price was trading at ₹12.33, a 1.15% up.

Conclusion

The ED’s probe into the Mahadev Betting App case continues to uncover complex layers of alleged financial misconduct. As the investigation expands, even unintentional associations can lead to scrutiny. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

NSE IX Implements Near Site Facility to Enhance Operational Resilience at GIFT IFSC

NSE International Exchange (NSE IX) has achieved a notable milestone by becoming the first and only stock exchange at GIFT IFSC to successfully implement its Near Site (NS) facility. The implementation went live on April 14, 2025 and underscores NSE IX’s proactive compliance with the Business Continuity Plan (BCP) and Disaster Recovery (DR) guidelines prescribed by the International Financial Services Centres Authority (IFSCA).

This development reinforces the exchange’s commitment to operational resilience and regulatory adherence, ensuring robust preparedness for adverse events without compromising market functioning.

Enhancing Market Infrastructure in Line with IFSCA Norms

IFSCA issued its formal BCP and DR guidelines through a circular dated November 16, 2022. According to the framework, all Market Infrastructure Institutions (MIIs) operating within IFSC must establish not only a Disaster Recovery Site (DRS) but also a Near Site (NS) to ensure zero data loss and operational continuity.

By executing this mandate, NSE IX has demonstrated leadership in infrastructure readiness, setting a benchmark for other exchanges and clearing corporations operating in IFSC.

Gratitude to Stakeholders and Technical Contributors

NSE IX acknowledged the continued regulatory support from IFSCA, along with the cooperation of its telecom service providers and technology vendors. Their combined efforts were instrumental in the successful implementation of the Near Site, ensuring seamless integration and compliance.

Growth and Leadership in GIFT Nifty Trading

Since the commencement of full-scale operations of GIFT Nifty on July 3, 2023, NSE IX has experienced significant growth in trading volumes. As of April 15, 2025, GIFT Nifty has recorded a cumulative trading volume of over 39.88 million contracts, translating to a total turnover of approximately USD 1.76 trillion (₹151.10 trillion). With a market share of ~99.7%, NSE IX has firmly established its leadership in the GIFT IFSC ecosystem.

About NSE IX

Established on 5th June 2017, NSE IX is a multi-asset international exchange located in GIFT City, Gandhinagar. Recognised by IFSCA, NSE IX offers a wide array of financial instruments, including Indian Single Stock Derivatives, Index Derivatives, Currency Derivatives, Depository Receipts, and Global Stocks.

The platform also supports the listing of a variety of primary market products such as Equity Shares, SPACs, REITs, InvITs, Debt Securities, and ESG-focused debt instruments. Additionally, with regulatory exemptions from the US CFTC and SEC, NSE IX enables participation by US investors in its derivatives segment, making it a globally integrated financial platform.

Conclusion 

The successful implementation of the Near Site reaffirms NSE IX’s commitment to regulatory compliance and market resilience. It sets a new benchmark for infrastructure readiness within GIFT IFSC.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

First-Ever ATM Installed on Indian Train Completes Successful Trial Between Nashik and Mumbai

In a groundbreaking move, the Central Railway has launched India’s first ATM installed inside a moving train. The pilot project was conducted aboard the Panchavati Express, which operates between Manmad (Nashik) and Mumbai. This innovation marks a significant step toward improving basic financial services for passengers, especially on long routes with limited halts.

The Concept: Banking on the Go

The ATM facility, developed in collaboration with the Bank of Maharashtra, was introduced as part of the Innovative and Non-Fare Revenue Ideas Scheme (INFRIS). Its primary objective is to offer cash withdrawal services during travel, eliminating the dependency on station stops.

Installed in an air-conditioned coach, the ATM has been placed inside a converted cubicle that earlier served as a pantry area. The space has now been secured with a rolling shutter and is monitored continuously through CCTV to ensure safety and prevent misuse.

Accessibility Beyond Coach Class

Although the ATM has been placed in an AC coach, it is accessible to all passengers thanks to the inter-connected lobby that links all 22 coaches of the Panchavati Express. This ensures that the service is inclusive and not limited to those with AC ticket reservations.

The machine was made available to passengers during the train’s recent trial run, providing them the unique opportunity to withdraw cash mid-journey.

Shared Rake, Extended Reach

Interestingly, the ATM-equipped coach is part of a rake shared with the Mumbai–Hingoli Jan Shatabdi Express. This means the facility is not restricted to a single train route but extends to a broader network, offering even more travellers access to essential banking services while onboard.

Performance During the Trial Run

According to Central Railway officials, the machine functioned efficiently during its test run. The only reported issue was a temporary network outage in the Igatpuri–Kasara stretch, a known challenge due to the area’s tunnels and hilly terrain. Despite this, the ATM’s performance has been deemed largely successful.

Conclusion

While this initiative is still in its pilot phase, its success could pave the way for similar installations on other long-distance trains. If adopted widely, this feature could redefine convenience for passengers on Indian Railways.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Coforge Announces Completion of 100% Acquisition of TMLabs Pty Ltd

Coforge Limited has completed the acquisition of 100% equity in TMLabs Pty Ltd. The transaction was executed through Coforge Technologies Australia Pty Ltd, a wholly owned subsidiary of the company.

As of 9:40 am on April 17, 2025, Coforge share price was trading at ₹6,305.00, down 1.61%, with a 13.12% decline over the past six months and a 21.09% gain over the past year.

Deal Structure

The acquisition was carried out under a share sale agreement signed between Coforge Technologies Australia Pty Ltd and the shareholders of TMLabs Pty Ltd. This agreement was first announced on March 5, 2025. As per the terms, Coforge has now acquired all outstanding shares of the target company.

Completion Update

On April 16, 2025, Coforge formally confirmed that the acquisition process had been concluded. The company stated that the transaction had been executed as per the original terms and conditions laid out in the earlier agreement. No changes or updates to the original structure were mentioned.

No Additional Disclosures

In the latest update, Coforge did not provide any additional financial details, valuation information, or specifics about the business operations of TMLabs Pty Ltd. The company also did not disclose whether any changes in management or operations would follow the completion of the deal.

Involved Entities

  • Acquiring Entity: Coforge Technologies Australia Pty Ltd
  • Target Company: TMLabs Pty Ltd
  • Parent Company: Coforge Limited

TMLabs Pty Ltd is based in Australia. The filing confirms full ownership transfer but does not elaborate on the company’s size, industry segment, or existing client base.

Previous Communication

According to the company, the required details related to the transaction had already been shared at the time of the March 5 announcement. The current update is limited to confirming that the share transfer has been completed.

Conclusion

Coforge now holds 100% ownership of TMLabs Pty Ltd through its Australian subsidiary. The transaction has been completed as planned, with no further information provided in the final communication.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Tanla Platform Teams Up with Global Telcos for MaaP Launch

Tanla Platforms Limited shared that it is starting something new outside India for the first time. It is related to its rich media messaging service called MaaP.

New International Partnership

Tanla has teamed up with two telecom companies from other countries to launch this messaging platform abroad. The service will officially begin in the first quarter of the financial year 2026. However, further details about the project are being kept confidential at this stage.

About Tanla Platforms Limited

Tanla Platforms Limited is a leading cloud communications company that helps businesses connect with their customers through secure and scalable messaging solutions. It specialises in platforms and services that enable SMS, voice, and rich media communication. Known for its innovative technologies like MaaP (Messaging as a Platform), Tanla works closely with telecom operators and enterprises to enhance customer engagement. 

Share Price Performance 

As of April 17, 2025, at 10:15 AM, with a market capitalisation of ₹65.35 billion, Tanla Platforms Limited Share Price is trading at ₹485.75 per share, reflecting a profit of 1.18% from the previous day’s closing price. Over the past month, the stock has registered a profit of 15.11%. The company’s P/E ratio stands at 12.60. The stock’s 52-week high stands at ₹1,086.45 per share, while its low is ₹409.35 per share.

Conclusion

This international launch marks a major milestone for Tanla, showcasing its global growth and commitment to innovation in digital communication. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Paytm CEO Vijay Shekhar Sharma Surrenders ESOPs Amid SEBI Scrutiny

Paytm founder and CEO Vijay Shekhar Sharma has voluntarily given up 21 million unvested employee stock options (ESOPs) previously granted to him. 

Regulatory Pressure Prompts Voluntary Surrender 

The surrender follows the issuance of show-cause notices from the Securities and Exchange Board of India (SEBI) over alleged violations related to the issuance of share-based benefits. SEBI had flagged the grant in August last year, asserting that the allotment was not in compliance with existing regulations governing employee benefit schemes. These stock options were originally awarded in FY22, contingent upon the achievement of specific performance milestones.

Financial Implications and Shareholding Adjustments

As a result of the surrender, Paytm will now incur a one-time, non-cash acceleration of ESOP expenses amounting to ₹492 crore in the fourth quarter of FY25. Originally, the company intended to recognise ₹637 crore in ESOP expenses over the remaining vesting period, as per Ind AS 102 accounting standards. The surrender of options will reduce this projected cost, easing the company’s future expense load and potentially improving its operating profitability.

 

Under Indian regulatory norms, significant shareholders with considerable influence over company decisions are not eligible to receive ESOPs. To meet eligibility criteria, Sharma had previously reduced his stake in Paytm from 14.7% to 9.1% in the run-up to the company’s IPO in 2021. This was achieved by transferring over three crore shares to Axis Trustee Services, which acts on behalf of the Sharma family trust.

Paytm Share Performance 

As of April 17, 2025, at 12:15 PM, One97 Communications Share Price is trading at ₹853.50, reflecting a 1.32% decline from the previous closing price. Over the past month, the stock has delivered positive returns of 15.12% 

Conclusion

Vijay Shekhar Sharma’s decision to forgo his ESOPs reflects a notable step amidst ongoing regulatory oversight and aims to align with SEBI guidelines. While this move results in a substantial immediate cost, it positions Paytm for a potentially more sustainable financial outlook by reducing future liabilities.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

US Vice President JD Vance to Visit India for Diplomatic and Cultural Engagements

US Vice President JD Vance is set to undertake his first official visit to India next week, accompanied by his wife Usha Vance and their three children. The visit, which forms the second leg of a two-nation tour beginning in Italy on 18 April, marks a significant step in furthering bilateral ties between India and the United States under the Donald Trump administration. 

High Level Meeting Scheduled in Delhi

Vance and his family will arrive in New Delhi on 21 April for a day of key diplomatic engagements and cultural experiences, before travelling to Jaipur and Agra. Upon arrival, the family will begin their Indian tour with a visit to the historic Red Fort. In the afternoon, Vance is scheduled to hold meetings with National Security Adviser Ajit Doval, External Affairs Minister S Jaishankar, and BJP President JP Nadda. Prime Minister Narendra Modi will host Vance and his family for a formal dinner on the evening of 21 April. This visit also carries a personal dimension, as Usha Vance, a Hindu American, has ancestral roots in India. The couple met during their time at Yale Law School and have been married since 2014.

Trade Talks and Strategic Partnerships on the Agenda

Although the visit has been characterised as largely personal, it will also feature key discussions on strategic and economic matters. High on the agenda are the Trump administration’s new tariffs and the ongoing negotiations for a bilateral trade deal between India and the US. The White House confirmed that Vance will focus on “shared economic and geopolitical priorities” during his meetings.

 

In addition to official talks, the Vance family will explore India’s cultural richness with planned visits to major sites. On 22 April, they will travel to Jaipur to visit historical landmarks, followed by a trip to Agra on 23 April to see the iconic Taj Mahal. The visit comes shortly after a trip to India by Director of National Intelligence Tulsi Gabbard, who participated in a security conclave and the Raisina Dialogue in March.

US National Security Adviser Mike Waltz, who was previously expected to co-chair the first TRUST (Transforming the Relationship Utilizing Strategic Technology) meeting in India on 21 April, has cancelled his visit amid controversy surrounding a Signal group chat. There are currently no plans for Vance to take his place at the India-US Forum.

Conclusion

Vice President JD Vance’s visit to India symbolises a blend of diplomatic intent and cultural affinity, reflecting growing ties between the two nations. With high-level meetings and iconic site visits, the tour aims to reinforce strategic cooperation while also offering a personal connection through Vance’s family heritage.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.