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DHFL RD Calculator

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1 Yr

30 Yrs

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Estimated Return


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What is the DHFL RD Calculator?

The DHFL RD calculator helps calculate the returns from a recurring deposit with DHFL. DHFL, which stands for Dewan Housing Finance Corporation Limited, is an Indian financial institution primarily operating in the housing finance sector. RDs are financial investments that allow you to invest a fixed sum, typically every month, to help build a substantial corpus. RDs are similar to fixed deposits, but instead of depositing a lump sum, you make regular monthly contributions over a predetermined period. This period (known as tenure) usually ranges from a few months to several years, depending on your preferences and the options provided by the institution. These monthly contributions are typically fixed and cannot be changed during the tenure of the RD.

At the end of the tenure, you receive the principal amount along with the accumulated interest as a lump sum. One of the significant advantages of RDs is their low-risk nature. They are backed by the guarantee of the financial institution, providing a sense of security.

Additionally, by using an online calculator, such as the DHFL RD calculator, you can determine the exact maturity amount and interest earned in advance. This empowers you to plan your finances more effectively and make informed decisions about your investment. You can access the online DHFL RD calculator on Angel One anytime for free.

How Does an DHFL RD Calculator Works?

An RD calculator uses a simple formula to compute the maturity amount and interest earned. It takes into account the principal amount, interest rate, and investment tenure. By inputting these details into the online DHFL RD calculator, you can quickly obtain the expected returns on your investment.

What is the DHFL RD Calculator Formula?

    The DHFL RD calculator formula considers three factors - principal, interest rate, and tenure. Here’s the RD formula:

    M = R[(1+i)^n-1]/(1-(1+i)^(-1/3) )


  • M is the maturity value,
  • R is the monthly deposit amount,
  • i is the rate of interest/400
  • n is the number of quarters

How To Use the DHFL RD Calculator Online?

Using the DHFL RD calculator online is hassle-free. Follow these simple steps to use the online tool:

  • Enter the monthly amount that you are looking to invest
  • Next, choose the interest rate tenure
  • Lastly, select the tenure (in years)

The calculator will automatically show the estimated interest and maturity amount. You can choose different variables' values to see how they impact your RD investment.

Let’s understand the above steps with an example. Suppose you want to invest Rs. 5,000 monthly in a recurring deposit for 3 years at 7.75% p.a. Here’s how to determine the interest earned and final maturity amount using the online RD calculator:

  • Enter Rs. 5,000 in the monthly amount field.
  • Key in the interest rate as 7.75% p.a.
  • Enter 3 years as the tenure.

The RD calculator will show you the interest and maturity amount immediately. In this case, the interest earned will be Rs. 23,219. The maturity amount will be Rs. 2,03,219.

Benefits Of Using an DHFL RD Calculator

  • Eliminates calculation errors: An online DHFL RD calculator eliminates the chances of human errors or miscalculations, ensuring accurate and reliable results.
  • Saves time: The DHFL recurring deposit calculator provides instant results, saving you the effort of manual calculations.
  • Allows comparison of options: You can vary the monthly installment, tenure, and interest rate to see how they affect the maturity amount and interest earned. This flexibility empowers you to find the optimal combination that aligns with your financial goals.
  • Free to use: The online DHFL RD calculator is a freely accessible tool available online. You can use it as often as you like without incurring any charges.


What is the online DHFL calculator?

The DHFL RD calculator is a tool used to calculate the estimated interest and maturity earnings from an RD. The calculator is simple and easy to use. You just need to enter your interest rate, investment amount and tenure, and your RD returns shall be displayed in a few seconds.

How to use the DHFL RD calculator online?

To use the online DHFL RD calculator, visit the Angel One website and navigate to the RD calculator page. Then, input variables like the deposit, tenure, and interest rate that apply to the RD. The results will be displayed instantly.

Is the DHFL calculator free to use?

Yes. The DHFL RD calculator is completely free. You can find this on the Angel One website without paying a rupee.

Which is better, FD or RD?

FDs and RDs have their own benefits. RDs offer greater flexibility when compared to FDs and can be started with small amounts of money.

What is the interest rate on DHFL RD for a senior citizen?

The interest rate on the DHFL RD is 7.75% for all tenures. The minimum tenure is 6 months, while the maximum is 5 years.

How do you calculate the RD maturity amount?

The mathematical formula used is M = R[(1+i)^n-1]/(1-(1+i)^(-1/3) ), where M is the maturity amount, R is the amount of monthly investment, n is the number of quarters, and i is the interest rate/400. An online calculator makes the calculation easier.

Enjoy Zero Brokerage on
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Enjoy Zero Brokerage on Equity Delivery

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