Planning a Car Loan? Compare ₹5 Lakh, ₹7 Lakh & ₹10 Lakh EMI Options

Buying a car can be an exciting milestone, and for many, a car loan can make it possible. Whether you’re eyeing a budget-friendly hatchback or a compact SUV, understanding your monthly EMI (Equated Monthly Installment) obligation is key to making an informed decision. In this article, we’ll break down the EMIs for car loans of ₹5 lakh, ₹7 lakh, and ₹10 lakh at a 10% annual interest rate over a 5-year (60-month) term. 

EMI Breakdown for ₹5 Lakh, ₹7 Lakh, and ₹10 Lakh Car Loans 

EMI for ₹5 Lakh Car Loan 

If you’re going for an entry-level vehicle or making a large down payment, a ₹5 lakh loan might be enough. At 10% interest for a 5-year period, the monthly EMI comes to around ₹10,624. 

  • Total Interest Outgo: ~₹1,37,411 
  • Total Repayment Amount: ~₹6,37,411 

This EMI can be manageable for those with a monthly income of ₹50,000 to ₹60,000, provided there aren’t too many other EMIs or expenses in your budget. 

EMI for ₹7 Lakh Car Loan 

Planning for a mid-range vehicle or adding some accessories and insurance to the cost? A ₹7 lakh loan would be more suitable. At 10% interest over 5 years, the monthly EMI is about ₹14,873. 

  • Total Interest Outgo: ~₹1,92,376 
  • Total Repayment Amount: ~₹8,92,376 

This EMI could work well if your monthly income is between ₹70,000 and ₹80,000, depending on your other financial commitments. 

EMI for ₹10 Lakh Car Loan 

For higher-end models or if you prefer not to make a big down payment, a ₹10 lakh loan may be what you’re looking at. The monthly EMI in this case would be roughly ₹21,247. 

  • Total Interest Outgo: ~₹2,74,823 
  • Total Repayment Amount: ~₹1,274,823 

This option is generally suitable for individuals with a monthly income of ₹1 lakh or more, especially if you want to maintain financial comfort and meet other obligations. 

When comparing car loans of ₹5 lakh, ₹7 lakh, and ₹10 lakh at 10% interest for a 5-year term, the difference in EMIs and total repayment becomes quite evident.  

A ₹5 lakh loan results in an EMI of around ₹10,624 with a total repayment of ~₹6.37 lakh, while a ₹7 lakh loan increases the EMI to ₹14,874 and the repayment to around ₹8.92 lakh. Opting for a ₹10 lakh loan pushes the EMI to ₹21,249, with a total repayment nearing ₹12.75 lakh.  

While higher loan amounts offer the flexibility to choose better car models or reduce the upfront cost, they also lead to a significantly larger interest outgo. Hence, borrowers should choose a loan amount based on their repayment capacity, monthly income, and overall financial goals. 

You can use an EMI Calculator to calculate your loan EMIs for various instances.  

Things to Consider Before Choosing a Loan Amount 

  • Your Monthly Income and Expenses: Before deciding on the loan amount, calculate how much EMI you can afford. Ideally, all your EMIs combined (including existing loans) should not exceed 40% of your net monthly income. 
  • Down Payment Options: The higher the down payment, the lower the EMI and interest you’ll pay over time. Try to pay at least 20-30% of the car’s value upfront if possible. 
  • Total Interest Paid: It’s easy to focus only on the EMI, but it’s also important to factor in the total interest paid over the loan tenure. A longer tenure reduces the EMI but increases the interest outgo. 
  • Car-Related Expenses: Your EMI isn’t the only recurring expense. Remember to account for fuel, insurance, periodic maintenance, and registration fees in your budget planning. 

Also Read: What Should Be Your EMI If You Earn ₹50,000 Per Month? 

Should You Opt for a 5-Year Term? 

A 5-year term is a popular choice because it offers a good balance between manageable monthly payments and total interest paid. If you can afford a slightly higher EMI, going for a shorter term (like 3 years) can save you a significant amount on interest. On the other hand, if you want a lower EMI and are okay with paying more interest, you can consider a 6, 7-year or more than that as loan term. 

Conclusion 

Choosing the right car loan depends on your income, down payment capacity, and monthly financial commitments. By evaluating these factors carefully, you can drive home your dream car without straining your finances. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Tata Communications Expands Presence in China with New Subsidiary

Tata Communications Limited has further expanded its global presence by incorporating a wholly owned step-down subsidiary, TC (Shanghai) Network Services Company Limited (TCSNSCL), in China.  

The Certificate of Incorporation was officially issued by the Administration for Market Regulation of Lin-gang New Area in the Shanghai Pilot Free Trade Zone on April 22, 2025. The actual incorporation date of the entity was April 18, 2025. 

Details of the Wholly-Owned Subsidiary 

TCSNSCL falls under the telecommunications industry and has been set up to undertake a wide range of technology-focused services. These include Category I of Value-added Telecommunications Services, along with general projects such as software development, computer system services, data processing, and import-export of technologies.  

The company also plans to provide technical services and engage in technology consulting, development, exchanges, and promotion, highlighting its multi-dimensional role in supporting digital infrastructure and innovation in the region. 

The new entity has been established with a registered capital of RMB 10 million and is a 100% owned subsidiary of Tata Communications (Hong Kong) Limited, which itself is a wholly owned step-down subsidiary of Tata Communications Limited. This structure ensures full operational control under the Tata Communications umbrella. 

The move aligns with Tata Communications’ broader strategic objectives of strengthening its presence in key international markets, especially in Asia. By leveraging the Free Trade Zone’s policies and China’s expanding digital ecosystem, the company aims to better serve its global clientele while also tapping into local opportunities. 

Tata Communications Share Price Performance 

On April 23, 2025, Tata Communications share price (NSE: TATACOMM) opened at ₹1,650.00, up from its previous close of ₹1,598.70. At 11:13 AM, the share price of TATACOMM was trading at ₹1,589.30, down by 0.59% on the NSE. 

Also Read: Tata Communications Q4 FY25 Net Profit Soars 115%; Declares ₹25 Dividend! 

Conclusion 

This incorporation underlines Tata Communications’ commitment to building a international network and supporting the growing demand for advanced telecommunications and IT services in the Asia-Pacific region. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Gold Prices Fall: Check Gold and Silver Rates in Your City Today, April 23, 2025

Gold prices dropped on Wednesday; on the other hand, silver was rising. As of 02:50 NY Time, spot gold was down by 2.52% at $3,321.7 per ounce. 

As of 11:55 AM (IST) in Chennai, 24-carat gold is priced at ₹9,583 per gram, while 22-carat gold costs ₹8,784 per gram. In Hyderabad, the price of 22-carat gold is ₹87,734 per 10 grams, while 24-carat gold is trading at ₹95,710 per 10 grams. 

Gold Prices Across Major Indian Cities on April 23, 2025 

Here is a detailed breakdown of gold prices as of April 23, 2025. 

City  24 Carat Gold (per 10gm in ₹)  22 Carat Gold (per 10gm in ₹) 
Chennai  95,830  87,844 
Hyderabad  95,710  87,734 
Delhi  95,390  87,441 
Mumbai  95,560  87,597 
Bangalore  95,630  87,661 

Silver Prices Across Major Indian Cities on April 23, 2025 

Here are the latest silver (Silver 999 Fine) rates per kilogram in major Indian cities as of today. 

City  Silver Rate (₹/kg) 
Chennai  96,440 
Hyderabad  96,310 
Delhi  95,990 
Mumbai  96,160 
Bangalore  96,230 

 Also Read: How to Avoid Frauds in Dubai Gold Souk When Buying Gold! 

Conclusion 

Gold prices saw a decline on April 23, 2025, while silver prices continued to rise across major Indian cities. This shift highlights the volatility in precious metal markets. Investors and buyers should stay updated with the latest trends and consider multiple factors, including global market movements and local demand, before making any purchasing decisions.  

Since precious metal prices fluctuate frequently, checking real-time rates can help in making informed choices. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

VBL Share Price in Focus; Board Meeting on Apr 30 for March 2025 Quarter Results & Dividend

Varun Beverages Limited has been in focus on Wednesday. On April 23, 2025, Varun Beverages share price (NSE: VBL) opened at ₹552.00, up from its previous close of ₹549.45. At 10:44 AM, the share price of VBL was trading at ₹547.70, down by 0.32% on the NSE. 

Board Meeting Scheduled for April 30 

The company has notified the exchanges that a meeting of its Board of Directors will be held on Wednesday, April 30, 2025. The agenda includes the consideration and approval of the Unaudited Financial Results for the quarter ended March 31, 2025, on both a standalone and consolidated basis. The Board will also consider the declaration of an interim dividend for FY2025. 

Dividend Record and Payment for CY2024 

For the calendar year 2024, the company had earlier declared a final dividend of ₹0.50 per equity share (face value ₹2). The record date for determining shareholders eligible to receive the dividend was set as April 4, 2025. Following approval at the company’s 30th Annual General Meeting held on April 3, 2025, the dividend was scheduled to be paid on or after April 7, 2025. 

Performance in CY2024 

Varun Beverages reported a steady financial performance for the calendar year 2024. The company’s revenue increased by 24.7% year-on-year to ₹20,007.65 crore, supported by a 23.2% rise in sales volumes, which stood at 1,124.4 million cases.  

EBITDA grew by 30.5% to ₹4,711.07 crore, while profit after tax (PAT) rose by 25.3% to ₹2,634.28 crore.  

Also Read: When Can Investors Expect Flipkart IPO? 

About Varun Beverages Ltd 

Varun Beverages Limited is a prominent player in the beverage industry and ranks among the largest franchisees of PepsiCo globally, outside the United States. The company manufactures and distributes a wide portfolio of carbonated soft drinks (CSDs) and non-carbonated beverages (NCBs), including packaged drinking water, all under trademarks owned by PepsiCo. VBL’s CSD offerings include popular PepsiCo brands such as Pepsi, Pepsi Black, Mountain Dew, Sting, Seven-Up, Mirinda, Seven-Up Nimbooz Masala Soda, and Evervess. 

Conclusion 

With financials in CY2024 and a potential interim dividend on the horizon, all eyes are now on Varun Beverages’ upcoming quarterly results. The market will closely watch for signals on demand trends and profitability in FY2025. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Adani Exits Telecom: Airtel To Gain 400 MHz in Strategic 5G Deal

Bharti Airtel Limited informed the stock exchanges that the company along with its subsidiary Bharti Hexacom Limited, has entered into definitive agreements with Adani Data Networks Limited (ADNL), a unit of Adani Enterprises, to acquire rights to use 400 MHz of spectrum in the 26 GHz band.  

This spectrum spans six key telecom circles: Gujarat and Mumbai (100 MHz each), Andhra Pradesh, Rajasthan, Karnataka, and Tamil Nadu (50 MHz each). 

The transaction, once completed, will enhance Airtel’s 5G service offerings in these high-value regions. The deal is subject to standard regulatory approvals and conditions outlined in the Department of Telecommunications’ Spectrum Trading Guidelines. 

Adani Group Exits Telecom Ambitions 

This move marks the Adani Group’s exit from the telecom sector, two years after its surprising entry through the 2022 spectrum auctions. At the time, the group’s foray triggered industry buzz and speculation about possible long-term ambitions, including rumors of a potential acquisition of telecom players such as Vodafone Idea. However, no such plans materialised. 

Adani Group, known for its aggressive expansion across infrastructure, energy, and logistics, appeared to be setting the stage for a new narrative in the digital and telecom space, similar to Reliance Industries’ model. However, the group now seems to be shifting focus. 

About Bharti Airtel Limited 

Airtel, headquartered in India, is a global communications solutions provider serving over 550 million customers across 15 countries in India and Africa. Through its associate entities, the company also maintains a presence in Bangladesh and Sri Lanka. Ranked among the world’s top three mobile operators, Airtel’s network reaches more than two billion people. It stands as India’s largest integrated communications solutions provider and the second-largest mobile operator across Africa. 

Also Read: Airtel Expands AI-Based Anti-Spam Features to Tackle International Spam Calls and Messages!

Bharti Airtel Share Price Performance 

On April 23, 2025, Bharti Airtel share price (NSE: BHARTIARTL) opened at ₹1,867.00, up from its previous close of ₹1,852.20. At 10:13 AM, the share price of Bharti Airtel was trading at ₹1,847.00, down by 0.28% on the NSE. 

Conclusion 

With this acquisition, Airtel gains valuable millimetre wave spectrum crucial for delivering high-capacity 5G services, particularly in urban and industrial hubs. Meanwhile, Adani Group’s exit signals a strategic pivot back to its core strengths in infrastructure and utilities. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Jindal Stainless Commissions Odisha’s Largest Captive Solar Plant at Jajpur

Jindal Stainless Limited, in collaboration with AB Energia Solutions Pvt. Ltd, has successfully commissioned a landmark solar energy project at its Jajpur manufacturing facility in Odisha. With a combined capacity exceeding 30 MWp, the installation is now the largest captive solar energy plant situated within a single industrial campus in the state. 

Dual Solar Setup: Floating and Rooftop Installations 

This innovative project comprises a 7.324 MWp floating solar plant strategically placed on an internal reservoir and a 23.02 MWp rooftop solar system spread across ten industrial buildings of varying elevations. The integration of floating solar not only produces clean energy but also minimises water evaporation, turning idle water bodies into productive assets. The rooftop component optimises space utilisation while significantly enhancing energy generation capabilities. 

Clean Energy Generation and Environmental Benefits 

The solar project is expected to generate approximately 44.3 million units (MU) of renewable energy annually. This will significantly reduce the Jajpur facility’s reliance on conventional electricity sources. In environmental terms, the project is set to curb carbon dioxide emissions by 32,208 metric tonnes every year, equivalent to the environmental impact of planting 1,288 trees annually or powering 12,000–15,000 households. 

Supporting India’s Renewable Energy Goals 

AB Energia, a key player in the solar EPC segment, brought its engineering expertise to the forefront to deliver this cutting-edge project. The company specialises in floating, rooftop, carport, and ground-mounted solar solutions. Its mission aligns with India’s national goal of achieving 500 GW of renewable energy capacity by 2030. By providing tailor-made energy solutions, AB Energia helps industries lower costs and reduce their carbon footprints, thereby supporting India’s decarbonisation journey. 

Jindal Stainless’ Broader Sustainability Vision 

This project underscores Jindal Stainless’ commitment to sustainable industrial practices. The company has set an ambitious target to achieve Net Zero emissions by 2050 and plans to invest ₹700 crore over the next five years in multiple decarbonisation projects. 

Read More: Jindal Steel & Power Expands Steel Business with Allied Strips Acquisition! 

Jindal Stainless Share Price Performance 

On April 23, 2025, Jindal Stainless share price (NSE: JSL) opened at ₹581.90, slightly up from its previous close of ₹581.10. At 9:48 AM, the share price of Jindal Stainless was trading at ₹584.70, up by 0.62% on the NSE. 

Conclusion 

The commissioning of Odisha’s largest captive solar energy project at Jindal Stainless’ Jajpur unit is a pivotal moment in India’s clean energy movement. By blending innovation with sustainability, Jindal Stainless and AB Energia have set a benchmark for industrial green energy adoption, showcasing how large-scale manufacturing can align with global climate goals. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.  

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

 

Cyient DLM Share Price Rises 7.87% on Apr 23; Q4 FY25 Revenue Grows 18.3% YoY

Cyient DLM Limited announced its consolidated financial results for Q4 FY25.  

Post the announcement, on April 23, 2025, Cyient DLM share price opened at ₹540.00, up from its previous close of ₹480.95. At 9:42 AM, the share price of Cyient DLM was trading at ₹518.80, up by 7.87% on the NSE. 

Consolidated Q4 FY25 Performance 

The company reported consolidated revenue of ₹4,281 million, marking an 18.3% YoY growth, though it witnessed a quarter-on-quarter (QoQ) decline of ₹2,368 million. 

EBITDA for the quarter stood at ₹574 million, up 50.9% YoY, with EBITDA margin expanding by 290 basis points YoY to reach 13.4%. The company also posted a profit after tax (PAT) of ₹310 million, reflecting a 36.5% YoY increase, with the PAT margin improving by 96 basis points YoY to 7.3%. 

The company’s order backlog remained at ₹19,061 million. 

Standalone Q4 FY25 Insights 

On a standalone basis, Q4 FY25 revenue came in at ₹3,403 million, reflecting a 5.9% YoY decline. However, the quarter was notable for significant margin improvements, primarily driven by a favourable revenue mix, one-off impacts, and enhanced operational efficiencies. 

This resulted in the highest PAT margin recorded in the last 12 quarters, showcasing the success of internal efficiency measures despite top-line pressure. 

Full-Year FY25 Performance 

For the full financial year FY25, Cyient DLM’s Revenue rose to ₹15,196 million, up 27.5% YoY, while adjusted EBITDA grew 30.8% YoY to ₹1,452 million. Adjusted PAT stood at ₹740 million, a 21.0% YoY increase. 

However, reported margins showed a slight contraction, with EBITDA margin at 9.0% (down 29 bps YoY) and PAT margin at 4.5% (down 66 bps YoY), indicating some headwinds on cost optimisation. 

Also Read: Cyient Collaborates with GreenH and Luxcara on Hydrogen Project in Norway 

About Cyient DLM Ltd 

Cyient DLM is a player in electronic system design and manufacturing, offering services such as system design, integration, testing, and production of electronic components and subsystems. It caters to original equipment manufacturers (OEMs) across aerospace, defence, and other advanced engineering industries, serving clients in India, Europe, North America, China, and Japan. 

Conclusion 

Cyient DLM ended FY25 on a positive note. While Q4 standalone revenue faced pressure, the company’s improved margins and order book reflect a well-executed strategy focused on operational efficiency and long-term growth sustainability. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

HCLTech Q4 Results: Net Income Rises 8.1% YoY, ₹18 Dividend Announced; 6% Rise in Share Price

HCL Technologies Limited (HCLTech) reported its financial performance for the fiscal year ended March 31, 2025.  

Post the announcement, on April 23, 2025, HCL Technologies share price (NSE: HCLTECH) opened at ₹1,555.00, up from its previous close of ₹1,479.90. At 9:35 AM, the share price of HCLTech was trading at ₹1,571.20, up by 6.17% on the NSE. 

Full-Year FY25 Performance 

The company posted INR revenue of ₹1,17,055 crore, reflecting a 6.5% year-on-year growth, while constant currency (CC) revenue rose by 4.7%. In USD terms, revenue stood at $13.84 billion, marking a 4.3% increase from the previous fiscal. 

Operating margins remained healthy, with EBIT at ₹21,420 crore (18.3% of revenue), showing a 7.0% growth YoY. Net income reached ₹17,390 crore, which is 14.9% of revenue, rising 10.8% year-on-year, underscoring improved profitability and efficient cost management. 

Q4 FY25 Snapshot 

In the final quarter of FY25, HCL Technologies recorded INR revenue of ₹30,246 crore, up 1.2% QoQ and 6.1% YoY. However, CC revenue declined 0.8% QoQ, while growing 2.9% YoY. In USD terms, revenue was $3.498 billion, reflecting a 1.0% sequential dip, though still up 2.0% from Q4 FY24. 

EBIT for Q4 stood at ₹5,442 crore, a 6.5% decline QoQ but an 8.4% rise YoY. Similarly, net income for the quarter fell 6.2% QoQ to ₹4,307 crore, but grew 8.1% YoY, indicating sustained earnings momentum despite a mild sequential slowdown. 

FY26 Guidance 

For FY26, HCLTech expects constant currency revenue growth between 2.0% and 5.0%, both for overall and services revenue. The company has projected an EBIT margin range of 18.0% to 19.0%, maintaining its focus on operational efficiency. 

Also Read: HCL Technologies Advances Enterprise AI with NVIDIA Integration! 

Interim Dividend Announcement 

HCLTech’s Board has declared an interim dividend of ₹18 per equity share for FY26. The record date is April 28, 2025, with the dividend scheduled to be paid on May 6, 2025. 

Conclusion 

HCL Technologies reported its performance in FY25, with double-digit profit growth and steady revenue gains. The Q4 saw a slight dip in sequential performance. However, the company announced a dividend payout. 

 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

 

BIS Partners with Institutions for 500 Student Internships

The Bureau of Indian Standards (BIS), under the Government of India, has announced internship opportunities for 500 students from its partner institutions.  

The initiative aims to deepen academic engagement in the area of standardisation and was revealed during the Annual Convention of BIS Standardisation Chairs and Nodal Faculty of MoU Partner Institutions held recently. 

Internship Program Details 

The 8-week internship is open to students pursuing 4-year degree programmes, 5-year integrated courses, postgraduate degrees, and diploma courses. The program offers a hands-on experience with focus areas including pre-standardisation work in key industries, Quality Control Order (QCO) compliance surveys, and site visits to manufacturing units, MSMEs, and laboratories. 

During the internship, students will conduct in-depth studies on manufacturing and testing processes, raw material standards, in-process controls, and product quality assessment, gaining practical insights into India’s quality and conformity ecosystem. 

Academic Interface and Achievements 

BIS has been actively working with academia to promote a culture of standardisation. Key achievements of this collaboration include: 

  • Integration of standardisation modules into the curriculum of 15 institutions 
  • Over 130 R&D projects commissioned in partnership with educational institutes 
  • Establishment of BIS Corners and Dashboards in more than 50 institutions 
  • Formation of 198 Standards Clubs across 52 institutions 
  • Engagement of over 3,400 students from 74 institutes through national quizzes 

Leadership Vision 

In his inaugural address, Shri Pramod Kumar Tiwari, Director General of BIS, emphasised that the partnership with academic institutions is part of a broader mission to foster a quality-first mindset in India. Shri Rajeev Sharma, Deputy Director General (Standardisation), encouraged institutes to initiate more action-oriented collaborations. 

Also Read: Retirement Age of Employees From Different Sectors- Government Doctors, Teachers, and More! 

Moving Forward 

The convention included technical sessions on curriculum integration, standards formulation, and student engagement, followed by an open house to exchange best practices. Representatives from 58 partner institutes participated, and five institutes, including IIT Roorkee and NIT Jalandhar, were recognised for outstanding performance in BIS initiatives. 

This initiative reaffirms BIS’s commitment to nurturing a future-ready workforce aligned with national and global quality standards. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Campbell Wilson To Step Down as Air India Express Chair Amid Restructuring

As per news reports, Air India CEO Campbell Wilson will step down as the Chairperson of Air India Express, the airline’s low-cost subsidiary. He will be succeeded by Nipun Aggarwal, currently serving as Air India’s Chief Commercial Officer. The move comes as part of an ongoing restructuring initiative by Tata Group, which acquired Air India two years ago. 

New Appointments to Strengthen Strategy 

Alongside the change in chairmanship, Wilson will also vacate his seat on the Air India Express board. He will be replaced by Basil Kwauk, the Chief Operating Officer of Air India. Both Aggarwal and Kwauk will continue in their existing roles, ensuring continuity and alignment across leadership functions. 

Nipun Aggarwal, who joined Air India in January 2022, played a key role in Tata’s acquisition of the airline. Since then, he has overseen several strategic areas, including aircraft acquisition, financing, and business strategy. 

Tata Group’s Airline Overhaul 

This leadership transition is the latest in a series of major changes under Tata Group’s multi-billion-dollar turnaround strategy for Air India. The group is consolidating its airline business by merging four carriers into two, full-service Air India and low-cost Air India Express, the latter formed through the merger with AirAsia India. 

According to Wilson’s internal memo, most of the structural work is now complete. The focus will now shift to optimising the Group’s fleet, network, sales, distribution, and loyalty programs to drive operational efficiency. 

Challenges Amid Expansion Plans 

Despite ambitious growth plans, Air India is facing operational hurdles. Jet delivery delays have forced the airline to operate older aircraft longer than expected, increasing maintenance costs and hampering modernisation. 

Meanwhile, the airline is reportedly exploring a multi-billion-dollar deal for widebody jets to support expansion. With reports suggesting China may block Boeing aircraft amid trade tensions, industry insiders believe Air India might capitalise on redirected inventory for its budget carrier, though the situation remains uncertain. 

Also Read: When Can Investors Expect Flipkart IPO?

Conclusion 

The leadership reshuffle at Air India Express underscores Tata Group’s commitment to reshaping its aviation business. With new leadership and a clear strategy, Air India Express aims to support its parent in scaling operations, but must navigate industry headwinds to fulfil its growth vision. 

 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.