Bajaj Finserv Sees Growth Opportunities Despite Rising Competition

Bajaj Finserv said it plans to steadily increase its market share over the coming years despite heightened competition in the financial services sector, as per PTI reports.  

The company said its long-term focus remains on expanding its customer base and widening access to formal financial products across the country. 

Speaking at the Bajaj Group’s 100-year celebrations, Chairman and Managing Director Sanjiv Bajaj said the company currently caters to nearly one in 3 Indian households. He said the group aims to expand its reach further over the next decade. 

Competition and Industry Growth 

The company said increasing competition in lending and financial services is not expected to affect its expansion plans. Several well-funded players have entered the segment in recent years, particularly in retail lending and digital finance. 

Bajaj said overall economic growth would continue to create room for companies to expand. He added that competition also reduces the risk of complacency within businesses and pushes companies to improve products and services. 

The company also pointed to India’s digital public infrastructure as an important factor supporting growth in financial services.  

According to Bajaj, digital systems have helped improve customer onboarding, product access, and service delivery across the sector. 

Focus on Financial Inclusion 

Bajaj Finance, the group’s lending subsidiary, said it has helped around 25 million people enter the formal financial system during the last 5 years. The company said many of these individuals had previously relied on informal borrowing channels such as moneylenders. 

When asked whether the group intends to convert into a universal bank, Bajaj did not give a direct response. He said the company has continued to expand profitably while increasing financial inclusion through its existing structure. 

Apart from lending operations, the group is also preparing to launch private equity and real estate funds later this year. These funds are expected to raise capital from wealthy investors for deployment across different sectors. 

Read More: Ather Energy, Hero Moto Corp, Bajaj Auto Under Pressure To Hike Prices of Electric 2-Wheelers! 

Bajaj Finserv  Share Price Performance  

As of May 13, 2026, 1:09 pm, Bajaj Finserv Ltd share price was trading at ₹1,744.60, a 0.011% decrease from the previous closing price. 

Conclusion  

The company said geopolitical tensions in West Asia could affect inflation and consumption trends in the near term. However, it expects India’s long-term economic growth to continue supporting demand for financial services. 

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