BMC Plans Amnesty Scheme to Grant Occupation Certificates to Housing Societies

Written by: Akshay ShivalkarUpdated on: 8 Apr 2026, 7:18 pm IST
BMC to table amnesty scheme on April 8, 2026, allowing eligible housing societies in Mumbai to obtain occupation certificates with concessions.
BMC Plans Amnesty Scheme to Grant BMC Plans Amnesty Scheme to Grant Occupation Certificates to Housing SocietiesOccupation Certificates to Housing Societies
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The Brihanmumbai Municipal Corporation (BMC) is expected to table an amnesty scheme on April 8, 2026, aimed at granting occupation certificates (OCs) to housing societies in Mumbai, according to a Hindustan Times report. The move follows a September 2025 announcement by the Government of Maharashtra to introduce a structured policy framework.

The scheme is designed to regularise buildings that currently lack valid OCs. It seeks to address long-standing compliance gaps in the city’s housing sector.

Scope and Eligibility of the Amnesty Scheme

The proposed scheme will apply to housing societies constructed before November 17, 2016. It will include buildings where deviations from approved plans or additional constructions had made them ineligible for OC certification.

Eligible categories include residential buildings, hospitals, and schools. Housing units with a carpet area of up to 80 sq mtrs will also be covered under the proposal.

Charges and Concessions Under the Scheme

The scheme will allow legalisation of housing societies upon payment of applicable charges. These charges will vary depending on the type of building, extent of violations, and size of the project.

The BMC has proposed a 50% concession on key components such as regularisation fees, penalties, and application charges. Applications submitted within the first 6 months will receive full penalty exemptions, while later submissions will be eligible for partial concessions.

Conditions for Obtaining Occupation Certificates

Housing societies applying under the scheme must meet certain regulatory conditions. These include possession of a valid Commencement Certificate (CC) and an Intimation of Development (IOD).

Societies must also have a valid conveyance in place. These requirements are aimed at ensuring that only structurally and legally compliant projects benefit from the scheme.

Impact on Mumbai’s Housing Sector

Mumbai has an estimated 25,000 housing societies that currently lack valid occupation certificates. An OC is a mandatory legal document confirming that a building complies with approved plans and is fit for occupation.

Without it, residents face legal and financial limitations, including restrictions on property transactions. The scheme is expected to provide a structured pathway for regularisation and improve compliance across the housing market.

Read More: BMC Records Highest-Ever ₹7,610.90 Crore Property Tax Collection in FY26.

Conclusion

The proposed amnesty scheme by the BMC aims to address a long-standing issue in Mumbai’s housing sector. By enabling housing societies to obtain occupation certificates with concessions, the initiative seeks to improve legal compliance.

The structured eligibility criteria and phased concessions are designed to encourage timely participation. The final rollout of the scheme will determine its effectiveness in regularising a large number of properties.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.

Published on: Apr 8, 2026, 1:46 PM IST

Akshay Shivalkar

Akshay Shivalkar is a financial content specialist who strategises and creates SEO-optimised content on the stock market, mutual funds, and other investment products. With experience in fintech and mutual funds, he simplifies complex financial concepts to help investors make informed decisions through his writing.

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