How to Download Mutual Fund Statement?

Mutual fund statement is an important document that every investor should know how to access. Whether you’re tracking your investments, filing taxes, or simply staying organised, downloading your mutual fund statement regularly is a good habit to develop. But if you’re wondering where to begin, don’t worry, this guide is designed to make it easy for you.

Let’s walk you through how to download your mutual fund statement using different methods, whether it’s with your PAN number, folio number, or through a consolidated statement. We’ll also clarify what the statement includes and why it’s so important.

What Is a Mutual Fund Statement?

Before we get into the downloading part, let’s first understand what a mutual fund statement is.

A mutual fund statement is a document that shows details of all your mutual fund investments. It includes information such as:

• The name of the scheme(s) you’ve invested in
• The number of units held
• NAV (Net Asset Value) of the units
• Purchase dates and amounts
• Transaction history
• Current value of your investments

You can think of it as your bank statement, but for mutual funds.

Why Is a Mutual Fund Statement Important?

Downloading your mutual fund statement regularly is important for several reasons:

• Track your investments: See how your money is growing and make informed decisions.
• File income tax returns: Your capital gains, dividends, and holdings can be used for tax filing.
• Apply for loans: Some banks may ask for a mutual fund statement as proof of assets.
• Maintain financial discipline: Helps in reviewing your portfolio and rebalancing when needed.

How to Download Mutual Fund Statement?

There are several easy ways to download your mutual fund statement in India. We’ll cover the most common ones below.

1. Download Mutual Fund Statement by PAN Number

This is one of the most convenient ways to get a mutual fund statement across multiple AMCs (Asset Management Companies) if you have used the same PAN card for all your investments.

Here’s how you can do it:

Using CAMS (Computer Age Management Services)

CAMS is a registrar that manages records for many AMCs in India.

Steps:

1. Visit the CAMS website: https://www.camsonline.com
2. Go to the ‘Investor Services’ section.
3. Select ‘Mailback Services’.
4. Choose ‘Consolidated Account Statement’.
5. Enter your PAN number and registered email ID.
6. Choose the statement period – last month, last financial year, or custom dates.
7. Enter the CAPTCHA and submit.

You will receive a password-protected PDF on your registered email. The password is usually your PAN in uppercase.

Using KFintech

KFintech is another major registrar for mutual fund companies.

Steps:

1. Go to: https://mfs.kfintech.com/investor
2. Select ‘Statement of Account’.
3. Enter your PAN and email ID.
4. Choose the date range.
5. Enter the security code and submit.

Like CAMS, the statement will be emailed to you securely.

2. Download Mutual Fund Statement by Folio Number

If you want a statement for a specific mutual fund investment (tied to a particular folio), this method is ideal.

Each mutual fund scheme assigns a folio number to you when you invest. You can use it directly on the AMC’s official website.

Example: HDFC Mutual Fund

1. Go to https://investor.hdfcfund.com
2. Click on ‘Transaction/Statement’.
3. Select ‘Email Statement’.
4. Enter your folio number and registered email ID.
5. Choose the desired time range.
6. Submit and wait for the email with the PDF statement.

You can repeat similar steps for AMCs like SBI Mutual Fund, ICICI Prudential, Axis Mutual Fund, etc.

3. Get a Consolidated Mutual Fund Statement from NSDL or CDSL

If you hold mutual funds in demat form, especially through fintech platforms, you can request a consolidated mutual fund statement via NSDL or CDSL.

NSDL CAS (Consolidated Account Statement)

1. Visit: https://www.nsdl.co.in
2. Go to ‘CAS Request’ under ‘Quick Links’.
3. Enter your PAN and DP ID/Client ID or BO ID.
4. Choose email delivery and the statement period.
5. Submit your request.

CDSL CAS

1. Go to: https://www.cdslindia.com
2. Click on ‘CAS’ in the top menu.
3. Enter your PAN and registered email ID.
4. Select the period and submit the request.

You’ll receive a comprehensive mutual fund statement with both demat and non-demat holdings.

Things to Keep in Mind

Here are some key points to remember when downloading your mutual fund statement:

• Check your email: The statement will be sent to your registered email address. Make sure it’s updated with the AMC or platform.
• Password-protected PDFs: Most emailed statements are encrypted. The password is usually your PAN in uppercase or your date of birth in DDMMYYYY format.
• Spam folder: If you don’t see the statement in your inbox, check the spam or promotions folder.

How Often Should You Download Mutual Fund Statements?

There’s no hard rule, but here are some good habits:

• Monthly or quarterly: Helps you track performance and make adjustments if needed.
• Before filing taxes: Make sure you have the latest data for capital gains or dividend income.
• When switching advisors or platforms: Helps in portfolio transfer or reconciliation.

What If You Forgot Your Folio Number?

If you can’t remember your folio number, you can:

• Check old transaction emails or SMSes.
• Log into your AMC or platform account and go to your investment details.
• Use your PAN number to retrieve your mutual fund statement and find the folio listed there.

Conclusion

Downloading your mutual fund statement isn’t as complicated as it might seem. Whether you use your PAN, folio number, or a trusted investment app, there’s a method that suits everyone.

Staying updated with your investment records helps you make better financial decisions, file taxes smoothly, and keep your portfolio in check. So go ahead, download your latest statement and take control of your investment journey, it’s easier than you think!

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