How to Check Mutual Fund Status with Folio Number?

Investing in mutual funds is one of the easiest ways to grow your money over time. But once you’ve started investing, it’s only natural to wonder how your investments are doing. That’s where your folio number comes into play. It helps you track and manage your mutual fund investments easily.

In this article, we’ll walk you through how to check mutual fund status with folio number in a simple and step-by-step manner. Whether you’re new to investing or have been doing it for a while, this guide is for you.

What is a Folio Number?

A folio number is like a customer ID given to you by a mutual fund company. Every time you invest in a mutual fund, the Asset Management Company (AMC) assigns you this number. Think of it as your account number for mutual funds.

If you invest in multiple schemes with the same AMC, all your investments can be tracked under a single folio number (if you use the same details like PAN and bank account). It keeps things neat and tidy!

Why Check Your Mutual Fund Status?

Before jumping into the “how”, let’s quickly talk about the “why”.

Checking your mutual fund status helps you:

• Know how your investment is performing.
• Check the current value (NAV) of your fund.
• See your gains or losses.
• Confirm SIP instalments are being credited.
• Keep track of units allotted.
• Spot any errors early.

How to Check Mutual Fund Status with Folio Number?

There are multiple ways you can check your mutual fund status using your folio number. Let’s go over each method one by one.

1. Check on the AMC Website

This is the most direct method.

If you know which company (AMC) you invested through—like SBI Mutual Fund, HDFC Mutual Fund, ICICI Prudential, or Nippon India—you can visit their official website.

Steps:

1. Go to the AMC’s official website.
2. Find the “Investor” or “Login” section.
3. Select “Existing Investor” or “Track Your Investment”.
4. Enter your folio number and PAN.
5. Submit to view your fund details.

What You’ll See:

• Fund name
• Number of units
• NAV (Net Asset Value)
• Fund value
• SIP status (if any)

2. Use CAMS or KFintech

CAMS and KFintech are service providers that manage mutual fund records for many AMCs. If your mutual fund is registered with either of these, you can check multiple fund statuses from different AMCs in one go!

CAMS – How to Check:

1. Visit website
2. Click on “Investor Services” > “Mailback Services”.
3. Choose “Consolidated Account Statement”.
4. Enter your registered email ID and PAN.
5. You’ll receive a statement showing your mutual fund status.

KFintech – How to Check:

1. Go to https://www.kfintech.com.
2. Select “Investor Services” > “Portfolio Valuation”.
3. Enter your PAN and folio number.
4. View your investment details.

3. Through Mutual Fund Apps

These days, everything is at your fingertips, thanks to mobile apps. If you’ve invested through a third-party platform like:

• Phonepe
• Paytm Money
• ET Money
• Kuvera

You can simply log in to these apps to check your mutual fund status with your folio number already linked.

What You Need:

• Login credentials (email/password or mobile OTP)
• Access to your linked folio numbers
• Optional: PAN details for extra verification

These apps often show the complete portfolio performance, SIP due dates, and even allow switching or redeeming your units.

4. Check SIP Status with Folio Number

If you’ve set up a Systematic Investment Plan (SIP), you might want to check if the instalments are being deducted on time.

You can do this in two main ways:

A. AMC Website

Same steps as above, log in with your folio number and PAN.

B. Bank Statement

Check your bank statement to see if SIP payments have been debited on the scheduled dates.

5. Email or SMS Updates

Most mutual fund companies send regular updates via email and SMS. These include:

• Transaction confirmations
• SIP due date reminders
• Monthly account statements

Make sure your email and mobile number are registered with the AMC.

6. Request a Consolidated Account Statement (CAS)

If you’ve invested in mutual funds from different AMCs, a Consolidated Account Statement gives you a complete picture.

How to Get CAS:

• Visit CAMS or NSDL CRA websites.
• Enter your PAN and registered email ID.
• Choose email delivery option.
• You’ll receive a detailed report of all your investments across AMCs.

What If You Don’t Know Your Folio Number?

• Check your email inbox for older mutual fund statements.
• Log in to your AMC or app account using PAN and mobile number.
• Call the AMC’s customer care with your PAN and date of birth, they can help you recover it.
• Visit CAMS or KFintech with your PAN to retrieve folio numbers across funds.

Safety Tips While Checking Online

It’s important to be cautious when handling financial information online.

Here are some simple safety tips:

• Always visit official websites (check the URL carefully).
• Avoid using public Wi-Fi when accessing your account.
• Don’t share your folio number or PAN publicly.
• Enable 2-factor authentication wherever possible.

Conclusion

So, there you have it, a complete, easy-to-follow guide on how to check mutual fund status with folio number. Whether you’re using AMC websites, CAMS/KFintech, or an investing app, keeping an eye on your investments has never been easier.

Just remember your folio number, and you’re all set! If you haven’t already, consider downloading the app or bookmarking the website you use the most; it’ll save you time every month.

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