To become a crorepati is a cherished milestone for many individuals in India. While the first ₹1 crore is believed to be the hardest to earn, systematic and disciplined investing through SIP makes this dream more achievable. The question remains, how much is needed every month to turn this dream into reality?
To create a corpus of ₹1 crore in 10 years with an expected annual return of 12%, the monthly SIP required is ₹43,100. This amount, invested consistently every month, benefits from the power of compounding across the investment period.
At the end of 10 years, the total value of your investment is projected to be ₹1,00,13,814. The total amount invested over this period stands at ₹51,72,000. The estimated returns generated through compounding are ₹48,41,814.
Consistency is the core of a successful SIP. Regular contributions help in averaging the cost of investment and create a disciplined habit. Over time, small monthly instalments accumulate into a large corpus without causing financial strain.
An online SIP calculator assists in goal-based investing by offering clear insights into required monthly contribution, future value of investment and wealth creation timeline. It helps adjust inputs like tenure or expected return to suit your financial goals.
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Reaching ₹1 crore is possible with disciplined monthly investing and patience. Systematic planning through SIP and periodic review of your portfolio can keep you aligned with your wealth creation goal.
Disclaimer: This blog has been written exclusively for educational purposes. The securities or companies mentioned are only examples and not recommendations. This does not constitute a personal recommendation or investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.
Investments in securities are subject to market risks. Read all related documents carefully before investing.
Published on: Aug 20, 2025, 3:40 PM IST
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