UTI Mutual Fund

About UTI Mutual Fund

UTI Asset Management Company (UTI AMC) is among India’s leading asset management companies and serves as the investment manager for UTI Mutual Fund. The company is supported by a research and fund management team of over 30 professionals, with an average experience of more than 20 years among its fund managers. It offers over 80 open-ended schemes and more than 20 financial planning and investment tools to cater to different investor needs. 

UTI AMC also has a wide distribution network, including over 250 UTI Financial Centers and a presence across more than 700 districts in India. Beyond its domestic operations, the company manages domestic and offshore funds and provides wealth management, retirement solutions, private equity and advisory services, with operations spanning over 30 countries.

As of June 30, 2026, the UTI Mutual Fund had a quarterly average AUM of ₹3,92,691 crore and over 1.42 crore live folios, while the broader UTI AMC Group managed assets worth ₹20.57 lakh crore.

UTI Mutual Fund Key Information

The following are some of the key information regarding the UTI asset management company - 

How to Invest in UTI Mutual Fund via Angel One?

Investing in UTI Mutual Funds is an easy and hassle-free process when done through your Angel One Demat account. Just take the following steps: 
Step 1: Log in to your Angel One account with your mobile number and validate with OTP. At the next step, enter the MPIN. 
Step 2: Find the most suited UTI MF based on your goals and risk profile. To do this, learn more about each fund offered by the AMC on the Angel One app. At this stage, consider the following to evaluate the funds:

1. Find your desired fund or choose one from those listed by Angel One.
2. Analyse the fund’s historical performance, sectoral and stock holdings, and tax incidence. Ascertain the estimated earnings on investment using the returns calculator.
3. Understand the scheme’s level of risk and see if it aligns with your tolerance.
4. Consider the fund’s ratings assigned by reputed rating agencies. Typically, mutual funds are rated from 1 to 5 based on various parameters like consistency, risk, returns, etc.
5. Check the fund’s expense ratio to estimate the cost of investing in it.

Step 3:Once you have chosen the fund(s) for investing, open your Angel One account and go to the Mutual Funds section to select the fund on the page. Mutual funds are long term investments, and you must make a careful choice. Things you must consider are:

1. Lumpsum or SIP investment
2. Amount you want to pay and preferred method of payment. UPI is the most desired option, but you can also opt for payment via Net Banking.
3. If investing through SIP, you can also set a mandate for automatic debit.

Note: If you don’t have an Angel One, open a Demat in a matter of minutes by submitting the necessary documents. 

Documents Required To Invest in UTI Mutual Fund

Investing in UTI Mutual Fund through Angel One offers you a streamlined and entirely digital KYC process, ensuring a hassle-free investment journey. To complete the KYC process, you'll need to furnish the following essential documents:

1. PAN Card Details (Compulsory)
2. Personal Information (Full Name, Mobile Number, Email Address)
3. Address Proof (Aadhar Card is recommended, including both front and back sides)
4. Bank Account Details, along with a canceled check if required
5. Nominee details and FATCA Declarations

With Angel One, the KYC verification process is simplified, allowing you to swiftly and efficiently access UTI Mutual Funds, whether you're a new or returning investor. Achieving your financial goals is now more accessible through our user-friendly platform. Your KYC process will be completed in just 48-72 business hours, enabling you to commence your mutual fund journey promptly.

Top 10 UTI Mutual Fund to Invest

Note: The data is as of February 2026, with funds ranked by the highest 3-year CAGR among UTI Mutual Fund schemes.

UTI Gold ETF FoF

The UTI Gold ETF FoF aims to provide returns that closely track the UTI Gold ETF by investing primarily in units of the underlying gold ETF. The fund is managed by Sharwan Kumar Goyal and Ayush Jain. 

Its benchmark is the Domestic Price of Gold. The scheme levies an exit load of 1% if redeemed within 15 days.

UTI Transportation & Logistics Fund

The UTI Transportation & Logistics Fund seeks long‑term capital appreciation by investing in companies engaged in the transportation and logistics sectors. It is managed by Sachin Trivedi. 

Its benchmark is the Nifty Transportation & Logistics TRI. The scheme levies an exit load of 1% if redeemed within 30 days.

UTI Healthcare Fund

The UTI Healthcare Fund aims to generate long‑term capital appreciation by investing predominantly in pharmaceutical and healthcare companies. It is managed by Kamal Gada. 

Its benchmark is the NIFTY Pharma Index / BSE Healthcare TRI. The scheme levies an exit load of 1% if redeemed within 30 days.

UTI Large & Mid Cap Fund

The UTI Large & Mid Cap Fund aims to generate long‑term capital appreciation by investing in a diversified portfolio of large‑cap and mid‑cap companies. It is managed by V. Srivatsa. 

Its benchmark is the NIFTY Large Midcap 250 TRI. The scheme levies an exit load of 1% if redeemed within 1 year.

UTI Nifty Next 50 Index Fund

The UTI Nifty Next 50 Index Fund aims to replicate the performance of the NIFTY Next 50 TRI by investing in the same constituent stocks. It is managed by Ayush Jain and Sharwan Kumar Goyal. 

Its benchmark is the NIFTY Next 50 TRI. The scheme has no exit load.

UTI Multi Asset Allocation Fund

The UTI Multi Asset Allocation Fund seeks long‑term capital appreciation by investing in a diversified mix of equity, debt and gold ETFs. It is managed by Sharwan Kumar Goyal and Jaydeep Bhowal. 

Its benchmark is the BSE 200 TRI. The scheme levies an exit load of 1% if redeemed within 30 days.

UTI Infrastructure Fund

The UTI Infrastructure Fund aims to provide long‑term capital appreciation by investing in companies engaged in infrastructure‑related sectors. It is managed by Sachin Trivedi and Deepesh Agarwal. 

Its benchmark is the NIFTY Infrastructure TRI. The scheme levies an exit load of 1% if redeemed within 30 days.

UTI Dividend Yield Fund

The UTI Dividend Yield Fund aims to generate long‑term capital appreciation and income by investing in high dividend‑yielding equities. 

It is managed by Amit Kumar Premchandani. Its benchmark is the NIFTY 500 TRI. The scheme levies an exit load of 1% if redeemed within 1 year.

UTI Nifty200 Momentum 30 Index Fund

The UTI Nifty200 Momentum 30 Index Fund aims to track the Nifty 200 Momentum 30 TRI, offering exposure to momentum‑based large and mid‑cap stocks. It is managed by Sharwan Kumar Goyal and Ayush Jain. 

Its benchmark is the Nifty 200 Momentum 30 TRI. The scheme has no exit load.

UTI Banking and Financial Services Fund

The UTI Banking and Financial Services Fund aims to generate long‑term capital appreciation by investing in banking and financial services companies. It is managed by Amit Premchandani. 

Its benchmark is the NIFTY Financial Services TRI. The scheme levies an exit load of 1% if redeemed within 30 days.