Tata Capital Share Price in Focus; Enters Gold Loans Through Acquisition of Yogloans

Tata Capital has approved the acquisition of an approximately 88.6% stake in Yogakshemam Loans Ltd. (Yogloans), an RBI-registered non-banking financial company, as per an exchange filing dated July 13, 2026.  

The acquisition will give Tata Capital an entry into the gold loan business through an existing lender. The transaction will be completed through a combination of share purchases from existing shareholders and subscription to fresh equity.  

After completion, Yogloans will become a subsidiary of Tata Capital, subject to regulatory approvals.  

Terms of the Transaction 

The acquisition will be carried out through an all-cash deal. Tata Capital will subscribe to fresh equity worth about ₹93 crore, while the purchase price for shares held by existing investors will be determined in line with the company's net worth as of September 30, 2026.  

The transaction is based on a pre-money equity valuation of not more than ₹318 crore. The company expects the process to be completed within eight months after obtaining the required approvals, including from the Reserve Bank of India.  

Yogloans' Operations 

Yogloans was incorporated in 1991 and is headquartered in Thrissur, Kerala. As of March 31, 2026, it had assets under management of about ₹708 crore and operated 162 branches across Kerala, Karnataka, Tamil Nadu and Andhra Pradesh.  

The lender serves around 32,000 customers, with gold loans accounting for nearly 85% of its portfolio. During FY26, the company reported a turnover of ₹14,038.53 Lakh and a profit after tax of ₹1,421.20 Lakh. It also has a workforce of more than 990 employees.  

Business Continuity 

The existing management team will continue to run Yogloans after the acquisition. The company is led by promoter and Managing Director Unnikrishnan Idicharm Veetil.  

Tata Capital said the acquisition adds an established lending platform, branch network and customer base to its retail lending operations. The transaction has been structured as a cash acquisition and does not involve a share swap.  

Read More: Tata Consultancy Services Share Price Gains Over 4%; Rejigs Leadership, Business Units for AI-Led Deals! 

Tata Capital Share Price Performance  

As of July 13, 2026, 12:29 pm, Tata Capital Ltd share price was trading at ₹359.00, down 0.44% from the previous closing price. 

Conclusion 

Following completion of the transaction, Yogloans will operate as a Tata Capital subsidiary. The acquisition is currently awaiting regulatory clearances and fulfilment of the conditions specified under the agreement before it can be completed. 

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