Employees' Provident Fund Organisation (EPFO) members are expected to receive interest for FY2025-26 in their provident fund accounts today, July 15, 2026. Earlier, Union Labour Minister Mansukh Mandaviya had said that the EPFO was processing interest payments for around 34 crore member accounts and that the updated balance would be available by July 15.
According to the minister, the interest will be auto processed, verified by field authorities, and then credited to members' accounts. Once credited, the updated balance will be reflected in the EPF passbook.
Members can check whether the interest has been credited through the following channels:
EPFO Member e-Sewa Portal
Passbook Lite on the EPFO Member Passbook portal
UMANG App
SMS Service
Missed Call Service
To view your updated PF balance using Passbook Lite:
Visit the EPFO Member Passbook portal.
Log in using your 12-digit UAN, password and captcha.
Verify the OTP sent to your Aadhaar-linked mobile number.
Select View and click Passbook Lite to check recent contributions, withdrawals and balance details.
Members with an activated UAN can also check their PF balance through SMS.
Send an SMS in the format EPFOHO UAN to 7738299899 from your UAN-registered mobile number.
To receive the response in a regional language, add the language code after your UAN.
The service supports:
English (default)
Hindi (HIN)
Punjabi (PUN)
Gujarati (GUJ)
Marathi (MAR)
Kannada (KAN)
Telugu (TEL)
Tamil (TAM)
Malayalam (MAL)
Bengali (BEN)
The reply includes the latest PF contribution, account balance, and KYC details.
Read More: EPFO Discontinues UAN Activation on Portal; Subscribers Must Use UMANG App with Face Authentication
Members can also use the UMANG app to access EPFO services.
After downloading the app and linking the UAN, users can:
View their PF balance.
Track contributions.
Raise EPF claims.
View a summary of pension account transactions for the last 3 months.
Download detailed transaction statements in PDF format.
No. Under Paragraph 60 of the EPF Scheme, 1952, interest is calculated on the monthly running balance even if it is credited later. Therefore, a delay in credit does not result in any loss of interest for subscribers, as interest continues to accrue until it is credited.
EPFO members can check their PF balance through multiple online and offline channels to verify whether the FY2025-26 interest has been credited. Even if the interest reflects later than expected, subscribers will continue to earn interest on their eligible balance under the EPF Scheme.
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Published on: Jul 15, 2026, 11:05 AM IST
Rakesh Deshmukh
Rakesh Deshmukh is a financial content specialist with around 3 years of experience writing impactful content across equities, mutual funds, IPOs, and personal finance. At Angel One, he decodes real-time market trends and breaking news, helping investors and traders stay updated. He also helps investors make informed decisions by simplifying market fundamentals and technical analysis. He holds a bachelor’s degree in commerce.
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