Bank Holiday on December 26, 2025: States Observing Closure on Friday for Christmas Celebrations

Bank holidays in India vary widely by state, particularly during major festivals such as Christmas. While December 25 is observed as Christmas Day across most regions, December 26 is also marked as a holiday in select states. 

Customers are advised to check local bank schedules before planning branch visits, as closures depend on the Reserve Bank of India’s (RBI) state-wise holiday calendar.

Are Banks Open Today, Friday, December 26, 2025?

As per the RBI holiday list, banks are closed on Friday, December 26, 2025, in Mizoram, Nagaland and Meghalaya due to Christmas celebrations. 

In all other states and Union Territories, banks are operating as per normal working-day schedules. Digital banking services such as UPI, internet banking, mobile banking and ATMs continue to function across the country, regardless of branch closures.

Why Bank Holidays Differ Across States?

India follows a combination of national, regional and festival-specific bank holidays. During Christmas, some states observe a single-day holiday on December 25, while others extend celebrations over two to three days, resulting in additional closures on December 26 or December 27. Apart from festival holidays, banks remain shut on Sundays and on the second and fourth Saturdays of every month nationwide.

December 2025 Bank Holidays at a Glance

In December 2025, banks observe multiple state-specific holidays, including State Inauguration Day, Indigenous Faith Day, Goa Liberation Day, Losoong/Namsoong, Christmas Eve, Christmas, Christmas Celebration, and New Year’s Eve. The exact dates vary by location, making it essential for customers to verify holidays applicable to their city or state.

What Customers Should Keep in Mind?

Customers planning cash withdrawals, cheque clearances or in-branch services should confirm local bank operations in advance. While branches may be closed in select states, online and electronic banking channels ensure uninterrupted access to essential services.

Also Read: RBI Gold Loan Guidelines 2025 Recap!

Conclusion

December 26, 2025, is a bank holiday only in Mizoram, Nagaland and Meghalaya due to Christmas celebrations. Elsewhere in India, banks are open as usual. Checking state-wise bank holidays remains the best way to avoid last-minute inconvenience.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a private recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.