The Employees’ Provident Fund (EPF) is a retirement savings scheme where both the employee and employer contribute every month. Checking your PF balance regularly helps you track savings, monitor contributions, and plan your finances better. While many people check PF balance online using UAN, you can also check it without UAN.
Key Takeaways
- EPF is a retirement savings scheme, so checking your PF balance regularly is important.
- You can check PF balance with or without UAN via missed call, SMS, EPFO portal, or UMANG app.
- Offline methods are quick but need a registered mobile number and active UAN.
- Online login shows full passbook details, including employee, employer, and pension share.
- Exempted establishment employees must check salary slips or contact HR.
Different Ways to Check PF Balance
| Method | How to Use |
| Missed call from registered mobile | Dial 99660 44425 |
| SMS from registered mobile | Send EPFOHO UAN to 7738299899 |
| EPFO portal | Log in using UAN and password |
| UMANG app | Go to EPFO → View Passbook |
PF Balance Check Without UAN (Offline)
1. Check PF Balance by Missed Call
Give a missed call to 9966044425 from your registered mobile number. The call will disconnect automatically, and you will receive an SMS with your Member ID, last contribution, and total PF balance.
Note: Your UAN must be activated and linked with bank account, Aadhaar, or PAN.
2. Check PF Balance Through SMS
- Send an SMS to 77382 99899 from your registered mobile.
- Type the message in this format: EPFOHO UAN ENG.
- You can replace ENG with other language codes such as: HIN, PUN, GUJ, MAR, KAN, TEL, TAM, MAL, or BEN.
PF Balance Check Using UAN (Online)
1. Through EPFO Portal
- Visit the EPFO passbook portal.
- Log in using UAN, password, and captcha.
- Enter the OTP sent to your Aadhaar-linked mobile.
- Select your Member ID.
- Click View Passbook to see details.
Your passbook shows:
- Employee contribution
- Employer contribution
- Pension (EPS) contribution
2. Through UMANG App
- Download the UMANG app.
- Go to Services → Social Security → EPFO.
- Select View Passbook under employee services.
- Enter UAN and verify with OTP.
- Choose the employer account to see full PF details.
You can also download the passbook for reference.
Read More About: How to Find Your UAN Online and Offline?
PF Balance for Exempted Establishments
If the message says “Passbook not available”, you may work in an exempted establishment, where PF is managed by a company trust instead of EPFO.
To check the balance, you should:
- Review salary slips
- Use the company’s employee portal
- Contact the HR department
Read More About: Employees Provident Fund
Common Reasons You Cannot Check Your PF Balance
- Mobile number not registered: Update it in the EPFO profile.
- UAN not activated: Activate UAN before using online services.
- Mismatch in personal details: Correct it using a Joint Declaration Form.
- Passbook unavailable: Happens for exempted employees or within 24 hours of UAN activation.
Read More About: How to Check EPF Balance?
Conclusion
Checking your EPF balance regularly helps you stay aware of your retirement savings, interest earned, and monthly contributions. Today, the process is quick and simple, you can check it through the EPFO portal, UMANG app, missed call, or SMS, whether or not you remember your UAN.
