Punjab & Sind Bank Shares in Focus: Reported Rising Deposits and CASA in Q3FY26

On January 2, 2025, Punjab & Sind Bank shares price rose over 4%, reaching a day high of ₹29.30 at 11:55 AM after opening at ₹28.99 on BSE. The gain in Punjab & Sind Bank shares follows the release of Q3FY26 business update, wherein it reported steady growth across key business and balance sheet metrics for the quarter ended December 31, 2025, according to a regulatory filing.

Business Showcased Higher Momentum

Based on provisional data shared by the bank, its total business reached ₹2,49,691 crore as of December 31, 2025, up from ₹2,41,272 crore on September 30, 2025, and ₹2,23,267 crore a year earlier. This represents a quarter-on-quarter rise of 3.49% and a year-on-year increase of 11.84%.

Rising Deposits and CASA

Total deposits climbed to ₹1,39,203 crore at the end of December 2025, marking a 2.58% increase from the previous quarter and a 9.27% growth compared with December 31, 2024. CASA deposits rose to ₹43,182 crore, up 4.99% sequentially and 8.77% year-on-year, with the CASA ratio standing at 31.02%, slightly higher than 30.31% in the prior quarter and broadly in line with 31.16% a year ago.

Also Read: Banks’ Gross NPAs Expected to Decline Further by March 2027: RBI

Gross advances expanded to ₹1,10,488 crore, reflecting a 4.66% quarter-on-quarter growth and a 15.25% year-on-year increase. The bank’s credit-to-deposit ratio improved to 79.37% as of December 31, 2025, compared with 77.79% in the previous quarter and 75.25% in the same period last year.

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