LIC Targets Double-Digit Growth in FY27, Keeps Focus on Margin Expansion

Written by: Team Angel OneUpdated on: 25 May 2026, 7:55 pm IST
LIC targets double-digit growth in FY27 as the insurer continues working on profitability and margin improvement measures.
LIC Targets Double-Digit Growth in FY27
ShareShare on 1Share on 2Share on 3Share on 4Share on 5

Life Insurance Corporation of India (LIC) expects revenue growth to remain in double digits in FY27, even as the insurer continues to focus on improving margins and profitability, as per news reports. 

Managing Director and CEO R Doraiswamy noted that the company would continue making changes in product mix, distribution channels and operational processes to support earnings growth.  

VNB Rises 42% in FY26 

LIC reported a 42% increase in value of new business (VNB) in FY26. The company’s VNB margin also expanded by around 360 basis points during the year. 

The insurer attributed the margin growth to a higher contribution from products with better returns and ongoing cost-efficiency efforts. The company did not provide a margin forecast for FY27. 

Doraiswamy mentioned that LIC would aim to maintain “not less than double-digit” growth in top-line revenue, though he avoided giving specific guidance for the financial year. 

Concerns Over Global Uncertainty 

The company noted that business trends remained steady in April and continued into May. However, management flagged geopolitical tensions and market volatility as risks for the insurance sector. 

According to LIC, prolonged global uncertainty could affect household savings patterns and long-term investment decisions. The insurer observed that demand for insurance products may weaken if consumers become cautious about financial commitments. 

Even with these concerns, LIC indicated that business momentum has remained stable so far. 

Bonus Share Issue  

LIC recently announced a 1:1 bonus issue along with higher dividend payouts. The company noted that the measures were intended to improve liquidity and increase shareholder participation. 

Read MoreAdani Group Pays 1st Tranche of ₹6,000 Crore to Jaiprakash Associates Lenders Under ₹14,535 Crore Resolution Plan! 

Life Insurance Corporation of India (LIC) Share Price Performance 

As of May 25, 2026, 1:33 pm, Life Insurance Corporation of India (LIC) share price was trading at ₹835.60, up 2.79% from the previous closing price. 

Conclusion 

LIC plans to maintain revenue growth and improve margins in FY27 as it tracks changing market conditions, savings behaviour and investment trends. 

For daily market updates and regular stock market news in Hindi, stay tuned to Angel One's share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.   
 
Investments in the securities market are subject to market risks, read all the related documents carefully before investing. 

Published on: May 25, 2026, 2:24 PM IST

Team Angel One

Team Angel One is a group of experienced financial writers that deliver insightful articles on the stock market, IPO, economy, personal finance, commodities and related categories.

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