India's Digital Fraud Rate Stands at 7.1% in 2025, Nearly Twice the Global Average: Report

India recorded a suspected digital fraud rate of 7.1% across consumer transactions in 2025, according to TransUnion's H1 2026 Top Fraud Trends Report.  

The global average stood at 3.8%, placing India's fraud exposure well above many other markets. The data shows transactions that were flagged as suspected fraud across digital platforms. 

Existing Users Under Greater Threat 

The report found that account login has become the most vulnerable stage in India's digital customer journey.  

About 3.9% of login attempts were suspected to be fraudulent, compared with 3.1% for account creation and 1.2% for financial transactions.  

This differs from global trends, where opening new accounts carries the highest fraud risk. 

Logistics, Telecom and Insurance Most Affected 

Fraud exposure varied across industries. Logistics recorded the highest suspected fraud rate at 16.3%, followed by telecommunications at 14.7% and insurance at 11.5%.  

These sectors depend heavily on digital interactions and process large volumes of transactions every day, increasing the scope for identity-related fraud attempts. 

Shift in Fraud Techniques 

The report points to a change in the methods used by cybercriminals. Instead of creating fake accounts, fraudsters are increasingly trying to gain access to genuine customer accounts through stolen credentials.  

Such attacks often rely on compromised usernames and passwords obtained through phishing campaigns or earlier data leaks. 

Read More: PM-VBRY Registers 60 Lakh First-Time Employees Since August 2025; More Than 18 Lakh Women Benefit! 

Conclusion 

The findings show that fraud patterns are changing alongside the growth of India's digital economy. As more services move online, account security and identity verification remain important areas of focus for companies handling digital transactions and customer data. 

For daily market updates and regular stock market news in Hindi, stay tuned to Angel One's share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.   
 
Investments in the securities market are subject to market risks, read all the related documents carefully before investing.