IDFC FIRST Bank Reports 17.7% Growth in Deposits During Q1FY27; CASA Ratio at 50.8%

IDFC FIRST Bank reported total deposits of ₹3,11,874 crore as of 30 June 2026, an increase of 17.7% from ₹2,64,971 crore in the corresponding period last year, as per an exchange filing dated July 3, 2026.  

Compared with ₹2,94,475 crore reported at the end of March 2026, deposits grew 5.9% during the quarter. The figures released by the bank are provisional and will be subject to statutory audits.  

CASA Deposits Record Higher Growth 

CASA deposits stood at ₹1,58,563 crore, compared with ₹1,27,158 crore a year ago and ₹1,46,650 crore in the previous quarter. This translates into a 24.7% year-on-year and 8.1% quarter-on-quarter increase.  

The growth in current and savings account balances led to the CASA ratio improving to 50.8%, up from 49.8% in March 2026 and 48.0% in June 2025.  

Advances Continue to Grow 

Loans and advances rose to ₹3,05,488 crore at the end of the June quarter, compared with ₹2,53,233 crore a year earlier. On a sequential basis, the loan book increased from ₹2,90,278 crore, reflecting 20.6% year-on-year and 5.2% quarter-on-quarter growth.  

The bank stated that these figures include credit investments in corporate bonds, pass-through certificates (PTCs) and security receipts (SRs).  

Credit-Deposit Ratio and Asset Quality 

The credit-deposit ratio was 95.5% as of 30 June 2026, compared with 96.4% at the end of the previous quarter and 93.4% a year earlier.  

Alongside the business update, the bank said its asset quality continued to improve over earlier periods. However, detailed asset quality indicators were not disclosed in the provisional update.  

Read More: Bajaj Housing Finance Share Price Rallies Over 6% on July 3, 2026, After Q1 FY27 Business Update! 

IDFC FIRST Bank Share Price Performance  

As of July 3, 2026, 3:30 pm, IDFC First Bank share price closed at ₹80.60, up 1.36% from the previous closing price. 

Conclusion 

The Q1FY27 business update showed growth across the bank's deposit and loan portfolio, with CASA deposits growing faster than overall deposits. The figures remain provisional and are subject to statutory audit. 

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