Bandhan Bank Adjusts Fixed Deposit Rates, Offers Up to 7.95% Returns

Bandhan Bank has announced revised interest rates for its fixed deposits (FDs), increasing rates by 20 basis points for deposits with 2-year to less than 3-year tenures. This adjustment allows senior citizens to earn up to 7.95%, while non-senior citizens receive 7.45% for the same period. 

Enhanced Rates for Diverse Tenures 

Bandhan Bank's updated FD rates aim to provide attractive returns across different customer segments. For senior citizens, the bank now offers a 7.75% rate for 3-year to less than 5-year deposits, while non-senior citizens can earn 7.25% during this period.  

Additionally, for deposits ranging from 1 year to less than 2 years, senior citizens benefit from a 7.50% rate, contrasted with the 7.00% offered to other customers. 

Long-Term Investment Options 

For those interested in long-term deposits, Bandhan Bank offers 6.60% for senior citizens and 5.85% for others on deposits with tenures from 5 years to 10 years.  

This makes the bank's FD offerings highly competitive within the banking sector, catering to various investment durations and customer needs. 

Additional Savings Opportunities 

Beyond fixed deposits, Bandhan Bank provides an interest rate of 6.5% on savings account balances between ₹5 lakh and ₹10 lakh. Customers are encouraged to explore additional synergies between savings schemes and fixed deposits to maximise returns. 

Read More: Bandhan Bank Hikes FCNR(B) Deposit Rates to 7.1% for NRI Customers for 3-5 Year Terms! 

Digital Accessibility for Customers 

To facilitate ease of transactions, Bandhan Bank allows customers to open or invest in fixed deposits through its retail internet banking platform or the mBandhan mobile application.  

This digital process is designed to streamline FD booking, making it possible to complete within minutes without needing to visit a branch. 

Bandhan Bank Share Price Performance  

As of June 24, 2026, at 3:05 PM, Bandhan Bank share price on NSE was trading at ₹212.28, up by 2.49% from the previous closing price. 

Conclusion 

Bandhan Bank's revision of fixed deposit rates includes an increase for 2-year to less than 3-year deposits, offering up to 7.95% for senior citizens. There are also competitive rates for various tenures for other customers. As of March 31, the bank's deposit base stood at ₹1.66 lakh crore, with advances exceeding ₹1.54 lakh crore. 

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