DSP Mutual Fund Lifts Subscription Limit in DSP Credit Risk Fund Effective June 15, 2026

DSP Mutual Fund has announced the removal of the existing ₹10 crore subscription limit per PAN for investments in the DSP Credit Risk Fund.  

The change will take effect from 15 June 2026 and will apply to both existing and new investors. 

The revised rule covers investments made through lump sum purchases, Systematic Investment Plans (SIPs), Systematic Transfer Plans (STPs) and switch-ins.  

The fund house has stated that subscriptions through these routes will no longer be subject to the earlier cap. 

Scheme Details 

The DSP Credit Risk Fund is an open-ended debt scheme that was launched on 1 January 2013.  

As of 31 May 2026, the fund had assets under management of ₹258 crore and has delivered a return of 9.20% since launch. 

The scheme is benchmarked against the CRISIL Credit Risk Debt B-II Index and is managed by Kunal Khudania. It carries a 'Moderately High' riskometer rating, with an above-average risk grade and a below-average return grade. 

Investment Requirements 

The minimum investment amount in the scheme is ₹100, while additional investments and SIP instalments also start at ₹100.  

The minimum withdrawal amount is ₹500, and investors are required to maintain a minimum balance of ₹500. 

The fund does not have a lock-in period. However, an exit load of 3% is applicable if units are redeemed within 12 months. The base expense ratio stood at 0.40% as of 31 May 2026. 

Read More: Helios Flexi Cap Fund Portfolio Update: Adani Enterprises, Dixon Technologies Added; Tata Motors and Titan Exited in May 2026! 

Conclusion 

The withdrawal of the ₹10 crore subscription limit will allow investments into the DSP Credit Risk Fund without the earlier PAN-based restriction from 15 June 2026. Other features of the scheme, including investment thresholds, exit load and expense ratio, remain unchanged. 

For daily market updates and regular stock market news in Hindi, stay tuned to Angel One's share market news in Hindi. 

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions.   
 
Mutual Fund Investments are subject to market risks, read all the related documents carefully before investing.