IndiGo and IDFC FIRST Bank Unveil Co-branded Credit Card

IndiGo and IDFC First Bank have introduced a co-branded credit card that combines the advantages of both Mastercard and RuPay. Marketed as the IndiGo IDFC First Credit Card, it is intended to enhance payment flexibility, global acceptance, and travel-focused benefits. 

The card is available either with a joining fee of ₹4,999 or through a fixed deposit of ₹1 lakh, which assures approval without any joining cost. Both Mastercard and RuPay versions are issued together under a single application.

Features and Benefits

Cardholders are entitled to a welcome pack of 5,000 IndiGo BluChips and a complimentary meal voucher upon joining via the fee-based route, along with 3,000 BluChips for spends worth ₹1 lakh within the first 90 days. Rewards include up to 22 BluChips per ₹100 spent on IndiGo flight bookings via the airline’s website and app, and annual milestone rewards of up to 25,000 BluChips. 

Additional travel and lifestyle privileges consist of a low 1.49% foreign exchange markup, trip cancellation coverage, and other insurance benefits. The RuPay variant can also be connected with UPI, enabling everyday digital payments.

Strategic Positioning

The collaboration supports IndiGo’s strategy to strengthen its BluChip loyalty programme by extending rewards beyond travel to routine expenditure. IDFC First Bank has also introduced an FD-backed option to broaden accessibility for customers. 

Executives from IndiGo, IDFC First Bank, Mastercard, and NPCI announced that their new credit card is designed to make travel perks and digital payments more accessible. You can apply for the card now on its website.

Read More: IDFC First Bank Receives RBI Approval for ₹2,624 Crore Investment by Platinum Invictus!

Interglobe Aviation Share Price Performance 

As of August 19, 2025, at 12:54 PM, Interglobe Aviation share price is trading at ₹6,045.50 per share, reflecting a decline of 0.84% from the previous day's closing price. Over the past month, the stock has surged by 2.85%. 

Conclusion 

The IndiGo IDFC First Credit Card merges Mastercard and RuPay benefits under one application, providing travel rewards, low forex markup, and UPI access. With FD-backed approval and loyalty integration, it aims to boost accessibility and everyday use for travellers.

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.