UPI Processes 22.72 billion Transactions Worth ₹28.92 Lakh Crore in June; Volume Down 2.1% MoM

The Unified Payments Interface (UPI) processed 22.72 billion transactions, marking a 23.48% year-on-year increase, worth ₹28.92 lakh crore, reflecting a 20.30% year-on-year rise, in June 2026, according to data released by the National Payments Corporation of India (NPCI). 

While transaction volume and value declined from the record levels seen in May, the average daily transaction count reached a fresh high, reflecting continued momentum in digital payments. 

UPI Transaction Volume and Value Moderate in June 2026 

UPI processed 23.20 billion transactions worth ₹29.90 lakh crore in May 2026. On a month-on-month basis, transaction volume declined 2.1%, while transaction value fell 3.3% in June. 

The lower monthly numbers were influenced by June, having 30 days, compared with 31 days in May. On a daily basis, however, UPI activity increased. 

The average daily transaction count rose to 757.33 million in June from 748.45 million in May, marking the highest daily run rate recorded so far. Meanwhile, the average daily transaction value remained largely unchanged at ₹96,400 crore, compared with ₹96,465 crore in the previous month. 

Average UPI Transaction Size Continues in June 2026 

The average UPI transaction size fell to ₹1,272.89 in June from ₹1,288.87 in May and ₹1,306.52 in June 2025. 

Compared with January 2022, when the average ticket size stood at ₹1,802, the average UPI transaction value declined by nearly 29%. 

The trend indicates that UPI adoption continues to expand for smaller, high-frequency payments such as retail purchases, household spending, mobility payments and peer-to-peer transfers. 

Read More: NPCI Plans Unified E-Mandate Tracking Feature Across All UPI Payment Apps 

UPI Records Strong Start to FY27 

During the April-June quarter of FY27, UPI processed 68.27 billion transactions worth ₹87.85 lakh crore. 

This compares with 54.97 billion transactions worth ₹73.13 lakh crore during the corresponding quarter of the previous financial year. 

In Which Countries Is UPI Available Now? 

UPI has expanded its international footprint with the launch of services in Greece, making it the 10th country where India's digital payment platform is available. 

Commerce and Industry Minister Piyush Goyal witnessed a demonstration of the Eurobank–NPCI International Payments Limited partnership at Eurobank headquarters in Athens during his visit to Greece. 

With this addition, UPI is now available in: 

The international expansion aims to enable Indian travellers to make QR-based merchant payments abroad while supporting cross-border payment services. 

Conclusion 

UPI processed 22.72 billion transactions worth ₹28.92 lakh crore in June 2026. While monthly transaction volume and value moderated from May's record levels, the platform recorded its highest-ever average daily transaction count. UPI also expanded its global presence during the month with the launch of services in Greece. 

Read stock market news in Hindi. Head to Angel One's share market news in Hindi for comprehensive coverage.  

Disclaimer: This blog has been written exclusively for educational purposes. The securities mentioned are only examples and not recommendations. This does not constitute a personal recommendation/investment advice. It does not aim to influence any individual or entity to make investment decisions. Recipients should conduct their own research and assessments to form an independent opinion about investment decisions. 

Investments in the securities market are subject to market risks, read all the related documents carefully before investing.